If you’re looking for the Best 48-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 48-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 60-Month CD Rates
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.40% APY | Apply Now |
| 24-Month Term | 2.45% APY | Apply Now |
| 36-Month Term | 2.45% APY | Apply Now |
| 48-Month Term | 2.45% APY | Apply Now |
| 84-Month Term | 2.55% APY | Apply Now |
Best 48-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| State Department Federal Credit Union | 2.93% | $500 | --- | 48-Month IRA | Review |
| Hanscom Federal Credit Union | 2.85% | $1K | --- | 48-Month CD | Review |
| Latino Credit Union | 2.80% | $200K | --- | 48-Month Jumbo CD | Review |
| First National Bank of America | 2.75% | $1K | --- | 48-59 Month CD | Review |
| Navy Federal Credit Union | 2.70% | $100K | --- | 48-Month Jumbo CD | Review |
| Pen Air Federal Credit Union | 2.70% | $500 | --- | 48-Month CD | Review |
| Prime Alliance Bank | 2.70% | $500 | --- | 48-Month CD | Review |
| University Federal Credit Union | 2.70% | $100K | --- | 48-Month Jumbo CD | Review |
| Navy Federal Credit Union | 2.55% | $1K | --- | 48-Month CD | Review |
Best 48-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| EFCU Financial | LA | 3.30% | $100k | --- | 48-Month Jumbo IRA | Review |
| Space Coast Credit Union | FL | 3.39% | $500 | --- | 48-Month IRA | Review |
| American United Federal Credit Union | UT | 3.30% | $500 | --- | 48-Month CD | Review |
| P1FCU | ID, WA | 3.25% | $500 | --- | 48-Month CD | Review |
| AmeriCU Credit Union | NY | 3.20% | $1K | --- | 48-Month CD | Review |
| EFCU Financial | LA | 3.20% | $500 | --- | 48-Month IRA | Review |
| EFCU Financial | LA | 3.20% | $100K | --- | 48-Month Jumbo CD | Review |
| EFCU Financial | LA | 3.10% | $500 | --- | 48-Month CD | Review |
| Commonwealth One Federal Credit Union | VA | 3.01% | $100K | --- | 48-Month CD | Review |
| Hills Bank | IA | 3.00% | $500 | --- | 51-Month CD | Review |
Related posts:
Franklin Mint Federal Credit Union CD Promotion: 3.36% APY 36-Month CD Rate Special (DE, PA)
Atlantic Federal Credit Union CD Rates: 2.05% APY 7-Month CD, 2.40% APY 15-Month CD (NJ)
Eastman Credit Union CD Account Review: 0.30% to 3.10% APY CD Rates (TN, TX, VA)
Nusenda Credit Union CD Account Promotion: 3.23% APY 60-Month CD Special (Nationwide)
Garden Savings Federal Credit Union’s 48 month 4.08% rate expired November 9, 2018 and this article is written November 29, 2018.