If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.00% APY | Apply Now |
| 24-Month Term | 2.05% APY | Apply Now |
| 36-Month Term | 2.05% APY | Apply Now |
| 48-Month Term | 2.05% APY | Apply Now |
| 84-Month Term | 2.15% APY | Apply Now |
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Lafayette Federal Credit Union | 2.78% | $500 | --- | 48-Month CD | Review |
| Hiway Federal Credit Union | 2.70% | $25k | --- | 48-59 Month CD | Review |
| Advancial | 2.68% | $50k | --- | 48-Month Jumbo CD | Review |
| Blue Federal Credit Union | 2.60% | $100k | --- | 48-Month Jumbo CD | Review |
| NASA Federal Credit Union | 2.60% | $10k | --- | 49-Month CD | Review |
| MAC Federal Credit Union | 2.55% | $1k | --- | 48-Month CD | Review |
| Northrop Grumman Federal Credit Union | 2.55% | $40k | --- | 48-Month CD | Review |
| NuVision Federal Credit Union | 2.40% | $100k | --- | 48-Month Jumbo CD | Review |
| Dover Federal Credit Union | 2.38% | $100k | --- | 48-Month CD | Review |
| State Department Federal Credit Union | 2.32% | $500 | --- | 48-Month IRA | Review |
Best 48-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| AmeriCU Credit Union | NY | 3.20% | $1k | --- | 48-Month CD | Review |
| Space Coast Credit Union | FL | 3.14% | $500 | --- | 54-Month IRA | Review |
| Mutual First Federal Credit Union | IA, NE | 3.12% | $1k | --- | 43-Month CD | Review |
| R-G Federal Credit Union | MO | 3.06% | $500 | --- | 48-Month Senior CD | Review |
| DEXSTA | DE, MA | 3.04% | $1k | --- | 48-Month CD | Review |
| Encompass Credit Union | IN | 3.04% | $500 | --- | 48-Month CD | Review |
| Space Coast Credit Union | FL | 3.03% | $500 | --- | 48-Month IRA | Review |
| Dort Federal Credit Union | MI | 3.00% | $1k | --- | 54-Month CD | Review |
| Freedom Federal Credit Union | MD | 3.00% | $50k | --- | 42-Month CD | Review |
| SAFE Federal Credit Union | SC | 2.92% | $100k | --- | 48-Month CD | Review |
Related posts:
Blue Federal Credit Union CD Rates: 2.60% APY 48-Month CD, 2.75% APY 60-Month CD (Nationwide)
Advia Credit Union CD Rates: 2.25% APY 5-Month CD, 2.25% APY 10-Month CD (IL, MI, WI)
Pawtucket Credit Union CD Account Promotion: 3.00% APY 15-Month CD Special (RI)
Service Credit Union CD Rates: 2.25% APY 18-Month CD, 2.30% APY 24-Month CD (Nationwide)
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.