Find new BMO Harris Bank promotions, bonuses, and offers here.
Currently, BMO Harris Bank is offering $200, $300, $400, or $500 bonus with a new Checking and Savings Account.
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About BMO Harris Bank Promotions Review
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered(Chicago). However, if you are not located near a branch, check out our full list of bank promotions for all your banking needs.
- Availability: AZ, FL, IL, IN, KS, MN, MO, WI (Bank Locator)
- Routing Number: 071025661
- Customer Service: 1-888-340-2265
BMO Harris Bank offers an array of products for deposit accounts, including Checking, Savings, Money Market, CD, and IRA products. Be sure to check out our full list of Bank Rates here and CD Rates here.
Compare BMO Harris Promotions with other bank bonuses from Huntington Bank, Chase Bank, HSBC, TD Bank, Bank of America, Citibank, Wells Fargo, and more.
BMO Harris Bank $200 or $350 Checking Bonus
You can earn a $200 or $350 bonus when you open a qualifying checking account with BMO Harris promotions.
- Account Type: Smart Advantage, Premier Checking
- Availability: Must reside in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Arizona, or Florida
- Direct Deposit Requirement: Yes, direct deposits totaling $4,000+ or $7,500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $25; avoidable
- Early account termination fee: $50 if closed within 90 days,
- Household limit: None listed
How To Earn $300 or $500 Checking Bonus
HOW TO EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- $200 Bonus:
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Get a $200 bonus when you open a new BMO Harris Smart Advantage Account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
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- $350 Bonus:
- Get a $350 bonus when you open a new BMO Harris Premier™ Account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening.
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- FDIC insured to the maximum allowed by law
- Link this account to your personal checking account
- Help avoid overdraft fees with Overdraft Funding
- BMO Harris Smart Advantage Account
- No minimum balance and no monthly fees with eStatements.
- BMO Harris Premier Account
- $25 Monthly Maintenance Fee waived when you have one of the following: $10,000 minimum daily balance, $25,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account
- You may open your account at a BMO Harris branch or online.
- If you open your account online, you must open your account by clicking “Open Now” above and you must reside in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri or Wisconsin.
- Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
- Offer can be changed or canceled without notice at any time and cannot be combined with any other offer.
- Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid.
BMO Harris Bank $200/$500 Business Checking Bonus
$200/$500 Business Checking Bonus
BMO Harris Bank is offering business owners can take advantage of a $200 or a $500 bonus with a new Business Checking Account.
- Account Type: Business checking
- Availability: FL, IL, WI, MN, IN, AZ, KS, MO
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $15 – $20; See below
- Early account termination fee: Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 120 days after opening
- Household limit: None listed
(Expires January 31, 2022.)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn $200/$500 Business Checking Bonus
EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Receive the $200 Essential Business Checking Bonus:
- Open a new BMO Premium Business Checking account between November 1, 2021 and January 31, 2022.
- Beginning Day 31 your balance must be $1,500 and it cannot drop below $1,500 for the next 90 days.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions.
- ATM transactions and POS credits do not qualify as electronic transactions.
- Receive the $500 Business Advantage Checking Bonus:
- Open a new BMO Elite Business Checking account between November 1, 2021 and January 31, 2022
- Beginning Day 31 your balance must be $5,000 and it cannot drop below $5,000 for the next 90 days.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions.
- ATM transactions and POS credits do not qualify as electronic transactions.
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- First 500 transactions free per statement
- Up to $20,000 in free cash deposits per statement period
- Free domestic and foreign incoming wire transfers
- Up to $100 waived on your first order of checks through us
- Essential Business Checking: Waive $15 monthly maintenance fee with $1,500 or more Average Collected Balance for the statement period
- Business Advantage Checking: Waive $20 monthly maintenance fee with $5,000 or more Average Collected Balance OR $15,000 or more Combined Balance for the statement period
- Offers are not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
- A bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
- Offers can be changed or canceled without notice at any time, cannot be combined with any other offer and are limited to one per business entity.
- The minimum deposit to open a business checking account is $100, however, to receive the bonus you must open the account with the minimum as stated below.
BMO Harris Bank Up to $60 Savings Bonus
BMO Harris Up to $60 Savings Bonus
BMO Harris Bank is offering their customers an opportunity to take advantage of a up to $60 Savings Bonus with a Savings Account.
- Account Type: Statement Savings Account
- Availability: FL, IL, WI, MN, IN, AZ, KS, MO
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: None
- Early account termination fee: Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 120 days after opening
- Household limit: None listed
(Expires October 29, 2021)
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($150 Bonus + 1.00% APY), Discover Bank Savings Account ($200 Bonus + 0.40% APY), Axos Bank High Yield Savings (0.61% APY), Quontic Bank High Yield Savings (0.55% APY), and American Express High Yield Savings (0.40% APY). |
How to Earn Up to $60 Savings Bonus
EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Receive Up to $60 Savings Bonus:
- Open a new Statement Savings account between November 2, 2020 and October 29, 2021 at a BMO Harris branch
- For every month that your balance grows by at least $200, we will credit your account with a $5 bonus within 5 calendar days after the end of the month
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- First 500 transactions free per statement periodfootnote5
- Up to $20,000 in free cash deposits per statement period
- Free domestic and foreign incoming wire transfers
- Up to $100 waived on your first order of checks through us
- Statement Savings Account: No monthly maintenance fee
- Essential Business Checking: Waive $15 monthly maintenance fee with $1,500 or more Average Collected Balance for the statement period
- Business Advantage Checking: Waive $20 monthly maintenance fee with $5,000 or more Average Collected Balance OR $15,000 or more Combined Balance for the statement period
- You must open a new Statement Savings account between November 2, 2020 and October 29, 2021 at a BMO Harris branch in AZ, FL, IL, IN, KS, MN, MO or WI or online.
- If you open your account online, you must reside in AZ, FL, IL, IN, KS, MN, MO or WI.
- For every month that your balance grows by at least $200, we will credit your account with a $5 bonus within 5 calendar days after the end of the month.
- To calculate if your balance has grown by $200, we will compare your balance on the last business day of the previous month to your balance on the last business day of the current month.
- Interest and bonus payments will not count towards your balance growth.
- If your balance does not grow by at least $200 in a month, you will not be disqualified for subsequent months.
- Your account is only eligible for this offer for 12 consecutive months beginning with the month your account is opened.
- If you fund your account on the day you open your account or any other day that month, your opening deposit will count towards your balance growth for the first month of this offer.
- If your account is not funded until the next month, you will only be eligible for 11 consecutive months of rewards.
- Accounts opened online may have a delay in initial funding.
(Expired) BMO Harris Bank $450 Checking Savings Bonus
Earn a $450 bonus at BMO Harris.
You can earn a $450 bonus when you open a qualifying checking and savings account with BMO Harris promotions.
- Account Type: Checking, Savings
- Availability: FL, IL, WI, MN, IN, AZ, KS, MO
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $0 – $30; See below
- Early account termination fee: Unknown
- Household limit: None listed
(Limited time offer)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), PNC Bank Virtual Wallet (Up To $400 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How to Earn $450 Checking Savings Bonus
EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Receive up to a $450 cash bonus when you open the following new products and services:
- $100 cash bonus when you open a new personal checking account with qualifying direct deposits
- $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
- $50 cash bonus when you also open a new BMO Harris Health Savings Account®
- 25,000 bonus points (redeemable for $250 in cashback as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening.
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- FDIC insured to the maximum allowed by law
- Link this account to your personal checking account
- Help avoid overdraft fees with Overdraft Funding
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- You must open the Statement Savings account with at least $1,000 as indicated in the table above.
- Checks you deposit into your account begin to earn interest on the business day we receive credit for them.
- Fees and withdrawals may reduce earnings.
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Bottom Line
The current promotions at BMO Harris are definitely worthwhile. However, there is an incredibly high direct deposit requirement. Consequently, whichever account, I’d recommend you open it if you are eligible to.
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This is the worst bank they lie to you all the time, I called the first time to get my bonus they told me to wait 10 more days, now they say is 120 days.and I told the manager why the promotion says 90 days and thats what the first person told me.