If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.40% APY | Apply Now |
| 24-Month Term | 2.45% APY | Apply Now |
| 36-Month Term | 2.50% APY | Apply Now |
| 48-Month Term | 2.55% APY | Apply Now |
| 84-Month Term | 2.65% APY | Apply Now |
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| GTE Financial | 3.20% | $100k | --- | 48-Month Jumbo CD | Review |
| State Department Federal Credit Union | 3.14% | $500 | --- | 48-Month IRA | Review |
| Hanscom Federal Credit Union | 3.10% | $1K | --- | 48-Month CD | Review |
| Thrivent Federal Credit Union | 3.05% | $1K | --- | 48-Month CD | Review |
| State Bank of India | 2.98% | $25K | --- | 48-Month Senior Citizens CD | Review |
| First National Bank of America | 2.90% | $1K | --- | 48-59 Month CD | Review |
| Georgia Banking Company | 2.90% | $500 | --- | 48-Month CD | Review |
| First National Bank of America | 2.85% | $1K | --- | 48-Month Flex CD | Review |
| Latino Credit Union | 2.80% | $200K | --- | 48-Month Jumbo CD | Review |
| First Internet Bank | 2.80% | $1K | --- | 48-Month CD | Review |
Best 48-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Frontwave Credit Union | CA | 4.00% | $1K | --- | 48-Month CD | Review |
| EFCU Financial | LA | 3.60% | $100k | --- | 48-Month IRA | Review |
| EFCU Financial | LA | 3.50% | $500 | --- | 48-Month IRA | Review |
| EFCU Financial | LA | 3.50% | $100K | --- | 48-Month CD | Review |
| EFCU Financial | LA | 3.40% | $500 | --- | 48-Month CD | Review |
| Jefferson Financial Federal Credit Union | LA | 3.45% | $100k | --- | 48-Month CD | Review |
| Community Financial Services Bank | IN, IL, KY, MO, TN | 3.39% | $1K | --- | 49-Month CD | Review |
| Neighbors Federal Credit Union | LA | 3.30% | $1.5k | --- | 48-Month CD | Review |
| Lewis Clark Credit Union | ID, WA | 3.26% | $0 | --- | 48-Month CD | Review |
Related posts:
Congressional Bank CD Account Promotion: 3.10% APY 60-Month CD Rates (Nationwide)
Coastal Heritage Bank CD Account Review: 0.25% to 1.75% APY CD Rates (MA)
Air Force Federal Credit Union CD Account Promotion: 1.30% to 3.20% APY Rate (Nationwide)
Discover Bank Promotions for July 22, 2019: $150/$200 Savings Bonus & $360 Cashback Debit
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.