Earn a $400 bonus from BMO when you open a new BMO Relationship Checking account.
To qualify for the $400 bonus,
- Open a new BMO Relationship Checking account
- Have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
The BMO Relationship Checking account is a premium checking account, which offers tiered interest, gives you access to BMO’s network of 40,000 ATMs, mobile app, online tools, a chip-enabled debit MasterCard® and a discount for any mortgages or home equity lines of credit.
Update 4/24/24: The BMO Relationship Checking account with $400 bonus will end on May 3, 2024. Sign up today.
Accounts are subject to approval. BMO Bank N.A. Member FDIC
BMO Relationship $400 Checking Bonus
- What you’ll get: $400 bonus
- Account Type: BMO Relationship Checking account
- Availability: Nationwide
- Credit Inquiry: None
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: $25; waive-able
(Expires 05/03/2024)
How To Waive Monthly Fee
The BMO Relationship Checking account does charge a monthly fee of $25, but there are ways to get this waived:
- Maintain a minimum daily balance of $10,000
- OR, maintain a minimum daily balance of $25,000 in linked accounts under a Relationship Waiver (the accounts are not automatically linked, you MUST take this step)
- OR, have a BMO Financial Advisors, Inc investment account
BMO Relationship Checking Account Features
BMO Relationship Checking account:
- Relationship Packages that offer more perks the more you bank with BMO
- Unlimited non-BMO ATM transactions and surcharge fee rebates on non-BMO ATMs
- The higher your balance, the more you can earn in interest
Fine Print
- Accounts opened online on the final day of the promotion must have their applications submitted and approved prior to 9:00 p.m. CT.
- If you open your account(s) by calling 1-800-546-6101, we must receive your opening deposit and all signed account opening documents by May 3, 2024.
- Offers are limited to one per customer and account (including signers on joint accounts).
- The checking offer is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months.
- Cash bonus will be reported to the IRS for tax purposes and you are responsible for any applicable taxes.
- Offers can be changed or canceled without notice at any time and cannot be combined with any other offer.
- Your account must be open, in good standing and must have a balance greater than zero when the cash bonus is paid.
Bottom Line
Manage all your banking needs, whenever and wherever you like. Bank from anywhere with their simple online and mobile tools or find a no-fee ATM close to you.
For more options, see our list of the latest BMO Promotions for checking, savings, and business accounts – or check out our full list of best bank promotions.
dennis OHara says
Can I open up a BMO Harris Premier checking account if I live in PENNSYLVANIA?
Vivian Liu says
Have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
Like to know what is qualify direct deposit.
How do I get promotion code ?
Thank