BMO Harris Bank Promotions: $200, $300, $400, $500 Personal & Business Checking Bonuses (FL, IL, WI, MN, IN, AZ, KS, MO)

To take advantage of these offers, open your accounts at a BMO Harris branch or online. To open your accounts at a branch, please visit or call to make an appointment. Before you apply at a branch, enter your email and click “Send my promo code”. You must present the promo code to the banker. The banker must use the promo code to open your accounts. To apply online, use the “open now” links above for each account and we’ll automatically apply the promo code for you. If you open your account online, you must reside in Arizona, Florida, Illinois, Indiana, Kansas, Minnesota, Missouri or Wisconsin. You must open your account between June 7, 2021 and September 30, 2021. The Checking Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. The Savings Rewards Offer is limited to one savings account per customer as primary account holder. Bonuses are not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes. Offers can be changed or canceled without notice at any time and cannot be combined with any other offer. Your accounts must be open, in good standing and must have a balance greater than zero when the bonuses are paid.

Savings Rewards Offer: Open a new Statement Savings account. For every month that your balance grows by at least $200, we will credit your account with a $5 bonus within 5 calendar days after the end of the month. To calculate if your balance has grown by $200, we will compare your balance on the last business day of the previous month to your balance on the last business day of the current month. Interest and bonus payments will not count towards your balance growth. If your balance does not grow by at least $200 in a month, you will not be disqualified for subsequent months.

Your savings account is only eligible for this offer for 12 consecutive months beginning with the month your account is opened. If you fund your account on the day you open your account or any other day that month, your opening deposit will count towards your balance growth for the first month of this offer. If your account is not funded until the next month, you will only be eligible for 11 consecutive months of rewards. Accounts opened online may have a delay in initial funding.

Minimum opening deposit of $25 is required for BMO Harris personal checking and Statement Savings accounts. BMO Harris Premier™ Account and Statement Savings are variable rate accounts. Interest rates and Annual Percentage Yields (APYs) may change daily after the account is open. Interest rates and APYs offered within two or more consecutive tiers may be the same. In this case, multiple tiers will be shown as a single tier. The following collected balance tiers and corresponding APYs are effective as of May 3, 2021 for accounts opened online or at a BMO Harris branch and are subject to change at our discretion at any time: BMO Harris Premier™ Account: 0.01% for balances between $0.01-$4,999.99; and 0.03% for balances of $5,000 or more. Statement Savings: 0.03% for all balances. Interest is calculated on the entire collected balance daily at the rate in effect for that balance tier. You must maintain the required minimum collected balance for each tier in order to earn the APYs disclosed. A periodic rate is applied on the collected balance in the account daily. Interest is compounded daily on the collected balance and credited to the account monthly on the statement period date for checking accounts and quarterly on the last day of the calendar quarter for Statement Savings. Checks you deposit into your account begin to earn interest on the business day we receive credit for them. Fees and withdrawals may reduce earnings.