If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.10% APY | Apply Now |
| 24-Month Term | 2.15% APY | Apply Now |
| 36-Month Term | 2.15% APY | Apply Now |
| 48-Month Term | 2.15% APY | Apply Now |
| 84-Month Term | 2.25% APY | Apply Now |
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Dover Federal Credit Union | 2.76% | $100K | --- | 48-Month CD | Review |
| State Department Federal Credit Union | 2.73% | $500 | --- | 48-Month IRA | Review |
| Hiway Federal Credit Union | 2.70% | $25K | --- | 48-59 Month CD | Review |
| Pen Air Federal Credit Union | 2.70% | $500 | --- | 48-Month CD | Review |
| Northrop Grumman Federal Credit Union | 2.65% | $40K | --- | 48-Month CD | Review |
| Hanscom Federal Credit Union | 2.60% | $1K | --- | 48-Month CD | Review |
| NASA Federal Credit Union | 2.60% | $10K | --- | 49-Month CD | Review |
| Advancial | 2.59% | $50K | --- | 48-Month Jumbo CD | Review |
| State Department Federal Credit Union | 2.52% | $500 | --- | 48-Month CD | Review |
| Affinity Plus Federal Credit Union | 2.50% | $500 | --- | 48-Month CD | Review |
Best 48-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| P1FCU | ID, WA | 3.25% | $500 | --- | 48-Month CD | Review |
| AmeriCU Credit Union | NY | 3.20% | $1K | --- | 48-Month CD | Review |
| EFCU Financial | LA | 3.15% | $500 | --- | 48-Month CD | Review |
| Space Coast Credit Union | FL | 3.14% | $500 | --- | 54-Month IRA | Review |
| Mutual First Federal Credit Union | IA, NE | 3.12% | $1K | --- | 43-Month CD | Review |
| P1FCU | ID, WA | 3.11% | $500 | --- | 47-Month CD | Review |
| DEXSTA | DE, MA | 3.04% | $1K | --- | 48-Month CD | Review |
| Encompass Credit Union | IN | 3.04% | $500 | --- | 48-Month CD | Review |
| Space Coast Credit Union | FL | 3.03% | $500 | --- | 48-Month IRA | Review |
| EFCU Financial | LA | 2.85% | $100k | --- | 48-Month Jumbo IRA | Review |
Related posts:
Notre Dame Federal Credit Union CD Account Promotion: 1.20% APY 12-Month, 2.40% APY 24-Month, 3.00% ...
Founders Federal Credit Union CD Promotion: 3.03% APY 48-Month CD, 4.06% APY 60-Month CD Rates Speci...
Enrichment Federal Credit Union CD Promotion: 3.56% APY 59-Month CD Rate Special (TN)
Neighborhood Credit Union CD Account Promotion: 0.50% to 2.50% APY CD Rates Increased (TX)
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.