Find new BMO Harris promotions, bonuses, an offers here.
Typical bonus amounts have been $100, $200, $300, $400, $500, and up to $700 cash offer.
Table of Contents
About BMO Harris Bank Promotions
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered(Chicago). However, if you are not located near a branch, check out our full list of bank promotions for all your banking needs.
- Availability: IL, IN, MN, WI (Bank Locator)
- Routing Number: 071025661
- Customer Service: 1-888-340-2265
BMO Harris Bank offers an array of products for deposit accounts, including Checking, Savings, Money Market, CD and IRA products. Be sure to check out our full list of Bank Rates here and CD Rates here.
BMO Harris $200 Checking Bonus
Take advantage of a $200 checking bonus with BMO Harris.
Earn a $200 checking bonus through the current BMO Harris Promotions. Simply meet the requirements below to start.
- Account Type: Checking
- Expiration Date: 01/30/2020
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25 +
- Credit Card Funding: Up to $1,000
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $30; See below
- Additional Requirements: See Below
- Household Limit: None listed
- Closing Account Fee: Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 120 days after opening
(Offer Expires January 30, 2020)
Compare this offer along with more suitable offers from HSBC Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
How To Earn $200 Checking Bonus
- Earn a $200 bonus when you open a new BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, or BMO Harris Premier™ Account and complete the following requirements within 120 days of opening:
- Have a cumulative total of $6,000 in direct deposits
- Enroll in BMO Digital Banking and set up paperless statements.
- Have at least 20 debit card purchases made with your BMO Harris Bank Debit Mastercard® post to your account within 90 days of account opening.
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- You must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri.
- To apply online, use the “open now” links above and we’ll automatically apply the promo code for you.
- Before you apply at a branch, enter your email and click “Send Me My Coupon Above” to receive the promo code you must use when opening your account.
- BMO Harris reserves the right to amend or cancel any part of this offer at any time.
- Offer is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months.
- Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes.
- You are responsible for any applicable taxes.
BMO Harris $250 Checking Savings Bonus
Earn a $250 bonus at BMO Harris.
You can earn a $250 bonus when you open a qualifying checking and savings account with BMO Harris promotions.
- Account Type: Checking, Savings
- Expiration Date: None
- Opening Deposit: $0 – $1,000
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $20; See below
(See For More Information)
How To Earn $250 Checking Savings Bonus
- $400 bonus when you open a new checking account and complete the following requirements within 120 days:
- Have at least $6,000 in qualifying direct deposits
- Enroll in BMO digital banking and set up paperless statements
- Make at least 10 qualifying electronic transactions
- $200 bonus when you open a Platinum Money Market account and deposit at least $25,000 in new money and keep it for 90 days
- Do both of the above and get an additional $100
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- FDIC insured to the maximum allowed by law
- Link this account to your personal checking account
- Help avoid overdraft fees with Overdraft Funding
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- You must open the Statement Savings account with at least $1,000 as indicated in the table above.
- Checks you deposit into your account begin to earn interest on the business day we receive credit for them.
- Fees and withdrawals may reduce earnings.
BMO Harris $200/$500 Business Checking Bonus
Earn up to a $500 bonus with BMO Harris.
You can earn up to a $500 bonus when you open a Business Account through the current BMO Harris promotions.
- Account Type: Business Checking
- Expiration Date: 01/31/2020
- Opening Deposit: $5,000
- Direct Deposit Requirement: No
- Monthly Fee: $15 – $20; See below
(Expires January 31, 2020)
Earn The $200/$500 Checking Bonus
- Enter your email in the link to receive a unique promo code for the BMO Harris promotions.
- $200 Bonus:
- Open a new Essential Business Checking account between November 1, 2019 and January 31, 2020.
- Deposit at least $1,500 within 30 days of account opening.
- Once your balance reaches $1,500, your balance can not drop below $1,500 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- $500 Bonus:
- Open a new Business Advantage Checking account between November 1, 2019 and January 31, 2020.
- Deposit at least $5,000 within 30 days of account opening.
- Once your balance reaches $5,000, your balance can not drop below $5,000 for the next 60 days.
- Have at least 10 electronic transactions post to the account within 60 days of account opening.
- First 500 transactions free per statement period.
- Free incoming wires.
- Up to $100 waived on first order of checks.
- Waive the $20 monthly service fee.
- Business Advantage Checking: The $20 monthly service fee is waived if you maintain an account balance of $5,000+ OR combined account balances of $15,000+.
- To receive a checking bonus, you must open the account in a BMO Harris branch and present the promo code email from BMO Harris.
- Your account must be open and in good standing when the bonus is paid approximately 120 days after opening.
- Make a minimum opening deposit of $5,000 in funds not currently on deposit at BMO Harris Bank or its affiliates.
- Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions.
- ATM transactions and POS credits do not qualify.
Bottom Line
The $500 bonus at BMO Harris is likely the most worthwhile. However, there is an incredibly high direct deposit requirement. Consequently, whichever account, I’d recommend you open it if you are eligible to.
Your feedback is highly appreciated and makes our site even better! Please comment below if you have experience banking with BMO Harris.
*Bookmark this page for the latest BMO Harris Bank promotions, bonuses and offers!
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
I received an email but was never sent a code. Contacted my banker and she said dont open account on line get a code?? how do i do that?
marked as “NATIONWIDE” but is not
website says “1 In order to be eligible for this offer, you must reside in Illinois, Wisconsin, Minnesota, Indiana, Arizona, Florida, Kansas, or Missouri”
Opened a account was promised the 250 bonus never received it have direct deposit too
I have spoke to branch manger but no help its been months.cant some one help???
I opened Smart Advantage checking account with BMO Harris by clicking one of their ads at the end of April 2019. I fulfilled each and every condition within set timeframes.
They have not deposited the bonus they promised. $300.
Their customer service, if you can reach them after 30 minutes wait, is horrible. Those people yell at you, very rude with you.
Corporate customer service is no better. They lie, cheat and still not honor their word for bonus.
I wish I knew how awful this bank was before opening my account…
Within 150 days of account opening, you must have a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. THIS account requires $3,000 x 5 months for a total of $15,000 in direct deposits.
Your website shows that Discover ACH is accepted by BMO Harris as a direct deposit… After arguing with them both in person and by email, no luck…what gives?
Everything is YMMV. It may work before. Maybe not anymore.
You state that the $500 offer is good thru 7/31/19, but the BMO website says it expires 6/30/19. Do you have another link to an offer that’s good thru 7/31/19?
Same thing happened to me with BMO harris! They should be ranked right up there with Wells Fargo! I was one of the Lucky people to get their Targeted $300 bonus offer in the Mail. Mail offer with code especially for me. However, after meeting all the requirements no bonus. The personal banker that helped me open the account even tried to escalate the matter with her Branch Manager, who Emailed the Marketing department that targets and sends out these offers. SHAME ON YOU BMO! I will be closing the account. I will say that I did get my Bonus From Chase when I opened an account there 4 years ago now. I recommend going to Chase for their bonus.
It happend to my son, who opened the account in October 2018.. Do you have the offer. What were the requirements? We got the offer during opening his account. It looked how he would fulfill all the requirements easily, and he did. But then later when he called, he was told that he didn’t meet the requirements which were different then the ones we were told (I was with him at the time of opening the accout).
opened checking and saving accounts but never got 200 and 300 for opening accounts
speak to branch. the banker might not have placed the promo code into their system when they opened the account. All they have to do is call their operations unit, place an investigation, and as long as you met the terms of the promotion you will get the bonus in about 10 business days. Also, if you read the terms and conditions; it says you will get the bonus 120 DAYS from account opening AND MEETING the requirements.