Find the most updated TD Bank promotions, bonuses, and offers.
Update 5/6/25: The $500 business checking bonus has been extended through 7/31/25 and the $500 checking & savings bonus has been extended through 5/31/25. There is also a targeted $2,000 checking & savings bonus valid through 5/23/25.
About TD Bank Promotions
Founded in 1852 and headquartered in Wilmington, Delaware, TD Bank is the second largest bank in the State. TD Bank has around 1,300 branch locations throughout the country. Their branches are in Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont.
You will find the latest TD Bank sign-up bonuses, deals, and more for their checking and savings accounts below. To earn the bonus, customers must open a checking account and meet certain requirements. Enjoy free mobile banking and bill pay, free access to thousands of TD ATMs, and much more!
TD Bank $500 Checking & Savings Bonus
- Learn More at TD Bank
- What you’ll get: $500 bonus
- Account Type: Checking & Savings account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: Up to $25, waivable (see below)
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Expires 05/31/2025)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- $300 checking bonus:
- Open a TD Beyond Checking account.
- Have $2,500 total in qualifying direct deposits post to the account within 60 days.
- Earn $300. Bonus will be paid on or before 180 days after account opening.
- $200 checking bonus:
- Open a TD Complete Checking account.
- Have $500 total in qualifying direct deposits post to the account within 60 days.
- Earn $200. Bonus will be paid on or before 180 days after account opening.
- $200 savings bonus:
- TD Signature Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- TD Simple Savings – Earn $200 when you deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Offer valid March 4, 2024 through May 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below.
- Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Your direct deposits need to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security) from your employer or the government of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
- Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $2,000 Checking & Savings Bonus (Targeted)
- Learn More at TD Bank
- What you’ll get: $2,000 bonus
- Account Type: Checking & Savings account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: Up to $25, waivable (see below)
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Expires 05/23/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- $400 checking bonus:
- Open a TD Beyond Checking account.
- Have $2,500 total in qualifying direct deposits post to the account within 60 days.
- Earn $400. Bonus will be paid on or before 180 days after account opening.
- $300 checking bonus:
- Open a TD Complete Checking account.
- Have $500 total in qualifying direct deposits post to the account within 60 days.
- Earn $300. Bonus will be paid on or before 180 days after account opening.
- $1,600 savings bonus:
- Open a TD Signature Savings account. Deposit funds in your new account based on the tiers below within the first 20 days.
- Maintain at least the Required Balance in the account for 90 additional days from the 20th day after account opening to earn the corresponding Maximum Bonus.
- $200 bonus: $10,000 balance
- $400 bonus: $30,000 balance
- $600 bonus: $50,000 balance
- $1,000 bonus: $100,000 balance
- $1,600 bonus: $200,000 balance
- Earn up to $1,600. Bonus will be paid on or before 180 days from account opening.
- Offer valid from March 20, 2025, through May 23, 2025, and is available only to the person addressed in the mailer or email.
- Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Your direct deposits need to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security) from your employer or the government of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
- Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in the corresponding new account on or before 180 days from account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $500 Business Checking Bonus
- Learn More at TD Bank
- What you’ll get: $500 bonus
- Account Type: Business Checking
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $10-$15, waivable
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Expires 07/31/2025)
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $500 Cash Back Offer: You must open a new Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
- 1. Deposit a minimum of $2,500 within the first 25 days and maintain at least a $2,500 balance for 90 additional days from the 25th day after account opening.
- 2. Conduct 25 qualifying transactions across the first 3 statement cycles. Your eligible transactions include ACH debits/credits, bill pay, Merchant Solutions settlement transactions, incoming/outgoing wires, checks paid, small business Zelle transactions, Visa Business Debit card transactions, digital express remote deposits, and settlement transactions for TD Online Accounting or Tap-to-Pay on iPhone payments received.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days after account opening.
- Cash back offer valid May 1, 2025 and July 31, 2025 and is available when opening a qualified TD Business Checking account at a TD Store or online and meeting the criteria below. You will not qualify for the cash back offer if you are an existing TD Bank Business Checking customer OR had a previous Business Checking account that was closed within the preceding 12 months OR have received a prior Business Checking account bonus at any time. Eligibility is determined based on the SSN/TIN of the business used to open the account. If a Sole Proprietor using an SSN also has a Personal account, the Business account would still be eligible for the promotion.
- To qualify for the $500 Cash Back Offer, you must open a new TD Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
- 1. Deposit a minimum of $2,500 within the first 25 days and maintain at least a $2,500 balance for 90 additional days from the 25th day after account opening.
- 2. Conduct 25 qualifying transactions across the first 3 statement cycles. Your eligible transactions include ACH debits/credits, bill pay, Merchant Solutions settlement transactions, incoming/outgoing wires, checks paid, Small Business Zelle transactions, Visa Business Debit card transactions, digital express remote deposits, and settlement transactions for TD Online Accounting or Tap-to-Pay on iPhone payments received.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days after account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- TD Bank’s standard account opening requirements and conditions apply. Bonus will be subject to backup withholding to the extent applicable to you under the U.S. Internal Revenue Code if you meet certain other conditions. We may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Bank $300 Beyond Checking Bonus
Earn $300 bonus with a TD Bank Beyond checking with direct deposit requirement. It features free ATMs anywhere you go, tiered interest rates with your account balance, and free bank products and services.
- What you’ll get: $300 bonus
- Account Type: Beyond Checking account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes, $2,500+
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $25, waivable
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Visit TD Bank to learn more)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSACCOUNT FEATURESFINE PRINT
- Open a new TD Beyond CheckingSM account online using the button link above.
- You can earn $300 bonus when you receive direct deposits of $2,500 or more within 60 days of opening your account.
- The bonus will be credited into the new personal checking account no later than 95 days from account opening.
- To qualify for this offer, you must be a U.S. resident and apply for the offer online.
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you’ll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card – and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD $200 Complete Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Complete Checking account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $15, waivable
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Visit TD Bank to learn more)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSACCOUNT FEATURESFINE PRINT
- Open a new TD Complete Checking account online using the offer link.
- Earn $200 when you receive direct deposits of $500 or more within 60 days of opening your account.
- 3 different ways to waive the $15 monthly maintenance fee, including direct deposits
- Build savings by waiving the monthly maintenance fee on one linked personal savings account of your choice
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that’s open early, late, and weekends.
- Age based perks: Monthly Maintenance fee waived if the primary account owner is aged 17 – 23, plus non-TD ATM fees waived. Free standard checks and $0 paper statement fee for aged 60+
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus TD Early Pay, Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
- Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
- Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening.
- Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.
TD Bank $100 Student Checking Bonus
- Learn More at TD Bank
- What you’ll get: $100 bonus
- Account Type: Student Checking
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: None if age 17 through 23
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a TD Complete Checking account
- Make 15 qualifying debit card purchases within 60 days of opening account.
- Earn $100. Bonus will be paid on or before 180 days after account opening.
- Offer available when opened through a qualifying website or in a TD Bank Store. You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. To receive the $100 checking bonus, you must: 1) Open a new TD Complete Checking account; AND 2) Complete a minimum of 15 TD Visa® Debit Card purchases within 60 calendar days of the account opening date.
- Your Visa® Debit purchases need to be transactions made using your TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. Net qualifying purchases are determined in the sole discretion of TD Bank and must be posted to your new checking account within 60 calendar days of account opening. Withdrawals made at the ATM do not qualify.
- After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Automated Investing Bonus
How to earn it:
- Open a new TD Automated Investing account before April 30, 2025
- Fund your TD Automated Investing account with cash within 30 calendar days of opening an eligible account
- The TD Automated Investing account minimum balance of $1,000 must be maintained for 90 calendar days after your TD Automated Investing account is approved. The cash bonus payment will be determined based on the net deposit amount you maintain
- A cash bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements
| Investment Amount | Cash Bonus |
| $1,000 – $4,999 | $50 |
| $5,000 – $24,999 | $150 |
| $25,000 – $49,999 | $250 |
| $50,000 – $74,999 | $450 |
| $75,000 – $99,999 | $750 |
(Expires 04/30/2025)
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| M1 High-Yield Cash Account (4.00% APY) | E*TRADE (Up to $6,000 Cash) |
| WeBull (Free Stocks) | |
TD Bank $50 Refer A Friend Program
Earn $50 for Each Referral
You and your referral can earn a $50 bonus when you refer them to open a Complete Checking or Beyond Checking account and meet all the requirements.
- What you’ll get: $50 bonus
- Account Type: Personal Checking Account
(No expiration date)
If you’re a fan of TD Bank, now you can share the love and earn up to 10 referral bonuses (totaling $500) per calendar year.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Print the referral form, complete the “Referred by” fields and give to your friend.
- Your friend must visit a TD Bank to open a personal checking account.
- Either receive a direct deposit of at least $250 OR make 15 debit card purchases within 60 days of opening the account.
- The $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Referred customer must open a new TD Bank personal checking account as the primary owner and can’t have any existing or prior personal TD checking accounts.
- Referring customer must be a current TD Bank personal checking customer.
- Referred customer must receive a direct deposit of $250 or more, or make a minimum of 15 debit card purchases within 60 days of the new account opening to receive this bonus.
- $50 will be deposited 60 days after the requirements have been met as long as accounts are open and in good standing.
- Only one bonus will be provided per referred customer.
- You can receive up to 10 referral bonus deposits (totaling $500) per calendar year.
- This offer may be withdrawn at any time.
TD Bank $200 Savings Bonus *No Direct Deposit Required*
Take advantage of a $200 bonus when you sign up for a new TD Savings Bonus and provide a deposit of $20,000 or more in new money within 20 days of account opening.
- What you’ll get: $200 bonus
- Account Type: TD Beyond or Simple Savings account
- Availability: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull, which does not affect your credit
- Credit Card Funding: Up to $1000
- Monthly Fees: $15, but can be waived with a minimum daily balance of $100.
- Closing Account Fee: Bonus forfeit if closed within 6 months
- Household Limit: None
(Expires 03/31/2025)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
The information for the TD Savings account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a TD Bank Beyond Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Open a TD Bank Simple Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Bonus will be paid on or before 180 days after account opening.
- Offer valid through March 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
How To Waive Monthly Fees
- TD Complete Checking: $15 monthly maintenance fee waived if:
- Have $500 or more in direct deposits within a statement cycle; or
- Maintain a minimum daily balance of $500; or
- Have $5,000 minimum daily combined balance of all deposit accounts that you choose to link; or
- When the Primary account holder is 17 through 23 years of age
- TD Beyond Checking: $25 monthly maintenance fee
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more,
- Or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
- TD Beyond Savings: $15; See below on how to waive
- Keep a $20,000 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- TD Simple Savings: $5; See below on how to waive
- Keep a $300 minimum daily balance.
- Link your savings account to a TD Beyond Checking account.
- Make recurring $25+ transfers from your linked TD Bank checking account.2
- If you’re under 24, link your savings account to a TD Convenience CheckingSM account.3
- Waived automatically if you’re 18 or under/62 or older.
- TD Business Premier Checking: $30, first 3 statement cycles waived. Meet one of the following requirements to waive the monthly fee:
- Maintain $40,000 combined balances in your business deposits and one TD personal checking account
- Active TD Merchant Solutions
- Active TD Digital Express
- TD Small Business Loan or Line of Credit
- TD Business Convenience Checking Plus: $25 monthly fee waived with $1,500 combined minimum daily balance with one TD personal checking account
- TD Business Simple Checking: Low $10 monthly fee—no minimum daily balance required
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Bottom Line
You have the opportunity to earn up to a $300 bonus with a checking account from TD Bank. I recommend Beyond Checking account for the bigger bonus.
While TD Bank’s Savings and CD rates aren’t the best in the market, you can visit our Savings and CD rates page for the best.
*Remember to bookmark this page and check back for new TD Bank promotions, offers, and bonuses.
One bonus will be given cause they don’t give out a second bonus ever according to them.
If you do not live in one of these states (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT), can you still sign up for the Beyond Checking account online and receive the $300 bonus? I live in Oregon (OR).
“Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.”
Does an income tax return from the IRS qualify as a direct deposit (as long as it is $500) for the offer?
I’ve been told yes, and I’ve been told no, each time I’ve called into TD Bank’s customer service.
According to their site:
“Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank…”
That means once per lifetime right? I think I may have had a checking account before…
Your information under the $300 Premier Checking and $150 Convenience Checking offers includes the following:
“Direct Deposit Requirement: None”
The $300 Premier Checking promotion requires $2500 in qualifying direct deposits within 60 days of account opening and the $150 Convenience Checking promotion requires $500 in qualifying direct deposits within 60 days of account opening.
After filling out all the information, I was told they couldn’t verify my identity online. There is no way to save the account application or get assistance verifying your identity online or by phone. When I called TD Bank, a representative told me they have no current promotional offers except a direct mailing offer.
what do You offer for a direct deposit checking account?,a all I need is an account to receive My social security check,is there a minimum balance required? that You J.Carleton