Find the credit card bonuses, sign-up offers, and promotions.
You can earn hundreds or thousands of dollars worth in cash, points, and miles. Best credit card bonuses are at least $500+ and up to $2,000+ bonus value.
Each month, I list out what I believe are the top credit card offers on the market. I rank these offers by looking at their signup bonuses, cardholder perks, ongoing value, and any fees they may charge.
Did you know that you can apply for business credit cards(even if you are not a corporation or LLC)? The business type is called a sole proprietorship, and which can be part-time consultants, freelancers, eBay/Amazon/Craigslist’s sellers, or other one-person business owners. On a business credit card application, you should use your own legal name as the business name, and your Social Security Number as the Tax ID.
Below are the top credit offers for those under 5/24, which means you have 4 or less PERSONAL credit cards in the last 24 months.
Best Credit Cards Under 5/24
1. Chase Sapphire Preferred® Card
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- Intro Offer:
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards.
- Annual Fee: $95
See our review of the Chase Sapphire Preferred Card.
2. Chase Ink Business PreferredSM Card
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- Intro Offer:
- Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Annual Fee: $95
See our review of Chase Ink Business PreferredSM Card.
3. Chase Ink Business CashSM Card
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- Intro Offer:
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Annual Fee: $0
See our review of the Chase Ink Business CashSM Card.
4. Chase Ink Business UnlimitedSM Credit Card
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- Intro Offer:
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Annual Fee: $0
See our review of the Chase Ink Business UnlimitedSM Credit Card.
5. IHG One Rewards Premier Business Credit Card
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- Intro Offer:
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
- Annual Fee: $99
See our review of the IHG One Rewards Premier Business Credit Card.
6. IHG One Rewards Premier Credit Card
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- Intro Offer:
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Plus, earn up to $100 in IHG® statement credits on purchases at IHG® Hotels and Resorts during the first 12 months from account opening.
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
- Annual Fee: $99
See our review of the IHG One Rewards Premier Credit Card.
7. Chase Sapphire Reserve®
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- Intro Offer:
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards.
- Annual Fee: $550
See our review of the Chase Sapphire Reserve Card.
8. Southwest® Rapid Rewards® Performance Business Credit Card
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- Intro Offer:
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- Annual Fee: $199
See our review of the Southwest® Rapid Rewards® Performance Business Credit Card.
9. Southwest® Rapid Rewards® Premier Business Credit Card
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- Intro Offer:
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- Annual Fee: $99
See our review of the Southwest® Rapid Rewards® Premier Business Credit Card.
10. World Of Hyatt Business Credit Card
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- Intro Offer:
- Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Additionally, earn 15K Bonus Points after you spend $12,000 in the first 6 months.
- Annual Fee: $199
See our review of the World Of Hyatt Business Credit Card.
11. United ClubSM Infinite card
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- Intro Offer:
- Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
- Annual Fee: $525
See our review of the United ClubSM Infinite card.
12. Southwest Rapid Rewards Plus Credit Card
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- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $69
See our review of the Southwest Rapid Rewards Plus Credit Card.
13. Southwest Rapid Rewards Premier Credit Card
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- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $99
See our review of the Southwest Rapid Rewards Premier Credit Card.
14. Southwest Rapid Rewards Priority Credit Card
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- Intro Offer:
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $149
See our review of the Southwest Rapid Rewards Priority Credit Card.
15. Marriott Bonvoy Boundless® Credit Card
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- Intro Offer:
- Earn 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening.
- Annual Fee: $95
See our review of the Marriott Bonvoy Boundless® Credit Card.
16. British Airways Visa Signature® Card
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- Intro Offer:
- Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- Annual Fee: $95
See our review of the British Airways Visa Signature® Card.
17. Aer Lingus Visa Signature® Card
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- Intro Offer:
- Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- Annual Fee: $95
See our review of the Aer Lingus Visa Signature® Card.
18. Iberia Visa Signature® Card
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- Intro Offer:
- Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
- Annual Fee: $95
See our review of the Iberia Visa Signature® Card.
19. United Quest Card
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- Intro Offer:
- Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
- Annual Fee: $250
See our review of the United Quest Card.
20. UnitedSM Explorer Card
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- Intro Offer:
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- Annual Fee: $$95, first year waived.
See our review of the UnitedSM Explorer Card.
21. UnitedSM Explorer Business Card
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- Intro Offer:
- Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- Annual Fee: $0 introductory annual fee for the first year, then $99.
See our review of the UnitedSM Explorer Business Card.
22. Ink Business PremierSM Card
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- Intro Offer:
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Annual Fee : $195
23. Aeroplan® Credit Card
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- Intro Offer:
- Earn up to 100,000 bonus points.
- Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open.
- Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.
- Annual Fee: $95
See our review of the Aeroplan® Credit Card.
24. IHG One Rewards Traveler Credit Card
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- Intro Offer:
- Get 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
- Annual Fee: $0
See our review of the IHG One Rewards Traveler Credit Card.
25. Marriott Bonvoy Bold® credit card
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- Intro Offer:
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Annual Fee: $0
See our review of the Marriott Bonvoy Bold® credit card.
26. Chase Freedom Unlimited® card
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- Intro Offer:
- Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
- Annual Fee: $0
See our review of the Chase Freedom Unlimited.
27. Chase Freedom FlexSM
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- Intro Offer:
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Annual Fee: $0
See our review of the Chase Freedom FlexSM and the latest Chase Promotions.
Best Credit Cards Above 5/24
Capital One Venture X Rewards Credit Card
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- Intro Offer:
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Annual Fee: $395
See our review of the Capital One Venture X Rewards Credit Card.
Capital One Venture Rewards Credit Card
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- Intro Offer:
- Earn a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
- Annual Fee: $95
See our review of the Capital One Venture Rewards Credit Card.
American Express® Green Card
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- Intro Offer:
- Earn 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.
- Annual Fee: $150 (see rates & fees)
See our review of the American Express® Green Card.
American Express® Gold Card
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- Intro Offer:
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Annual Fee: $250 (see rates & fees)
See our review of the American Express Gold Card.
The Platinum Card® from American Express
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- Intro Offer:
- Earn 80,000 Membership Rewards points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
- Terms apply.
- Annual Fee: $695 (see rates & fees)
See our review of the The Platinum Card® from American Express.
The Business Platinum Card® from American Express
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- Intro Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Annual Fee: $695 (See Rates & Fees)
See our review of the The Business Platinum® Card from American Express.
American Express Business Gold Card
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- Intro Offer:
- Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
- Annual Fee: $295 (See Rates & Fees)
See our review of the American Express Business Gold Card.
Hilton Honors American Express Business Card
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- Intro Offer:
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
- Annual Fee: $95 (see Rates & Fees)
See our review of the The Hilton Honors American Express Business Card.
Hilton Honors American Express Aspire Card
(Learn more at American Express)
- Intro Offer:
- 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Terms Apply.
Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
- 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Terms Apply.
- Annual Fee: $450 (see Rates & Fees)
See our review of the Hilton Honors American Express Aspire Card.
Hilton Honors American Express Surpass® Card
(Learn more at American Express)
- Intro Offer:
- Earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 3 months of Card Membership. Offer ends 7/19/23.
- Annual Fee: $95 (see Rates & Fees)
See our review of the Hilton Honors American Express Surpass® Card.
Marriott Bonvoy Brilliant® American Express® Card
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- Intro Offer:
- Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
- Annual Fee: $650 (See Rates & Fees)
See our review of the Marriott Bonvoy Brilliant® American Express® Card.
Marriott Bonvoy Business® American Express® Card
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- Intro Offer:
- Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23.
- Annual Fee: $125 (See Rates & Fees)
See our review of the Marriott Bonvoy Business® American Express® Card.
Blue Cash Preferred® Card from American Express
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- Intro Offer:
- Earn $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- Annual Fee: $95 (See rates & fees)
See our review of the Blue Cash Preferred® Card from American Express.
Capital One Quicksilver Cash Rewards Card
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- Intro Offer:
- Earn $200 Cash Back after spending $500 on purchases within 3 months from account opening
- Annual Fee: $0
See our review of the Capital One Quicksilver Cash Rewards Card.
Capital One SavorOne Cash Rewards Credit Card
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- Intro Offer:
- Earn a one-time $200 cash bonus after you spend $1,000 on purchases within the first 3 months from account opening
- Annual Fee: $0
See our review of the Capital One SavorOne Cash Rewards Credit Card.
Amazon Business American Express Card
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- Intro Offer:
- Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
- Annual Fee: $0
See our review of the Amazon Business American Express Card.
Delta SkyMiles® Platinum Business American Express Card
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- Intro Offer:
- Earn 90,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/23.
- Annual Fee: $250 annual fee (See Rates & Fees)
See our review of the Delta SkyMiles® Platinum Business American Express Card.
American Express Blue Business CashTM Card
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- Intro Offer:
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.24% – 26.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- Annual Fee: $0 (See Rates & Fees)
See our review of the Blue Business Cash Card from American Express.
Delta SkyMiles® Gold Business American Express Card
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- Intro Offer:
- Earn 75,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 5,000 Bonus Miles after you make an eligible Delta purchase with your new card within your first 6 months. Offer Ends 10/25/23.
- Annual Fee: $0 Introductory Annual Fee for the First Year, then $95. (See Rates & Fees)
See our review of the Delta SkyMiles® Gold Business American Express Card.
Delta SkyMiles® Reserve Business American Express Card
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- Intro Offer:
- Earn 100,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/2023.
- Annual Fee: $550 (See Rates & Fees)
See our review of the Delta SkyMiles® Reserve Business American Express Card.
BMO Business Platinum Rewards Credit Card
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- Intro Offer:
- Get 50,000 bonus points when you spend $5,000 within 3 months. Get an additional 50,000 bonus points when you spend $50,000 within 12 months.1
- Annual Fee: $0
See our BMO Business Platinum Rewards Credit Card review
Credit Cards Bonuses Recap
| Credit Card | Bonus Value* | Annual Fee | Review |
|---|---|---|---|
| Marriott Bonvoy BrilliantTM American Express® Card Learn More | Two 85K Free Night Awards | $650 | Review |
| Capital One Venture X Business Card Learn More | 150,000 Bonus Miles | $395 | Review |
| IHG One Rewards Premier Business Credit Card Learn More | 140,000 Bonus Points | $99 | Review |
| IHG One Rewards Premier Credit Card Learn More | 140,000 Bonus Points | $99 | Review |
| IHG® Rewards Club Premier Credit Card Learn More | 140,000 Bonus Points | $89 | Review |
| Hilton Honors American Express Business Card Learn More | 130,000 Bonus Points | $95 | Review |
| Marriott Bonvoy Business® American Express® Card Learn More | 125,000 Bonus Points | $125 | Review |
| Marriott Bonvoy BevyTM American Express® Card Learn More | 125,000 Bonus Points | $250 | Review |
| The Business Platinum Card® from American Express Learn More | 120,000 Bonus Points | $695 | Review |
| Delta SkyMiles® Reserve Business American Express Card Learn More | 110,000 Bonus Miles | $550 | Review |
| Ink Business PremierSM Credit Card Learn More | $1,000 | $195 | Review |
| Chase Aeroplan World Elite Mastercard Learn More | 100,000 Bonus Points | $95 | Review |
| Marriott Bonvoy BoundlessTM Credit Card Learn More | 100,000 Bonus Points | $95 | Review |
| Chase Ink Business Preferred® Card Learn More | 100,000 Bonus Points | $95 | Review |
| Delta SkyMiles® Platinum Business American Express Card Learn More | 100,000 Bonus Miles | $250 | Review |
| IHG One Rewards Traveler Credit Card Learn More | 80,000 Bonus Points | $0 | Review |
| United ClubSM Infinite Card Learn More | 80,000 Bonus Miles | $525 | Review |
| The Platinum Card® from American Express Learn More | 80,000 Bonus Points | $695 | Review |
| Southwest Rapid Rewards® Performance Business Credit Card Learn More | 80,000 Bonus Points | $99 | Review |
| Hilton Honors American Express Card Learn More | 80,000 Bonus Points | $0 | Review |
| Delta SkyMiles® Gold Business American Express Card Learn More | 80,000 Bonus Miles | $0 first year, $95 after | Review |
| Iberia Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
| British Airways Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
| Aer Lingus Visa Signature® Card Learn More | 75,000 Bonus Points | $95 | Review |
| Chase Ink Business Cash® Card Learn More | $750 | $0 | Review |
| Ink Business Unlimited® Credit Card Learn More | $750 | $0 | Review |
| Capital One Venture X Rewards Credit Card Learn More | 75,000 Bonus Miles | $395 | Review |
| Capital One Venture Rewards Credit Card Learn More | 75,000 Miles Bonus | $95 | Review |
| World Of Hyatt Business Credit Card Learn More | 75,000 Bonus Points | $199 | Review |
| American Express® Business Gold Card Learn More | 70,000 Bonus Points | $295 | Review |
| Southwest Rapid Rewards® Premier Business Card Learn More | 60,000 Bonus Points | $99 | Review |
| United QuestSM Card Learn More | 60,000 Bonus Miles | $250 | Review |
| Delta SkyMiles® Reserve American Express Card Learn More | 60,000 Bonus Miles | $550 | Review |
| Chase Sapphire Preferred® Card Learn More | 60,000 Points Bonus | $95 | Review |
| Chase Sapphire ReserveSM Card Learn More | 60,000 Bonus Points | $550 | Review |
| American Express Gold Card Learn More | 60,000 Bonus Points | $250 | Review |
| Marriott Bonvoy BoldTM credit card Learn More | 60,000 Bonus Points | $0 | Review |
| American Express® Green Card Learn More | 60,000 Bonus Points | $150 | Review |
| UnitedSM Explorer Card Learn More | 60,000 Bonus Miles | $0 first year, then $95 | Review |
| Delta SkyMiles® Platinum American Express Card Learn More | 50,000 Bonus Miles | $250 | Review |
| Southwest Rapid Rewards® Premier Credit Card Learn More | 50,000 Bonus Points | $99 | Review |
| Southwest Rapid Rewards® Priority Credit Card Learn More | 50,000 Bonus Points | $149 | Review |
| Southwest Rapid Rewards® Plus Credit Card Learn More | 50,000 Bonus Points | $69 | Review |
| UnitedSM Business Card Learn More | 50,000 Bonus Miles | $99 | Review |
| Capital One Spark Cash Select for Business Learn More | $500 | $0 | Review |
| Capital One Spark Miles for Business Learn More | 50,000 Bonus Miles | $0 first year; $95 after | Review |
| PenFed Pathfinder® Rewards Visa Signature® Card Learn More | 50,000 Bonus Points | $95 (waived for existing PenFed Honors Advantage Members) | Review |
| Delta SkyMiles® Gold American Express Card Learn More | 40,000 Bonus Miles | $0 first year; $99 after | Review |
| Chase Freedom Unlimited® Learn More | $300 | $0 | Review |
| Blue Cash Preferred® Card from American Express Learn More | $250 | $95 | Review |
| American Express Blue Business CashTM Card Learn More | $250 | $0 | Review |
| United GatewaySM Card Learn More | 20,000 Bonus Miles | $0 | Review |
| Capital One VentureOne Rewards Credit Card Learn More | 20,000 Bonus Miles | $0 | Review |
| Blue Cash Everyday® Card from American Express Learn More | $200 | $0 | Review |
| Chase Freedom FlexSM Card Learn More | $200 | $0 | Review |
| Capital One Quicksilver Cash Rewards Credit Card Learn More | $200 | $0 | Review |
| Capital One SavorOne Cash Rewards Credit Card Learn More | $200 | $0 | Review |
| PenFed Platinum Rewards Visa Signature® Card Learn More | 15,000 Bonus Points | $0 | Review |
| The Blue Business® Plus Credit Card from American Express Learn More | 15,000 Bonus Points | $0 | Review |
| Amazon Business Prime American Express Card Learn More | $125 Amazon Gift Card | $0 | Review |
| Amazon Business American Express Card Learn More | $100 Amazon Gift Card | $0 | Review |
| Delta SkyMiles® Blue American Express Card Learn More | 10,000 Bonus Miles | $0 | Review |
| PenFed Power Cash Rewards Visa Signature® Card Learn More | $100 | $0 | Review |
| Capital One SavorOne Student Cash Rewards Credit Card Learn More | $50 | $0 | Review |
| Capital One Quicksilver Student Cash Rewards Credit Card Learn More | $50 | $0 | Review |
| Chase Freedom® Student credit card Learn More | $50 | $0 | Review |
| Chase Slate Edge Card Learn More | N/A | $0 | Review |
| PenFed Gold Visa® Card Learn More | N/A | $0 | Review |
| Capital One Platinum Credit Card Learn More | N/A | $0 | Review |
| Capital One Platinum Secured Learn More | N/A | $0 | Review |
Hello,
I am POA for a good friend who’s in a skilled nursing facility that accepts CC payments. Being reimbursed by social security & retirement DD i can only run down so many sign up bonuses, can not find best CC to park the health care spend that’s $1650 monthly. Any advise would be appreciated, thank you.
You have done a great job. Your site is in my favorites. Thanks for the valuable information!
would like to sign up for promaotions
1). When are the best promotions, end of year, beginning of new year?
2). If you downgrade a card you normally pay an annual fee for but did not use the entire year are you refunded a portion of the unused annual payment?
3). Which card normally has the best extended warranty/coverage on high priced items a person might purchase?
Thank you for your time in advance.
Could you tell me if I open these credit cards with offers after I have received my bonus should I close the credit card or keep it. I don’t want to hurt my credit score.
Its wise to downgrade card to NO-Fee card after completing 1 year.
That way credit card issuer does not take back the rewards & your credit score is not hit.
Hi,
I used to get the daily update emails from your website, but after approximately April 24, 2018, I am not getting them any more. Is something going on? Thanks.
Hi Amy,
Thank you for being a valued reader and bring this issue to our attention. The issue has now been resolved.
I dont believe you are correct about the BA Card. In order to receive the 100k bonus avios you do not need to spend 33k in the first year. 20k in TOTAL spending in the first year will get 100k avios.
Hey David,
You are correct. Thank you for catching that. We have corrected it.
Is Citibank offering any cash promotions on their credit cards, the only thing I keep receiving is 0% promotional material-thank you.
The Citi Double Cash back card now offers a $100 sign up bonus
I am just starting my business and my credit is not so good. What would be the best card to apply for? Or should I just be patient until my credit improves?
Did you open your business yet? There are offers out there if you apply for a new business checking account with a reputable bank. Use the business checking account for six months and then apply for a business credit card, they’ll see how good you are with your expenses and consider you for a good credit card.
ii got approved for wellsfargo wise cash card, i would like to sign up another one for my husband. Anyone know if they have limit in one household?
you have to close your browser. then reopen the browser
I just applied for the Chase Sapphire Preferred Card. I got a notice of “Decision Pending” – they would contact me by US mail. Then I tried to apply for the Chase Ink Business Preferred Card. When I click on APPLY it takes me straight to a message that says “Thank you for your submission – we have received the information you have submitted.” Does one application automatically roll over to the other? Do they know that I want to apply for both cards?
I’d call Chase to get an answer. Remembering past pre-approved offes of credit, I believe they said if you did not qualify for the offer they’d see if you qualified for another offer.
We just signed up my husband for the Chase Sapphire Preferred card and, as expected, he was approved with no problem. I would like to apply for one too in order to get another 50,000 points but before I do I wondered if it would not be wise to do so. My husband is the bread winner (200K) and I only have a small part time job (I make $500 each month). Would they take into consideration my husband’s salary and approve me for a card? We are in Illinois. Thanks
Hi Lynn,
You should be able to utilize your husband’s salary to get approved for the Chase Sapphire Preferred Card. If you hold a part time job – you can calculate how much you make annually plus your husband’s annual salary. Good luck and enjoy the Chase Sapphire Preferred! Thanks for being a reader!
Hi Liz
I am seeking advice about my problems with Citibank. They offered me a bonus for opening a new checking account. I met all four requirements but they denied me saying my direct deposit was one month too late (it is a Social Security disability check, once per month). However, they would not give me the routing number until October 15 and my first direct deposit arrived at Citi on November 12…… making it the fastest DD possible. I feel they are cheating us customers, since the stipulations do not name a 30 or 60 day time frame for DD. How can I solve this problem? Or pressure them to honor their promise?
Make a writen complaint to the Department of Banking or Dept or Financial Services for your state.
Many states let you do this online.
Great summary. I just got the Chase Business Ink Preferred and love it!! Trying trying to finish meeting min spend. I used Plastiq and my mortgage payment went thru in 5 days (even though they indicated 7 days). There is huge bonus from Plastiq lately to use for your minimum spend requirements by using it to pay for your mortgage. You can get $500 FFD (as June 1, 2017). I have been using it as last resort to meet the min spend.