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Ponce Bank Money Market Review: 3.00% APY for All Balances (Nationwide)

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Available nationwide, Ponce Bank is offering 3.00% APY when you open a High Yield Money Market account through SaveBetter. To earn this competitive rate, simply have an opening deposit of $1 to earn the high rate.

Ponce Bank High Yield Money Market is now America’s highest rate available anywhere. I suggest to jump on this Money Market account as you can’t find a better rate anywhere else.

Editor’s Update: I spoke to a CSR and she told me it’s a soft pull to open an account with them.

About Ponce Bank Money Market 

Established in 1960, Ponce Bank was born in The Bronx, NY. Their founders saw nothing but the potential of proud neighborhoods anchored by a strong immigrant work ethic and entrepreneurial spirit. For the past 60 years since, they have provided banking needs throughout The Bronx, Brooklyn, Queens, Manhattan and New Jersey.

With their High Yield Money Market account, you can enjoy features such as Online banking with online Bill Pay, Mobile Banking with Mobile Deposit, Telephone banking, eStatements, and so much more. If you are interested and qualify, apply online today!

Balance Requirement APY Rate
$1+ 3.00% APY

Ponce Bank Money Market Rate

  • Account Type: High Yield Money Market
  • Interest Rate: 3.00%
  • Availability: Nationwide
  • Minimum Balance: $1
  • Maximum Balance: None
  • Credit Inquiry: Soft Pull
  • Opening Deposit: $1
  • Monthly Fee: None
  • Early Termination Fee: None
Apply Now at Ponce Bank

(FDIC Insured)

ACH Capabilities & Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push 3 days $9,999,999 $9,999,999
Pull 3 days $9,999,999 $9,999,999

How to Earn Ponce Bank Rate

  1. Open a High Yield Money Market account from Ponce Bank with an opening deposit of $1.
  2. Fund the account and maintain a minimum balance of $1 to earn 3.00% APY rate.

Why You Should Sign Up For This Account

  • FDIC Insured
  • Earn higher rate than standard MMA accounts offered. 19.4X higher than national average.
  • Only $1 to open
  • Interest compound Daily
  • Interest credited Monthly
  • No monthly fee or maintenance fee.
FEATURED BANK RATES
PROMOTIONAL LINKOFFERREVIEW
Ponce Bank Money Market3.00% APYReview
UFB Elite Savings 2.85% APYReview
UFB Elite Money Market 2.85% APYReview
Axiom Bank High Yield Savings2.75% APYReview
mph.bank Money Market2.75% APYReview
SkyOne Federal Credit Union Money Market2.75% APYReview
Liberty Savings Bank Savings2.50% APYReview
SoFi Checking and Savings Account$300 Bonus + 2.00% APY
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Discover Bank Online Savings $200 Bonus + 2.10% APY
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Axos Business Savings $200 Bonus + 0.20% APYReview
CIT Bank No-Penalty CD 2.50% APYReview
CIT Bank Savings Connect2.40% APYReview
State Exchange Bank Savings2.35% APYReview
Patriot Bank Money Market2.25% APYReview
Quontic Bank High Yield Savings 2.15% APYReview
Citizens Access Online Savings2.10% APYReview
Personal Capital Cash2.02% APYReview
Discover Money MarketUp to 2.05% APYReview
Betterment Cash Reserve2.00% APY
Review
Quontic Bank Money Market 2.00% APYReview
American Express® High Yield Savings account1.90% APY as of 9/15/22Review
Marcus by Goldman Sachs Online Savings1.90% APY
Review
CIT Bank Money Market1.55% APY + Amazon PrimeReview
Quontic Bank High Interest Checking1.10% APY
Review
Aspiration $50 Bonus + 3.00% APYReview

Bottom Line

Check out this offer from Ponce Bank. The opening deposit automatically waives the monthly fee, leaving you less to worry about. Be sure to comment below any information we may have missed about this promotion.

Take advantage of the services they have to offer along with these savings. It takes just minutes online, so open an account today! Let us know about your experience with this bank and comment below. For more bank offers, see the complete list of Best Bank Rates!

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