KeyBank Promotions: $50, $200, $250, $400, $500 Checking, Referral Bonuses

• Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
• No minimum balance fee
• Online banking and bill pay
• Mobile check deposit
• Paper checks.
• KeyBank Debit Mastercard® with chip security.
• Unlimited check writing and transactions.

• Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking^® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• To avoid charges for Key Smart Checking^SM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
• To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking^® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
• To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking^® account, meet any of the following requirements:
  • Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

• You must open a Key Smart Checking® Account (this is the basic banking account in NY), Key Advantage® Checking Account, Key Privilege® Checking Account, or Key Privilege Select Checking® Account by the expiration date at 11:59 p.m. (ET) and make ONE single KeyBank direct deposit of $500 or more within 60 days after account opening to get $200. Normal account service charges and balance requirements apply to these accounts, including the minimum opening deposit. Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. You must have received a personalized offer/coupon/promotional code directly from KeyBank via mail or email and enter an offer/reservation code at the time of account opening to qualify. Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply. Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months. Accounts overdrawn or closed at the time of gift payment are not eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
• A $10 minimum deposit is required to open this account. There is no monthly maintenance fee for this account. Other fees may apply.

• This offer is for [email protected] members only – KeyBank’s employee financial wellness program.Enroll in the [email protected] program and enter marketing code ONKW0121 when applying for your account on key.com.
• Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
• Make a total of $1,000 or more in direct deposits within 60 days from account opening.

• Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
• No minimum balance fee
• Online banking and bill pay
• Mobile check deposit
• Paper checks.
• KeyBank Debit Mastercard® with chip security.
• Unlimited check writing and transactions.

• Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking^® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• To avoid charges for Key Smart Checking^SM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
• To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking^® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
• To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking^® account, meet any of the following requirements:
  • Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

• You must be a [email protected] program member and have a cumulative total of at least $1,000 in direct deposits each statement cycle for Key Advantage, $2,500 for Key Privilege, or $5,000 for Key Privilege Select Checking.
• Limit one cash gift per qualifying account.
• Limit one cash gift per individual.
• The cash gift will be reported to the IRS on Form 1099-INT.
• Your gift(s) will be deposited to your account within 90 days of meeting requirements.
• Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Offer not available to clients who had a checking account or a KeyBank Hassle-Free Account with KeyBank in the last 12 months as a primary owner. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
• If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
• Accounts overdrawn or closed at the time of gift payment are not eligible for this offer.
• Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.
• Offer is subject to cancellation without notice, and cannot be combined with any other offer.
• Other miscellaneous charges may apply.
• Coupon/Offer code required.
• Cannot be sold.
• Key is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
• EasyUp® requires a KeyBank checking account and KeyBank savings account.
• Bonus eligibility will be calculated based on all posted debit transactions made with your linked debit card within 60 days after account opening.

Qualify for $50 per referral – up to $500 per year.

• Send your friend a custom URL they can use to open a new KeyBank checking account.
• Earn $50 when your friend opens a new checking account with minimum opening deposit by December 31, 2021 and makes one direct deposit of at least $500 in the first 60 days.
• Your $50 gift will be delivered to you within 60 days of meeting the requirements as long your account is open and not overdrawn.
• Your friend gets a great new account and $50, too.

• Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
• No minimum balance fee
• Online banking and bill pay
• Mobile check deposit
• Paper checks.
• KeyBank Debit Mastercard® with chip security.
• Unlimited check writing and transactions.

• Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking^® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• To avoid charges for Key Smart Checking^SM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
• To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking^® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
• To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking^® account, meet any of the following requirements:
  • Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

• You must be a current KeyBank consumer checking or savings client at the time of referral.
• Referrals must be made with the email address of the primary account holder/owner.
• The client you refer must be the primary owner on the account they open. The client you refer must open a Key Smart Checking® account with a minimum opening deposit of $10 (this is the basic banking account in NY), or a Key Advantage®, Key Privilege®, or Key Privilege Select Checking® account with a minimum opening deposit of $50 and make a single direct deposit of $500 or more within 60 days after account opening (direct deposit transactions are limited to payroll, Social Security, pension and government benefits)in order for you to receive your referral gift of $50.
• Referee offer is available to clients who do not have or haven’t had a KeyBank Hassle-Free Account® or a KeyBank checking account during the past 12 months.
• Due to privacy regulations, KeyBank is unable to disclose the status of your referral’s account opening and account usage. Your existing checking account must be open and in good standing upon gift payment.
• Your gift will be delivered within 60 days of the referred new client meeting all requirements.
• If the Referee accepts a different promotion available in market, other disclosures may apply.
• Employees of KeyBank, its affiliates, or subsidiaries are not eligible to receive the $50 referral gift.
• Offer is subject to cancellation without notice.
• The maximum you can earn by referring new KeyBank clients is $500 per qualifying customer per calendar year.
• Your participation in this program may result in the receipt of taxable income from KeyBank and we may be required to send to you, and file with the IRS, a Form 1099-MISC (miscellaneous income).
• You are responsible for any tax liability, including disclosure requirements, related to participating in this program.
• Please consult your tax advisor if you have any questions about your personal tax situation. Offer cannot be sold/auctioned.

• Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
• Use offer code: RETK1120
• Make ONE single direct deposit of at least $500 within 90 days after account opening.

• Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
• No minimum balance fee
• Online banking and bill pay
• Mobile check deposit
• Paper checks.
• KeyBank Debit Mastercard® with chip security.
• Unlimited check writing and transactions.

• Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
  • You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
  • You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking^® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
• To avoid charges for Key Smart Checking^SM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
• To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking^® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
• To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking^® account, meet any of the following requirements:
  • Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
  • You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
  • You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.

•  Limit one gift per qualifying account. Limit one gift per individual.
• The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
• If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply.
• Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account^® in the last 12 months.
• Accounts overdrawn or closed at the time of gift payment are not eligible.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.

• To receive the $250 cash gift,
  • Must have or open a KeyBank relationship package checking account (Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking®).
  • Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
  • You must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account.

• Earn a higher interest rate with a KeyBank Relationship Rate®.
• Use your account for Overdraft Protection: If you overdraw your checking account, funds can be automatically transferred from your savings without an overdraft protection transfer fee charged.
• Convenient access to your funds: In online and mobile banking, at any KeyBank branch or ATM, and limited check writing.
• Checking and savings together: Simplify your financial life and use online and mobile banking to make immediate transfers between accounts.

• Waive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.

• You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT.
• This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible.
• Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility.
• Offer not available to business, institutional, and public entities.
• Offer is subject to cancellation without notice and cannot be combined with any other offer.
• KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
• Offer code and reservation number are required to qualify for this offer.