Find the latest Axos Bank promotions and offers for Savings, Rewards Checking, and Essential Checking.
Founded in 2000, Axos Bank is an internet-only bank which were consolidated from many of the BofI Federal Bank brands. They are similar to some top online banks such as American Express Online Banking, HSBC Direct and CIT Bank.
Let’s review the rate offers from Axos Bank below.
Axos Basic Business Checking $100 Bonus
Axos Bank is offering a promotion with their Basic Business Checking Account for business owners looking to expedite your finances through attractive features and services.
For a limited time, you can earn a $100 promotion when opening a new Basic Business Checking account from Axos Bank.
No monthly maintenance fees- Minimum opening deposit of only $1,000
- Unlimited ATM fee reimbursements anywhere in the USA
- Deposit up to 60 items per month with Remote Deposit Anywhere
(Expires 12/31/2021)
How To Earn The $100 Bonus
- Open a new Basic Business Checking account using promo code EARN100. Application must be submitted before 11:59pm on 12/31/2021 to qualify.
- The average daily balance of the account must be at least $5,000 in the first three months after account opening, in order to qualify for the $100 bonus.
- Bonus will be deposited into your new account within 5 business days of your third statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- No monthly maintenance fees
- $1,000 minimum opening deposit
- Surcharge-free ATM network, nationwide
- First set of 50 checks free
- QuickBooks compatible
- Up to 200 free items (debits, credits, or deposited items) per month, $.30 per item thereafter
There are no monthly service fees
- Application must be submitted before 11:59pm on 12/31/2021 to qualify.
- The average daily balance of the account must be at least $5,000 in the first three months after account opening, in order to qualify for the $100 bonus.
- Bonus will be deposited into your new account within 5 business days of your third statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply.
- Must be new funds to receive bonus credit. Terms and conditions subject to change without notice.
- Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
Axos Rewards Checking Offer
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.
- Up to 1.00% APY
- Unlimited domestic ATM fee reimbursements
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Online debit card management
- Bank, borrow and invest in a single app
- Only $50 to open an account
(great rate!)
Axos Invest
Open a self-directed trading account and earn a tidy $150 bonus!
- Step 1. Open a new Axos Invest account. It only takes 5 minutes to apply.
- Step 2: Fund your new Axos account. Once your account is ready for trading, set your goals and start investing with as little as $2,500.
- Step 3: Decide what to do with your $150. Maintain a balance of at least $2,500 for 90 days – and get $150* deposited into your account.
Self-Directed Trading Features:
- Become One of Our Inaugural Traders. Claim Your $150 Bonus.*
- Begin your investment journey with just $2,500 – and we’ll give you $150* for coming aboard.
- Commission-free* equity trading
- Easy-to-use platform with the tools you need and the convenience of placing trades anytime, anywhere.
- Upgrade to Axos Elite and boost your account with instant access to funds, lower fees, increased buying power, and enhanced market knowledge.
$500 minimum to open account- Low management fees: Accounts $500 or over have monthly fees of 0.24%. Accounts less than $500 pay $1 per month.
- Auto-deposits and Quick Cash: Customers can schedule deposits to follow a schedule of their choice: every two weeks, the first of the month, or whenever strikes their fancy. Additionally, with Quick Cash, deposits complete quickly, investing money on the same or next trading day.
- Data-Driven Automated Investing: Their robo-advisor uses clever algorithms to track markets and make trades based on the customer’s risk profile and other preferences.
- Goal-Based Milestones: Customers can set unlimited goal-based milestones to save toward specific goals such as retirement or buying a home on a particular date.
- Portfolio Plus: Their Portfolio Plus feature gives customers more control over their investments, allowing them to invest in what they believe in. Axos Invest offers various themed ETFs (exchange-traded funds) representing a range of sectors.
- Tax-Loss Harvesting: Their robo-advisor monitors accounts and automatically sells ETFs (exchange-traded funds) with small losses, replacing them with similar ETFs. This process tracks and collates these minor losses, so customers can claim them as a tax deduction.
(Visit Axos Invest to learn more)
Axos Business Savings
Take your money further, faster and manage your business finances with confidence.
- Earn 0.20% APY
- Variable interest compounded daily
- $1,000 minimum opening deposit
- Free image statements
- Free online and mobile banking, with remote deposit anywhere
- No monthly maintenance fees with $2,500 minimum Average Daily Balance
(FDIC Insured)
Axos Bank High Yield Savings
Residents nationwide can take advantage of earning up to 0.61% APY rate with a new Axos Bank High Yield Savings Account.
- Earn up to 0.61% APY
- Free ATM card upon request
- A suite of digital money management tools
- No maintenance fees
- No monthly minimum balance requirements
- $250 minimum balance to open an account
(FDIC Insured)
Axos Business Interest Checking
Axos Bank is offering a Business Interest Checking Account, allowing you to take charge with industry-leading rates to better your small business!
- Earn 0.81% APY*
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 50 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
(FDIC Insured)
Axos Bank High Yield Money Market
With the current Axos Bank High Yield Money Market Account, you can earn the current 0.25% APY along with fantastic features to take advantage of.
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
(FDIC Insured)
Axos Bank Business Money Market
You can earn 0.20% APY with their Business Money Market account, and you will be able to receive many great features.
- Competitive interest rates
- $1,000 minimum opening deposit
- $5,000 minimum average daily balance requirement to waive $10 monthly fee
- Free image statements, online banking and mobile banking with Remote Deposit Anywhere
(FDIC Insured)
Axos Business Premium Savings
There are no monthly maintenance fees and no daily average balance requirement, which means you can save more money to invest in your business.
- Earn 0.20% APY
- Competitive interest rates
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
(FDIC Insured)
Nationwide My Savings
If you are looking for a high return on your account, then the current up to 0.30% APY with an Nationwide My Savings Account is perfect for you!
- No minimum balance requirements
- $0 monthly maintenance fee
- A complimentary suite of digital banking tools
- $100 deposit to open your account
(FDIC Insured)
Nationwide Money Market Plus
The Nationwide Money Market Plus Account is perfect for those who want to earn a 0.25% APY as well as having the security of a traditional savings account, but with higher returns.
- Complimentary starter checks (upon request at account opening)
- Up to six debit transactions per month
- Maintenance fees waived when you maintain a $1,000 daily minimum balance
- Minimum balance required to open the account: $ 1000.00
(FDIC Insured)
Axos Essential Checking
- This account is available online, nationwide.
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- Absolutely no annual fee
- No overdraft or non-sufficient funds fee
(No fees)
Axos Bank CashBack Checking
Take advantage of a 1.00% APY Cash Back on Signature-Based Purchases when you open an Axos Bank Cashback Checking.
- Earn up to 1.00% APY
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Bank First Checking
Axos Bank First Checking offers customers ages 13 to 17 an attractive 0.25% APY plus no fees.
- For ages 13 – 17 years old
- Earn 0.25% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
(FDIC Insured)
Axos Bank Golden Checking
For residents who are 55 years of age and older, you can take advantage of the current Axos Bank Golden Checking Account.
- 0.10% APY* on all balances
- Up to $8 domestic ATM fee reimbursements per month
- Free personal checks (One free box of Colonial Classic 40 pack every six months, limit 2 per year)
- No monthly minimum balance requirements
- $50 minimum balance to open an account
(FDIC Insured)
Axos Bank Direct Checking
Residents who would like to take advantage of a simple and convenient checking account with minimal fees can take a look at the new Axos Bank Direct Checking account.
- Up to $30.00 domestic ATM fees reimbursed per month
- The convenience of anytime access to your money with online banking
- Get paid up to two days early with direct deposit
- Direct Deposit Express:
- Get paid up to two days early
- Simple, fast, and free of charge
- Automatic feature for Direct Checking account holders with direct deposit
(FDIC Insured)
Axos Bank My Checking
If you would like to bank on your terms while obtaining the best features, check out the new Axos Bank My Checking Account.
- Unlimited domestic ATM fee reimbursements
- $0 monthly maintenance fee
- No minimum balance requirements
- $100 deposit to open your account
- Anytime access to online banking
- Receive your paycheck up to two days early
(FDIC Insured)
Axos Bank Interest Checking
Residents nationwide can take advantage of the 0.40% APY rate when you sign up and open a new Axos Bank Interest Checking Account.
- No maintenance fees, no minimum balance requirements
- Earn up to 0.40% APY*
- Up to $30.00 domestic ATM fees reimbursed per month
- Complimentary starter checks (upon request at account opening)
(FDIC Insured)
UFB High Yield Savings Rate Offer
UFB Direct offers an online savings account with competitive rates. This account is available online, nationwide.
- Current rate offer: 0.20% APY
- The UFB High Yield Savings Account offers up to 0.20% APY with interest compounded daily.
- Account balances $10,000.00 and above will earn the variable ongoing APY on the full account balance.
- Open a UFB Direct High Yield Savings Account with any amount
- This account features access to all of our free online banking tools, all with no monthly maintenance fees.
- FDIC insured to the maximum allowable limit
(FDIC insured)
UFB Premium Money Market Rate Offer
UFB Direct offers a premium money market account with a competitive rate. This account is available online, nationwide.
- Current rate offer: 0.20% APY
- The minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
- No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
- Free limited check-writing privileges.
- FDIC insured to the maximum allowable limit – certificate number 35546.
(FDIC insured)
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Bottom Line
These are great accounts from Axos Bank due to their high APY rate, benefits, and promotions! The online based Checking and Savings comes with no fees so you can keep track of your money at anytime. Feel free to share your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
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