If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| University Federal Credit Union | 5.00% | $1K | --- | 48-Month Fixed CD | Review |
| NASA Federal Credit Union | 4.90% | $10K | --- | 49-Month Share Certificate Special | Review |
| Lafayette Federal Credit Union | 4.73% | $100K | --- | 48-Month Jumbo CD | Review |
| GTE Financial | 4.70% | $100K | --- | 48-Month Jumbo Share Certificate | Review |
| Lafayette Federal Credit Union | 4.58% | $500 | --- | 48-Month Fixed CD | Review |
| Crescent Bank | 4.50% | $1K | --- | 48-Month CD | Review |
| Popular Direct | 4.47% | $500 | --- | 48-Month Popular Direct CD | Review |
| State Bank of India | 4.47% | $25K | --- | 48-Month Senior Citizen CD | Review |
| Seattle Bank | 4.45% | $1K | --- | 48-Month CD | Review |
| First Internet Bank | 4.44% | $1K | --- | 48-Month CD | Review |
| GTE Financial | 4.44% | $500 | --- | 48-Month Share Certificate | Review |
| Bread Financial | 4.35% | $1,500 | --- | 48-Month Bread Savings CD | Review |
| Department of Commerce Federal Credit Union | 4.32% | $500 | --- | 48-Month CD | Review |
| Synchrony Bank | 4.30% | No min | --- | 48-Month CD | Review |
| Michigan State University Federal Credit Union | 4.26% | $100K | --- | 48-Month Jumbo Certificate | Review |
| KS StateBank | 4.22% | $500 | --- | 48-Month CD | Review |
| Interior Federal Credit Union | 4.07% | $500 | --- | 48 Month Share Certificate | Review |
| Fidelity Brokered CD | 4.00% | $1K | --- | 48-Month Non-callable CD | Issued by FUB&T |
| The Vanguard Group Brokered CD | 4.00% | $1K | --- | 48-Month Non-callable CD | Issued by CTNB, FUB&T |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| FVCbank | 4.60% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.