Credit Card Bonuses & Promotions – February 2021

Find the credit card bonuses, sign-up offers, and promotions for February 2021.

You can earn hundreds or thousands of dollars worth in cash, points, and miles. Typical bonus amounts from $100, $200, $300, $400, $500, up to $1,000+ bonus value.

We have a full list of credit card deals from Chase, American Express, Capital One, Citi, Wells Fargo, and others. Some of the offers are only available for a limited time.

Guide To Credit Card Bonuses

• Personal and business travel credit cards give out the highest bonus values.
• Co-branded airline and hotel cards are more restrictive for redeeming rewards.
• Travel rewards cards offer greater redemption flexibility.
• Cash back cards have great welcome bonuses. They are more straightforward for earning and redeeming cash back.
• Introductory offers have various requirements to earn the bonus, usually within the first 90 days.
• There’s usually a minimum spending amount on purchases to earn the bonus.
• Redemption options for miles and points include statement credits, travel, gift cards, and other rewards program.
• It’s vital to know the value you’re receiving with points/miles – see our points/miles valuation guide here.

Here’s a round-up of current credit card promotions below.

Best Consumer (Personal) Credit Card Bonuses

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card Learn More About This Card

• Intro Offer: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®!
• Ongoing rewards:
  • Earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out.
  • Earn 1 point per dollar spent on all other purchases.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
• Credit needed: Good to Excellent
• Annual Fee: $95

Chase Sapphire Reserve®

Chase Sapphire Reserve® Learn More About This Card

• Intro Offer: 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
• Ongoing rewards:
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • 3X Points on Dining at Restaurants Worldwide.
  • 1 point per dollar spent on all other purchases.
• Credit needed: Excellent
• Annual Fee: $550

Chase Freedom Unlimited^® card

Chase Freedom Unlimited® Learn More About This Card

• Intro Offer: $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• Ongoing rewards:
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase
  • 3% on dining at restaurants and drugstores, and
  • 1.5% on all other purchases.
• Credit needed: Good to Excellent
• No Annual Fee

Wells Fargo Propel American Express^® Card

Wells Fargo Propel American Express® Card Learn More About This Card

• Intro Offer: 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value
• Ongoing rewards:
  • 3X points for eating out and ordering in
  • 3X points for gas stations, rideshares and transit
  • 3X points for travel including flights, hotels, homestays and car rentals
  • 1X points for other purchases.
• Credit needed: Good to Excellent
• No Annual Fee

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card Learn More About This Card Here

• Intro Offer: Earn a $150 cash rewards bonus after spending $500 in the first 3 months
• Ongoing rewards: Earn unlimited 1.5% cash rewards on purchases; 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
• Credit needed: Good – Excellent credit
• No Annual Fee

Chase Freedom Flex^SM

Chase Freedom FlexSM Learn More About This Card Here

• Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• Ongoing rewards:
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase
  • 3% on dining at restaurants and drugstores, and
  • 1% on all other purchases.
• Credit needed: Good – Excellent credit
• No Annual Fee

American Express® Gold Card

American Express® Gold Card Learn More About This Card

• Intro Offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
• Ongoing rewards:
  • 4X Membership Rewards® points when you dine at restaurants worldwide.
  • Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
• Credit needed: Good to Excellent credit
• Annual Fee: $250

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express Learn More About This Card

• Intro Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• Ongoing rewards:
  • Earn 6% Cash Back on select U.S. streaming subscriptions.
  • Earn 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 3% Cash Back at U.S. gas stations.
  • 1% Cash Back on other purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $0 introductory annual fee for one year, then $95.

ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card Apply Now at ABOC

• Intro Offer: $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening.
• Ongoing rewards: Earn 5x rewards on up to $1500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
• Credit needed: Average to Excellent credit
• No Annual Fee

Hilton Honors American Express Surpass® Card

Hilton Honors American Express Surpass® Card Learn More About This Card

• Intro Offer:
  • Earn 150,000 Hilton Honors Bonus Points after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Plus, earn a $150 statement credit after your first purchase on the Hilton Surpass Card within your first 3 months..
• Ongoing rewards:
  • 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
• Credit needed: Good to Excellent credit
• Annual Fee: $95 (See Rates & Fees)

Business Credit Card Bonuses & Promotions

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

See our list of the latest business bonuses and promotions to find the best account suited for you and your business. See our list of business credit cards.

Chase Ink Business Preferred^SM Card

Chase Ink Business PreferredSM Card Learn More About This Card

• Intro Offer: Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
• Ongoing rewards:
  • 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines.
  • 1 point per $1 on all other purchases
• Credit needed: Good to Excellent credit
• Annual Fee : $95

Chase Ink Business Cash^SM Card

Chase Ink Business CashSM Card Learn More About This Card

• Intro Offer: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
• Ongoing rewards:
  • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% cash rebate on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% cash back on all other card purchases with no limit to the amount you can earn
• Credit needed: Good to Excellent credit
• No Annual Fee

Chase Ink Business Unlimited^SM Credit Card

Ink Business UnlimitedSM Credit Card Learn More About This Card

• Intro Offer: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
• Ongoing rewards:
  • Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.
• Credit needed: Good to Excellent credit
• No Annual Fee

United^SM Explorer Business Card

UnitedSM Business Card Learn More About This Card

• Intro Offer: 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
• Ongoing rewards: 2X miles per $1 at restaurants (including eligible delivery services), gas stations, office supply stores, and United purchases & and 1 mile per $1 on all other purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $95

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card Learn More at American Express

• Intro Offer:
  • Earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months.
  • Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months
• Ongoing rewards:
  • 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $250 annual fee (See Rates & Fees)

American Express Blue Business Cash^TM Card

American Express Blue Business CashTM Card Learn More at American Express American Express is an advertising partner of HustlerMoneyBlog.

• Intro Offer: 0% intro APR on purchases and balance transfers for 12 months
• Ongoing rewards:
  • 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
• Credit needed: Good – Excellent credit
• No Annual Fee (See Rates & Fees)

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express Learn More at About This Card

• Intro Offer: Earn 85,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
• Ongoing rewards:
  • 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • 1.5X points for every dollar you spend eligible purchases of $5,000 or more
• Credit needed: Good to Excellent credit
• Annual Fee: $595 (See Rates & Fees)

Marriott Bonvoy Business^TM American Express Card

Marriott Bonvoy BusinessTM American Express® Card Learn More at American Express

• Intro Offer:
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 of eligible purchases within the first 3 months of Card Membership.
  • Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership.
• Ongoing rewards:
  • 6x points at participating Marriott Bonvoy hotels,
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and
  • 2x points on all other eligible purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $125 (See Rates & Fees)

Hilton Honors American Express Business Card

Hilton Honors American Express Business Card Learn More at American Express

• Intro Offer:
  • Earn $150 statement credit after your first purchase on the Hilton Honors Card within your first 3 months.
  • Earn 150,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.
• Ongoing rewards:
  • 12X at hotels and resorts in the Hilton portfolio,
  • 6X on Select Business & Travel Purchases,
  • 3X on all other eligible purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $95 (see Rates & Fees)

Delta SkyMiles® Gold Business American Express Card

Delta SkyMiles® Gold Business American Express Card Learn More at American Express

• Intro Offer:
  • Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months.
  • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
• Ongoing rewards:
  • 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants.
  • 1 Mile on every eligible dollar spent on purchases.
• Credit needed: Good to Excellent credit
• Annual Fee: $0 Introductory Annual Fee for the First Year, then $95. (See Rates & Fees)

Business Green Rewards Card from American Express

Business Green Rewards Card from American Express Learn More at American Express

• How to earn it: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of Card Membership.
• Ongoing rewards:
  • 1X points for each dollar you spend on eligible purchases
• Credit needed: Good to Excellent credit
• Annual Fee: $95

Delta SkyMiles® Reserve Business American Express Card

Delta SkyMiles® Reserve Business American Express Card Learn More at American Express

• Intro Offer: Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
• Ongoing rewards:
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
• Credit needed: Good to Excellent credit
• Annual Fee: $550 (See Rates & Fees)

Credit Cards Bonuses Recap

More Credit Cards Bonus Offers

Chase Coupon Promo Codes $100, $200, $300, $350, $500, $725, $1000, $2000 for February 2021

Huntington Bank Promotions: $200, $300, $400, $750 Checking Bonuses for February 2021

HSBC Bank Promotions: $200, $240, $450, $600, $2,000 Checking Bonuses for February 2021

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