Take advantage of PNC Bank Promotions, Bonuses, and Offers here.
They have all new Checking, Savings account promotions that can range in value from $200 to $500.
Table of Contents
About PNC Bank Promotions
PNC Bank opened its doors officially in 1852 and has grown to over 2,400 branches across 20 states. PNC Bank offers various banking services including investment, checking, savings, and CD Rates for you to take advantage of. You can also compare PNC Bank promotions to our list of bank bonuses.
- Availability: Nationwide (Bank Locator)
- Routing Number: Full list here
- Customer Service: 1 (888) 762-2265
Compare these banking promotions from PNC Bank with institutions like Chase Bank, Citibank, Wells Fargo, Huntington Bank, HSBC, Discover Bank, TD Bank, BBVA, CIT Bank, and Bank of America.
I’ll review the PNC Bank Promotions below.
PNC Bank $50/$200/$300 Virtual Wallet Checking Bonus
Earn up to $300 bonus when you open a PNC Virtual Wallet!
PNC Bank is offering you a chance to earn up to a $300 bonus when you open up a PNC Bank Virtual Wallet checking account
- Account Type: PNC Bank Virtual Wallet
- Availability: Nationwide
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Now codes as cash advance
- Monthly Fee: Varies, but waivable
- Early account termination fee: $25 if closed within six months
- Household limit: None listed
(Offer expires September 30, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), Citi Citigold Account Package (Up To $1500 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn The Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
Bonus Tiers:
- You may earn a $300 reward if you open a new Virtual Wallet with Performance Select.
- You may earn a $200 reward if you open a new Virtual Wallet with Performance Spend.
- You may earn a $50 reward if you open a new Virtual Wallet. You will only be considered for one reward amount, which is based on the product type you open.
How To Earn Bonus:
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page OR in a branch using the appropriate coupon
- Qualifying Direct Deposit(s) must be received within the first 60 days.
- The total amount of all qualifying Direct Deposits credited to your checking account must be at least:
- $5,000 for Virtual Wallet with Performance Select
- $2,000 for Virtual Wallet with Performance Spend
- $500 for Virtual Wallet.
- The total amount of all qualifying Direct Deposits credited to your checking account must be at least:
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
- Offer may be extended, modified or discontinued at any time and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
PNC Bank $200/$500 Business Checking Bonus
Earn a $200 or $500 bonus when you open a business checking account.
PNC Bank is offering new customers to take advantage of a $200 or $500 bonus with a new qualifying PNC Business Checking Account.
- Account Type: Business Checking/Business Checking Plus, or Treasury Enterprise Plan/Analysis Business Checking
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Closing Account Fee: None
- Household Limit: 1
(Offer expires September 30, 2021)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How to Earn $200/$500 Business Checking Bonus
TAKE ADVANTAGE OF THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- No charge for up to 150 transactions per month based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received.
- No charge for up to $5,000 cash deposited per month over-the-counter, in the ATM, at the night depository or via Quick Deposit at no charge.
- Free Online Banking and Bill Pay
- Free Mobile Banking
- Business Checking: $10 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $500 average monthly collected balance
- OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- OR, Maintain a linked PNC Merchant Services® account and generate a minimum of $500 in qualifying monthly processing deposits
- Business Checking Plus: $20 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $5,000 average monthly collected balance OR,
- Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
- Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
- Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
- Analysis Business Checking: $20 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
- Your new checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly, or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
PNC Bank $100 Referral Bonus Bonus
Earn a $100 bonus at PNC Bank!
PNC Bank is offering you a chance to earn up to a $100 bonus when you refer a coworker.
- Account Type: Virtual Wallet, Performance, or Standard Checking
- Availability: Select territories
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: Varies, but waivable
- Early account termination fee: Unknown
- Household limit: None listed
(Offer expiration unknown)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account Package (up to $1500 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), BMO Harris Smart Advantage ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn The Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Confirm you are a PNC WorkPlace Banking customer.
- Confirm you are a PNC WorkPlace Banking customer by entering your online banking credentials.
- Refer a coworker – or more than one
- Identify the coworkers you’d like to refer. Make sure they’re qualified. Then it’s simple–just type in their name and email.
- Tell your coworker(s) to check their inbox
- Your Coworker will receive an email with a coupon ID. The email includes your name and will inform your coworker that they may qualify for a special new customer offer.
- Your coworker(s) open an eligible account in a branch
- A PNC banker can help your coworker confirm they qualify for the program. Your coworker must open an eligible PNC WorkPlace Banking checking product, and meet new customer offer stipulations.
- You may receive a $100 referral reward.
- If your coworker meets those stipulations, you receive $100 into your PNC WorkPlace Banking checking product.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- To be awarded $100 for referring a new customer to PNC WorkPlace Banking, you must hold a PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet, Performance Select Checking, Performance Checking or Standard Checking account and make a qualified referral through the online form found at pnc.com/referacoworker.
- You must obtain permission from the person you are referring (the “Referee”) for PNC to email them an offer on your behalf, because when you make a referral online, an email (the “Referral Email”) to the Referee is generated indicating your name, a referral to open a qualifying PNC WorkPlace Banking checking product and a Coupon ID. To be eligible for the PNC Workplace Banking program’s new customer offer, the Referee must be employed by a company that participates in the PNC WorkPlace Banking program.
- In order for you to qualify to receive your reward, the Referee must first meet the following requirements: 1) is eligible for the PNC WorkPlace Banking program; 2) does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 24 months; 3) when applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available; and 4) opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward.
- Your reward of $100 will be credited to your account within 60 to 90 days after the monetary reward is issued to the Referee and will be identified as “CREDITS WORKPLACE REFER” on your statement. You are limited to ten referral payments of $100 — up to $1,000 per 12-month period. This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
- The Referee does not receive the offer email because the Referee already has a PNC checking account, is in the PNC email unsubscribe list, has received the maximum number of Refer a Coworker emails from others, has received and redeemed a Refer a Coworker coupon code or if the email address you provided is incorrect or is no longer valid.
- The Referee does not qualify for the new customer offer because the Referee is not eligible for PNC WorkPlace Banking, opens a PNC WorkPlace Banking checking product that is not included in the new customer offer, fails to meet any stipulations of the offer, has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.
- The Referee opens a PNC WorkPlace Banking checking product using a referral coupon ID provided by another coworker’s referral or does not show the referral coupon ID when opening the new PNC WorkPlace Banking checking product.
- The Referee chooses not to open a PNC WorkPlace Banking checking product.
- You close your PNC checking product before you receive your reward. The reasons you may not receive this referral reward include, but are not limited to, the following:
- If you have not received a $100 reward identified as “CREDITS WORKPLACE REWARD” on your PNC statement by 90 days after the new customer offer’s end date, you should consider the referral expired. The new customer offer was included in the Referee email. Due to the confidential nature, PNC cannot disclose any information about qualifying accounts applied for or opened by Referees.
(Expired) PNC Bank $200 Virtual Wallet Checking Bonus
Earn $200 bonus when you open a PNC Virtual Wallet!
PNC Bank is offering you a chance to earn a $200 bonus when you open up a Virtual Wallet Performance Select checking.
Please keep in mind that if you live in a state with a PNC branch, you’ll see the $400 bonus offer. If not you will only see the $200 offer bonus, see section below about this offer.
- Account Type: Virtual Wallet Checking
- Availability: Nation wide
- This offer might be YMMV since not all states with branches will show the $400 offer.
- Direct Deposit Requirement: $2,000-$5,000 varies on bonus
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Now codes as cash advance
- Monthly Fee: Varies, but waivable
- Early account termination fee: $25 if closed within six months
- Household limit: None listed
Editor’s Note: Below are two alternative links to apply for the $200 bonus.
(Offer expires April 30, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), Citi Citigold Account Package (Up To $1500 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn a $200 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To qualify for the reward, the new Virtual Wallet Checking Pro must be opened online via the application link on this page OR at a PNC Solution Center
- Set up and complete total qualifying direct deposit(s) of $2,000 or more – must be received within the first 60 days.
- Your Virtual Wallet Checking Pro must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “CREDIT CHECK PRO REWARD” on your monthly statement.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Virtual Wallet Checking Pro with Spend, Reserve & Growth: No monthly fees
- Virtual Wallet Checking Pro with Spend: No monthly fees
- Offer is contingent on product availability and may vary based on where you open your account and your address.
- For online origination, visit pnc.com and enter your home zip code to confirm product availability.
- For Branch/Solution Center origination, product availability will be based on the physical PNC location.
(Expired) PNC Bank $200/$400 Virtual Wallet Checking Bonus
Earn $400/$200 bonus when you open a PNC Virtual Wallet!
PNC Bank is offering you a chance to earn up to $400 bonus when you open up a Virtual Wallet Performance Select checking.
Please keep in mind that if you live in a state with a PNC branch, you’ll see the $400 bonus offer. If not you will only see the $200 offer bonus, see section below about this offer.
- Account Type: Virtual Wallet Checking
- Availability: Nation wide
- This offer might be YMMV since not all states with branches will show the $400 offer.
- Direct Deposit Requirement: $2,000-$5,000 varies on bonus
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Now codes as cash advance
- Monthly Fee: Varies, but waivable
- Early account termination fee: $25 if closed within six months
- Household limit: None listed
Editor’s Note: Below are two alternative links to apply for the $200 bonus.
(Offer expires April 30, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), Citi Citigold Account Package (Up To $1500 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn a $400 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- $200 bonus:
- Open your Virtual Wallet Pro with Performance Spend account online OR at a branch using the appropriate coupon by March 1, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $2000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- $400 Bonus:
- Open your Virtual Wallet with Performance Select account online OR at a branch using the appropriate coupon by March 1, 2021.
- Following conditions must be met within the first 60 days:
- Qualifying Direct Deposit(s) of $5000+ must be received.
- Maintain the account to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met.
- Some fees for using non-PNC ATMs are reimbursed
- Enjoy discounts on select design checks and on the safe deposit box
- Earn higher interest rates on your Growth account with our relationship rates
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Offer is contingent on product availability and may vary based on where you open your account and your address.
- For online origination, visit pnc.com and enter your home zip code to confirm product availability.
- For Branch/Solution Center origination, product availability will be based on the physical PNC location.
Bottom Line
Current PNC Bank Promotions offers various bonuses from $200 to $500 depending on what you sign-up for. Therefore, this allows you to earn interest on your account balances. However, these rates are incredibly low, and direct deposit requirements for some of these bonuses are steep.
Feel free to comment below if you have experience banking with PNC Bank.
*We will continue to add to this review for more up to date and current promotions, bonuses, and offers.
Hi Danny Nguyen,
PNC is a bad bank. I never had any issue with any other bank link direct deposit to qualify for any advertised Cash promotion offer.
After I did all the step with PNC, PNC refused to pay cash promotion $ from Bank of America EDD. They said on their system it show up as transfer.
I just want everyone to be aware this issue, report this Unfair Competition (legal term) to Consumer Fiancial Burreau (855-411-2372).
As a group we can rectify it …
ok I am trying to make some fast money doing this I have about 1000$ and was going to open some accounts to make money i spent on Christmas and was hope i could get some help ,as I have lost alot of money being scamed this year and want to start a better year this year .
Read the requirements; Direct Deposit(?), Use E-pay(?), Set up On-line Statements(?), etc. Danny gives a very good basic overview, then go on to the bank’s web site and read the fine print. It will tell you what is required, how long to do it, and if there is a monthly fee that can be waived. I have been surprised to find that the bank associates themselves often don’t know the details of the offer you want to take advantage of. There is money to be made and it is not illegal, immoral or unethical!!! We have made another $1,200 this year, so far, and will bring in another $1,150 by the end of the year. I keep records of the banks that I have opened accounts with, along with when they were closed. Most banks will not allow you to open an account, for another bonus, unless your previous one has been closed for 1 year. Some banks are starting to say 2 years, one bank even said 3 years. I’ve been able to use 8 different banks, one of them twice, for their bonuses! Thanks Danny!