Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
The Southwest Rapid Rewards® Premier Credit Card is offering new card members a chance to earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Now, between 12/1/2020 and 3/31/2021 you’ll earn 5 points per $1 spent on Southwest® purchases on up to $2,000 spent per month.
Earn 2X points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases while also earning 1X point per $1 spent on all other purchases! You’ll also receive 6,000 bonus points every year after your Cardmember Anniversary, which can be redeemed for $78 and help offset your $99 annual fee. Plus it’s goo to know your points do not expire as long as your card account is open!
Start planning your trip to one of the 90+ destinations Southwest Airlines serves. Exclusive Cardmember benefits can be redeemed for international travel to over 800 destinations on 50+ global carriers; stays at over 70,000 hotels worldwide; car rentals from major brands; gift cards to all your favorite stores; and amazing getaways, including resorts, cruises, and theme parks!
* Southwest Rapid Rewards Priority Credit Card is issued by Chase Bank. Chase also offers great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
Table of Contents
Southwest Rapid Rewards Cards Compared
 The Southwest Rapid Rewards® Plus Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. On top of this, you'll earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases - in which all points earned with either card count towards Companion Pass. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. |
 The Southwest Rapid Rewards® Priority Credit Card offers up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary & get $75 Southwest® travel credit each year. You'll earn: • 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month. • 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; • 1x point on all other purchases. Some perks include receiving 4 Upgraded Boardings per year when available, savings of 20% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no transaction fees. |
 The Southwest Rapid Rewards® Premier Business Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open in addition to 6,000 bonus points after your Cardmember anniversary. You'll earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases; 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. |
 The Southwest Rapid Rewards® Performance Business Credit Card offers 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. This card earns 3X points per $1 spent on Southwest Airlines® purchases. 2X points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1X point per $1 spent on all other purchases In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! |
Southwest Rapid Rewards Premier Summary
 |
| Bonus Available | Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months. |
| *Bonus Value | $1,200 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; 1x point on all other purchases. Receive 6,000 bonus points after every card member anniversary. Free 1st and 2nd checked bags and no change fees. |
| Foreign Transaction Fees | No |
| Airport Lounge Access | None |
| Annual Fee | $99 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View our latest valuations here.
Recommended Free Credit Score (Get Free Score) 720 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Anniversary bonus
- Free 1st & 2nd checked bags
- No change fees
CONS
- Has an annual fee
- Excellent credit needed to qualify
- No luxury perks
- Can’t transfer points
Editor’s Alternate Pick
 The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
Southwest Rapid Rewards Premier Bonus Points
Take advantage of the Southwest Rapid Rewards Premier card’s up to 80,000 Bonus Points offer now.
Here are some ideas on meeting the spending requirement:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
| |
What Are Southwest Rapid Rewards Points Worth?
Like with other airline branded credit cards, the value of your points may vary! But with this card, you can get the most value by redeeming your points for Southwest Flights.
Each Rapid Rewards point is valued around $0.015, with this valuation the sign up bonus would worth around $1,200. The value will depend on your flight details like the flight time, destination, and more! Plus there are no blackout dates and no seat restrictions!
You can redeem your points for:
- Flights
- Hotel stays
- Car rentals
- Gift cards
- Access to events
- Merchandise
It’s important to know that if you use your Rapid Rewards towards anything other than Southwest flights, you won’t get the best value since these typically bring your points below $0.01.
Southwest Rapid Rewards Premier Credit Card Top Features
- Travel with Transfarency. A term invented by Southwest, Transfarency is a philosophy that the airline lives by: to treat its customers honestly and fairly. That means $0 for your first and second checked bags (weight and size limits apply) and $0 change fee (fare differences may apply).
- Tier qualifying points (TQPs). Earn 1,500 TQPs for every $10,000 you spend in a calendar year, for up to 15,000 points annually. These points count towards A-List and A-List Preferred elite status.
A-List benefits include:
- Priority boarding
- 25% earning bonus on every qualifying flight
- Free same-day standby
- Priority check-in and security lane access
- Dedicated A-List member phone line
A-List Preferred benefits include:
- All standard A-List benefits
- 100% earning bonus on every qualifying flight
- Free inflight WiFi
Every year, on your card anniversary, you’ll receive 6,000 Rapid Rewards bonus points. That’s worth approximately $90, nearly covering the annual fee.
Make purchases abroad without worrying about foreign transaction fees with the Southwest Rapid Rewards Premier Credit Card.
Bottom Line
While Rapid Rewards members previously earned flight credits towards round-trip award tickets when available, they now earn points that apply to the cost of any seat on any flight. Because of this, the Southwest credit card offers the easiest to use rewards among any airline.
Definitely consider the Southwest Rapid Rewards® Premier Credit Card from Chase if you often fly with Southwest and are looking for a card that gives your points for your everyday spending.
With Southwest serving 70+ destinations, you should plan your trip today! Do keep in mind that this card is most beneficial if you fly with Southwest frequently! See more credit card bonuses from our list!
|
Who’s the Competition?
The Chase Sapphire Preferred Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! Furthermore, you'll earn 2X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. You get unlimited deliveries with a $0 delivery fee & reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21. This card carries a $95 annual fee. |
 The Capital One Venture Rewards Credit Card offers a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Wise Business Banking | $100 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
This is a great credit card for domestic travel. 50,000 points are worth
a lot for short trips inside the United States.