Ponce Bank CD Rates: 4.52% APY 3 Month, 4.20% APY 4 Month No Penalty (Nationwide)

Find the latest Ponce Bank CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Ponce Bank.

Best CD Rates: 4.20% APY 4-Month No Penalty CD ($1 min, No max), 4.52% APY 3-Month CD ($1 min, No max)

Availability: Nationwide

Update 12/20/24: The 3 and 4 month term rates have slightly increased.

About Ponce Bank

Ponce Bank was born in The Bronx in 1960, a time when most banks had abandoned what was then perceived to be a community in decline but in which the founders saw nothing but the potential of proud neighborhoods anchored by a strong immigrant work ethic and entrepreneurial spirit.

Ponce Bank offers a vast array of products including CD options for all of your specific financial needs.

From checking and savings account to loans and CDs, you are bound to find one that works for you.

Ponce Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1, you can invest in a Ponce Bank CD account to maximize your earnings.

If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.

• Minimum deposit: $1
• Maximum deposit: None listed
• Early withdrawal penalty: None. Withdrawals may be made 7 days after opening.

Ponce Bank CD Features

• FDIC insured. No fees.
• Bank with purpose: your deposit helps us keep investing in underserved communities hard hit by the Covid crisis.

Bottom Line

Whether you are interested in a short term or long term CD, look no further than Ponce Bank. Take advantage of a low required minimum balance of just $1.

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Ponce Bank.

However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Ponce Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.