Find new BMO Harris promotions, bonuses, an offers here.
Typical bonus amounts have been $100, $200, $300, $400, $500, and up to $700 cash offer.
Table of Contents
About BMO Harris Bank Promotions
Established in 1947, BMO Harris has over 600 locations throughout Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota and Wisconsin. They are the 2nd largest bank in the State of Illinois where they are headquartered(Chicago). However, if you are not located near a branch, check out our full list of bank promotions for all your banking needs.
- Availability: IL, IN, MN, WI (Bank Locator)
- Routing Number: 071025661
- Customer Service: 1-888-340-2265
BMO Harris Bank offers an array of products for deposit accounts, including Checking, Savings, Money Market, CD and IRA products. While BMO Harris provides generous cash bonuses for their accounts, they won’t be able to compete with online banks for their rates. Be sure to check out our full list of Bank Rates here and CD Rates here.
*Residents living in BMO Harris Bank’s footprint may also want to check out other promotions like the attractive Chase bonuses below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
BMO Harris $250 Checking Money Market Bonus
Earn a up to a $250 bonus at BMO Harris.
You can earn a $250 bonus when you open a Checking and Money Market Account at BMO Harris.
- Account Type: Checking, Money Market
- Expiration Date: 10/31/2019
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25 + $25,000
- Credit Card Funding: Up to $1,000
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $30; See below
- Additional Requirements: See Below
- Household Limit: None listed
- Closing Account Fee: $50, is closed within 6 months
(Offer Expires October 31, 2019)
Compare this offer along with more suitable offers from HSBC Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
How To Earn $250 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Offer 1:
- Get a $150 bonus for completing the following activities with a new checking account in the first 120 days:
- Have a total of at least $3,000 in qualifying direct deposits.
- Enroll in BMO Digital Banking and set up paperless statements.
- Make at least 10 qualifying transactions
- Get a $150 bonus for completing the following activities with a new checking account in the first 120 days:
- Offer 2:
- Get a $250 bonus for completing the following:
- Open a new checking account and complete the activities listed above.
- Open a Platinum Money Market account, deposit at least $10,000 in new money within 30 days and keep it for 90 days.
- Get a $250 bonus for completing the following:
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- Platinum Money Market Account: There are no monthly service fees for this account.
- In order to be eligible for these offers, you must reside in Illinois (excluding St. Clair County), Wisconsin (excluding Pierce and St. Croix County), St. Louis County in Minnesota, or Northwest Indiana.
- Minimum opening deposit of $25 is required for BMO Harris personal checking accounts.
- You must deposit at least $25,000 in the Platinum Money Market account.
- Interest rates and Annual Percentage Yields (APYs) may change daily after the account is open.
- The following collected balance tiers and corresponding APYs are effective as of May 10, 2019 and are subject to change at our discretion at any time.
- Interest is compounded daily and paid monthly.
BMO Harris $250 Checking Savings Bonus
Earn a $250 bonus at BMO Harris.
You can earn a $250 bonus when you open a qualifying checking and savings account at BMO Harris.
- Account Type: Checking, Savings
- Expiration Date: None
- Opening Deposit: $0 – $1,000
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $20; See below
(See For More Information)
How To Earn $250 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- $400 bonus when you open a new checking account and complete the following requirements within 120 days:
- Have at least $6,000 in qualifying direct deposits
- Enroll in BMO digital banking and set up paperless statements
- Make at least 10 qualifying electronic transactions
- $200 bonus when you open a Platinum Money Market account and deposit at least $25,000 in new money and keep it for 90 days
- Do both of the above and get an additional $100
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- FDIC insured to the maximum allowed by law
- Link this account to your personal checking account
- Help avoid overdraft fees with Overdraft Funding
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- Minimum opening deposit of $0 is required for the BMO Harris Health Savings Account,
- $25 for BMO Harris personal checking accounts
- You must open the Statement Savings account with at least $1,000 as indicated in the table above.
- Interest is compounded daily on the collected balance and credited to the account monthly on the statement period date for checking accounts, and quarterly on the last day of the calendar quarter for Statement Savings accounts.
- Checks you deposit into your account begin to earn interest on the business day we receive credit for them.
- Fees and withdrawals may reduce earnings.
BMO Harris $500 Business Checking Bonus
Earn a $500 bonus with BMO Harris.
You can earn a $500 bonus when you open a Business Account at BMO Harris.
- Account Type: Business Checking
- Expiration Date: 10/31/2019
- Opening Deposit: $5,000
- Direct Deposit Requirement: No
- Monthly Fee: $15 – $20; See below
(Expires October 31, 2019)
How To Earn $500 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Enter your email in the link to receive a unique promo code for this offer.
- Deposit $5,000 when you open a Business Advantage Checking Account by October 31, 2019.
- Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening.
- Have at least 10 electronic transactions post to the account within 90 days of account opening
- First 500 transactions free per statement period.
- Free incoming wires.
- Up to $100 waived on first order of checks.
- Waive the $20 monthly service fee.
- Business Advantage Checking: The $20 monthly service fee is waived if you maintain an account balance of $5,000+ OR combined account balances of $15,000+.
- To receive a checking bonus, you must open the account in a BMO Harris branch and present the promo code email from BMO Harris.
- Your account must be open and in good standing when the bonus is paid approximately 120 days after opening.
- Open a new Business Advantage Checking account between November 1, 2018 and October 31, 2019.
- Make a minimum opening deposit of $5,000 in funds not currently on deposit at BMO Harris Bank or its affiliates.
- Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening.
- Have at least 10 electronic transactions post to the account within 90 days of account opening.
- Electronic transactions can be any combination of ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions.
- ATM transactions and POS credits do not qualify.
BMO Harris $500 Checking Money Market Bonus *Expired*
Earn up to a $500 at BMO Harris.
You can earn a $500 bonus when you open a Checking and Money Market Account at BMO Harris.
- Account Type: Checking, Money Market
- Expiration Date: Expired
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25 + $10,000
- Credit Card Funding: Up to $1,000
- Direct Deposit Requirement: Yes
- Monthly Fee: $0 – $30; See below
- Additional Requirements: See Below
- Household Limit: None listed
- Closing Account Fee: $50, is closed within 6 months
(Expired)
How To Earn $500 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Earn a $400 bonus when you open a qualifying checking account and have a total of at least $6,000 in qualifying direct deposits, enroll in BMO Digital Banking and set up paperless statements, and make at least 10 qualifying electronic transactions.
- Get a $100 bonus when you open a Platinum Money Market account and deposit at least $10,000 in new money and keep it for 90 days.
- High Rate Dividends
- Waive the monthly fees
- eStatements
- Debit Mastercard
- Smart Money Checking: The $5 fee is waived if you are under 25 years old.
- Smart Advantage Checking: The monthly service fee is waived when you enroll for eStatements.
- Premier Checking: $30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver, or a BMO Harris Financial Advisors, Inc. investment account.
- Platinum Money Market Account: There are no monthly service fees for this account.
- In order to be eligible for these offers, you must reside in Illinois (excluding St. Clair County), Wisconsin (excluding Pierce and St. Croix County), St. Louis County in Minnesota, or Northwest Indiana.
- Minimum opening deposit of $25 is required for BMO Harris personal checking accounts.
- You must deposit at least $10,000 in the Platinum Money Market account.
- Interest rates and Annual Percentage Yields (APYs) may change daily after the account is open.
- The following collected balance tiers and corresponding APYs are effective as of May 10, 2019 and are subject to change at our discretion at any time.
- Interest is compounded daily and paid monthly.
Bottom Line
The $500 bonus at BMO Harris is likely the most worthwhile, but that is an incredibly high direct deposit requirement. Relative to this offer, the $250 is much simpler but requires you open more accounts. Additionally, business owners may be interested in their $500 checking bonus. Whichever account, I’d recommend you open it if you are eligible to.
Your feedback is highly appreciated and makes our site even better! Please comment below if you have experience banking with BMO Harris.
*Bookmark this page for the latest BMO Harris Bank promotions, bonuses and offers!
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Simple High-Yield Checking | $300 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| UFB Direct High Yield Savings | 2.25% APY | Review |
| Betterment Everyday Savings | 2.21% APY | Review |
| CIT Bank Savings Builder | 2.20% APY | Review |
I opened Smart Advantage checking account with BMO Harris by clicking one of their ads at the end of April 2019. I fulfilled each and every condition within set timeframes.
They have not deposited the bonus they promised. $300.
Their customer service, if you can reach them after 30 minutes wait, is horrible. Those people yell at you, very rude with you.
Corporate customer service is no better. They lie, cheat and still not honor their word for bonus.
I wish I knew how awful this bank was before opening my account…
Within 150 days of account opening, you must have a total of $3,000 or more each month in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. THIS account requires $3,000 x 5 months for a total of $15,000 in direct deposits.
Your website shows that Discover ACH is accepted by BMO Harris as a direct deposit… After arguing with them both in person and by email, no luck…what gives?
Everything is YMMV. It may work before. Maybe not anymore.
You state that the $500 offer is good thru 7/31/19, but the BMO website says it expires 6/30/19. Do you have another link to an offer that’s good thru 7/31/19?
Same thing happened to me with BMO harris! They should be ranked right up there with Wells Fargo! I was one of the Lucky people to get their Targeted $300 bonus offer in the Mail. Mail offer with code especially for me. However, after meeting all the requirements no bonus. The personal banker that helped me open the account even tried to escalate the matter with her Branch Manager, who Emailed the Marketing department that targets and sends out these offers. SHAME ON YOU BMO! I will be closing the account. I will say that I did get my Bonus From Chase when I opened an account there 4 years ago now. I recommend going to Chase for their bonus.
It happend to my son, who opened the account in October 2018.. Do you have the offer. What were the requirements? We got the offer during opening his account. It looked how he would fulfill all the requirements easily, and he did. But then later when he called, he was told that he didn’t meet the requirements which were different then the ones we were told (I was with him at the time of opening the accout).
opened checking and saving accounts but never got 200 and 300 for opening accounts
speak to branch. the banker might not have placed the promo code into their system when they opened the account. All they have to do is call their operations unit, place an investigation, and as long as you met the terms of the promotion you will get the bonus in about 10 business days. Also, if you read the terms and conditions; it says you will get the bonus 120 DAYS from account opening AND MEETING the requirements.