If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Lafayette Federal Credit Union | 4.32% | $500 | --- | 48-Month Fixed CD | Review |
| The Vanguard Group Brokered CD | 4.20% | $1K | --- | 48-Month Non-callable CD | Issued by COBNA |
| Fidelity Brokered CD | 4.20% | $1K | --- | 48-Month Non-callable CD | Issued by COBNA |
| Bread Financial | 4.15% | $1,500 | --- | 48-Month Bread Savings CD | Review |
| American Heritage Credit Union | 4.00% | $1K | --- | 48-Month Share Certificate | Review |
| NASA Federal Credit Union | 3.85% | $10K | --- | 49-Month Share Certificate Special | Review |
| Merrick Bank | 3.75% | $25K | $250K | 48-Month CD | Review |
| Popular Direct | 3.75% | $10K | --- | 48-Month CD | Review |
| Crescent Bank | 3.55% | $1K | --- | 48-Month CD | Review |
| Department of Commerce Federal Credit Union | 3.50% | $500 | --- | 48-Month CD | Review |
| Synchrony Bank | 3.50% | No min | --- | 48-Month CD | Review |
| Luana Savings Bank | 3.46% | $100K | --- | 48-Month CD | Review |
| First National Bank of America | 3.45% | $1K | --- | 48-Month CD | Review |
| Capital One | 3.40% | No min | --- | 48-Month 360 CD | Review |
| USALLIANCE Financial | 3.40% | $500 | --- | 48-Month Certificate Special | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| American First Credit Union | 3.80% APY 24-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| Sallie Mae | 3.05% APY 14-Month No-Penalty CD | Review |
| Ponce Bank | 3.00% APY 36-Month No-Penalty CD | Review |
| CIT Bank | 2.75% APY 11-Month No-Penalty CD | Review |
| Patriot Bank | 2.70% APY 17-Month No-Penalty CD | Review |
| Discover Bank | Up to 3.30% APY | Review |
| Quontic Bank | Up to 3.20% APY | Review |
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.