Find the latest HSBC Bank promotions, bonuses and offers here for April 8, 2020
Typical Checking bonuses have been for $225, $270, $475, $700 and up to $2,000 in cash.
View other offers from Chase Bank, Huntington Bank, Discover Bank, TD Bank, CIT Bank, BBVA, and many more bank promotions!
About HSBC Bank Promotions
HSBC Bank is one of the largest banks in the world with offices all around the globe. They have over 240 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. You can apply an account with HSBC online.
- Availability: Online, Nationwide (Branch Locator)
- Routing Number: 021001088
- Customer Service: 800-975-4722
HSBC offers outstanding bonuses to their checking products. On top of the bonuses, they offer competitive interest rates on your funds with their Direct Savings account.
I’ll review the current HSBC Bank bonuses below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $475 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $700 | Review |
| HSBC Advance Checking Member FDIC | $225 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $270 | Review |
HSBC Bank Premier Checking $475 Bonus
Available online(nationwide), HSBC offers a $475 with the Premier Checking account. Simply open a new checking account and meet certain requirements to earn your bonus!
- Account Type: Premier Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Direct Deposit Requirement: Yes
- Monthly Service Fee: See below on how to waive the monthly fee
(Expires 06/29/2020)
One of the largest bank bonuses from anywhere. HSBC Premier Checking is now much easier to keep the account fee free than it has been in the past. This makes the bonus now worth considering. If not, check HSBC Advance Checking offer below for easier requirements.
How To Earn The $475 Bonus
- Get a $475 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 29, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $475 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Premier Checking:
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier $475 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the $475 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Bank Premier Checking Up To $700 Bonus
Available online(nationwide), HSBC offers up to $700 with the Premier Checking account. Simply open a new checking account and meet certain requirements to earn your bonus!
- Account Type: Premier Checking
- Credit Inquiry: Soft Pull, which does not affect your credit
- Direct Deposit Requirement: Yes
- Monthly Service Fee: See below on how to waive the monthly fee
(Expires 06/29/2020)
How To Earn Up To $700 Bonus
- Get up to $700 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $700, on Qualifying Direct Deposits up to $120 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Premier Checking:
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- Offer Terms and Conditions: HSBC Premier 3% Cash Back Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the 3% cash back in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held an HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Back. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
- HSBC reserves the right to change or terminate this offer at its sole discretion. Limit one 2% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The 3% cash back to your HSBC Premier checking account may be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Bank Advance Checking $225 Bonus
Earn up to $225 bonus with a new Advance Checking account. You can open a new checking account online, nationwide.
- Account Type: Advance Checking
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Monthly Service Fee: See below on how to waive the monthly fee
(Expires 06/29/2020)
While you would still need direct deposit for this Advance Checking account bonus, their opening deposit requirement is much more manageable. I’d recommend this bonus offer from HSBC Bank.
How To Earn The $225 Bonus
- Get a $225 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
- You will automatically receive the $225 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Advance Checking:
The $25 monthly maintenance fee is waived if minimum balance requirements are met:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- HSBC Advance $225 Welcome Deposit Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the $225 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
- Customers who held any HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Advance checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Bank Advance Checking Up To $270 Bonus
Earn up to $270 bonus with a new Advance Checking account. You can open a new checking account online, nationwide.
- Account Type: Advance Checking
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: Yes
- Monthly Service Fee: See below on how to waive the monthly fee
(Expires 06/29/2020)
How To Earn Up To $270 Bonus
- Get up to $270 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $50 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Advance Checking:
The $25 monthly maintenance fee is waived if minimum balance requirements are met:
- $5,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- A monthly recurring direct deposit from a third party to an HSBC Advance checking account OR an HSBC U.S. residential mortgage loan
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship.
- Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- You will automatically receive the 3% cash back in your new HSBC Advance checking account approximately eight weeks after completing that month’s qualifying activities. Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Advance checking account from third parties at least once per calendar month.
- Customers who held an HSBC consumer deposit or investment account from March 29, 2017 through and including March 29, 2020 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the 3% Cash Back. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A.
- New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities. HSBC reserves the right to change or terminate this offer at its sole discretion. Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- The 3% cash back to your HSBC Advance checking account may be reported on the applicable IRS form. To be eligible for the offer, your HSBC Advance checking account must be open without being changed to a product with lower balance requirements, in good standing at the time of fulfillment.
HSBC Bank Checking Referral Bonuses
$2,000 Referral Bonuses
When you have a HSBC checking account, you can earn up to $2,000 in referral bonuses per calendar year. For every referral you make, you get $100 to $200 when someone you refer opens a qualifying Checking account. Your friends or family can earn anywhere between $100 to $500 bonus for opening the account.
- Maximum referral bonuses of $2,000 per calendar year.
- Bonus amount from qualifying Checking accounts such as HSBC Premier, HSBC Advance, and HSBC Choice Checking.
- Your referee earn $100 bonus with Choice checking, $250 bonus with HSBC Advance checking, or $500 bonus with Premier checking.
- There is no Direct Deposit requirement.
- There is a Soft Pull for opening the account, which does not affect your credit
HSBC Bank $250 Business Checking Bonus
Earn $250 bonus with a new HSBC Business Checking Account. You must visit a branch near you, then simply meet the requirements and the $250 bonus is yours.
- Account Type: Business Checking
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Monthly Service Fee: See below on how to waive the monthly fee
(In Branch Offer)
Editor’s Note: The bonus is now $250 down from $350, unsure on expiration date.
How To Earn The $250 Business Checking Bonus
- Open a Business Checking account in branch
- Deposit a minimum of $5,000 within 30 days of account opening
- Be sure to register and log into HSBC within 30 days of account opening
- Maintain the minimum balance in your account for 120 days from the date you deposit the minimum qualifying balance
- Fusion First Checking Account: $30 monthly fee waived with a $5,000 balance (commercial non-credit balance)
- This offer is available only in a U.S. HSBC branch
- Customers who held any HSBC business account (including but not limited to loans and credit cards) from January 31st, 2019 through and including September 7th, 2019 are not eligible for this bonus
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Why You Should Open HSBC Account
HSBC offers cash bonuses for new checking customers. Here are the top reasons to bank with HSBC:
- New customer bonuses – HSBC offers high cash bonuses to new customers for opening a new checking account.
- Global access – You can access your money in 67 countries across Europe, Asia, North America, the Middle East and Egypt. You can find bank overseas easily in order to withdraw from ATMs.
- High Savings APY – Earn a high APY rate with HSBC Direct’s online savings account. There is no monthly service fee and you only need $1 to open.
- No ATM withdrawal fees worldwide – Use your debit card to access ATMs globally(ATM operator or network may charge a fee for ATMs located outside the U.S).
- Overdraft protection – All checking accounts come with an optional overdraft protection feature.
- Better loan rates – Advance or Premier checking account holders may be eligible for preferred loan rates or special financing options.
Bottom Line
If you’re on the search for a reliable bank, you’re in the right spot. You now have the opportunity to score up to a $700 checking bonus. This may be worthwhile for those high income earners that can meet the requirements.
They offer a great return rate on your funds through their savings account and a terrific everyday credit card. These HSBC Bank bonuses are available now so be sure to take part of this promotion.
Discover more bank bonuses from various banks and institutions around the U.S.
Don’t forget to bookmark this page and visit us often for the latest HSBC Bank promotions, bonuses, and offers!
Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
