Residents nationwide can take advantage of Synchrony Bank CD rates, offers, and promotions here.
With a wide range of CD rates to take advantage of, you will be able to find a rate to fit your financial needs!
About Synchrony Bank CD
Formerly known as GE Capital Retail Bank, Synchrony Bank offers a vast array of products and services for you to take advantage of. With industry leading CD rates as well as a range of savings solutions, you are able to receive the best the bank has to offer while receiving convenient online features!
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*Although Synchrony Bank does have competitive rates with their launch, I recommend taking a look at Discover Bank Promotions here to find other great offers.
Synchrony Bank CD Rates
Through Synchrony Bank CDs, you will be able to earn fantastic rates with a low minimum deposit of $2,000.
- Minimum deposit: $2,000
- Early withdrawal penalty: Early withdrawal penalties will apply.
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.25% | $0.01+ |
| 6 Month | 0.50% | $0.01+ |
| 9 Month | 0.60% | $0.01+ |
| 12 Month | 1.20% | $0.01+ |
| 13 Month | 1.30% | $0.01+ |
| 14 Month | 1.30% | $0.01+ |
| 15 Month | 1.30% | $0.01+ |
| 16 Month | 1.70% | $0.01+ |
| 18 Month | 1.55% | $0.01+ |
| 24 Month | 1.65% | $0.01+ |
| 36 Month | 1.90% | $0.01+ |
| 48 month | 1.90% | $0.01+ |
| 60 Month | 2.25% | $0.01+ |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
If you are interested in a short or long term CD then, Synchrony Bank is currently offering competitive CD rates! Opening a CD with Synchrony Bank means greater savings and maximizing your earning potential.
In addition, you can see a full list of the best CDs below.
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Synchrony Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
