Find the latest NASA Federal Credit Union Bank CD Rates, Offers, and Promotions here.
Available to residents nationwide, NASA Federal Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans.
Best CD Rates: Share Certificate Specials – 49-month (4.75% APY), 15-month (4.70% APY), 9-month (4.60% APY), minimum $10k deposit of new money.
Availability: Nationwide
Credit Inquiry: Soft Pull
Table of Contents
About NASA Federal Credit Union
NASA Federal Credit Union’s core purpose is to empower people to achieve a brighter financial future and that the driving force that supports the success of our members. Their history started in 1949 when seven employees received approval for a credit union charter to begin serving employees of NASA. Today, the same great benefits of credit union membership that were once only available to the employees and families of those employed at NASA are now enjoyed by over 140,000 individuals.
NASA Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Eligibility: Complimentary membership is granted as long as you are a member of the National Space Society! If you are interested in other ways to join, check out their membership eligibility requirements on our NASA Federal Credit Union Membership Review to learn more. |
Easy Membership: Joining one of 14 affiliated associations also qualifies for credit union membership, but some of these associations have a fee to join, ranging from $20 to $50.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 2.25% | $1,000 |
| 9-Month | 4.60% | $10,000 |
| 12-Month Add On | 2.70% | $250 |
| 12-Month | 2.80% | $1,000 |
| 15-Month | 4.70% | $10,000 |
| 24-Month Bump Rate | 3.10% | $1,000 |
| 24-Month | 3.20% | $1,000 |
| 36-Month | 3.25% | $1,000 |
| 36-Month Bump Rate | 3.15% | $1,000 |
| 48-Month | 3.30% | $1,000 |
| 49-Month | 4.75% | $10,000 |
| 60-Month | 3.45% | $1,000 |
*The above rates are accurate as of 1/07/2023*
NASA Federal Credit Union Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $10,000, you can invest in a NASA Federal Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $10,000
- Maximum deposit: None Listed
- Early withdrawal penalty:
- Loss of 182 days of dividends on the amount withdrawn for Certificates with terms up to 24 Months.
- Loss of 365 days of dividends on the amount withdrawn for Certificates with terms greater than 24 months.
(NCUA Insured)
| Compare to the best CDs such as Sallie Mae Bank 27-Month CD (5.00% APY), Sallie Mae Bank 23-Month CD (4.85% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.70% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.40% APY), and CIT Bank 11-Month No-Penalty CD (4.10% APY). |
Important Details for NASA Federal Credit Union
- Funding – ACH, wire, or CO-OP shared branch transfer. Must be funded within ten days of opening, with rate locked in during that time.
- CO-OP Shared Branch Participate – Yes.
- Maturing Funds – Distributed by check, wire, or transferred into an existing NASA Federal checking or savings account.
- Dividends – Compounded/credited monthly and can be withdrawn without penalty.
- Grace Period – 10 calendar days before automatic renewal.
- Beneficiaries – Unlimited, equal shares, Social Security numbers required.
NASA Federal Credit Union CD Features
- Dividends compounded and credited monthly
- Competitive rates for all terms
- No monthly maintenance fee
- NCUA Insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than NASA Federal Credit Union. Currently, they are offering you standard and special CD rates that go up to 4.75% APY 49-Month CD. All you need to do is to pick your CD term and watch your money grow.
Also, you can have peace of mind knowing that NASA Federal Credit Union is insured up to $250,000 by the NCUA. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD from NASA Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest NASA Federal Credit Union CD Rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Stay away from NASA FCU..
In order to qualify their promotion, you need $10,000 of new money.. okay.. I am okay with this and have done so.
However, I wasn’t aware of the transfer restrictions to my own Chase account.. I had to get a hold of CS to learn the details. Once I setup the transfer, it got blocked again.. The ACH Department want to verify my identity even after I completed the transaction with Customer Service. ACH was telling this is standard policy that I called her BS.
As a rate chaser, I have never heard of this transfer policy from anywhere else.
Good luck if you ever need to use your money.
Here are Transfer Restrictions
Only $10,000 per day with $30,000 max per month
or
Wire Transfer – no limit – $15 fee
I got mine setup, just fine. Looks like Credit Unions are no longer doing Shared Branch stuff anymore.
Good luck actually getting a new CD set up with NASA if you’re not able to walk into one of their branches to open it. They’ll ask for photocopies of your Driver’s License and Social Security card and then scans of a utility bill or something similar to prove your identity. And then… they’ll try and run a full “hard pull” credit check on you all just for the privilege of you investing money with them! Completely ridiculous hoops to jump through just to open a CD. These guys must have had some serious fraud related issues in the past to have these types of protocols in place now.
I’ve been a member of NASA FCU for a couple of years now and all in all I can say that I am happy with their service and rates. Most credit unions nowadays are using higher standards of security and it is beneficial to their members in the long run.