Find an updated list of Truist Bank promotions, bonuses, and offers here.
Current bonuses include $400 Personal and Business Checking Bonus when you open a qualifying account and complete requirements.
About Truist Bank Promotions
Truist is headquartered in Charlotte and is the 2nd largest bank in the state of North Carolina. It is also the 6th largest bank in the nation. It was established in 1872 and as of September of 2021, it had grown to 49,354 employees at 2,523 locations. Truist has an A+ health rating
Truist Bank $400 Checking Bonus
Truist Bank is offering you an opportunity to earn $400 checking bonus! Simply open a checking account and begin to earn and save.
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
- Direct Deposit Requirement: Yes, two $1,000+ within 90 days (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $5-12, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 07/25/2023)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Truist One Checking account using promo code TRUISTCHKQ223
- Complete at least two qualifying direct deposits. Deposits need to total $1,000 or more and be made within 90 days of account opening.
- Offer Information: Earn $400 for opening a new Truist One Checking account online from 4/17/23 through 7/25/23 and completing at least 2 qualifying Direct Deposits* totaling $1,000 or more within 90 days of account opening.
- Enrollment in the promotion is required at the time of account opening using promo code TRUISTCHKQ223. Please refer to the Account Opening and Enrollment section below for instructions.
- *A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- Offer Eligibility: Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 4/17/22 are not eligible to participate. Account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: The new checking account must remain open and in good standing with a balance ?$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being processed, or (3) the new checking account has a negative available balance at the time of qualification validation.
- Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 3/31/24 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.
Truist Bank $400 Business Checking Bonus
For residents, Truist Bank is offering you an opportunity to earn $400 Business Checking Bonus! Simply open a checking account and begin to earn and save. Take advantage while you can.
- What you’ll get: $400 bonus
- Account Type: Business Checking Account
- Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: $5 or $20, see below on how to waive
- Early Account Termination Fee: Bonus forfeit if closed within 180 days
- Household Limit: None
(Expires 06/30/2023)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 or $500 Bonus), U.S. Bank Business Checking ($500 or $750 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axox Bank Basic Business Checking ($100 Bonus), Axos Bank Business Interest Checking ($100 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Waive Monthly Fees:
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Simple Business Checking or Dynamic Business Checking account from April 3, 2023, through June 30, 2023, using promo code SB23Q2CHECKING.
- Make qualifying deposits* of $1,500 or more into your new account within 30 days
- Enroll and sign in to online banking within 30 days of account opening.
- Get your reward credited to your new business checking account up to four weeks after the qualification requirements have been verified.
- You must be a new Truist business checking client.
- To be considered a new business checking client, the business cannot have an existing Truist business checking account, or have closed a Truist business checking account within 180 days prior to the promotion start date (on or after Oct 5, 2022), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
- The business account holder must be 18 years or older at time of account opening.
- The account holder cannot be a non-resident alien.
- The business must be registered within the U.S. with the business’s physical street address located in the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN.
- The qualifying checking account must be opened in a Truist branch in one of the above-listed states or online.
Truist Bank $200 Checking Bonus *Expired*
Truist Bank is offering you an opportunity to earn $200 Checking Bonus! Simply open a checking account and begin to earn and save.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexStystem: Yes
- Credit Card Funding: None
- Monthly Fees: $12, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 02/28/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Truist One Checking account using promo code TR4CHK22
- Complete at least two qualifying direct deposits of total $1,000 or more and be made within 90 days of account opening.
- Earn $200 for opening a new personal Truist One Checking account from 10/31/22 through 2/28/2023 and receiving at least 2 qualifying Direct Deposits* totaling $1,000 or more within 90 days of account opening.
- Enrollment in the promotion is required at the time of account opening using promo code TR4CHK22. Please refer to the Account Opening and Enrollment section below for instructions.
- A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency.
- Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- Offer is only available to individuals who received a direct communication from Truist.
- Clients with an existing personal checking account with Truist or who have closed an account with Truist on or after 10/31/21 are not eligible to participate.
- Account holder must be 18 or older at the time of account opening.
- Truist employees are not eligible. Offer available only to US residents with a valid US taxpayer identification number.
- The qualifying checking account must be opened in a Truist branch in one of the following states or online and have a mailing address in: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
How To Waive Monthly Fees
- Truist Dimension Checking: $20 monthly fee waived with one of the following:
- Monthly direct deposits over $3,000 or $10,000 average ledger balance
- Have a personal Truist credit card, mortgage, or consumer loan
- Have a linked Small Business checking account
- Truist Bright Checking: $12.00 monthly fee waived with one of the following:
- Monthly direct deposits over $500
- $1,500 average ledger balance
- Truist Fundamental Checking: $5.00 monthly ($3.00 in New Jersey), cannot be waived.
- Truist Student Checking: No monthly fees
- Money Account (Prepaid Debit): $5.00 monthly, can be waived when you have a monthly load of at least $500.
- Truist Online Savings: No monthly fee
- Truist Money Market Account: $12 monthly fee waived by maintaining a minimum daily ledger balance7 of $1,000 or more
- Simple Business Checking: No monthly fee
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Community Business Checking: No monthly fee
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
- Business Money Market: $10 monthly fee waived when you maintain a $5,000 minimum daily balance
Bottom Line
Truist Bank is offering tons of promotions like these checking bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
*Compare Truist Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
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