Find the latest Bank of America Advantage Banking checking bonus, promotions, and offers here.
Currently, Bank of America is offering a $300 bonus offer when opening an eligible checking account and meet required qualifications. Click here to learn more.
Update 6/26/25: The Bank of America Advantage Banking $300 Bonus Offer (improved offer) has been extended through 7/31/2025.
Bank of America Checking Bonus Offer
To qualify for this offer,
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 7/31/2025
- Open a Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC
(Visit Bank of America to learn more)
Bank of America Advantage SafeBalance Banking®
- If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
- Banking that helps you stay within your balance
- Digital banking in the palm of your hand – no paper check writing available with this account
- Get help spending only the money you have available
- Helps keep you from spending more than you have – and no overdraft fees
- A great start for students and young adults
Bank of America Advantage Plus Banking®
- If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
- Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit
- Pay with a debit card, Mobile and Online banking or paper checks (if purchased)
- Option to enroll in Balance Connect® for overdraft protection
- Overdraft fee without Balance Connect®: $10 each item, up to 2 items per day
Bank of America Advantage Relationship Banking®
- If you’re looking for comprehensive banking, Advantage Relationship helps you make the most of your banking relationship.
- Digital Banking with the choice to pay using a variety methods
- Benefits for higher balances, like fee waivers and interest
- Earn interest on your balance
- Option to enroll in Balance Connect® for overdraft protection
- Overdraft fee without Balance Connect® : $10 each item, up to 2 items per day
How To Waive Monthly Maintenance Fee
- Bank of America Advantage SafeBalance Banking®:
- $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
- an owner of this account is under the age of 25 or
- maintain a minimum daily balance of $500 in your account or
- are a member of Bank of America Preferred Rewards®
- $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
- Bank of America Advantage Plus Banking®:
- $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- have at least one qualifying direct deposit of $250 or more or
- maintain a minimum daily balance of $1,500 in your account or
- are a member of Bank of America Preferred Rewards®
- $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Bank of America Advantage Relationship Banking®:
- $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- maintain a minimum daily balance of $20,000 in your account or
- are a member of Bank of America Preferred Rewards®
- $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
Advertiser Disclosure: Many of the offers that appear on this site are from companies from which HustlerMoneyBlog.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available offers.
Bottom Line
For more, see all the Bank of America promotions here or a variety of the latest bank bonuses here.
Bank of America, N.A. Member FDIC
Dec 21, 2024 – BofA has $300 bonus after 2k DD within 90 days. Yesterday my DD requirement was met….when will my $300 Bonus deposit? Other USA banks deposit new account bonus the SAME DAY all requirements are met(meaning the same day DD is achieved) that was 32 hours ago for me. Where is my $300 Christmas is in 4 days
BOGUS offer if your experience is anything like mine!! I opened a B of A checking account in June, 2018; jumped though all the hoops, which was verified by my local branch manager here in Scottsdale, AZ; was told I just needed to wait 90 days. Waited & checked back. Branch had no idea why I hadn’t received promotion credit to my account, since all the requirements had been met. Called the “investigation” team TWICE & was told “the check was in the mail”. It’s MID FEBRUARY! Just got off the phone from a THIRD call to the “investigation team”, who said I was denied, but she couldn’t understand why….but she would find out. It is infuriating to have to invest this much personal time into getting Bank of America to just do the right thing…and I have no confidence that they will. Boo.
I just got this in my mailbox. However, it has a different name on it but my correct address. I’m thinking it’s to the previous homeowner (who hasn’t lived here in many years). Since it’s still addressed to my home, can I take up the offer?
I’m retired.
Ask your employer to deposit certain amount of your pay to this BOFA account, totaling $4K for e.g. $1400 per pay check. You could do it well within the given 90 days time frame.
I was targeted for this $300 bonus online in my Bank of America credit card account pages. I will probably pass on it as I can’t see how to make the $4,000 deposit requirement.
Is there some special promotion code to use this offer?
Can anybody share if there is some special promotion code?
It’s kinda nuts how some of you open these accounts you don’t intend to use or keep just to screw the bank out of a bonus. Then you get pissed when you get screwed over at your own game when applying for want offer you were not targeted for. Get a life people, smh!
Record yr experience and join class action suit. Save all records. Get’em for more!
My wife just received the Exclusive Bank of America $300 checking offer in the mail and neither of us have any bank accounts or credits cards with B of A. The letter they sent does have a list of frequently asked questions Q & A and one of them is: Q: Are family members or friends eligible for my bonus offer? ‘A: This exclusive offer is reserved for you. It cannot be shared with family or friends.’ I wouldn’t risk applying if you did not get the exclusive invite in the mail or unless you have something from B of A stating they will give you the bonus $.
BOA’s representative lied to me every time I called to inquire about the 300 bonus. 1st, 2nd, 3rd time they promised to credit my account but the 4th time, they opened a case and promised to end me a letter with a manual check. Guess what, I’m still waiting 2 months for a response! Life is too short to waste my time dealing with this FRAUDULENT institution. I closed my account today. I’ve never had so much frustration with any other bank. Good Riddance to these LIARS!!
Hello Ryan. I apologize for the delay in response. YES, Bank of America did, in fact, pay out the $300. Once I filed a complaint with the BBB, B of A contacted me within hours and then within about 3 days, credited the $300.
Please modify this as you see fit when filing your complaint…
https://charlotte.app.bbb.org/complaint/view/493733/c/964p4x
It is also important to note that you signed up through the URL promo.bankofamerica/checking300/ which is no longer a valid link because the promotion expired on 12/31/2015, but is traceable as valid at their end.
Good luck!!
Hello David. I apologize for the delay in response. YES, Bank of America did, in fact, pay out the $300. Once I filed a complaint with the BBB, B of A contacted me within hours and then within about 3 days, credited the $300.
Please modify this as you see fit when filing your complaint…
https://charlotte.app.bbb.org/complaint/view/493733/c/964p4x
It is also important to note that you signed up through the URL promo.bankofamerica/checking300/ which is no longer a valid link because the promotion expired on 12/31/2015, but is traceable as valid at their end.
Good luck!!
Me too. I did everything you told me to do, and I have confirmed that I will receive this $300 with their customer service, but they are lier!!! I have a lots of friends who have the same experiences. I can NEVER trust BOA!!!
Hi Martin – Was this resolved? I’m in the same boat where they owe me the $300. Did you close your account yet?
Sorry to hear you’re having the same issue. I have recently filed a BBB complaint. B of A contacted me within very few hours after I filed the report. The woman has committed to helping resolve the matter. If she does not, we move forward. If she does, then I’ll share the text of my complaint so you can file one in the same manner. I’ll let you know either way. Anyone else want to sign on for this, let me know!
Yes they also did that to me and was not rewarded the $300. I will along with class action lawsuit.
I am in the exact predicament you are, Raul. As a result, I am forming a class action lawsuit against Bank of America. To form a class action, there needs to be two plaintiffs at minimum. It will cost us nothing, Bank of America MILLIONS. We will end up with our money one way or another. If interested, contact me, please and I will do what needs to be done. I just moments ago got the last straw response / non-response from B of A, and I was already preparing to pursue it legally. Thanks… Anyone else reading this… same… Contact me.
Bank of America never gave me the $300 bonus even I accomplished with all the needed requirements, I called customer service, only answer was call in 30 days, after 30 days another 30 days and … they have not given me any bonus yet. BoA customer service is terrible, do not waste your time, Chase is the best option, they bonus my account in 10 days. !
I mean the BOA checking $300 bonus…. I do not have the direct communication and do not have a BOA credit card…..
Is the offer still available now? It seems already expired, but the link is still there. Will I still get the $300 bonus if I apply a new account through that link?
I don’t understand why this is being advertised on the blog if it is not available to everyone – if I click on the page, and then click apply, it inserts a promo code in the URL that is not inserted when applying for checking directly from bankofamerica.com. When I chatted with BofA and inquired, I was told as long as I click apply from the promo page, the promo code will be attached to my account and I should receive credit.
Has anyone attempted this already and NOT received their bonus?
How is the offer received? Via regular mail or via e-mail?
NO GO: To receive the offer communication, you need to have a Savings account, ATM card, CD & IRA accounts, Mortgage & HELOC without checking account.
In the bank I was told that “qualifying direct deposit” has to be established for 90 days at least, when I called – they said 6 month. Do you know what is “qualifying direct deposit” in terms of amounts, duration, does it have to be FULL or is it possible to split a payroll?