Hustler Money Blog

• Requirements to Receive the $250 Bonus
  • Apply for a new consumer Any Deposit Checking account with a promotion code either online or in a branch between 05/29/21 – 07/30/21 with any opening deposit amount ($0.01 or more).
  • Any Deposit Checking account must be opened by 08/13/21.
  • This offer can be applied to any other new consumer checking account (minimum $100 to open), except UCB Student Checking and Bank of the West Premier Checking accounts.

• Online Banking & Bill Pay
• Mobile Banking
• Business Debit Card
• Online tools to manage payments, cash flow, and expenses
• Award-winning customer service in-branch

• Any Deposit Checking:
  • $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
    • Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount.
    • Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
  • $10 monthly service charge is also waived if any owner of the account is under age 25.

• Offer end date and availability subject to approval and change without prior notice. All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.
• Offer is not available to existing Bank customers with an open consumer deposit account as of 05/28/21. Offer available only to one individual residing at this address that received the mail piece with this checking offer. Bring the promo code printed on this mail piece to your local branch when opening the new checking account or open online through bankofthewest.com/new250bonus.
• Requirements to Receive the $250 Bonus
  • Apply for a new consumer Any Deposit Checking account with a promotion code either online at bankofthewest.com/new250bonus or in a branch between 05/29/21 – 07/30/21 with any opening deposit amount ($0.01 or more). Any Deposit Checking account must be opened by 08/13/21. This offer can be applied to any other new consumer checking account (minimum $100 to open), except UCB Student Checking and Bank of the West Premier Checking accounts.
  • Customer must make direct deposits totaling $1,000 or more, monthly for three consecutive calendar months by 12/31/21 to the new checking account. One or more separate direct deposits in a single month that add up to $1,000 qualify. A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts or any credit from Bank of the West, person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Calendar months do not necessarily coincide with statement cycles. Qualifying deposits must be funds new to the Bank. All deposits must be posted by 12/31/21.
  • An individual can receive only one consumer checking account opening related bonus between 01/01/20 and 01/30/22 and only one bonus per individual per account.
  • Only one individual per residential address is eligible for this bonus offer.
  • Bank of the West Checking account must be in open status and have a positive balance (greater than $0 balance) as of 12/31/21 to be eligible to receive the bonus.
  • Bonus will be credited by 01/31/22 to the new, open Bank of the West checking account.
  • Promotion code is required at account opening.
• Bonus Limitations
  • Offer does not apply to second or multiple checking accounts. All account applications are subject to approval. Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2021. All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.
• $10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. $10 monthly service charge is also waived if any owner of the account is under age 25. Opening deposit can be any amount ($0.01 or more).
• Enrollment in Online Banking and download of our Mobile App are required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device’s coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Touch ID is available only for newer iPhone (5S and later) using IOS8 or higher. Face ID is available only on iPhone X. These features are not available on iPad.^® Fingerprint sign-in is available on capable Android devices with Android 6.0 Marshmallow and higher. These capabilities are referred to as “Biometric Identification Features” in the Bank of the West Online and Mobile Service Agreement.
• Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, account history or if you have recently opened your account with us
• Bank of the West offers Savings Overdraft Protection and Gold Line where we will automatically transfer/advance available funds from a linked savings account/credit line to your checking account to help avoid overdrafts. Transfer Fees/Loan Advance Fees may apply. Gold Line subject to credit approval. Ask a banker for details or visit bankofthwest.com/overdraft-options.

• Enter your information into the referral form to receive your promo code
• Share your promo code and link with your friends
• Get $25 when your friend opens a qualifying checking account

• Online Banking & Bill Pay
• Mobile Banking
• Business Debit Card
• Online tools to manage payments, cash flow, and expenses
• Award-winning customer service in-branch

• Any Deposit Checking:
  • $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
    • Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount.
    • Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
  • $10 monthly service charge is also waived if any owner of the account is under age 25.

• By participating in this program, each party consents that Bank of the West is permitted to share information regarding the customer relationship status to both the program referring customer and to the referred friend or family member for the purposes of confirming Refer-a-Friend eligibility.
• Confidential account and personal information will not be shared to the program referring customer or referred friend or family member.
• To receive the $25 Refer-a-Friend bonus: 1) Refer your family members and friends to open a new Bank of the West personal checking account with qualifying activities through the referral site or visit a local branch; 2) Referred candidate must be a new Bank of the West customer and open a new eligible personal checking account using the corresponding promo code to apply in branch or through the Refer-a-Friend offer page link; 3) After your referred friend or family member has opened a new Bank of the West personal checking account and has fulfilled the qualifying activities, the $25 referral bonus will be deposited to your primary Bank of the West checking account within 120 days.
• Your checking account must be in open status and have a positive balance (greater than $0 balance) in order to receive the bonus.
• You can receive up to 40 referral bonus deposits (totaling $1,000) per calendar year.

Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.

The Any Deposit Checking for Business account has a $10 monthly fee that is waived as long as you make any deposit within that calendar month. Note, to earn the bonus, you also have to make any deposit for that month.

• $100 minimum opening deposit required between September 1, 2020 and September ?30, 2020 and make any deposit within the same calendar month in which the account was opened.
• $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened.
• If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.
• Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening.
• For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made.
• NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January.
• If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.
• Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020.
• If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer.
• Limit one (1) business checking bonus per customer.
• Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses.
• Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account.
• Any applicable taxes associated with this offer are the responsibility of the account holder.
• To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid.
• All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150.
• Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).

• $500 Bonus:
  • Apply for a new consumer Bank of the West Premier Checking account through bankofthewest.com/600bonus or at a Bank of the West (Bank) branch between 02/27/21 and 04/23/21 with any opening deposit amount ($0.01 or more). Account must be opened by 05/07/21. AND
  • Make a minimum of $25,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $25,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
  • Bank of the West Premier Checking account must be in open status and have a positive balance (greater than $0 balance) as of 08/31/21 to be eligible to receive the bonus.
  • Bonus will be credited by 09/30/21 to the new, open Bank of the West Premier Checking account.
• $100 Bonus:
  • Your Choice Money Market Savings account must be opened by 05/07/21 and maintained with your new Premier Checking account. If you open a new Premier Checking account online and later decide to open a Choice Money Market
  • Savings account to receive the additional $100 bonus, then you must open the Choice Money Market Savings account in a branch using the promotion code provided.
  • Offer applies to one Choice Money Market Savings account opened between 02/27/21 and 04/23/21 per customer.
  • This offer does not apply to second or multiple Choice Money Market Savings accounts.
  • If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
  • Businesses and public funds are not eligible for this offer.

• Online Banking & Bill Pay
• Mobile Banking
• Business Debit Card
• Online tools to manage payments, cash flow, and expenses
• Award-winning customer service in-branch

• Any Deposit Checking: $10 monthly service charge will be waived when you make any deposit each month

• An individual can receive only one consumer checking account opening related bonus between 09/01/19 and 09/29/21 and only one bonus per individual per account.
• Only one individual per residential address is eligible for this bonus offer.
• Businesses and public funds are not eligible for this offer.
• Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.
• To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.