Are you interested in a new banking experience? Here’s an updated list of KeyBank promotions, bonuses and offers.
Currently, they have a $200 as well as two $300 bonuses when you open a Checking Account and meet all the requirements.
Table of Contents
About KeyBank Promotions
KeyBank has a long history of commitment to diversity, and to helping out their community. For over a hundred years, they have been helping their customers take control of their financial future with their multitude of financial services at any branch. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
- Routing Number: Complete List of all KeyBank Routing Numbers
- Customer Service: 1-800-539-2968
While they have a generous $400 bonus, KeyBank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the current KeyBank promotions below.
*For current residents nationwide you can also take advantage of other promotions like the attractive Discover Bank bonuses below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| Discover Bank Online Savings | $150 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| Discover Bank CD | Up to 2.40% APY | Review |
| Discover Bank Money Market | Up to 1.76% APY | Review |
| Discover Bank IRA CD | Up to 2.40% APY | Review |
KeyBank $300 Checking Bonus
Earn a $300 bonus when you open a checking account and meet the requirements.
When you open a new checking account and meet the requirements, you can earn a $300 cash bonus.
- Account Type: Key Advantage Checking,®, Key Privilege Checking,® or, Key Privilege Select Checking®
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Opening Deposit: Varies by account
- Credit Card Funding: Up to $100
- Direct Deposit Requirement: Yes
- Monthly Fee: $18-$25, see below how to waive
- Closing Account Fee: If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
(Expires January 3, 2020)
While the current bonus is attractive, you can also take advantage of other promotional offers such as Chase Bank checking bonuses, HSBC Bank checking bonuses as well as Huntington checking bonuses. Alternatively, the Chase Bank Savings and HSBC Savings are also fantastic options.
How To Earn $300 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Enroll in the [email protected] program and enter marketing code ONKW1019 when applying for your account on key.com.
- Open a Key Advantage Checking,® Key Privilege Checking,® or Key Privilege Select Checking® Account by 1/3/2020.
- Make a total of $1,000 or more in direct deposits within 60 days from account opening.
- No minimum balance, overdraft, or monthly service fees
- Several online & mobile payment options, without paper checks
- Earn interest and gain exceptional relationship banking benefits
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® Account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment and credit accounts was $10,000.00 or more.
- You have a KeyBank originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle.
- You are a [email protected] program member and you have direct deposits totaling $1000.00 or more credited to your Key Advantage Checking account during a statement cycle.
- As a Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment,* and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking Account during a statement cycle.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this Account during a statement period.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this Account.
- Between 9/30/19 and 1/3/20, you must open a Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account, enroll in the [email protected] Program, and make a total of at least $1,000 in direct deposits within 60 days of account opening to receive your $300.
- Limit one cash gift per qualifying account.
- Limit one cash gift per individual.
- The cash gift will be reported to the IRS on Form 1099-INT.
- Your gift will be deposited to your account within 90 days of meeting requirements.
- Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits.
- Offer not available to clients who had a checking account or a KeyBank Hassle-Free Account® with KeyBank in the last 12 months as a primary owner.
- Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
KeyBank $200 Checking Bonus
Earn a $200 bonus when you sign up for a new Checking Account.
Take advantage of a $200 bonus from KeyBank when you sign up for a new Checking Account utilizing the promo code ONAS0619
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $100
- Direct Deposit Requirement: Yes, $500+
- Monthly Fee: $7, see below
- Household Limit: None listed
- Closing Account Fee: $25 fee if you close within 180 days of account opening
(Expires November 8, 2019)
How To Earn $200 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
- Use offer code: ONAS0619
- Make ONE direct deposit of at least $500 within 60 days after account opening.*
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Express Checking Account:
- The monthly fee on this account is waived if you do either of the following each statement cycle:
- Deposits of at least $500 per month
- At least 8 customer initiated transactions per month (any deposits, withdrawals, which includes transfers)
- The monthly fee on this account is waived if you do either of the following each statement cycle:
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- Offer/Reservation number is non-transferable, cannot be sold and is required to qualify.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
KeyBank $300 Checking Bonus *Targeted*
Earn a $300 bonus with a new Checking Account.
Qualified residents can earn a $300 with a new Checking Account utilizing the promo code ESAT0919.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $100
- Direct Deposit Requirement: Yes, $500+
- Monthly Fee: $7, see below
- Household Limit: None listed
- Closing Account Fee: $25 fee if you close within 180 days of account opening
(Expires November 8, 2019)
How To Earn $300 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open your Key Express Checking®, Key Advantage, Key Privilege, or Key Privilege Select Checking® account utilizing your targeted reservation code.
- Make ONE single direct deposit of at least $500 within 60 days after account opening.*
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Hassle-Free Checking Account – No monthly fees.
- Express (Basic Banking in NY) – $7 monthly fee, waived with more than $500 in deposits or 8 transactions per statement cycle.
- Advantage Checking – $18 monthly fee, waived with at least $10,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $1,000 in cumulative direct deposits each statement cycle.
- Privilege Checking – $25 monthly fee, waived with at least $25,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $2,500 in cumulative direct deposits each statement cycle.
- Privilege Select Checking – $50 monthly fee, waived with at least $100,000 in any combined deposit, investment or credit account balances OR if you are a [email protected] member and have at least $5,000 in cumulative direct deposits each statement cycle.
- Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.
- Offer/Reservation number is non-transferable, cannot be sold and is required to qualify.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
KeyBank $400 Checking Bonus *Expired*
Earn a $400 bonus when you open a new account!
KeyBank is offering a $400 bonus when you open a new qualifying checking account using promo code: RETL0719
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- Opening Deposit: $50
- Credit Card Funding: Up to $100
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: $25 fee if you close within 180 days of account opening
(Expired)
How To Earn $400 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a qualifying checking account by August 23, 2019 with promo code RETL0719
- Make ONE single deposit of at least $500 within 60 days after account opening.
- Online Banking
- Bill Pay
- Interest Bearing
- Exclusive Mobile App
- Zelle
- Hassle-Free Checking Account – No monthly fees.
- Express (Basic Banking in NY) – $7 monthly fee, waived with more than $500 in deposits or 8 transactions per statement cycle.
- Advantage Checking – $18 monthly fee, waived with at least $10,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $1,000 in cumulative direct deposits each statement cycle.
- Privilege Checking – $25 monthly fee, waived with at least $25,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $2,500 in cumulative direct deposits each statement cycle.
- Privilege Select Checking – $50 monthly fee, waived with at least $100,000 in any combined deposit, investment or credit account balances OR if you are a [email protected] member and have at least $5,000 in cumulative direct deposits each statement cycle.
- Other miscellaneous charges may apply. Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
Bottom Line
While the $200 bonus at KeyBank sounds enticing, setting up direct deposit is a big commitment. They offer many different accounts to qualify for this bonus, so you have several options for any that can best suit your needs.
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated KeyBank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase SapphireSM Checking | $1,000 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Simple High-Yield Checking | $500 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| UFB Direct High Yield Savings | 2.15% APY | Review |
| CIT Bank Savings Builder | 2.10% APY | Review |
| EverydayTMCash Reserve | 2.04% APY | Review |
| E*TRADE | $2,500 Cash | Review |
| Ally Invest | $3,500 Cash | Review |
| TD Ameritrade | $600 Cash | Review |
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Hello Mr. Nguyen,
Thanks for the information that you provide about bank bonuses. I have shared your website! However, I do not have time to go through the links with the names of banks to find what’s prevalent for the state where I reside. Therefore, will you change your format, and list the states where banks have bonuses instead of the banks that have bonuses? It would be easier to go to the name of the state where I reside, and then see the bank bonuses.
Thanks for this consideration!
It’s asking me for a reservation code also … perhaps the original post needs to reflect that … anyone know how you get a reservation code … do the invitations come through snail mail or email?
I opened an account with keybank June 14, deposited 500 bucks into the Key Express checking account. July 3 came and i recieved the 400 bucks. So it looks like i have to keep the account for 6 months before closing it? Can i downgrade to the hassel free account?
what code did you use?
Michael L Did you have to do a direct deposit through your employer or did you deposit the money on your own? Please let me know I need to know before the 60 days is up. TIA
It looks like you just updated this post for July 2019 and the expiration date is stating last month June 28th. Is this offer still available or not? I am looking at opening a new checking account with a good incentive! Please let me know if I can do this offer still or if you have a new one for the same incentive!
Thank you,
Kristi Vrooman
The Key Bank offers are not available to FL residents. I live in the same zipcode from one of the private banking locations and the online application still doesn’t allow my zipcode.
For the $400 you have to have the reservation number AND a participant number. I started the application online but the dream dies on the 3rd page. Went into the local branch and they shut me down also.
Same happened to me. I heard about this offer from my mother. She wasn’t going to set up an account, but I saw it online, so I tried to set it up. By the third page it wanted a reservation number. My mom had one, but not knowing if I could use it, I called Key Bank customer service. The agent explained that those are “targeted offers” and only apply to that person, so I could not use it. I then asked him why the online application wouldn’t ask for the reservation number very first before it took all of your other, very personal, information and wasted a persons time in the end. He said they were aware of this issue and “hopefully” the technician team would have it fixed by the end of the week. What a joke!
Yeah – it’s very annoying that this is all over the place but they don’t mention the reservation code issue
Just got a snail mail version of this promo. Interesting difference from the online version. The online says (clipped):
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
The flyer I have in hand says:
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Direct deposit transactions are limited too: payroll, Social Security, pensions and government benefits. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
Note the additional sentence in the hard copy version about what DD transactions count as DD. Could explain why some never see their ‘free money’.
btw, thanks for this site.
Tried the $500 promotion several years ago after receiving offer in the mail. I opened an account and the banker put the mailer in my file. I completed all the required deposits, etc but no $500 . Bank informed me they had no record of this offer, they had NEVER had a $500 promotion and it would cost $25 to close the account!
Now I have just received another $500 offer in the mail. Should I try again?
That blows BillD. I would try again. Document everything. Save the email/flyer. Save the offer page. Screenshots. Etc.
And not sure why this offer is stjll up. It is INVITATION ONLY. See my reply below