Are you interested in a new banking experience? Here’s an updated list of KeyBank promotions, bonuses, and offers.
Currently, they have a $200, $250 bonus when you open a Checking Account or Savings Account and meet all the requirements.
*Compare KeyBank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Table of Contents
About KeyBank Promotions
KeyBank has a long history of commitment to diversity, and to help out their community. For over a hundred years, they have been helping their customers take control of their financial future with their multitude of financial services at any branch. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA (Bank Locator)
- Routing Number: Complete List of all KeyBank Routing Numbers
- Customer Service: 1-800-539-2968
While they have a generous bonus, KeyBank doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the current KeyBank promotions below.
KeyBank $250 Checking Bonus – [email protected] Members Only
Earn a $250 bonus when joining the [email protected] Program and opening a checking account.
KeyBank is offering new [email protected] Members a chance to earn $250 bonus when they enroll for the program using marketing code ONKW0121 and open a new checking account.
- Account Type: Checking
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Must be a [email protected] Member
- Direct Deposit Requirement: Yes, $1,000+ within 60 days if account opening.
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: Varies by account
- Early account termination fee: $25 if closed within 180 days of account opening
- Household limit: None listed
(Offer expires June 25, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $250 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- This offer is for [email protected] members only – KeyBank’s employee financial wellness program.Enroll in the [email protected] program and enter marketing code ONKW0121 when applying for your account on key.com.
- Open a Key Express Checking, Key Advantage Checking, Key Privilege Checking, or Key Privilege Select Checking Account.
- Make a total of $1,000 or more in direct deposits within 60 days from account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- You must be a [email protected] program member and have a cumulative total of at least $1,000 in direct deposits each statement cycle for Key Advantage, $2,500 for Key Privilege, or $5,000 for Key Privilege Select Checking.
- Limit one cash gift per qualifying account.
- Limit one cash gift per individual.
- The cash gift will be reported to the IRS on Form 1099-INT.
- Your gift(s) will be deposited to your account within 90 days of meeting requirements.
- Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Offer not available to clients who had a checking account or a KeyBank Hassle-Free Account with KeyBank in the last 12 months as a primary owner. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Accounts overdrawn or closed at the time of gift payment are not eligible for this offer.
- Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility.
- Offer is subject to cancellation without notice, and cannot be combined with any other offer.
- Other miscellaneous charges may apply.
- Coupon/Offer code required.
- Cannot be sold.
- Key is not responsible for and will not honor promotional offers that appear on third-party websites that are not authorized by KeyBank.
- EasyUp® requires a KeyBank checking account and KeyBank savings account.
- Bonus eligibility will be calculated based on all posted debit transactions made with your linked debit card within 60 days after account opening.
(Expired) KeyBank $200 Checking Bonus
Earn a $200 bonus with KeyBank once you complete qualifying activity!
KeyBank is offering a $200 bonus when you open a new eligible checking account and meet the qualifying requirements.
Offer redeemable online only.
- Account Type: Key Smart Checking
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: $7, avoidable
- Early account termination fee: $25
- Household limit: None listed
(Offer expires January 22, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), Citi Priority Account Package ($700 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How To Earn $200 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
- Use offer code: ONAS1120
- Make ONE single direct deposit of at least $500 within 90 days after account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
(Expired) KeyBank $400 Checking Bonus
Earn a $400 bonus with KeyBank once you complete qualifying activity!
Take advantage of a $400 bonus from KeyBank when you sign up for a new Checking Account utilizing the promo code RETK1120.
- Account Type: Smart Checking, Advantage Checking, Privilege Checking, Privilege Select Checking
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown, let us know
- Credit Card Funding: Up to $100
- Monthly Fee: Varies by account
- Early account termination fee: If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee.
- Household limit: None listed
(Offer Expires December 11, 2020)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $400 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open your Key Express, Key Advantage, Key Privilege, or Key Privilege Select Checking account.
- Use offer code: RETK1120
- Make ONE single direct deposit of at least $500 within 90 days after account opening.
- Each month, use your account eight times or deposit at least $500 to waive the monthly maintenance fee
- No minimum balance fee
- Online banking and bill pay
- Mobile check deposit
- Paper checks.
- KeyBank Debit Mastercard® with chip security.
- Unlimited check writing and transactions.
- Key Privilege client, you can avoid the $25 monthly Maintenance Service Charge if:
- You maintain a combined balance of $25,000 or more in any combination of deposit, investment** and credit accounts.
- You have a mortgage originated through KeyBank and you have an automatic payment deduction plan via ACH deducting $500 or more from your Key Privilege Checking® account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling at least $2,500.00 or more credited to this account during a statement period. If you leave your current employer and direct deposits stop, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated.
- To avoid charges for Key Smart CheckingSM do not close your account within 180 days of account opening, or you will be charged a $25.00 account early closure fee. Other miscellaneous charges apply.
- To avoid the $50 monthly Maintenance Service Charge for Key Privilege Select Checking® Account, you must maintain a minimum of $100,000 in combined relationship balances (sweep investment, deposits and investment (including annuity balances reflected on your KIS account statement)) each statement cycle OR be a [email protected] program member and have a total of at least $5,000 in direct deposits each statement cycle credited to this account.
- To avoid the $18 monthly Maintenance Service Charge for Key Advantage Checking® account, meet any of the following requirements:
- Any combination of balances from your KeyBank checking, savings deposit, certificates of deposit, retirement deposits, investment** (including annuity balances reflected on your KIS account statement) and credit accounts was $10,000.00 or more.
- You have a KeyBank-originated mortgage and you have automatic payment deducted via ACH deducting $500.00 or more from your Key Advantage Checking account during a statement cycle. If your mortgage automatic payment deduction plan should be discontinued, you may be subject to the combined balance requirements to avoid the monthly Maintenance Service Charge.
- You are a [email protected] program member and you have direct deposits totaling $1,000.00 or more credited to your Key Advantage Checking account during a statement cycle. If you leave your current employer and direct deposits are discontinued, you may be subject to the combined balance requirement to avoid the monthly Maintenance Service Charge until direct deposits are reinstated by your new employer.
- Limit one gift per qualifying account. Limit one gift per individual.
- The value of your gift will be reported on Form 1099-INT and deposited into your account within 60 days of meeting requirements.
- If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Other miscellaneous charges may apply.
- Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
- Accounts overdrawn or closed at the time of gift payment are not eligible.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
(Expired) KeyBank $250 Savings Bonus – Targeted
Earn a $250 bonus with KeyBank once you complete qualifying activity!
KeyBank is offering a $250 bonus when you open a Key Gold Money Market Savings account and meet the qualifying requirements.
Offer code and reservation number are required to qualify for this offer.
- Account Type: Key Gold Money Market Savings
- Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- Direct Deposit Requirement: Yes, $25,000+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Mixed Datapoints, might be sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: $18, waivable
- Early account termination fee: $25 if closed within 180 days
- Household limit: 1
(Expires January 2, 2021)
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($100 Bonus + 1.00% APY), American Express High Yield Savings (0.40% APY), Axos Bank High Yield Savings ($100 bonus + 0.61% APY), and CIT Bank Savings Connect (0.50% APY). |
How To Earn $250 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To receive the $250 cash gift,
- Must have or open a KeyBank relationship package checking account (Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking®).
- Open your Key Gold Money Market Savings account online or in a branch, using the code and reservation number from your email.
- You must deposit a minimum of $25,000 of funds not currently held in accounts at KeyBank or its affiliates and maintain a daily balance of $25,000 or more in the Gold Money Market Savings account.
- Earn a higher interest rate with a KeyBank Relationship Rate®.
- Use your account for Overdraft Protection: If you overdraw your checking account, funds can be automatically transferred from your savings without an overdraft protection transfer fee charged.
- Convenient access to your funds: In online and mobile banking, at any KeyBank branch or ATM, and limited check writing.
- Checking and savings together: Simplify your financial life and use online and mobile banking to make immediate transfers between accounts.
- Waive the $18 monthly maintenance fee with a $25,000 daily balance and a Key Advantage Checking®, Key Privilege Checking®, or Key Privilege Select Checking® account.
- You must maintain the funds in the account for 90 days after account funding and the gift will be deposited into your account within 90 days after this requirement is met. The value of your gift will be reported on Form 1099-INT.
- This offer is not transferable. Employees of KeyBank, its affiliates, and subsidiaries are not eligible.
- Accounts titled as Minor/Custodian, Trust Accounts, Estate, Non-Individual, and No access are excluded from eligibility.
- Offer not available to business, institutional, and public entities.
- Offer is subject to cancellation without notice and cannot be combined with any other offer.
- KeyBank is not responsible for, and will not honor, promotional offers that appear on non-KeyBank websites or that are not authorized by KeyBank.
- Offer code and reservation number are required to qualify for this offer.
Compare to Other Banks
Bottom Line
While the bonuses at KeyBank sounds enticing, setting up a direct deposit is a big commitment. They offer many different accounts to qualify for this bonus, so you have several options for any that can best suit your needs.
Furthermore, your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated KeyBank promotions, bonuses, and offers.
Helpful Tips:
None of these are working — besides the offer code, you have to have a reservation code which probably means it’s targeted which would be nice to know before we go in and apply — the Key phone reps are clueless..
Key Bank is asking for a “reservation code” when trying to apply the promo code RETK1120. Any idea where to obtain a reservation code?
I have had similar problems with KEY bank in the Seattle area about 3 years ago. Their people seldom are told of marketing promos so I have no idea how this bank functions with that attitude that irritates the heck out of many clients.
I now live in Dallas but will be in WA again for Thanksgiving, and hope to be allowed to try opening one of their many great offers so we’ll see and report back if it works or not.
EE