Find an updated list of Truist Bank promotions, bonuses, and offers here.
Current bonuses include $400 personal checking bonus and $300 business checking bonus when you open a qualifying account and complete requirements.
About Truist Bank Promotions
Truist is headquartered in Charlotte and is the 2nd largest bank in the state of North Carolina. It is also the 6th largest bank in the nation. It was established in 1872 and as of September of 2021, it had grown to 49,354 employees at 2,523 locations. Truist has an A+ health rating
Truist Bank $400 Checking Bonus
Truist Bank is offering you an opportunity to earn $400 checking bonus! Simply open a checking account and begin to earn and save.
- Learn More
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
- Direct Deposit Requirement: Yes, two $1,000+ within 90 days (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $0-12, avoidable
- Early Account Termination Fee: None
- Household Limit: None
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($400 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
How to Earn Bonus
- Open a new Truist One Checking account online from February 28, 2024 through June 26, 2024 using promo code TRUIST400AFL24
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. All debit purchases must be posted to your account to qualify.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
- Offer Information: Open a new Truist One Checking account online from 2/28/24 through 6/26/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least one qualifying Direct Deposit* of $500 or more AND
- Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify.
- Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400AFL24. Please refer to the Account Opening and Enrollment section below for full instructions.
- *The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- **Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.
- Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation.
- Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 2/28/25 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.
Editor’s Note: Here’s an alternative link to the offer.
Truist Bank $300 Business Checking Bonus
For residents, Truist Bank is offering you an opportunity to earn $300 Business Checking Bonus! Simply open a checking account and begin to earn and save. Take advantage while you can.
- What you’ll get: $300 bonus
- Account Type: Business Checking Account
- Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: $5 or $20, see below on how to waive
- Early Account Termination Fee: Bonus forfeit if closed within 180 days
- Household Limit: None
(Expires 03/28/2024)
Chase Business Checking ($400 Bonus) | Bank of America Business Checking ($200 bonus offer) |
U.S. Bank Business Checking ($350 or $800 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
Waive Monthly Fees:
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
How to Earn Bonus
- Open a new Simple Business Checking or Dynamic Business Checking account.
- Use promo code SB24Q1CHECKING online or in a branch between January 3, 2024, and March 28, 2024.
- Make qualifying deposits of $1,500 or more. Just complete this step within 30 days of opening your account.
- Earn $300.
- You must be a new Truist business checking client.
- To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 7/7/2023), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
- The business account holder must be 18 years or older at time of account opening.
- The account holder cannot be a non-resident alien.
- The business account holder must have a valid U.S. TIN.
- The business’s physical address must be located in one of the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- The qualifying account must be opened in a Truist branch in one of the above-listed states or online.
How To Waive Monthly Fees
- Truist Dimension Checking: $20 monthly fee waived with one of the following:
- Monthly direct deposits over $3,000 or $10,000 average ledger balance
- Have a personal Truist credit card, mortgage, or consumer loan
- Have a linked Small Business checking account
- Truist Bright Checking: $12.00 monthly fee waived with one of the following:
- Monthly direct deposits over $500
- $1,500 average ledger balance
- Truist Fundamental Checking: $5.00 monthly ($3.00 in New Jersey), cannot be waived.
- Truist Student Checking: No monthly fees
- Money Account (Prepaid Debit): $5.00 monthly, can be waived when you have a monthly load of at least $500.
- Truist Online Savings: No monthly fee
- Truist Money Market Account: $12 monthly fee waived by maintaining a minimum daily ledger balance7 of $1,000 or more
- Simple Business Checking: No monthly fee
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Community Business Checking: No monthly fee
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
- Business Money Market: $10 monthly fee waived when you maintain a $5,000 minimum daily balance
Bottom Line
Truist Bank is offering tons of promotions like these checking bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
*Compare Truist Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, BMO, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!*