Find an updated list of North Shore Bank promotions, bonuses, and offers here.
Update 7/7/25: There is now a $400 checking bonus available through 8/9/25.
About North Shore Bank Promotions
Established in 1923, North Shore Bank has been offering banking services for over 95 years and has grown to over 50 locations across Illinois and Wisconsin.
I’ll review the North Shore Bank Promotions below.
North Shore Bank $400 Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: IL, WI. (Bank Locator) You must live, work, attend school or have immediate family in Wisconsin or Northern Illinois.
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know.
- Credit Card Funding: None
- Monthly Fees: $4.95+, waive-able
- Early Account Termination Fee: $40 if closed within 180 days of account opening
- Household Limit: One
(Expires 08/09/2025)
Editor Note: You may need to copy and paste to see the offer: https://www.northshorebank.com/special-offers/$400-new-checking-account-special-july-2025
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new checking account online using promo code SUMMER25
- Debit card or direct deposit bonus of $40 will be credited to the new checking account each month for up to 10 months (maximum of $400) provided you have had qualified debit card transactions totaling $100 or more post or direct deposits totaling $500 or more for that previous promotional calendar month.
- New personal checking households only.
- One new customer incentive bonus per household every 24 months.
- Excludes Student Checking Account.
- Account holders must be 18 years of age or older.
- Restrictions may apply.
- When opening online use promo code SUMMER25.
- Debit card or direct deposit bonus of $40 will be credited to the new checking account each month for up to 10 months (maximum of $400) provided you have had qualified debit card transactions totaling $100 or more post or direct deposits totaling $500 or more for that previous promotional calendar month.
- ATM transactions will not qualify.
- Direct deposit must be payroll, Social Security, pension, or other government benefits.
- Monthly bonus payments will begin in September 2025, based on August 2025 activity.
- Fees may be applied and could reduce earnings.
- You are responsible for any applicable taxes.
- A $50 fee will be assessed for accounts closed within 180 days of opening.
- Offer available until 8/9/2025.
North Shore Bank $300 Checking Bonus (Expired)
North Shore Bank is offering a $300 bonus when you open a Checking Account and meet the requirements below.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: IL, WI. (Bank Locator) You must live, work, attend school or have immediate family in Wisconsin or Northern Illinois.
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know.
- Credit Card Funding: None
- Monthly Fees: $4.95+, waive-able
- Early Account Termination Fee: $40 if closed within 180 days of account opening
- Household Limit: One
(Expires 11/09/2024)
Editor Note: You may need to copy and paste to see the offer: https://www.northshorebank.com/get300
Also, they are very region-specific (13 counties in Wisconsin and 1 county in Illinois for McHenry County):
There are 43 office locations in the following Wisconsin counties:
Brown
Calumet
Door
Kenosha
Kewaunee
Milwaukee
Oconto
Outagamie
Ozaukee
Racine
Washington
Waukesha
Winnebago
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Checking Account
- Apply online and enter the promo code OCT24
- Debit card or direct deposit bonus of $30 will be credited to the new checking account each month for up to 10 months (maximum of $300) provided you have had qualified debit card transactions totaling $100 or more post or direct deposits totaling $500 or more for that previous promotional calendar month.
- New personal checking households only. One new customer incentive bonus per household every 24 months.
- Excludes Student Checking Account. Account holders must be 18 years of age or older.
- Restrictions may apply.
- When opening online use promo code OCT24.
- Debit card or direct deposit bonus of $30 will be credited to the new checking account each month for up to 10 months (maximum of $300) provided you have had qualified debit card transactions totaling $100 or more post or direct deposits totaling $500 or more for that previous promotional calendar month.
- ATM transactions will not qualify.
- Direct deposit must be payroll, Social Security, pension, or other government benefits.
- Monthly bonus payments will begin in December 2024, based on November 2024 activit
- . Fees may be applied and could reduce earnings.
- You are responsible for any applicable taxes.
- A $50 fee will be assessed for accounts closed within 180 days of opening.
- Offer available until 11/9/2024.
NorthShore Bank $100 Referral Bonus
- What you’ll get: $100, your friend gets $100 bonus
- Account Type: Checking Account
- Availability: IL, WI. (Bank Locator) You must live, work, attend school or have immediate family in Wisconsin or Northern Illinois.
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: $4.95+, waive-able
- Early Account Termination Fee: $40 if closed within 180 days of account opening
- Household Limit: One
(Expires 07/06/2024)
Editor’s Note: Here’s a link where you can earn $25 per referral.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Refer a friend to North Shore Bank, and you both can snag $100 each!
- Share your friends’ names and emails.
- We’ll drop them an email, giving them the lowdown on snagging up to $100 with a new checking account (no spam, we promise!).
- For every friend who signs up by July 6, we’ll double the reward by crediting your account with $100! (That’s twice our usual offer!)
- REFERRING CUSTOMER: Offer limited to referrals made during the promotion period: June 1 to July 6, 2024. We will credit your account $100 by August 1, 2024 for each new customer you refer who opens a new qualified personal checking account during the promotion period. Referral payments may not exceed $500 in account credits during a calendar year. You are responsible for any applicable taxes.
- NEW CUSTOMER: One new customer incentive bonus per person every 24 months. Excludes Student Checking Account. Account holders must be 18 years of age or older. New personal checking households only. Restrictions may apply. When opening online, use promo code TAFJUNE2024. Debit card or direct deposit bonus of $10 will be credited to the new checking account each month for up to 10 months (maximum of $100) provided you have had qualified debit card transactions totaling $100 or more or direct deposits totaling $500 or more post to your account for that previous promotional calendar month. ATM transactions will not qualify. Direct deposit must be payroll, Social Security, pension or other government benefits. Monthly bonus payments will begin in September 2024, based on August 2024 statement activity. Fees may be applied and could reduce earnings. You are responsible for any applicable taxes. A $50 fee will be assessed for accounts closed within 180 days of opening. Offer available until 7/6/2024.
North Shore Bank $50 Student Checking Bonus *No Direct Deposit Requirement*
Earn a $50 Student Checking Bonus
North Shore Bank is offering a $50 bonus when you open a Student Checking Account and enroll in mobile banking.
- What you’ll get: $50 bonus
- Account Type: Student Checking Account
- Availability: IL, WI.
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 08/31/2024)
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Get $50 when you open a Student Checking account and enroll in Mobile Banking.
- One student account incentive bonus per person.
- Restrictions may apply.
- To qualify, Mobile Banking enrollment is required within 60 days of account opening.
- The $50 bonus will be paid as an interest credit to the checking account after Mobile Banking enrollment is confirmed.
- Fees may apply and could reduce earnings.
- For tax purposes, a 1099 form may be issued.
- Member FDIC.
How To Waive Monthly Fees
- Platinum Checking: $20 monthly fee, waived if $35,000 combined relationship balance in deposits, mortgage, home equity and/or consumer loans or investment account with North Shore Investment Services is met
- Perks Checking: $12 monthly fee, waived if minimum daily checking balance of $2,000, $5,000 in relationship deposit balances, Any North Shore Bank loan, Current or retired member of the U.S. Armed Forces is met
- Free Checking: None
- 60+ Checking: $10 monthly fee, waived if primary account holder is 60 years or older and meets 1 of the following: Direct Deposit, Minimum daily checking balance of $2,000, $5,000 in relationship deposit balances, or Any North Shore Bank loan
- Student Checking: None
- Basic Business Checking: $10 monthly fee, waived by maintaining $500 average monthly collection balance
- Small Business Checking: $15 monthly fee, waived by maintaining $2,500 average monthly collection balance
- Business Checking: $25 monthly fee, waived by maintaining $25,000 average monthly collection balance
- Business Interest Checking: $15 monthly fee, waived by maintaining $15,000 average monthly collection balance
 |
 |
Bottom Line
Lastly, I would definitely take the time and check out North Shore Bank’s current promotions. With access to a range of features and services, you will be able to take advantage of the best banking experience. Furthermore, it’s great to know that the account triggers a soft pull!
While they have a generous bonus, North Shore Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare North Shore Bank Promotions with other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated North Shore Bank promotions, bonuses and offers
Hi Sneha
Did you get your bonus posted? I’m from California too and looking to open one on incognito. Let me know.
Just opened an account online with them on January 29, 2020. Did ti from California without going into incognito mode. Got approved instantly.
Is this one per household. Also, it says new households….what qualifies as a new household? I did one of these deals a few years ago….but it was not $200
Me neither. Some reason they don’t want people coming from outside their area or coming from deals site like mine. It makes no sense since they are gaining new customers.
What’s up with going into incognito mode? I just went to their website and applied. The first thing they ask you is if you have a promo code. So I typed in August 2016. Done!
Anyone have an account recently and can send me a referral link at jchurnit7@yahoo.com?
Thanks!
is this a free checking account or are there monthly maintenance fees?
Wish you didn’t have to be a resident of Wisconsin.. i’d use the referral and do the debit transactions too! 🙁
How do I subscribe to your newsletter?
email me and I’ll give you a referral… I live in Wisconsin and I got an account with this bank awhile back from this site. I went with the 10 transactions on the debit card a month. McDonald’s is my friend. 🙂
Referee and referrer each get $25
I’ll sign up. Are you getting a referral fee for this?
I have an account if anyone wants to be referred. I got an opening bonus last time. Email me jebbfilz2@gmail.com
Thanks!!
Jebb