BMO Harris Bank Promotions: $200, $500 Business Checking Bonuses (FL, IL, WI, MN, IN, AZ, KS, MO)

• Receive the $200 Essential Business Checking Bonus:
  • Open a new Essential Business Checking account between October 30, 2020 and January 31, 2021.
  • Beginning Day 31 your balance must be $1,500 and it cannot drop below $1,500 for the next 90 days.
  • Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.
• Receive the $500 Business Advantage Checking Bonus:
  • Open a new Business Advantage Checking account between October 30, 2020 and January 31, 2021.
  • Beginning Day 31 your balance must be $5,000 and it cannot drop below $5,000 for the next 90 days.
  • Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.

• High Rate Dividends
• Waive the monthly fees
• eStatements
• Debit Mastercard
• First 500 transactions free per statement periodfootnote5
• Up to $20,000 in free cash deposits per statement period
• Free domestic and foreign incoming wire transfers
• Up to $100 waived on your first order of checks through us

• Essential Business Checking: Waive $15 monthly maintenance fee with $1,500 or more Average Collected Balance for the statement period
• Business Advantage Checking: Waive $20 monthly maintenance fee with $5,000 or more Average Collected Balance OR $15,000 or more Combined Balance for the statement period

• Offers are not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
• A bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
• You are responsible for any applicable taxes.
• Offers can be changed or canceled without notice at any time, cannot be combined with any other offer and are limited to one per business entity.
• The minimum deposit to open a business checking account is $100, however, to receive the bonus you must open the account with the minimum as stated below.

• $200 Bonus:
  • Get a $200 bonus when you open a new BMO Harris Smart Advantage™trademark Account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening.
• $350 Bonus:
  • Get a $350 bonus when you open a new BMO Harris Premier™trademark Account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening.

• High Rate Dividends
• Waive the monthly fees
• eStatements
• Debit Mastercard
• FDIC insured to the maximum allowed by law
• Link this account to your personal checking account
• Help avoid overdraft fees with Overdraft Funding

See how each account type handles Monthly Fees below.

BMO Harris Smart Advantage Account

No minimum balance and no monthly fees with eStatements.

BMO Harris Premier Account

$25 Monthly Maintenance Fee waived when you have one of the following: $10,000 minimum daily balance, $25,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account

• In order to be eligible for these offers, you must reside in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Arizona, or Florida.
• You can apply online or at a branch.
• Offers are limited to one per customer. Offers are not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
• Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
• You are responsible for any applicable taxes.
• Offers can be changed or cancelled without notice at any time and cannot be combined with any other offer.
• Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 100 days after opening.

• Receive up to a $450 cash bonus when you open the following new products and services:
  • $100 cash bonus when you open a new personal checking account with qualifying direct deposits
  • $50 cash bonus when you also open a new Statement Savings account with $1,000 new money
  • $50 cash bonus when you also open a new BMO Harris Health Savings Account®
  • 25,000 bonus points (redeemable for $250 in cashback as a statement credit) when you are approved for a BMO Harris Bank Platinum Rewards Mastercard® Credit Card and spend $2,000 within the first 3 months of account opening.

• High Rate Dividends
• Waive the monthly fees
• eStatements
• Debit Mastercard
• FDIC insured to the maximum allowed by law
• Link this account to your personal checking account
• Help avoid overdraft fees with Overdraft Funding

• Smart Money Checking: The $5 fee is waived if you are under 25 years old.
• Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
• Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.

• You must open the Statement Savings account with at least $1,000 as indicated in the table above.
• Checks you deposit into your account begin to earn interest on the business day we receive credit for them.
• Fees and withdrawals may reduce earnings.

• Checking Bonus:
  • $200: 
    • Open a Smart Advantage™ Account
    • You will receive the bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days
  • $350:
    • Open a Premier™ Account
    • You will receive the bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days
• Savings Bonus:
  • Open a Platinum Money Market Account, provide the following funds on account for at least 90 days to earn the bonus
    • $100 Bonus: Deposit $10,000 or more in the first 30 days
    • $200 Bonus: $25,000 or more in the first 30 days
    • $300 Bonus: $50,000 or more in the first 30 days

• High Rate Dividends
• Waive the monthly fees
• eStatements
• Debit Mastercard

• Smart Money Checking: The $5 fee is waived if you are under 25 years old.
• Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
• Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.

• You must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Kansas, or Missouri.
• You can apply online or at a branch.
• Offers A & B can be combined but each is limited to one per customer.
• Bonuses are not considered part of the opening deposit and will be reported to the IRS for tax purposes.
• You are responsible for any applicable taxes.