The current offer for the Chase Sapphire Preferred® Card is the best one you’ll find. Enjoy this phenomenal chance to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Chase Sapphire Preferred® Card
Update 11/20/24: The limited time offer has ended but you can still earn 60k bonus points after meeting the spend requirement.
- New and existing Sapphire Preferred cardmembers who have not yet activated the DashPass benefit can enroll to receive a complimentary DashPass benefit through December 31, 2027, or a minimum of 12 months, dependent upon the activation date. A great perk of this card is that you’ll earn the $50 Annual Chase Travel Hotel Credit.
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With this card, you’re able to pool points from other Chase cards like the Chase Freedom Unlimited, Chase Sapphire Reserve and their Ink Business cards. This enables a multi-card strategy to earn rewards quicker for various/different purchase categories.
Chase Sapphire Preferred® Card Summary
| Bonus Available | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. |
| Ongoing Rewards/Benefits | 5x on travel purchased through Chase TravelSM
3x on dining, select streaming services and online groceries 2x on all other travel purchases 1x on all other purchases Transfer your UR points to partner airlines miles and hotel points. $50 Annual Chase Travel Hotel Credit. Must be booked through UR portal. 10% bonus points per year. After card anniversary, you will be given 10% bonus points based on the total spend on your Sapphire Preferred card in last year. “Pay Yourself Back”: you can redeem UR points for statement credits against existing purchases in select, rotating categories, at a fixed rate 1.25 cents/point. Primary car rental insurance Earn 5% cash back on Lyft until March 2025 and Free DashPass (Doordash membership) for 12-24 months. |
| Foreign Transaction Fees | No |
| Annual Fee | $95 |
Chase Sapphire Preferred® Card Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Chase’s points transfer partners are some of the best. You’ll often get even more value with your points than by booking travel through the Chase TravelSM portal. Using the transfer partners, leveraging your rewards can earn up to 2 cents per points.
Chase Sapphire Preferred® Card Benefits
- 24/7 Concierge Service: Enjoy free 24/7 concierge service with your card. Whether you want to make a reservation, finding tickets, plan out your travel, or buying a perfect gift, simply give them a call and ask for help with their superior customer services.
- 24/7 Dedicated Customer Service: Talk to a real customer service and be connected immediately without pressing “#,” guaranteed! Simply call up the number on the back of your card and you can speak with a real, live person.
- Travel Insurance: The card comes with free travel insurance services such as trip cancellation insurance, auto rental collision damage, travel accident insurance, lost luggage reimbursement, and more.
- Purchase Protection: Other non-travel benefits include zero liability for unauthorized purchases and automatic extended warranties. Also receive refunds of up to $500 per item and $2,500 per year if the price on your purchase drops in the first 90 days and you are no longer eligible for a refund from the seller. There is no preset spending limit, giving you more flexibility on your spending.
- No Foreign Transaction Fees: One of the best perks, there is $0 foreign transaction fees on international purchases.
- Chip & Signature Technology: With chip technology, traveling internationally with your Sapphire Preferred is much easier.
Travel Protection
When you use your Chase Sapphire Preferred® Card to make travel arrangements, you’ll get a variety of card benefits as highlighted:
You are eligible to receive up to $500,000 in travel accident insurance, plus emergency assistance services via phone 24/7. Get up to $3,000 reimbursement if you or your family’s luggage is lost or damaged.
If your baggage is delayed after you arrive at your destination, you can be reimbursed for essentials, like toiletries and clothes, for up to $100 per day for five days.
If your trip is delayed for more than 12 hours, each ticketed person in your family can receive up to $500 total reimbursement for meals and hotel stays if you aren’t reimbursed by another source.
If you’ve paid for your trip with the card, you have added protection if your trip is interrupted by weather or you or a family member gets sick.
Get reimbursed up to $10,000 per trip for your non-refundable, pre-paid travel expenses, including airfare, hotel, and tours.
The Sapphire Preferred card offers primary collision and damage insurance for most rental cars when you pay the entire car rental fee in full and decline the rental company’s collision and damage insurance.
Most other credit cards offer just secondary insurance, so this is a great card benefit.
Purchase Protection and Extended Warranty
In addition to travel benefits, you’ll also receive some shopping benefits:
- Purchase Protection: On most purchases, you will be reimbursed up to $500 if the item is damaged or stolen within 120 days from purchase.
- Extended Warranty: An additional one year warranty will be added to eligible purchases made with the card for items that come with an initial warranty of three year or less.
- Price Protection: You’ll also get price protection for up to 90 days after the date of purchase. If you find a lower advertised price within that time, you can be reimbursed the difference, up to $500 dollars per eligible purchase with a maximum of $2,500 per year. However, purchases must be made in the U.S.
Bottom Line
The Chase Sapphire Preferred® Card‘s annual fee seems like a drawback, but the extra reward benefits and bonus points you earn when you sign up will far outweigh it.
Earn $5 monthly DoorDash Credits through 12/31/2024: Get $5 in DoorDash credits each calendar month while enrolled in DashPass through 12/31/2024. When applied to an order, the $5 credit will apply only to the subtotal of your order at checkout.
Don’t forget about the $50 hotel credit through Chase Travel portal, essentially turning this card into a $45 annual fee. This is the best travel card to transfer your UR points to all the best travel partners including Hyatt, United, and much more.
The great Chase Sapphire Preferred® Card bonus will allow you a chance to redeem for extravagant traveling through the Chase TravelSM portal.
You also can snag other great offers if traveling isn’t what you want to pursue with your earned points.
Now, if you travel often and and more frequently, we may suggest considering the Chase Sapphire Reserve card instead.
For more of what Chase has to offer, see our list of the latest bank promotions from Chase Bank or other credit cards from Chase! For a more extensive list, see our full list of credit card promotions for all your credit card needs!
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See rates and fees here.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
opening savings account for initiating credit card purchases: In order to make transactions qualifying as purchases, one can open up savings accounts funded via credit card for upto $500 as initial opening deposit, multiple times at banks like wellsfargo, usbank. Is there a list of banks that provide this capability ?
good article
I want to local branch on Wednesday to open a checking with ebay $200 bouns. Then branch manager told me there is a special offer in my account show Chase Sapphire Preferred Card that 70000 bouns points when you spend $2000 in 3 months. Just BS 🙂
They actually have a spend $2000 receive 40000 points promotion in their branches, at least
this card is the ish. I got it when it was still a $500 Bonus, and they absolutely honor that, and I used it on more than $600 worth of flights!! The card itself, is metal, heavy and impressive. Service is best I’ve experienced, live person picks up on first ring every time. I always get comments on it whenever I am making a purchase. And I charged this thing all over Argentina and Brazil, no international fees, no bullshit!
Note United Airlines is now one of the 1:1 point transfer partners, which makes this card particularly valuable.
Can I make monthly payments on existing credit cards or car loans and would this count toward $3000 in spending to get points.
to whom it may concern…
I applied new sapphire card 9-8-11. but I can,t wait untill it comes by mail.is there any expedite service as free of charge please?
My guess is self-employed is always an option.
I noticed that the online application asks for employer’s name, job category and time at job. Would someone who is unemployed be accepted eventhough they have a very high FICO score and clean credit reports?
I would like to open a chase bank account online