KeyBank Promotions are available for residents of Alabama, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington, with cash bonuses that can range in value from $200 to $300.
For these bonuses, customers are only required to open eligible checking accounts and meet certain requirements like using a promo code or setting up direct deposit. If you want to check up on the internet’s most complete list of Bank Account Promotions, keep coming back to HMB!
Editor’s Note: Let us know if you find a new bank promotion to earn up to $15 cash bonus via HMB’s Reward Program!
Table of Contents
KeyBank Promotions
- Promotion Links:
- $300 Checking (05/31/2019) *OASP1119*
- $300 Checking (05/03/2019) *ONSA0319*
- $200 Checking (05/31/2019) *ONAS0119*
- Expiration Date: 05/31/2019
- Account Type: Key Express, Key Advantage, Key Privilege or Key Privilege Select Checking, Key Business Reward Checking, Key Business Gold MMA, Key Business Silver MMA
- Availability: AK, AL, CO, CT, FL, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA
- Branches: 1000+ (Bank Locator)
- Credit Inquiry: Soft Pull
- Opening Deposit: $50 minimum
- Credit Card Funding: Up to $100
- Direct Deposit Requirement: Yes
- Direct Deposit Options: Ally ACH, Capital One 360, E*Trade, Paypal, TD Ameritrade
- Monthly Service Fee:
- Hassle-Free Checking Account – No monthly fees.
- Key Express (Basic Banking in NY) – Avoid $7 monthly fee with more than $500 in deposits or 8 transactions per statement cycle.
- Key Advantage Checking – Avoid the $18 monthly fee with at least $10,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $1,000 in cumulative direct deposits each statement cycle.
- Key Privilege Checking – Avoid the $25 monthly fee with at least $25,000 in any combined deposit, investment or credit account balances OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle OR if you are a [email protected] program member and have at least $2,500 in cumulative direct deposits each statement cycle.
- Key Privilege Select Checking – Avoid the $50 monthly fee with at least $100,000 in any combined deposit, investment or credit account balances OR if you are a [email protected] program member and have at least $5,000 in cumulative direct deposits each statement cycle.
- Closing Account Fee: There is a $25 fee if you close within 180 days of account opening.
- Alternative Bank Promotions:
- HSBC Bank Promotions: $350 & $750 Checking Account Bonuses
- Chase Bank Promotions: $100, $150, $200, $300, $350, $400, $500 Bonuses
- Huntington Bank Promotions: $750, $400, $200 Checking Account Bonus Coupon Code
- Discover Bank Promotions: $150/$200 Savings Bonus & $360 Checking Bonus
- TD Bank Promotions: $300 & $150 Checking Account Bonuses
- BBVA Compass Promotions: $150, $200, $250 Checking & Savings Bonuses
- CIT Bank Promotions
 | HSBC Advance checking account: Earn $350 Welcome Deposit for eligible new customers who open an HSBC Advance Checking Account with qualifying activities. To earn the bonus, open your new HSBC Advance checking account online, deposit a minimum qualifying balance of $10,000 or more in new money, & maintain at least the minimum qualifying balance for 90 calendar days. Member FDIC Terms |
 | Discover Online Savings Account: Earn $200 Bonus/$150 Bonus with promo code HMB519 by June 3, 2019 along with high interest rate of 2.10% APY. Fund your first savings account with a minimum of $25K by June 17, 2019 to earn the $200 Bonus. No minimum opening deposit, no minimum balance requirement, and no monthly fees. See advertiser website for full details. Apply Now---Discover Savings Review |
 | Huntington 5 Checking: Earn $200 bonus when you open a Huntington 5 Checking account and make total deposits of at least $1,000 within 60 days of account opening. The $200 bonus will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days. Apply Now---Huntington 5 Checking Review |
 | Chase Total Checking® + Chase SavingsSM: Earn $200 bonus when you open a new Chase Total Checking® account and set up direct deposit. Additionally you can earn a $150 bonus when you open a new Chase SavingsSM account, deposit a total of $10,000 or more in new money within 20 business days & maintain a $10,000 balance for 90 days. Apply Now---Chase Checking & Savings Review |
$200 Checking
KeyBank $200 Promotion – Key is offering you a $200 bonus when you open a qualifying checking account with promo code ONAS0119 valid through May 31, 2019. Personal Checking Review
(Available States: AK, OH, ID, IN, ME, MI, PA, UT, VT, OR)
How To Earn Your $200 Bonus
- Open a qualifying KeyBank Checking Account with the promotional code ONAS0119 by May 31, 2019. (You can open your account online, via phone, or in-branch)
- Set up direct deposit of at least $500 or more within 60 days after account opening.
- Receive your $200 sign up bonus within 90 days of meeting requirements.
- Make sure to keep account open for 180 days to avoid the $25 early termination fee.
$300 Checking
KeyBank $300 Promotion – Key is offering you a $300 bonus when you open a qualifying checking account with promo code OASP1119 valid through May 31, 2019. Personal Checking Review
(Available States: CO, CT, OH, NY, PA, WA)
How To Earn Your $300 Bonus
- Open a qualifying KeyBank Checking Account with the promotional code OASP1119 by May 31, 2019. (You can open your account online, via phone, or in-branch)
- Set up direct deposit of at least $500 or more within 60 days after account opening.
- Receive your $300 sign up bonus within 90 days of meeting requirements.
- Make sure to keep account open for 180 days to avoid the $25 early termination fee.
$300 Checking
KeyBank $300 Promotion – Key is offering you a $300 bonus when you open a qualifying checking account with promo code ONSA0319 valid through May 3, 2019. Checking Promotion Review
(Available States: CO, CT, IN, ME, NY, OH, OR, UT, WA)
How To Earn Your $300 Bonus
- Open a qualifying KeyBank Checking Account with the promotional code ONSA0319 by May 3, 2019. (You can open your account online, via phone, or in-branch)
- Set up direct deposit of at least $500 or more within 60 days after account opening.
- Receive your $300 sign up bonus within 90 days of meeting requirements.
Bottom Line
If you live near a KeyBank location, you have the opportunity to earn $200 or $300 checking bonuses. All you have to do is sign up for the right account with a promo code and set up direct deposit! You can also refer your friends and family to the bank and earn a $50 bonus for each new checking account that’s opened. We’ve compiled all of the Bank Promotions from KeyBank on one convenient table, so bookmark the page if you want to stay updated!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase SapphireSM Checking | 60,000 Points | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account (Cashback Match) | $360 Cash | Review |
| Citibank Account Package | $500 Cash | Review |
| Chase Freedom® Card - Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. -Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Apply Now---Chase Freedom Card Review |  |
| Blue Cash Everyday® Card from American Express - Earn $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Learn More---Blue Cash Everyday Card from American Express |  |
| Capital One® SavorOneSM Cash Rewards Credit Card - Earn $150 cash bonus after you spend $500 on purchases within the first 3 months. Earn unlimited 3% cash back on dining & entertainment, 2% at grocery stores and 1% on all other purchases. Learn More---Capital One SavorOne Cash Rewards Review |  |
Jarrod Cribbs says
February 11, 2019 at 10:20 amThe Key Bank offers are not available to FL residents. I live in the same zipcode from one of the private banking locations and the online application still doesn’t allow my zipcode.
mrlakeside says
February 8, 2019 at 12:27 pmFor the $400 you have to have the reservation number AND a participant number. I started the application online but the dream dies on the 3rd page. Went into the local branch and they shut me down also.
Cynthia says
February 13, 2019 at 4:27 pmSame happened to me. I heard about this offer from my mother. She wasn’t going to set up an account, but I saw it online, so I tried to set it up. By the third page it wanted a reservation number. My mom had one, but not knowing if I could use it, I called Key Bank customer service. The agent explained that those are “targeted offers” and only apply to that person, so I could not use it. I then asked him why the online application wouldn’t ask for the reservation number very first before it took all of your other, very personal, information and wasted a persons time in the end. He said they were aware of this issue and “hopefully” the technician team would have it fixed by the end of the week. What a joke!
Adam G says
February 26, 2019 at 9:45 amYeah – it’s very annoying that this is all over the place but they don’t mention the reservation code issue
SK says
January 26, 2019 at 1:17 pmJust got a snail mail version of this promo. Interesting difference from the online version. The online says (clipped):
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
The flyer I have in hand says:
“… Normal account service charges and balance requirements apply to these accounts. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. Direct deposit transactions are limited too: payroll, Social Security, pensions and government benefits. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer. …”
Note the additional sentence in the hard copy version about what DD transactions count as DD. Could explain why some never see their ‘free money’.
btw, thanks for this site.
BillD says
January 24, 2019 at 6:38 pmTried the $500 promotion several years ago after receiving offer in the mail. I opened an account and the banker put the mailer in my file. I completed all the required deposits, etc but no $500 . Bank informed me they had no record of this offer, they had NEVER had a $500 promotion and it would cost $25 to close the account!
Now I have just received another $500 offer in the mail. Should I try again?
Tim says
January 25, 2019 at 6:55 amThat blows BillD. I would try again. Document everything. Save the email/flyer. Save the offer page. Screenshots. Etc.
And not sure why this offer is stjll up. It is INVITATION ONLY. See my reply below
Vern says
January 19, 2019 at 4:29 pmReservation code may be required. Seems this offer is targeted
Tim Tsai says
January 19, 2019 at 12:47 pm3-8-19 $500 keybank offer is NOT public. I tried it and it did not let me open online. I went to the branch and was told this is an invitation only offer. The webpage does NOT say it is invitation only nor does it need a reservation code. Please update this offer to *targeted*
Arthur says
October 5, 2018 at 7:12 amHeld a CD of mine for nearly a month because I needed to show our Trust was terminated. We submitted numerous documents, but their lawyers would not accept the information. My wife and I hired a lawyer to handle the case with no success. As a last resort, our Congressman made some calls to the bank and we finally got our money. Bottom line, do not use Key Bank.
Ducknight says
September 17, 2018 at 9:52 pmKeyBank snail mailed me a flyer offering a $400 bonus if I opened a checking account with min $500 direct deposit within 60 days. I opened the account in late Aug, transferred the money from Paypal a week or so later and they paid the bonus in mid-Sept. They do have a service charge if I don’t either “regular deposit” $500 monthly or do something like 8 transactions per month. But I figure that in exchange for $400 I can work with that 🙂
cindi fern says
July 31, 2018 at 10:11 pmI have been trying to open an account for weeks (I am not going to give up now) First time, I failed the credit questions even though I gave the correct answer. I went to the branch and they can’t give me the promo, I have to apply online. I came home and said I had to wait 24 hrs, 48 had passed by then. I tried again and finally I got through, just to find out I had to have a money transfer from e.i. a checking account or a Visa/MC card to put the $50 funds required to open the account. I didn’t so I ran to Walmart and bought a Visa cash card, I guess I took too long and the browser closed itself, I tried again and fail. I have been trying ever since, this is day 14th. Phone customer services can’t help, I tried twice and they keep bouncing me around.
Hey KeyBank, if you want customers but don’t want to give up the money, then don’t.
Adam says
March 26, 2018 at 6:18 pmYou’re better off taking any other promo than the keybank promo. First they had me fill out a bunch of forms online before telling me I wasn’t eligible for the 1st offer, then once I came into a branch to complete paperwork I was left to wait for over an hour before speaking with an absolutely incompetent and unhelpful employee
Mary says
March 23, 2018 at 6:07 pmI worked over 8 hours on getting the $300 bonus from Keybank. The online application didn’t work and customer service couldn’t fix the system or figure out the problem and recommended that I call the executive office. Talked to a VP who said she’d escalate to resolve the problem. She got no where, told me to go into a branch. Did that and banker entered wrong code and can’t get the system to generate any bonus. Tried to do it manually and failed. Will have to bring small claims action. Will lose interest on $10K and spend maddening hour after hour, day after day. Stay away from this bank.
manning says
March 8, 2018 at 12:03 pmThe $100 and $200 offers for KeyBank are not available in Colorado. Is there a way to better express that other than in the tiny fine print at the bottom?
Vicky Huang says
March 8, 2018 at 12:31 pmPlease note we have added the state availability next to the promotion links. Let me know if you have any other questions or concerns.
Lisa engle says
January 5, 2019 at 3:40 pmI opened the $400 promo in co online with all the right info.
But my first deposit didn’t go in until after the promo expired.
Will I still get the $ ?
I know they give 60 days to do a direct deposit.
carla says
February 7, 2018 at 7:27 pmKey bank has an ongoing 200. Get a code at https://www.key.com/personal/promotions/checking-200-ps.jsp?ppc=1801_CMPPRM_ONAS0118_ps+Google_Primary_Brand_Alpha_Mid+key_bank_bonus
James says
September 27, 2017 at 10:41 amI live in PA and was able to get the $300 bonus, the promotions come and go and they are different for different states every time, you need to read the small letters at the bottom of the website and if your state is not included now it might be later, just keep checking.
Now, can someone tell me if they allow you to downgrade to a free checking account? I had to open a premier account to get the bonus which has a $18 monthly maintenance fee
Maximizer says
August 4, 2017 at 9:32 amThe $300 links just redirect to a “this offer has ended” page. So I was going to go with the $200 bonus, but it bugged me that their website couldn’t have known whether I was in the right zip code. Scrolled down reading their $200 offer page & saw a link for the $300 offer as a “cross-sell”. Clicked & bingo!
https://www.key.com/personal/promotions/checking/get-300.jsp?ppc=crosssell_MASP0617
FIFY. You’re welcome.
too nice says
April 27, 2017 at 4:37 pmTried to get 400 $ but needed a reservation code. So I tried to go in the branch to open an account to get the 300$ One with the promotional code.
The banker did not know of any promotional code that exist. I explained to her this promotion and gave her the code but she said she did not know how to open it and had to ask her manager how to apply this code!! Im talking about the 300$ one.
Just got a call the from the bank who is asking me to email her the promotinal code again and is now insisting on a reservation code as well. I thought it was only for the 400$ one but apparently i’m being asked to get one for the 300$ one and am stuck here.
Anyone get this to work successfully for 300?
Joe Smith says
July 10, 2017 at 3:27 pmHad to go to the authorities with them. Then they cooperated.
Dave says
April 11, 2017 at 12:07 pmAnthony, can you please stop posting misleading and incorrect offers? TWICE NOW I have tried to open a Keybank offer because you state that PA is among the locations. I just completed an application for the second time only to discover that I do not qualify for the bonus. I was able to receive an email with a reservation code, BUT that email did not include PA among the locations. A chat with a customer service rep told me there are NO CURRENT PROMOTIONS IN PA!!!!
Do you even bother to review the fine print before you post them?
Vicky Huang says
April 11, 2017 at 12:37 pmHi Dave,
Sorry to hear about that. Please note we listed all the general available states that have Keybank branches here on the Master post. For the actual promotions, we have listed the qualifying states in our individual review:
https://www.hustlermoneyblog.com/keybank-checking-review/
https://www.hustlermoneyblog.com/keybank-checking-account-review/
Shim says
March 20, 2017 at 1:08 pmHi
I really like your website and your posts
unfortunately even though u claim that its valid in NY in your post and i did get an email code an the phone rep said it;s valid the chat rep confirmed that there r no valid codes in NY and i just wasted more than an hour with them. its a shame and i lost very precious time and resources..
Dave says
April 11, 2017 at 12:09 pmSame thing happened to me here in PA, also listed. Extremely frustrating.
Cam says
March 4, 2017 at 4:36 pmKeybank RETK0317 does NOT work. According to online chat:
This promotion and the associated online link were meant for those who received a direct mailer from Key regarding the promotion. This promotion also requires a reservation code that would have been found on the mailer. We are not able to give this code out as we do not have access to them.
HBK101 says
January 20, 2017 at 6:43 pmDoes anyone know if Fidelity triggers the DD requirements for Keybank?
NORMAN GIRARD says
August 5, 2016 at 9:22 amKEY BANK DOES NOT DO BUSINESS IN FLORIDA AS YOUR SITE STATES PLEASE CORRECT AS I JUST SPOKE TO THEM.
Mr S says
October 27, 2016 at 4:57 pmplease stop yelling
Brian King says
June 23, 2016 at 8:00 pmI tried this. Naples Fla is zip 34109. I got rejected as apparently that zip code, while in Florida does not meet the application standard.
Ken says
June 23, 2016 at 10:48 amIs there any stipulation for people who have had a KeyBank account in the past?
Doe Boy says
July 21, 2016 at 8:45 pmYes, just read the fine print.
Mr S says
October 27, 2016 at 4:59 pmthis is not helpful. if you cannot answer the question, you should not respond.
jennifer L McDonough says
June 5, 2016 at 1:13 amKeybank requires a reservation number with the promotional code. Where is that located?
Ernie says
June 6, 2016 at 6:19 pmYou must first request a coupon code from Key Bank–you request the code to be emailed to you on the same webpage where you apply for an account online. Unfortunately, Key Bank placed its “Apply Online” button at a more prominent location; the “Request Email Code” is closer to the bottom of the webpage. What is even more frustrating is that when you get the email, the reservation # code immediately follows the promo/marketing code (I inadvertently missed it the first time it was sent to me and was frustrated at trying to apply for the checking account).
To make things worse, finished the online application, but at the very end was sent to a splash screen that informed me that my account couldn’t be opened online.
So I did the next best thing–tried to apply via its 800#. Again, the bank rep on the phone got stuck when I informed him of the reservation #–he actually requested that I initiate a chat session with an online rep. Played a little phone/chat tag–both reps at the end told me I had to go to a physical branch.
I’m going to try but so far, this bank seems like it doesn’t have its act together.