Available nationwide, you can earn 4.00% APY on balances up to $3 million with the Bluevine Premier Business Checking account.
Update 12/2/24: The rate has decreased to 4.00% APY from 4.25%.
Editor’s Note: If you don’t want to pay the monthly fee to earn the highest rate, you can still earn 2.00% APY with the BlueVine Small Business Checking Account with no monthly fee!
| Balance Tiers | % APY |
| Up to $250,000 (Standard Account) | 1.50% |
| Up to $3M (Premier Account) | 4.00% |
Bluevine Premier Business Checking Rate
- Learn More at Bluevine
- Account Type: Business Checking
- Interest Rate: Up to 4.00% APY
- Availability: Nationwide
- Minimum Balance: Any balance
- Maximum Balance: $3M
- Credit Inquiry: Unknown
- Opening Deposit: Any
- Monthly Fee: $95 per month for Premier (see below on how to waive)
- Early Termination Fee: None listed
(Member FDIC)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Bluevine ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with their ACH capabilities.
Why You Should Sign Up For This Account
- Maximize your earnings with market-leading interest on balances up to $3 million.
- Keep funds in one place. Earn more interest without the need to maintain and manage a separate savings or brokerage account.
- Protect your money. Get up to $3 million in FDIC insurance—that’s up to 12x the standard coverage of $250,000.
How To Waive Monthly Fee
With Bluevine Premier, you get a higher yield business checking account, savings on payments, and more. There are two options:
Standard Account ($0/month)
- No monthly fees and unlimited transactions
- 2.0% APY on balances up to $250,0004
- FDIC insurance up to $3M
- Free standard ACH and incoming wires
Bluevine Premier Account ($95/month or $0/month)
Enjoy everything you get with our standard plan, plus:
- 4.00% APY on balances up to $3M
- 50% off most standard payment fees
- Priority customer support
You can waive the monthly fee for Premier by maintaining an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, and spending at least $5,000 with your Bluevine debit card each billing period.
 |
 |
Bottom Line
If you have $100,000+ in your business checking earning little to no interest, this account is a great option to earn an outstanding rate – on top of that, you’ll waive the monthly fee with this account balane.
For more bank offers, see the complete list of Best Bank Rates!
If you are interested in a new bank promotion, take a look at our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
