Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Table of Contents
- 1 Best Savings Account Rates
- 1.1 Discover Bank Online Savings $150/$200 Bonus
- 1.2 CIT Bank Savings Builder 1.85% APY
- 1.3 Simple Account Up to 2.15% APY
- 1.4 UFB Direct High Yield Savings 2.00% APY
- 1.5 UFB Direct Money Market 2.00% APY
- 1.6 Betterment EverydayTM Cash Reserve 1.85% APY
- 1.7 FNBO Direct Online Savings 1.90% APY
- 1.8 Ally Bank Online Savings 1.80% APY
- 1.9 American Express High Yield Savings 1.75% APY
- 1.10 Huntington Relationship Money Market 2.00% APY
- 1.11 Huntington Business Premier Money Market 1.65% APY
- 1.12 BBVA Money Market 1.90% APY
- 1.13 Discover Money Market Up to 1.70% APY
- 1.14 SoFi Money 1.60% APY + $50 Bonus
- 2 Best Hub Bank Account
- 3 Best Bank Account Rates – Nationwide
- 4 High-Interest Reward Checking Accounts - Nationwide
- 5 Best State Bank Rates
Best Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Discover Bank Online Savings $150/$200 Bonus
Discover Online Savings Account offers $200 or $150 bonus along with 1.80% APY rate. This account is available online, nationwide. Member FDIC.
- Earn up to a $200 bonus along with high interest rate of 1.80% APY!
- You must apply through HustlerMoneyBlog.com with promo code HMB1119 by 12/02/2019.
- Fund your first savings account with a minimum of $25K by 12/16/2019 to earn the $200 bonus.
- Fund your first savings account with a minimum of $15K by 12/16/2019 to earn the $150 bonus.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Online Savings here. Our full list of Discover Bank bonuses here.
CIT Bank Savings Builder 1.85% APY
Additionally, get a $150 or $300 bonus by funding your account within 15 days of opening your account.
- Earn 1.85% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings—all while getting a top rate.
(FDIC Insured)
Learn more about CIT Bank Savings Builder from CIT Bank. Our full list of CIT Bank bonuses here.
Simple Account Up to 2.15% APY
Bank, budget, and save with up to 2.15% APY. Simple’s Protected Goals Account is designed to help you save in a separate high-yield checking account.
- Earn 2.15% APY on balances $10,000 and above
- Earn 2.02% APY on balances $9,999 or less
(Visit Simple for more details)
Read more about Simple offers here.
UFB Direct High Yield Savings 2.00% APY
UFB Direct, an online division of Axos Bank, offers a highly competitive rate with their online savings account. This account is available online, nationwide.
- Earn 2.00% APY for balances of $10,000 or more.
- The UFB High Yield Savings Account offers up to 2.00% APY with interest compounded daily.
- The minimum deposit to open a UFB Direct High Yield Savings Account is only $100.
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are FDIC insured up to $250,000
(FDIC Insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
UFB Direct Money Market 2.00% APY
Axos Bank offers a premium money market account with a competitive rate. This account is available online, nationwide.
- Current rate offer: 2.00% APY
- Minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
- No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
- Free limited check writing privileges.
- FDIC insured to the maximum allowable limit – certificate number 35546.
(FDIC insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
Betterment EverydayTM Cash Reserve 1.85% APY
- Get up to 1.85% APY with Betterment EverydayTM Cash Reserve, seamlessly integrated with your Betterment investments.
- Zero fees – With Betterment EverydayTM Cash Reserve, get ATM fees reimbursed worldwide, with no account fees, overdraft fees, or minimum balances.
- Bank easy knowing your money is FDIC Insured. Up to $1,000,000.00 on Savings and up to $250,000 on Checking, so you know your money is in good hands.
(FDIC Insured)
Learn more about Betterment EverydayTM Cash Reserve Account from Betterment. Our full list of Betterment Bank bonuses here.
FNBO Direct Online Savings 1.90% APY
- Open an account with as little as $1.
- No monthly fees.
- No minimum balance.
- Use Popmoney® to conveniently and securely send and receive money with your FNBO Direct accounts.
Read more about FNBO Direct Online Savings here.
Ally Bank Online Savings 1.80% APY
- Interest is compounded daily
- FDIC insured up to $250,000
- No minimum to open
- Earn 1.80% APY rate on any balance
Read more about Ally Bank Online Savings here.
American Express High Yield Savings 1.75% APY
American Express Personal Savings account offers 1.75% APY Rate on all account balances.
- Earn 1.75% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
(FDIC Insured)
Learn more about American Express High Yield Savings here.
Huntington Relationship Money Market 2.00% APY
Earn 2.00% APY rate for 6 months guaranteed with the Huntington Relationship Money Market account.
- Earn 2.00% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- No monthly fees with an average balance of $25,000
- 24/7 Account Access.
(FDIC Insured)
Learn more about Huntington Relationship Money Market here. Our full list of Huntington Bank bonuses here.
Huntington Business Premier Money Market 1.65% APY
Earn 1.65% APY rate for 6 months guaranteed with the Huntington Business Premier Plus Money Market account.
- Earn 1.65% APY on your deposits.
- Designed for businesses with an average savings balance of $10,000 or more
- Waived monthly account service fee with an average account balance of $10,000 (otherwise $10/month)
- Earn a better rate when you also own a qualifying Huntington business checking account
(FDIC Insured)
Learn more about Huntington Business Premier Money Market here. Our full list of Huntington Bank bonuses here
BBVA Money Market 1.90% APY
The Money Market account offers a high rate of 1.90% APY to new customers that open an account. Simply open an account with at least $25 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $10K in your account.
- Earn 1.90% Annual Percentage Yield for 12 months for accounts opened online.
- Earn this exceptional rate on your entire balance.
- $25 minimum opening deposit required.
- Get a competitive rate, with tiered interest to grow your money faster.
- Interest compounds and is credited monthly.
- Easily withdraw money in branch & at BBVA Compass ATMs w/no fees.
- Enjoy 24/7 online access with Online and Mobile Banking.
(Visit BBVA for more details)
Read more about BBVA Money Market here. Our full list of BBVA Bank bonuses here.
Discover Money Market Up to 1.70% APY
Discover Bank’s Money Market account offers 1.65% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.70% APY with easy cash access via ATM, debit, or check.
- Earn up to a 1.70% APY!
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Money Market here. Our full list of Discover Bank bonuses here.
SoFi Money 1.60% APY + $50 Bonus
You can now sign up to SoFi Money Account to earn a $50 bonus and enjoy a high rate of 1.60% APY with no requirements! This exclusive checking/savings account offers high interest rate, mobile banking, and peace of mind knowing your account are secure with their level of security.
- Earn 1.60% APY on all balances + $50 bonus
- Free P2P payments & Free bill pays
- Unlimited reimbursement for ATM fees each month
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(FDIC Insured)
Read more about Sofi Money here. Our full list of Sofi Bank bonuses here.
Best Hub Bank Account
American Express Personal Savings Account – You earn a high interest rate within this account along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the last few years. Here’s why:
- No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
- 1 to 2 business days ACH transfers speed – With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
- No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Best Bank Account Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| Fitness Bank | Savings Account | 2.60% | $100 min/No max | ? | Review |
| First Foundation Bank | Online Savings | 2.40% | $1K min/No max | ? | Review |
| TotalDirectBank | Money Market | 2.35% | $5K min/$500K max | ? | Review |
| BrioDirect | High Yield Savings | 2.30% | $500 min/No max | ? | Review |
| CFG Bank | Online High Yield Money Market | 2.30% | $25K min/No max | ? | Review |
| SFGI Direct | Savings Account | 2.27% | $1/No max | ? | Review |
| All America Bank | Mega Money Market | 2.25% | No min/$50K max | Soft | Review |
| Customers Bank | Ascent MMA Savings | 2.25% | $25K min/No max | Soft | Review |
| Presidential Bank | Money Market Account | 2.25% | $25K/No Max | ? | Review |
| Redneck Bank | Mega Money Market | 2.25% | No min/$50K max | Soft | Review |
| State Bank of India | Money Market | 2.25% | $0.01 min/No Max | ? | Review |
| CommunityWide Fed Credit Union | High Rate Quarterly Fund Account | 2.20% | $500 min/No max | ? | Review |
| Customers Bank | High-Yield Savings | 2.20% | $25K min/No max | Soft | Review |
| Quontic Bank | MMA | 2.20% | $100K min/No max | ? | Review |
| Sun East Federal Credit Union | MAX-Yield Money Market | 2.20% | $5K min/$250K max | ? | Review |
| Simple *$500 bonus* | Individual or Shared Protected Goals Account | 2.15% | No min/No max | Soft | Review |
| VirtualBank | eMoney Market | 2.15% | No min/No max | ? | Review |
| Elements Financial | Helium Savings | 2.10% | $2,500 min/$250K max | Soft | Review |
| TAB Bank | High Yield Savings | 2.10% | $1 min/No max | ? | Review |
| Western State Bank | Money Market | 2.10% | No min/$3M max | Soft | Review |
| VIO Bank | High-Yield Savings | 2.07% | No min/No max | Soft | Review |
| BMO Harris Bank | Money Market | 2.05% | $5K min/No max | Soft | Review |
| Citibank (Many States) | Savings Account | 2.05% | No min/No max | Soft | Review |
| Earn Bank | Savings Account | 2.05% | No min/No max | ? | Review |
| HSBC Bank | Direct Savings | 2.05% | $1/$2M max | Soft | Review |
| My eBAnC | eRelationship Savings | 2.05% | $25K min/No max | ? | Review |
| Northpointe | Ultimate Money Market | 2.05% | $25K min/$1M max | Soft | Review |
| Northpointe Bank | Ultimate Savings | 2.05% | $25k min/No max | Soft | Review |
| Pacific National Bank | Money Market | 2.05% | $5K min/$240K max | ? | Review |
| Varo | Savings Account | 2.02% | No min/No max | ? | Review |
| Bank7 | Online Money Market | 2.01% | $5K min/$1M max | Soft | Review |
| Bank7 | Online Savings Account | 2.01% | $100 min/$1M max | Soft | Review |
| Envision Bank | Savvy Savings | 2.01% | $25 min/No max | ? | Review |
| BankUnitedDirect | Money Market | 2.00% | No min/No max | ? | Review |
| Bay State Savings Bank | Money Market | 2.00% | No min/No max | ? | Review |
| Capital One | Business Advantage Savings Account | 2.00% | $250 min/$1M max | Soft | Review |
| Comenity Direct | High-Yield Savings | 2.00% | $1 min/$10M max | ? | Review |
| Huntington Bank (Many States) | Relationship Money Market | 2.00% | $25K min/$2M max | Soft | Review |
| Live Oak Bank | Online Savings | 2.00% | $0.01/$5M max | ? | Review |
| MemoryBank | MMA | 2.00% | No min/$1M max | Soft | Review |
| MySavingsDirect | Online Savings | 2.00% | No min/No max | Soft | Review |
| One American Bank | Freedom High-Yield Savings | 2.00% | $50K min/No max | ? | Review |
| PNC Bank (Many States) | High Yield Savings | 2.00% | No min/$5M max | Soft | Review |
| TIAA Bank | Money Market | 2.00% | $5K min/$250K max | ? | Review |
| UFB Direct | High Yield Savings | 2.00% | $10K min/No max | Soft | Review |
| UFB Direct | Premium Money Market | 2.00% | $25K min/No max | Soft | Review |
| North American Savings Bank | High Rate Savings Account | 1.97% | $50K min/$5M max | Soft Pull | Review |
| WebBank | High Yield Savings | 1.95% | $1K/$500K max | ? | Review |
| First Internet Bank | Money Market | 1.92% | $100 min/No max | Soft | Review |
| CNB Bank Direct | Premium Money Market | 1.91% | $25k min/$2M max | ? | Review |
| Salem Five Direct | eOneSavings | 1.91% | No min/$1M max | Hard | Review |
| BankPurely | MMA | 1.90% | $25K min/No max | Soft | Review |
| Barclays | Online Savings | 1.90% | No min/No max | ? | Review |
| BBVA | Money Market | 1.90% | $10K min/No max | Soft | Review |
| Capital One 360 ($100 bonus) | Performance Savings | 1.90% | $10K min/No max | Soft | Review |
| Colorado Federal Savings Bank | Premier Savings Account | 1.90% | $50k/No max | ? | Review |
| Credit Karma | High Yield Savings | 1.90% | $0.01/No max | ? | Review |
| FNBO Direct | Online Savings | 1.90% | No min/$1M max | ? | Review |
| iGObanking | MMA | 1.90% | $25K min/No max | Soft | Review |
| Marcus By Goldman Sachs | Online Savings | 1.90% | $1/$1M max | Soft | Review |
| My eBanc | Money Market Account | 1.90% | $5K min/$No Max | Soft | Review |
| Northfield Bank | Platinum Savings | 1.90% | No min/$225K max | Hard | Review |
| Popular Direct | Savings Account | 1.90% | $5K min/No max | Soft | Review |
| Rising Bank | High Yield Savings | 1.90% | $1K min/$500K max | ? | Review |
| Synchrony Bank | High Yield Savings | 1.90% | No min/No max | Soft | Review |
| USALLIANCE Financial | High Dividend Savings | 1.90% | $500 min/No max | Soft | Review |
| able Banking | Money Market | 1.85% | $250 min/No max | Soft | Review |
| Bank5 Connect | High-Interest Savings | 1.85% | $100 min/No max | Hard | Review |
| Betterment | EverydayTMCash Reserve | 1.85% | $10 min/No max | ? | Review |
| CIBC Bank | Savings Account | 1.85% | No min/$1M max | ? | Review |
| Citizens Access | Online Savings | 1.85% | $5K min/No max | ? | Review |
| CIT Bank | Savings Builders | 1.85% | $25K min/No max | Soft | Review |
| CIT Bank | Money Market | 1.85% | $100 min/No max | Soft | Review |
| Sallie Mae Bank | MMA | 1.85% | No min/No max | Soft | Review |
| State Farm Bank | Money Market Savings | 1.85% | $1K min/$5M max | ? | Review |
| Wealthfront | High Interest Cash | 1.82% | $1 min/$1M max | Soft | Review |
| MutualOne Bank | Savings Account | 1.81% | No min/$1M max | ? | Review |
| American Heritage Credit Union | High Yield Savings | 1.80% | $10K min/No max | Soft | Review |
| BankPurely | SavingPurely | 1.80% | $1 min/No max | Soft | Review |
| Discover Bank ($200 Bonus) | Online Savings | 1.80% | No min/No max | Soft | Review |
| Dollar Savings Direct | High Interest Savings | 1.80% | No min/No max | ? | Review |
| EBSB Direct | Money Market | 1.80% | $10K min/No max | ? | Review |
| iGObanking | High Interest Savings | 1.80% | No min/No max | Hard | Review |
| PurePoint Financial | Online Savings | 1.80% | $10K min/No max | Soft | Review |
| American Express | High-Yield Savings | 1.75% | No min/$5M max | ? | Review |
| Colorado Federal Savings Bank | High Yield Savings | 1.75% | $1 min/No max | Soft | Review |
| IncredibleBank | Money market | 1.75% | $300K min/No max | ? | Review |
| Investors Bank | eAccess MMA | 1.75% | No min/$2M max | Soft | Review |
| M.Y. Safra Bank | Online Money Market | 1.75% | $5K min/$500K max | ? | Review |
| Sallie Mae Bank | High-Yield Savings | 1.75% | No min/No max | Soft | Review |
| Superior Choice Credit Union | Choice Investment Money Market | 1.75% | $50K min/No max | ? | Review |
| SunTrust Bank | Advantage Money Market | 1.75% | $10K min/No max | ? | Review |
| Banesco USA | BanesGrow Savings Account | 1.71% | $300 min/No max | ? | Review |
| Alliant Credit Union | High Yield Savings | 1.70% | $100 min/No max | Soft | Review |
| Discover Bank | MMA | 1.70% | $100K min/No max | Soft | Review |
| Mutual Bank of Omaha | Money Market | 1.70% | $1K min/$1M max | ? | Review |
| Huntington Bank (Many States) | Business Premier Money Market | 1.65% | $10K min/$2M max | Soft | Review |
| Radius Bank | High-Yield Savings | 1.65% | $25K min/No max | Hard | Review |
| Bethpage Federal Credit Union | Money Market Account | 1.60% | $500 min/No max | Soft | Review |
| SoFi Money ($50 Bonus) | Checking/Savings | 1.60% | No min/No max | ? | Review |
| Personal Capital | Cash Account | 1.55% | $0 min/$0 max | ? | Review |
| Banesco USA | Money Market Account | 1.51% | $100,000 min/No max | ? | Review |
| Umbrellabank | Money Market Account | 1.51% | $25K min/No max | ? | Review |
| Aspiration ($25 bonus) | Spend & Save | 1.00% | $10K min/No max | Soft | Review |
| Capital One 360 ($25 bonus) | 360 Checking | 1.00% | $50K min/$100K max | Soft | Review |
High-Interest Reward Checking Accounts - Nationwide
For those who are willing to do some extra work each month, you may want to sign up for a Rewards Checking Account (RCA). To earn the higher-than-normal APR as compared to a savings account, you must enroll in eStatements, set up monthly direct deposit or ACH transfers, then make a minimum number of debit card transactions. While the rate may be high, there is a cap usually between $10K to $20K on the high interest rate.
| Bank or Credit Union | Account Type | APY | Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| Consumers Credit Union | Free Rewards Checking | 5.09% | $10,000 | Hard | Review |
| TAB Bank | Kasasa Cash | 4.00% | $50,000 | Soft | Review |
| Orion Federal Credit Union | Premium Checking | 4.00% | $30,000 | Hard | Review |
| One American Bank | Kasasa Cash | 3.50% | $10,000 | Soft | Review |
| Partner Colorado Credit Union | High Interest Checking | 3.50% | $10,000 | Hard | Review |
| Heritage Bank | eCentive Account | 3.33% | $25,000 | Soft | Review |
| Evansville Teachers FCU | Vertical Dividend Checking | 3.30% | $20,000 | Soft | Review |
| Dover Federal Credit Union | Kasasa Cash | 3.25% | $30,000 | ? | Review |
| Legence Bank | Kasasa Cash | 3.05% | $10,000 | ? | Review |
| Market USA FCU | Platinum Tier Rewards Checking | 3.01% | $15,000 | ? | Review |
| Coastal Credit Union | Go Green Checking | 3.00% | $10,000 | ? | Review |
| INOVA Federal Credit Union | Shield Checking | 3.00% | $15,000 | ? | Review |
| Signature Federal Credit Union | Choice Checking | 3.00% | $15,000 | Soft | Review |
| Lake Michigan Credit Union | Max Checking | 3.00% | $15,000 | Hard | Review |
| MainStreet Bank | Kasasa Cash | 3.00% | $15,000 | ? | Review |
| USE Federal Credit Union | Kasasa Cash | 3.00% | $10,000 | ? | Review |
| All America Bank | Ultimate Rewards Checking | 2.75% | $10,000 | Soft | Review |
| Redneck Bank | Rewards Checking | 2.75% | $10,000 | ? | Review |
Best State Bank Rates
Some bank rates are only available for these States with higher interest rate than you can find anywhere else. You may be interested in them because you want a physical branch where you live. We listed below all the best high interest rates if you are fortunate to live in the respective State below.
| Bank | State(s) | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|---|
| SharePoint Credit Union | MN | eSavings Account | 3.00% | No min/$10K max | Review |
| First Home Bank | FL | Advantage Money Market | 2.50% | $50K minimum to earn high rate | Review |
| Mutual Bank | MA | Leader MMA | 2.44% | $1k minimum opening deposit | Review |
| Amboy Direct | NJ | eSavings Account | 2.35% | $1.00 min/$250,000 max | Review |
| Great Southern Bank | TX | Money Market | 2.17% | $2.5k minimum to earn high rate | Review |
| WauBank | AZ, CT, FL, MA, RI, TN, VA | Online High Yield Savings | 2.05% | $5K minimum to earn high rate | Review |
| Apco Employees Credit Union | AL | IRA Share Account | 2.02% | $25 minimum to earn high rate | Review |
| Unified Bank | OH | MMA | 2.01% | $20k minimum to earn high rate | Review |
| Consumers Credit Union | Nationwide | Smart Saver | 2.00% | $0+ minimum to earn high rate | Review |
| Central Minnesota CU | MN | My Goal Savings | 2.00% | $0+ minimum to earn high rate | Review |
| Heartland Bank | OH | MMA | 2.00% | $25k minimum to earn high rate | Review |
| Kearny Bank | NJ, NY | MMA Plus | 2.00% | $1M minimum to earn high rate | Review |
| TBK Bank | TX | Money Market | 2.00% | $100K minimum to earn high rate | Review |
| TruMark Financial Credit Union | PA | Money Market | 2.00% | $2,500 minimum to earn high rate | Review |
| Citadel FCU | PA | High Yield Savings | 1.90% | $10k minimum to earn high rate | Review |
| MapleMark Bank | OK, TX | MMA | 1.90% | $25k minimum to earn listed rate | Review |
| Clinton Savings Bank | MA | eXPERIENCE Online Savings | 1.85% | $100 minimum opening deposit | Review |
| HarborOne Bank | CT, ME, MA, NH, RI, VT | Remarkable Savings | 1.85% | $5K minimum to earn high rate | Review |
| College Savings Bank | AZ | Honors Savings | 1.81% | $250 minimum to earn high rate | Review |
| Home Loan Investment Bank | RI, MA | Premier Savings | 1.75% | $50k minimum to earn high rate | Review |
American Express Personal Savings Account - You earn 1.75% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| CIT Bank Savings Builder | 1.85% APY + $300 Cash | Review |
| Discover Bank Online Savings | 1.80% APY + $200 Cash | Review |
| Simple | 2.15% APY | Review |
| UFB Direct High Yield Savings | 2.00% APY | Review |
| Betterment EverydayTM Cash Reserve | 1.85% APY | Review |
| American Express High Yield Savings | 1.75% APY | Review |
The very best is Ford Interest Advantage………………….but not insured, but went thru the 2007-2009 recession without a scratch. They offer it a checking, can be linked at your broker but 5 business day hold after deposit. This quick……..apply Wednesday and transfer on Friday after entering test deposits, Monday the money is there. But you must download a signature card and get it notorized and then wait to request checks. I earn top notch interest on my dividends as they come in and transfer large cash in from the broker in between trades……….but the 5 day hold gets in the way…..maybe. Currently 2.65% and 2.69% apr. ………..No restrictions on withdraws other than the 5 day hold…………….paychecks/government check do not get held
Agreed!
I use your site now regularly. Thanks for developing the best and most updated MM account list online. So now…. I can give back a little now… Pentagon Federal now has a Premium Online Savings at 2%.
https://www.penfed.org/accounts/premium-online-savings
Thanks for your good work.
Union Bank has 18mo to 23 mo CD $10,000 min @ 2.90% APY
18 – 23 Month CD*
Account Balance Rate APY%
$10,000 – 24,999.99 2.86 2.90
$25,000 – 49,999.99 2.86 2.90
$50,000 – 99,999.99 2.86 2.90