If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Alliant Credit Union 12-Month Certificate (5.45% APY) | Western Alliance Bank 3-Month CD (5.36% APY) |
Ponce Bank 1-Month CD (5.30% APY) | Technology Credit Union 5-Month No-Penalty CD (5.25% APY) |
Mission Valley Bank 3-Month No Penalty CD (5.15% APY) | Ponce Bank 3-Month CD (5.35% APY) |
Quontic Bank 12-Month CD (5.30% APY) | Ponce Bank 4-Month No-Penalty CD (5.30% APY) |
SkyOne Federal Credit Union 5-Month CD (5.35% APY) | Lemmata Savings Bank 9-Month CD (5.20% APY) |
Sun Canyon Bank 5-Month CD (5.15% APY) | Sun Canyon Bank 11-Month CD (5.10% APY) |
Best 48-Month CD Rates – Nationwide
Bank | APY | Min | Max | Account Name | Review |
---|---|---|---|---|---|
United States Senate Federal Credit Union | 4.92% | $200K | --- | 48-Month Share Certificate | Review |
BMO Alto | 4.90% | No Min | --- | 48-Month Online CD | Review |
Lafayette Federal Credit Union | 4.84% | $100K | --- | 48-Month Jumbo CD | Review |
First National Bank of America | 4.80% | $1K | --- | 48-Month CD | Review |
Crescent Bank | 4.75% | $1K | --- | 48-Month CD | Review |
iGObanking | 4.75% | $1K | --- | 48-Montth CD | Review |
KS StateBank | 4.75% | $1K | --- | 48-Month CD | Review |
NASA Federal Credit Union | 4.75% | $10K | --- | 49-Month Share Certificate Special | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
Alliant Credit Union | 5.45% APY 12-Month Certificate | Review |
Western Alliance Bank | 5.36% APY 3-Month CD | Review |
SkyOne Federal Credit Union | 5.35% APY 5-Month CD | Review |
Ponce Bank | 5.35% APY 3-Month High Yield CD | Review |
Ponce Bank | 5.30% APY 1-Month High Yield CD | Review |
Quontic Bank | 5.30% APY 12-Month CD | Review |
Technology Credit Union | 5.25% APY 5-Month No-Penalty CD | Review |
Western Alliance Bank | 5.23% APY 6-Month CD | Review |
Lemmata Savings Bank | 5.20% APY 9-Month CD | Review |
Rising Bank | 5.20% APY 6-Month CD | Review |
Sun Canyon Bank | 5.18% APY 11-Month CD | Review |
Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
Sun Canyon Bank | 5.10% APY 5-Month CD | Review |
Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
First Tech Federal Credit Union | 5.00% APY 13-Month Share Certificate | Review |
First Citizens Bank | 5.00% APY 11-Month CD | Review |
First Financial Northwest Bank | 5.00% APY 12-Month CD | Review |
CIT Bank | 5.00% APY 6-Month CD | Review |
GreenState Credit Union | 4.95% APY 10-Month CD | Review |
WECU | 4.95% APY 6-Month High-Yield CD | Review |
CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
Western Alliance Bank | 4.71% APY 12-Month CD | Review |
Blue Federal Credit Union | 4.70% APY 15-Month CD | Review |
Discover Bank | 4.70% APY 12-Month CD | Review |
CIT Bank | 4.65% APY 13-Month CD | Review |
CIT Bank | 4.60% APY 18-Month CD | Review |
First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
George says
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.