If you’re looking for the Best 18-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 18-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Alliant Credit Union 12-Month Certificate (5.45% APY) | Western Alliance Bank 3-Month CD (5.36% APY) |
Ponce Bank 1-Month CD (5.30% APY) | Technology Credit Union 5-Month No-Penalty CD (5.25% APY) |
Mission Valley Bank 3-Month No Penalty CD (5.15% APY) | Ponce Bank 3-Month CD (5.35% APY) |
Quontic Bank 12-Month CD (5.30% APY) | Ponce Bank 4-Month No-Penalty CD (5.30% APY) |
SkyOne Federal Credit Union 5-Month CD (5.35% APY) | Lemmata Savings Bank 9-Month CD (5.20% APY) |
Sun Canyon Bank 5-Month CD (5.15% APY) | Sun Canyon Bank 11-Month CD (5.10% APY) |
Best 18-Month CD Rates – Nationwide
Bank | APY | Min | Max | Account Name | Review |
---|---|---|---|---|---|
Seattle Bank | 5.80% | $1K | --- | 18-Month CD | Review |
USALLIANCE Financial | 5.75% | $500 | --- | 18-Month CD | Review |
Skyla Credit Union | 5.70% | $50K | --- | 18-Month Jumbo Senior CD | Review |
Luana Savings Bank | 5.68% | $5K | --- | 17-Month CD Special | Review |
My eBanc | 5.68% | $100K | --- | 18-Month Jumbo Online Time Deposit | Review |
Finworth | 5.65% | $50K | $240K | 18-Month CD | Review |
Hyperion Bank | 5.65% | $500 | --- | 15-Month CD | Review |
Credit Human FCU | 5.60% | $1K | --- | 17-Month CD | Review |
Veridian Credit Union | 5.60% | $100K | --- | 15-Month Jumbo CD | Review |
Expedition Credit Union | 5.51% | $2.5K | --- | 15-Month CD | Review |
Latino Credit Union | 5.50% | $200K | --- | 18-Month Jumbo CD | Review |
Popular Direct | 5.50% | $10K | --- | 18-Month CD | Review |
Quorum Federal Credit Union | 5.50% | $1000 | --- | 15-Month CD | Review |
Blue Federal Credit Union | 5.25% | $1 | --- | 15-Month CD via SaveBetter | Review |
Rising Bank | 4.91% | $1K | --- | 15-Month CD | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We suggest checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
Alliant Credit Union | 5.45% APY 12-Month Certificate | Review |
Western Alliance Bank | 5.36% APY 3-Month CD | Review |
SkyOne Federal Credit Union | 5.35% APY 5-Month CD | Review |
Ponce Bank | 5.35% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.30% APY 1-Month High Yield CD | Review |
Quontic Bank | 5.30% APY 12-Month CD | Review |
Technology Credit Union | 5.25% APY 5-Month No-Penalty CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Lemmata Savings Bank | 5.20% APY 9-Month CD | Review |
Rising Bank | 5.20% APY 6-Month CD | Review |
Sun Canyon Bank | 5.18% APY 11-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Sun Canyon Bank | 5.10% APY 5-Month CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
First Financial Northwest Bank | 5.00% APY 12-Month CD | Review |
CIT Bank | 5.00% APY 6-Month CD | Review |
GreenState Credit Union | 4.95% APY 10-Month CD | Review |
WECU | 4.95% APY 6-Month High-Yield CD | Review |
CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
Western Alliance Bank | 4.71% APY 12-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
CIT Bank | 4.65% APY 13-Month CD | Review |
CIT Bank | 4.60% APY 18-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Randy James Lowery says
Thank you what’s the best choice I should do and what’s my account number and routing number to my online account please
Gio Sal says
That Hyperion Bank 19mo. promotional CD at 5.5%Y has been discontinued, now at 1.54% for 18mos., haha
Jessica Mulligan says
Lafayette’s 1.86% 18 month CD rate expired 30 Nov 2020
Maricica says
Its best to go to the bank or credit unions website for accurate info.
Raymond Purton says
Best to deal direct with your credit union/or savings company.
Michael Nangle says
The rates you are showing for CD Bank are way off from what they show on their website.
Michael Nangle says
The CD Bank website offers lower CD rates than you are posting. Are your rates not current or is there a way to access higher rates that I am not aware of? Thanks.