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For businesses looking for a no-annual-fee cash back credit card, check out the new Ink Business Unlimited® Credit Card.
New cardholders can enjoy a welcome offer of $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Earn an unlimited 1.5% cash back on every purchase made for your business, plus other business boosting benefits.
You could get away with solely cashing out your rewards, but you can boost the value of your Ink Business Unlimited points when you pair it up with other credit cards.
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Chase Ink Business Unlimited Card Summary
| Bonus Available | Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. |
| Ongoing Rewards/Benefits | Earn unlimited 1.5% cash back rewards on every purchase made for your business.
Employee cards at no additional cost. |
| Foreign Transaction Fees | 3% |
| Annual Fee | $0 |
Ink Business Unlimited® Credit Card Bonus
Take advantage of the Ink Business Unlimited® Credit Card‘s $750 bonus cashback offer!
To qualify, you need charge at least $7,500 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirements.
Redeeming Your Rewards
With Ink Business Unlimited® Credit Card, the rewards you earn come in the form of Chase Ultimate Rewards points. You can redeem them for:
- Cash: As statement credit to apply toward your balance, or directly deposited to most United States checking and savings accounts.
- Travel: For premium vacation packages, cruises or fly any class on most major airlines. There are no restrictions or blackout dates on airfare booked through Chase Ultimate Rewards.
- Gift cards: Over 70 gift card options available including Home Depot, iTunes, Amazon and Staples.
- Amazon items: Instantly redeem your points to pay for all or part of your eligible Amazon order, including tax and shipping.
Each Chase Ultimate Rewards point is worth $0.01, except for Amazon items which has a lesser value.
Maximizing Your Rewards
If you want to get the most out of your points, move them to other credit accounts that earn Chase Ultimate Rewards.
Cards like Chase Sapphire Preferred card and the Chase Sapphire Reserve Card.
This will help boost your points value when you book for travel through Chase:
- Sapphire Preferred + Ink Business Unlimited = $0.0125/point
- Sapphire Reserve + Ink Business Unlimited = $0.015/point
Additionally, you’ll also be able to transfer to other loyalty programs at a 1:1 ratio if you have either of the cards above.
So the 10,000 UR points = 10,000 points/miles with the transfer partner. You can get up to an average of 2¢ per point value by doing this.
Benefits Built For Your Success
If you run into a problem away from home, call the Benefit Administrator.
You can get legal and medical referrals or other travel and emergency assistance.
You will be responsible for the cost of any goods or services obtained.
Safeguard your account with real-time fraud monitoring.
Extend the time period of your U.S. manufacturer’s warranty by an additional year.
This benefit is eligible warranties of three years or less.
For unauthorized charges made with your card or your account information, you won’t be held responsible.
New purchases are covered for 120 days against damage or theft.
This benefit will cover up to $10,000 per claim and $50,000 per account.
Decline the rental company’s collision insurance and charge the entire rental cost to your Ink Business Unlimited® Credit Card.
Coverage is primary when renting for business purposes.
Receive reimbursement up to the actual cash value of the vehicle for theft and collision damage.
This benefit is available for most cars in the U.S. and abroad.
Chase Business Checking Option
 • Earn $300 when you open a new Chase Business Complete CheckingSM account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business Online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase QuickDepositSM • Convenient access to more than 16,000 ATMs and more than 4,700 branches. |
Bottom Line
The Ink Business Unlimited® Credit Card is an excellent addition to the Ink collection to aid in the gaps that the Ink Business Premier, Ink Business Cash card and Ink Business Preferred card don’t cover.
Use it to its fullest potential by pairing it up with a Chase card that offers Ultimate Rewards points.
This way, it offers one of the best returns on non-bonus spending for any business card.
This card is a great option for business expenses that don’t fall into the spending bonus categories other cards have.
If you’re interested in what more Chase has to offer, take a look at our list of the best Chase Bank promotions and the best Chase credit cards currently being offered.
For more options see our latest list of the best credit card bonuses.
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See rates & fees here.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| U.S. Bank Silver Business Checking Package | $400 Cash | Review |
| U.S. Bank Gold Business Checking Package | $400 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $400 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $200 Cash | Review |
| Axos Bank Business Interest Checking | $200 Cash | Review |
| Axos Bank Business Savings | $200 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $40 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
There are three versions of the Ink Business cards from Chase. You can compare this card to the other two: Ink Business Preferred card, Ink Business Premier card, and the Ink Business Cash card.
* This card is issued by Chase Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
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