Find the latest HSBC Bank promotions, bonuses and offers. Find Checking, Savings, and Business Checking promotions here.
Update 10/4/24: You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.
About HSBC Bank Promotions Review
HSBC Bank is one of the largest banks in the world with offices all around the globe.
They have over 240 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. You can apply an account with HSBC online.
HSBC offers outstanding bonuses to their checking products. On top of the bonuses, they offer competitive interest rates on your funds with their Direct Savings account.
I’ll review the current HSBC Bank promotions & offers below.
HSBC Premier Checking Bonus: Up to $2,500 Offer
- What you’ll get: $1,500 or $2,500 cash bonus
- Account Type: HSBC Premier Checking account
- Availability: Online, Nationwide
- Direct Deposit Requirement: No
- Credit inquiry: Soft Pull, which does not affect your credit
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $50, see below on how to waive.
- Early Account Termination Fee: None
- Household Limit: None listed
(at HSBC)
How To Earn Bonus
Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
Discover what HSBC Premier can offer you:
- Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
- Easily open an account online, from the comfort of your home.
- Manage your banking needs across different time zones, with 24/7 support.
- Manage your money around the world – from global transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or if you’re buying a new home, you can use your international credit history to apply.
- Go beyond banking with special offers, referrals for tax advice, relocation services, and more.
Here’s how the offer works:
- You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
Qualifying criteria for HSBC Premier checking account:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment2 accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status3.
- Global Banking
- Free International account opening and portable credit history
- Access your global HSBC accounts from one place with Global View
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Covert, hold and send money abroad with no transfer fees with our Global Money account
- No HSBC Fees
- No HSBC fees* on everyday banking transactions
- No HSBC incoming or outgoing wire transfer fees
- No foreign transaction fees using your Premier debit or credit card
- No U.S. HSBC ATM fees worldwide
- Move money domestically and globally seamlessly and securely with our flexible money movement services
- Credit portability that allows you to live, work and travel with HSBC Premier status around the world
- Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
- Wealth solutions offered by HSBC Securities (USA), Inc.
- Easily and seamlessly open an account online
- Free International account opening and portable credit history, even before landing in the U.S.
- HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
- Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Convert, hold and send money abroad with no transfer fees with our Global Money account
- Plan for your future
- Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
- Access to credit when relocating
- Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
- Global Support
- 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
- Multi-language support* including English, Chinese, Spanish
- Beyond banking needs
- Special worldwide offers
- Referrals for tax advice, relocation services and more
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
HSBC Bank Advance Checking $200 Bonus (Expired)
Earn up to $200 bonus with a new Advance Checking account. You can open a new checking account online, nationwide.
What you’ll get: $200 bonus- Availability: Offer only available online, nationwide.
- Expiration date: Limited time offer
Information about this HSBC account has been collected independently by Hustlermoneyblog. The issuer did not provide the details, nor is it responsible for their accuracy.
While you would still need direct deposit for this Advance Checking account bonus, their opening deposit requirement is much more manageable. I’d recommend this bonus offer from HSBC Bank.
How To Earn Bonus
- Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Advance Checking:
The $25 monthly maintenance fee is waived if minimum balance requirements are met:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- HSBC Advance $200 Welcome Deposit Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for the HSBC Advance $200 Welcome Deposit you must: (1) open your new HSBC Advance checking account from January 8, 2021 through and including March 31, 2021; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account from January 7, 2018 through and including January 7, 2021 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, and in good standing at the time of fulfillment.
HSBC Bank Checking Referral Bonuses
HSBC Bank $2,000 Referral Bonuses & Promotions
When you have a HSBC checking account, you can earn up to $2,000 in referral bonuses per calendar year. For every referral you make, you get $100 to $200 when someone you refer opens a qualifying Checking account. Your friends or family can earn anywhere between $100 to $500 bonus for opening the account.
- Maximum referral bonuses of $2,000 per calendar year.
- Bonus amount from qualifying Checking accounts such as HSBC Premier, HSBC Advance, and HSBC Choice Checking.
- Your referee earn $100 bonus with Choice checking, $250 bonus with HSBC Advance checking, or $500 bonus with Premier checking.
- There is no Direct Deposit requirement.
- There is a Soft Pull for opening the account, which does not affect your credit
(Click above to learn more)
How To Earn Bonus
- To refer a friend, you must be an HSBC Premier, Advance, Choice, or Fusion (business) Checking customer.
- Log-on to Personal Internet Banking to view your Share the Experience referral page and personalized referral code.
- After you log-on to Personal Internet Banking, share your personalized referral code with friends by either: 1) providing them with your personalized referral code or 2)printing the referral form, which contains your personalized code
- When your friend opens their new qualifying Premier, Advance, Choice, or Fusion Checking account during the offer period, they simply provide the banker with your personalized referral code at account opening. For you to receive credit for the referral, the new account can be opened only in an HSBC branch or over the phone and must remain open for 15 business days.
- Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, Choice, or Fusion Checking account within 8 weeks of your friend’s account opening.
- You’ll receive a $100 deposit for your first two referrals and up to $200 for each additional referral. Limit of $2,000 in earnings per calendar year. Reward doubles at 3rd referral–$2,000 cap.
- The new account must be fully funded within six months of account opening.
- The individual you referred will receive a $600 referral bonus to their new qualifying HSBC Premier checking account, a $250 referral bonus to their new qualifying HSBC Advance checking account, a $100 referral bonus to their new qualifying HSBC Choice Checking account, or a $300 referral bonus to their new qualifying HSBC Fusion Checking account within 8 weeks from the date their new account is fully funded.
- The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The qualifying new account must be opened only in a branch or over the phone.
- The individual you refer may receive a referral bonus only once and can use only one referral code at the time of account opening.
- Referral bonus is limited to one per household.
Why You Should Open HSBC Account
HSBC Bank has cash bonus incentives & promotions for new checking customers. Here are the top reasons to bank with HSBC:
- New customer bonuses – HSBC Bank offers high cash promotions & bonuses to new customers for opening a new checking account.
- Global access – You can access your money in 67 countries across Europe, Asia, North America, the Middle East and Egypt. You can find bank overseas easily in order to withdraw from ATMs.
- High Savings APY – Earn a high APY rate with HSBC Direct’s online savings account. There is no monthly service fee.
- No ATM withdrawal fees worldwide – Use your debit card to access ATMs globally (ATM operator or network may charge a fee for ATMs located outside the U.S).
- Overdraft protection – All checking accounts come with an optional overdraft protection feature.
- Better loan rates – Advance or Premier checking account holders may be eligible for preferred loan rates or special financing options.
Bottom Line
If you’re on the search for a reliable bank, you’re in the right spot – you’ll find the best HSBC Bank promotions here when you sign up for a new account.
This may be worthwhile for those high income earners that can meet the requirements.
They offer a great return rate on your funds through their savings account and a terrific everyday credit card.
These HSBC Bank offers are available now so be sure to take part of this promotion.
Compare these HSBC bonuses and discover more bank bonuses from various banks and institutions around the U.S.
Don’t forget to bookmark this page and visit us often for the latest HSBC Bank promotions, bonuses, and offers!
Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
