Check out this updated list of Citadel Credit Union promotions, bonuses, and offers!
Currently they have three promotions being offered: a $50 referral bonus, $110 free checking bonus, and a $350 cashback account bonus.
About Citadel Credit Union
Citadel Credit Union is headquartered in Exton, Pennsylvania and is the fourth largest credit union in the state. It was established in 1937 and has expanded to 25 locations. Citadel has savings rates 4X the national average and boast a health rating of A. If Citadel Credit Union is not located near where you live, you should take a look at our bank bonuses page to find more suitable offers.
- Availability: PA (Branch Locator)
- Routing Number: 231380104
- Customer Service: 800-666-0191
| Eligibility: Citadel membership is open to those who reside, worship, attend school or work in the following counties of Pennsylvania: Chester, Bucks, Delaware, Montgomery, Philadelphia or Lancaster. Eligibility can also be extended to family or household individuals. For more information check out the membership eligibility here. |
Although Citadel Credit Union has fantastic offers, still be sure to check out our own list of CD Rates and Bank Rates to make sure you find the best deal for you!
*For residents of Pennsylvania, you may also want to compare this bonus to TD Bank bonuses below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| TD Ameritrade | $600 Cash | Review |
Citadel Credit Union $350 Cashback Reward Bonus
Earn $350 when you open a Cashback Rewards Account with Citadel Credit Union
Earn a $350 bonus from Citadel Credit Union when you open a Cashback Rewards Checking Account and complete the requirements.
- Account Type: Cashback Rewards Checking Account
- Credit Inquiry: Unknown
- Opening Deposit: $5.00
- Direct Deposit Requirement: Yes
- Monthly Fee: Yes
- Minimum Balance: Yes
(No expiration date)
If this offer is something you are interested you should definitely take advantage of it as soon as possible! Additionally, be sure to check out these other promotion as well from other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Credit goes to Lindsay for letting us know about this bank bonus through our Rewards Program. Let us know if you find a new bank bonus and get paid!
How to Earn $350
- Receive a $110 signup bonus as a new checking customer
- Earn up to $120 in cash back
- Get up to another $120 as a Cashback Rewards match at the end of your first year
- Open your Cashback Rewards Checking Account
- Meet the direct deposit requirement within 60 days of account opening
- Contact Citadel Credit Union at (877) 780-1615, chat online, or visit any Citadel branch to claim your bonus
- $1,000 or more in qualifying direct deposit per month
- Account Alerts
- Surcharge Free Networks
- Free Budgeting Tools
- Mobile App/Mobile Deposit
- No Citadel ATM Withdrawal or Balance Inquiry Fees at any ATM
- Free overdraft transfer from your savings or loan account
- 1% cash back on debit and credit card purchases
- Rewards Match
- Free overdraft Transfer
- No ATM fees
- Free online Bill pay
- Free Stop Payment
- $10 monthly service fee if conditions are not met
- Average daily balance of $5,000
- Receive monthly qualifying direct deposits totaling $1,000 or more
- A qualifying direct deposit is defined as a recurring direct deposit of payroll, pension, Social Security, Government benefits, or other eligible regular monthly income
- Internal or external transfers from one account to another, mobile deposits, internet payment provider transactions, and deposits made at a banking location, ATM, or through Online and Mobile banking do not qualify as a direct deposit
- Available to new checking customers only
- May not be combined with any other new account offer
- Customer must not have closed a Citadel checking account within the last 12 months and/or received a checking sign-up bonus or award previously
- Limit one offer per household per lifetime
- To be eligible for the $110 bonus, a qualifying direct deposit, as defined above, of $500 or more must post to new checking account within 60 days of account opening
- The bonus must be requested within 60 days of meeting the promotion requirements
- Cashback Rewards Checking account must be open for 60 days for bonus to be awarded
- The bonus may be reported on a 1099-INT
- Earn Up to $120 in Cashback Rewards Annually
- Earn 1% cash back on Citadel debit and/or credit card purchases that post to your account each statement cycle
- Maximum Cashback Rewards: $10 per month
- Cashback Rewards will be calculated at month end on net purchases
- ATM withdrawals, credit card cash advances, and credit card balance transfers are not considered purchases and will not earn Cashback Rewards
- A Citadel debit or credit card must be linked to your Cashback Rewards Checking account to earn Cashback Rewards on purchases
- Each Citadel debit or credit card may only be linked to one Cashback Rewards Checking account
- Cashback Rewards not redeemed by the account anniversary date will automatically be deposited into your checking account during the following statement period
- Up to $120 Cashback Rewards Match
- After the first 12 months that your Cashback Rewards Checking account is open, Citadel will match the Cashback Rewards you have earned
- Will automatically be deposited into your Citadel Cashback Rewards Checking account during the following statement period
- If your account is closed or you switch to another Citadel Checking Account prior to the end of the 12th consecutive statement period, your Cashback Rewards will not be matched
- Account must be active and in good standing in order to receive Cashback Rewards Checking offers
- The Cashback Rewards Checking Account is not available for business accounts or public funds
- Limit 5 Cashback Rewards Checking accounts per member
- This limited-time offer may be withdrawn or changed at any time
- Offers may be modified or withdrawn at any time
Citadel Credit Union $110 Free Checking Bonus
Earn $110 when you open a Free Checking Account with Citadel
Earn a $110 bonus from Citadel Credit Union when you open a Free Checking Account and complete the requirements.
- Account Type: Free Checking
- Opening Deposit: $5.00
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Minimum Balance: None
(Expires 07/06/19 )
How to Earn the $110 Bonus
- Open your free checking account
- Meet the direct deposit requirement of $500 within 60 days of account opening
- Contact Citadel Credit Union at (877) 780-1615, chat online, or visit any Citadel branch to claim your bonus
- Surcharge-Free ATMs
- Free Online and Mobile Banking
- Account Alerts
- Mobile Deposits
- 24/7 banking
- Account Alerts
- Overdraft Protection
- eStatements
- No minimum balance
- No monthly fee
- The $110 Cash Bonus may not be combined with any other offer
- Available to new checking customers only
- Customer must not have closed a Citadel Checking account within the last 12 months and/or received a checking sign-up bonus or award previously
- Limit one per household per lifetime
- Account must be in good standing at time of incentive processing in order to receive the Cash Bonus
- The Cash Bonus must be requested within 60 days of meeting the promotion requirements
- The Cash bonus may be reported on a 1099-INT
- Offer expires July 6, 2019
- This limited-time offer may be withdrawn or changed at any time
- A $5 monthly inactivity fee will apply if there is no activity on any Citadel account for one year
- Fee is waived if combined balance of all deposit accounts is $500 or more
- Fee does not apply to primary account holders less than 13 years of age
- Inactivity is defined as a 365-day period during which there were no customer-initiated transactions on any Citadel account
- Fees may reduce earnings
Citadel Credit Union $50 Refer a Friend Bonus
Earn $50 when you refer a friend to Citadel Credit Union
Earn a $50 bonus from Citadel Credit Union when you refer a friend and complete the requirements.
- Account Type: Cashback Rewards Checking, Free Checking
- Opening Deposit: $5.00
- Direct Deposit Requirement: Yes
- Monthly Fee: None
(No expiration date)
How to Earn the $50 Bonus
- Open a new qualifying checking account
- Person you refer must register for the “Refer a Friend” program
- After the account has been opened for 30 days, the following requirements must be completed within 60 days of account opening:
- One 1 or more direct deposits totaling a minimum of $250 to a Citadel Credit Union Account
- Ten 10 or more debit card transactions (excluding ATM withdrawals).
Cashback Rewards Checking
- Free Overdraft Protection
- Cashback Rewards
- No ATM Fees
Cashback and Free Checking
- Surcharge-Free ATMs
- Free Online and Mobile Banking
- Account Alerts
- Mobile Deposits
- 24/7 banking
- Account Alerts
- No monthly fee
- The offer is not available if the Referred Person already has an existing or prior account relationship with Citadel
- May not be combined with any other offers
- The incentive will not be issued on closed accounts
- Incentives will not be awarded for referrals of accounts the Referrer is, in any capacity, an owner of (primary, joint, POA, etc.)
- The program may be discontinued or changed at any time without notice
- Citadel employees are not eligible for this program or offer
- Business checking accounts are also not eligible for this offer
- The Referred account must be open and in good standing at the time of incentive fulfillment
- Please allow 4-6 weeks after completion of all requirements for delivery of your Visa® Reward Card
- Reward Card may be reported as income to the IRS
Bottom Line
Citadel Credit Union has an incredible variety of bonuses and promotions to help you earn money and maintain your finances. With a variety of services and features this is a hard to pass up deal. However I would only recommend this bonus if it triggers a soft pull and you carefully look over the fine print as there is a lot to pay attention to. Therefore if you have any questions feel free to contact your local CSR to clarify any confusion that you may have!
Feel free to comment below if you use this promotion or have had any experience in the past. We value your feedback and will continue to keep you posted on deals and bonuses related to Citadel Credit Union!
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Chase SapphireSM Checking | 60,000 Points | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account (Cashback Match) | $360 Cash | Review |
| Citibank Account Package | $500 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $500 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
