Find the latest Brilliant Bank CD Rates, promotions, and offers here.
Best CD Rates: 9-month (4.50% APY) and 15-month (4.85% APY), $1k minimum deposit.
Availability: Nationwide with the exception of Arkansas, Kansas, Missouri, and Oklahoma.
Credit Inquiry: Hard Pull
About Brilliant Bank
Brilliant Bank, headquartered in Wichita, Kansas, is wholly owned by Equity Bank, an FDIC-insured company with $5 billion in assets and offices in four states.
| Term | APY Rate | Minimum Deposit |
| 9-Month | 4.50% | $1,000 |
| 15-Month | 4.85% | $1,000 |
*The above rates are accurate as of 12/6/2022*
Brilliant Bank CD Rates
Two great terms to choose from with 4.50% APY on 9 months and 4.85% APY on 15 months, their certificates of deposit shine Brilliant.
A CD from Brilliant Bank offers predictable growth for your money, whatever your financial needs. Online-only banking gives you APYs that grow your money faster compared to traditional accounts. And our powerful mobile app lets you check your progress no matter where you go.
- Minimum deposit:$1,000
- Maximum deposit: $500K
- Early withdrawal penalty: ½ of maturity interest.
(FDIC Insured)
| Compare to the best CDs such as SkyOne Federal Credit Union 22-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.00% APY), Idabel National Bank 24-Month CD (4.35% APY), Blue Federal Credit Union 15-Month CD (4.60% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.05% APY), and CIT Bank 11-Month No-Penalty CD (3.65% APY). |
Important Brilliant Bank Details
- Funding – ACH, wire, check, or mobile deposit.
- Maturing Funds – ACH ($2.55 fee) or transferred to a Brilliant Bank liquid account.
- Interest – Compounded daily/credited monthly, but cannot be withdrawn prior to maturity.
- Grace Period – 10 calendar days before automatic renewal.
- Beneficiaries – Limited to six, percentage available, Social Security numbers required.
- Credit check – Chex systems
Brilliant Bank CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
If you are interested in a short or long term CD then, Brilliant Bank is currently offering great CD rates! Opening a CD with Brilliant Bank means greater savings and maximizing your earning potential.
Brilliant Bank Certificate of Deposits are available online nationwide. The rates are worth a look at but see how they stack up to our list of Nationwide CD Rates and Savings Rates.
That being said, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest Brilliant Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
