Find an updated list of Truist Bank promotions, bonuses, and offers here.
Update 5/2/25: The $400 checking bonus is available through 10/29/25 and the $400 business checking offer has been extended through 9/30/25. Both the $400 personal checking bonus and $400 business checking bonus are phenomenal offers. I personally have these accounts and the ease of use and set up is a breeze. Customer service on my end has been nothing but stellar! It’s available in 17 States and DC, so if you qualify for the bonus, sign up today!
About Truist Bank Promotions
Truist is headquartered in Charlotte and is the 2nd largest bank in the state of North Carolina. It is also the 6th largest bank in the nation. It was established in 1872 and as of September of 2021, it had grown to 49,354 employees at 2,523 locations. Truist has an A+ health rating
Truist Bank $400 Checking Bonus
Truist Bank is offering you an opportunity to earn $400 checking bonus! Simply open a checking account and begin to earn and save.
- Learn More
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $0-12, avoidable
- Early Account Termination Fee: None
- Household Limit: None
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Truist One Checking account online from May 1, 2025 through October 29, 2025 using promo code TRUIST25DC400
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of account opening.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
- Offer Information: Open a new Truist One Checking account online from 5/1/25 through 10/29/25 and receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening and earn $400.
- Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST25DC400. Please refer to the Account Opening and Enrollment section below for full instructions.
- *A qualifying Direct Deposit is an electronic credit (greater than $5.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency via ACH. Person to person payments (such as Zelle®) or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits
- Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 5/1/24 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer prior to payout, (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed or restricted at the time of payout.
- Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 7/31/26 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.
- Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter TRUIST25DC400 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept Offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700.
Truist Bank $400 Business Checking Bonus
For residents, Truist Bank is offering you an opportunity to earn $400 Business Checking Bonus! Simply open a checking account and begin to earn and save. Take advantage while you can.
- Learn more at Truist
- What you’ll get: $400 bonus
- Account Type: Business Checking Account
- Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: $5 or $20, see below on how to waive
- Early Account Termination Fee: Bonus forfeit if closed within 180 days
- Household Limit: None
Waive Monthly Fees:
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
(Expires 09/30/2025)
How to Earn Bonus
- Open a new Simple Business Checking or Dynamic Business Checking account.
- Use promo code SB25Q2CHECKING online or in a branch between April 1, 2025 and September 30, 2025.
- Make qualifying deposits of $2,000 or more within 30 days of opening your account.
- Earn $400.
Fine Print
- Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.
- Enrollment in the promotion is required at the time of account opening using promo code SB25Q2CHECKING to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment section below for instructions.
- *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
- Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The account opened for this offer must have the same account ownership with matching client Taxpayer Identification Number (TINs). The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. In order to receive the reward, the new business checking account must be open, not restricted, and in good standing with a balance of at least $0.01 at the time of Truist verification and at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per client and for one new qualifying business checking account. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: Reward forfeiture will occur if: (1) the new business checking account is changed to an account type not included in this offer prior to payout, (2) the new business checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or, (3) the new business checking account is closed or restricted at the time of payout.
- Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist’s Business Deposit Accounts Fee Schedule for additional information.
- The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/2026, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.
How To Waive Monthly Fees
- Truist One Checking account: You can choose any one of these ways to waive the $12 monthly maintenance fee. You only need to do one!
- Make $500 or more in total qualifying Direct Deposits per statement cycle.
- Maintain a total combined ledger balance of $500 or more across all eligible Truist accounts.
- Have a personal Truist credit card, mortgage or consumer loan, including LightStream.®
- Have a linked small business checking account.
- Students under age 25.
- Truist Simple Business Checking: No Monthly maintenance fee
- Truist Dynamic Business Checking: $20 Monthly maintenance fee (waived with $5,000 average relationship balance)
- Truist Community Checking: $0 Monthly maintenance fee
Bottom Line
Truist Bank is offering tons of promotions like these checking bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Both the $400 personal checking bonus and $400 business checking bonus are phenomenal offers. I personally have these accounts and the ease of use and set up is a breeze. Customer service on my end has been nothing but stellar!
*Compare Truist Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, BMO, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!*
both my wife and I got blocked, read declined by Truist. They are using our mailing address to go off of. she s has never had an account at truist and i open one in sept 23 as an individual only. got my bonus and then closed it out. they want me to come in.. oh I will… $1000 to make $400 in 90 days…
Anthony,
I love your site and always click your sponsored links to great success. Back in November ‘23 – I opened a persons checking account and fulfilled the requirements for the $300 bonus. I took a screen shot but can’t find it. ?. Would you happen have it archived it? I would really appreciate it as Truist is saying I did not fully comply with terms.
Thanks very much.
Need to open account now
Need that