Best Bank Rates & Savings Accounts For January 2020

Find which banks have the best Savings account and Money Market Account rates here.

Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.

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Best Bank Account Promotions	Best Credit Card Bonuses
Best Savings & Money Market Account Rates	Best Rewards Checking Rates
Best CD Account Rates	Best Free Personal Checking Accounts
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Best Savings Account Rates

The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs.

All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.

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Discover Bank Online Savings $150/$200 Bonus

Discover Online Savings Account offers $200 or $150 bonus along with 1.70% APY rate. This account is available online, nationwide. Member FDIC.

• Earn up to a $200 bonus along with high interest rate of 1.70% APY!
• You must apply through HustlerMoneyBlog.com with promo code HMB120 by 2/3/2020.
• Fund your first savings account with a minimum of $25K by 2/17/2020 to earn the $200 bonus.
• Fund your first savings account with a minimum of $15K by 2/17/2020 to earn the $150 bonus.
• No minimum opening deposit, no minimum balance requirement, and no monthly fees.
• FDIC insurance up to $250,000.

(See advertiser website for full details)

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CIT Bank Savings Builder 1.80% APY + $100/$200 Bonus

Earn up to 1.80% APY with the CIT Bank Savings Builder account. Get up to $200 when you open an account. Earn $100 bonus with a deposit of $25,000 to $49,999 or $200 bonus with $50,000 or more. Be sure to enter promo code Bonus20.

• Earn 1.80% APY on your funds—grow your savings faster.
• Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
• Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings—all while getting a top rate.

(FDIC Insured)

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UFB Direct High Yield Savings 1.90% APY

UFB Direct, an online division of Axos Bank, offers a highly competitive rate with their online savings account. This account is available online, nationwide.

• Earn 1.90% APY for balances of $10,000 or more.
• The UFB High Yield Savings Account offers up to 1.90% APY with interest compounded daily.
• The minimum deposit to open a UFB Direct High Yield Savings Account is only $100.
• Receive high earnings without paying back in monthly fees
• Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
• All deposits are FDIC insured up to $250,000

(FDIC Insured)

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UFB Direct Money Market 1.90% APY

Axos Bank offers a premium money market account with a competitive rate. This account is available online, nationwide.

• Current rate offer: 1.90% APY
• Minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
• No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
• Free limited check writing privileges.
• FDIC insured to the maximum allowable limit – certificate number 35546.

(FDIC insured)

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Simple Account Up to 1.90% APY

Bank, budget, and save with up to 1.90% APY. Simple’s Protected Goals Account is designed to help you save in a separate high-yield checking account.

• Earn 1.90% APY on balances $10,000 and above
• Earn 1.75% APY on balances $9,999 or less

(Visit Simple for more details)

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CIT Bank Money Market 1.85% APY

Earn 1.85% APY with the CIT Money Market account.

• Earn 1.85% APY on your funds— reach your savings goals with a CIT Bank Money Market account.
• Earn 12x the national average
• Quick and easy access to funds
• No monthly service fees
• 24/7 secure & award-winning banking
• A limit of six transactions per statement cycle
• Deposit checks remotely and make transfers with the CIT Bank mobile app

(FDIC Insured)

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Betterment Everyday^TM Cash Reserve 1.83% APY

• Get up to 1.83% APY with Betterment Everyday^TM Cash Reserve, seamlessly integrated with your Betterment investments.
• Zero fees – With Betterment Everyday^TM Cash Reserve, get ATM fees reimbursed worldwide, with no account fees, overdraft fees, or minimum balances.
• Bank easy knowing  your  money is FDIC  Insured. Up to $1,000,000.00 on Savings and up to $250,000 on Checking, so you know your money is in good hands.

(FDIC Insured)

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American Express High Yield Savings 1.70% APY

American Express Personal Savings account offers 1.70% APY Rate on all account balances.

• Earn 1.70% APY on your deposits.
• Your Personal Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• No monthly fees, no minimum balance.
• 24/7 Account Access.

(FDIC Insured)

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Capital One 360 Performance Savings 1.70% APY

The 360 Performance Savings account earns 1.70% APY for balances of $10,000 or more.

• Earn 1.70% APY on balances of $10,000+
• Earn 0.85% APY on balances below $10,000
• Available online, nationwide
• No monthly fees to open or keep your account

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Huntington Relationship Money Market 1.60% APY

Earn 1.60% APY rate for 6 months guaranteed with the Huntington Relationship Money Market account.

• Earn 1.60% APY on your deposits.
• Your Personal Savings account earns interest daily and is posted to your account monthly.
• No monthly fees with an average balance  of $25,000
• 24/7 Account Access.

(FDIC Insured)

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Huntington Business Premier Money Market 1.65% APY

Earn 1.65% APY rate for 6 months guaranteed with the Huntington Business Premier Plus Money Market account.

• Earn 1.65% APY on your deposits.
• Designed for businesses with an average savings balance of $10,000 or more
• Waived monthly account service fee with an average account balance of $10,000 (otherwise $10/month)
• Earn a better rate when you also own a qualifying Huntington business checking account

(FDIC Insured)

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BBVA Money Market 1.50% APY

The Money Market account offers a high rate of 1.50% APY to new customers that open an account. Simply open an account with at least $25 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $10K in your account.

• Earn 1.50% Annual Percentage Yield for 12 months for accounts opened online.
• Earn this exceptional rate on your entire balance.
• $25 minimum opening deposit required.
• Get a competitive rate, with tiered interest to grow your money faster.
• Interest compounds and is credited monthly.
• Easily withdraw money in branch & at BBVA Compass ATMs w/no fees.
• Enjoy 24/7 online access with Online and Mobile Banking.

(Visit BBVA for more details)

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Discover Money Market Up to 1.60% APY

Discover Bank’s Money Market account offers 1.55% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.60% APY with easy cash access via ATM, debit, or check.

• Earn up to a 1.60% APY!
• Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
• Fund your first savings account with a minimum of $100K to earn the APY
• There is no hidden fees and get access to over 60,000 free ATMs.
• No minimum opening deposit, no minimum balance requirement, and no monthly fees.
• FDIC insurance up to $250,000.

(See advertiser website for full details)

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SoFi Money 1.60% APY + $25 Bonus

You can now sign up to SoFi Money Account to earn a $25 bonus and enjoy a high rate of 1.60% APY with no requirements! This exclusive checking/savings account offers high interest rate, mobile banking, and peace of mind knowing your account are secure with their level of security.

• Earn 1.60% APY on all balances + $25 bonus
• Free P2P payments & Free bill pays
• Unlimited reimbursement for ATM fees each month
• No minimum opening deposit, no minimum balance requirement, and no monthly fees.
• FDIC insurance up to $1,500,000.

(FDIC Insured)

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Best Hub Bank Account

American Express Personal Savings Account – You earn a high interest rate within this account along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the last few years. Here’s why:

• No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
• 1 to 2 business days ACH transfers speed –  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
• No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.

Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.

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Best Bank Account Rates – Nationwide

Bank	Account Type	APY	Minimum/Maximum	Inquiry	Review
Customers Bank	Ascent MMA Savings	2.25%	$25K min/No max	Soft	Review
Fitness Bank	Savings Account	2.20%	$100 min/No max	?	Review
Sun East Federal Credit Union	MAX-Yield Money Market	2.20%	$5K min/$250K max	?	Review
CFG Bank	Online High Yield Money Market	2.15%	$25K min/No max	?	Review
Elements Financial	Helium Savings	2.10%	$2,500 min/$250K max	Soft	Review
TotalDirectBank	Money Market	2.10%	$5K min/$500K max	?	Review
BrioDirect	High Yield Savings	2.05%	$500 min/No max	?	Review
Quontic Bank	MMA	2.05%	$100K min/No max	?	Review
Affinity Plus Federal Credit Union	Superior MMA	2.02%	$500/$25K	?	Review
CFBank	MMA	2.02%	$25K min/No max	?	Review
BankUnitedDirect	Money Market	2.00%	No min/No max	?	Review
CommunityWide Fed Credit Union	High Rate Quarterly Fund Account	2.00%	$500 min/No max	?	Review
First Foundation Bank	Online Savings	2.00%	$1K min/No max	?	Review
HSBC Bank	Direct Savings	2.00%	$1/$2M max	Soft	Review
MemoryBank	MMA	2.00%	No min/$1M max	Soft	Review
My eBAnC	eRelationship Savings	2.00%	$25K min/No max	?	Review
One American Bank	Freedom High-Yield Savings	2.00%	$50K min/No max	?	Review
Pacific National Bank	Money Market	2.00%	$5K min/$240K max	?	Review
Patriot Bank	Online Money Market	2.00%	No min/No max	Soft	Review
SkyOne Federal Credit Union	High Yield Savings	2.00%	$1k/No Max	?	Review
State Bank of India	Money Market	2.00%	$0.01 min/No Max	?	Review
North American Savings Bank	High Rate Savings Account	1.97%	$50K min/$5M max	Soft Pull	Review
Prime Alliance Bank	Personal Savings	1.96%	$10,000 min/No max	?	Review
BMO Harris Bank	Money Market	1.95%	$5K min/No max	Soft	Review
Customers Bank	High-Yield Savings	1.95%	$25K min/No max	Soft	Review
VIO Bank	High-Yield Savings	1.95%	No min/No max	Soft	Review
Varo	Savings Account	1.92%	No min/No max	?	Review
CNB Bank Direct	Premium Money Market	1.91%	$25k min/$2M max	?	Review
Salem Five Direct	eOneSavings	1.91%	No min/$1M max	Hard	Review
SFGI Direct	Savings Account	1.91%	$1/No max	?	Review
BankPurely	MMA	1.90%	$25K min/No max	Soft	Review
Colorado Federal Savings Bank	Premier Savings Account	1.90%	$50k/No max	?	Review
Comenity Direct	High-Yield Savings	1.90%	$1 min/$10M max	?	Review
iGObanking	MMA	1.90%	$25K min/No max	Soft	Review
My eBanc	Money Market Account	1.90%	$5K min/$No Max	Soft	Review
Popular Direct	Savings Account	1.90%	$5K min/No max	Soft	Review
Rising Bank	High Yield Savings	1.90%	$1K min/$500K max	?	Review
Simple	Individual or Shared Protected Goals Account	1.90%	No min/No max	Soft	Review
TAB Bank	High Yield Savings	1.90%	$1 min/No max	?	Review
UFB Direct	High Yield Savings	1.90%	$10K min/No max	Soft	Review
UFB Direct	Premium Money Market	1.90%	$25K min/No max	Soft	Review
VirtualBank	eMoney Market	1.87%	No min/No max	?	Review
WebBank	High Yield Savings	1.86%	$1K/$500K max	?	Review
able Banking	Money Market	1.85%	$250 min/No max	Soft	Review
Bank5 Connect	High-Interest Savings	1.85%	$100 min/No max	Hard	Review
Capital One	Business Advantage Savings Account	1.85%	$250 min/$1M max	Soft	Review
CIBC Bank	Savings Account	1.85%	No min/$1M max	?	Review
Citibank (Many States)	Savings Account	1.85%	No min/No max	Soft	Review
Citizens Access	Online Savings	1.85%	$5K min/No max	?	Review
CIT Bank	Money Market	1.85%	$100 min/No max	Soft	Review
Earn Bank	Savings Account	1.85%	No min/No max	?	Review
Live Oak Bank	Online Savings	1.85%	$0.01/$5M max	Soft	Review
Northpointe	Ultimate Money Market	1.85%	$25K min/$1M max	Soft	Review
Northpointe Bank	Ultimate Savings	1.85%	$25k min/No max	Soft	Review
Western State Bank	Money Market	1.85%	No min/$3M max	Soft	Review
Betterment	EverydayTMCash Reserve	1.83%	$10 min/No max	?	Review
First Internet Bank	Money Market	1.81%	$100 min/No max	Soft	Review
First Internet Bank	Business Money Market	1.81%	$100 min/No max	Soft	Review
MutualOne Bank	Savings Account	1.81%	No min/$1M max	?	Review
BankPurely	SavingPurely	1.80%	$1 min/No max	Soft	Review
CIT Bank ($200 bonus)	Savings Builders	1.80%	$25K min/No max	Soft	Review
Credit Karma	High Yield Savings	1.80%	$0.01/No max	?	Review
Dollar Savings Direct	High Interest Savings	1.80%	No min/No max	?	Review
EBSB Direct	Money Market	1.80%	$10K min/No max	?	Review
Envision Bank	Savvy Savings	1.80%	$25 min/No max	?	Review
iGObanking	High Interest Savings	1.80%	No min/No max	Hard	Review
MySavingsDirect	Online Savings	1.80%	No min/No max	Soft	Review
PurePoint Financial	Online Savings	1.80%	$10K min/No max	Soft	Review
Wealthfront	High Interest Cash	1.78%	$1 min/$1M max	Soft	Review
Bank7	Online Savings Account	1.76%	$100 min/$1M max	Soft	Review
Bank7	Online Money Market	1.76%	$5K min/$1M max	Soft	Review
All America Bank	Mega Money Market	1.75%	No min/$50K max	Soft	Review
Bay State Savings Bank	Money Market	1.75%	No min/No max	?	Review
Colorado Federal Savings Bank	High Yield Savings	1.75%	$1 min/No max	Soft	Review
FNBO Direct	Online Savings	1.75%	No min/$1M max	?	Review
IncredibleBank	Money market	1.75%	$300K min/No max	?	Review
Investors Bank	eAccess MMA	1.75%	No min/$2M max	Soft	Review
M.Y. Safra Bank	Online Money Market	1.75%	$5K min/$500K max	?	Review
PNC Bank (Many States)	High Yield Savings	1.75%	No min/$5M max	Soft	Review
Redneck Bank	Mega Money Market	1.75%	No min/$50K max	Soft	Review
Sallie Mae Bank	MMA	1.75%	No min/No max	Soft	Review
State Farm Bank	Money Market Savings	1.75%	$1K min/$5M max	?	Review
Superior Choice Credit Union	Choice Investment Money Market	1.75%	$50K min/No max	?	Review
TIAA Bank	Money Market	1.75%	$5K min/$250K max	?	Review
Banesco USA	BanesGrow Savings Account	1.71%	$300 min/No max	?	Review
American Express	High-Yield Savings	1.70%	No min/$5M max	?	Review
American Heritage Credit Union	High Yield Savings	1.70%	$10K min/No max	Soft	Review
Barclays	Online Savings	1.70%	No min/No max	?	Review
Capital One 360 ($100 bonus)	Performance Savings	1.70%	$10K min/No max	Soft	Review
Discover Bank ($200 Bonus)	Online Savings	1.70%	No min/No max	Soft	Review
Marcus By Goldman Sachs	Online Savings	1.70%	$1/$1M max	Soft	Review
Mutual Bank of Omaha	Money Market	1.70%	$1K min/$1M max	?	Review
Sallie Mae Bank	High-Yield Savings	1.70%	No min/No max	Soft	Review
Synchrony Bank	High Yield Savings	1.70%	No min/No max	Soft	Review
USALLIANCE Financial	High Dividend Savings	1.70%	$500 min/No max	Soft	Review
Alliant Credit Union	High Yield Savings	1.65%	$100 min/No max	Soft	Review
Huntington Bank (Many States)	Business Premier Money Market	1.65%	$10K min/$2M max	Soft	Review
Radius Bank	High-Yield Savings	1.65%	$25K min/No max	Hard	Review
Ally Bank	Online Savings	1.60%	No min/No max	Soft	Review
Bethpage Federal Credit Union	Money Market Account	1.60%	$500 min/No max	Soft	Review
Discover Bank	MMA	1.60%	$100K min/No max	Soft	Review
Huntington Bank (Many States)	Relationship Money Market	1.60%	$25K min/$2M max	Soft	Review
PenFed Credit Union	Premium Online Savings	1.60%	No min/$100K max	?	Review
SoFi Money ($25 Bonus)	Checking/Savings	1.60%	No min/No max	?	Review
Northfield Bank	Platinum Savings	1.55%	No min/$225K max	Hard	Review
Personal Capital	Cash Account	1.55%	$0 min/$0 max	?	Review
Banesco USA	Money Market Account	1.51%	$100,000 min/No max	?	Review
Umbrellabank	Money Market Account	1.51%	$25K min/No max	?	Review
BBVA	Money Market	1.50%	$10K min/No max	Soft	Review
My Banking Direct	Money Market	1.50%	$25K min/No max	Unknown	Review
Quorum Federal Credit Union	HighQ Savings	1.50%	No min/No max	?	Review
SunTrust Bank	Advantage Money Market	1.50%	$10K min/No max	?	Review
Aspiration ($25 bonus)	Spend & Save	1.00%	$10K min/No max	Soft	Review
Capital One 360 ($25 bonus)	360 Checking	1.00%	$50K min/$100K max	Soft	Review

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High-Interest Reward Checking Accounts - Nationwide

For those who are willing to do some extra work each month, you may want to sign up for a Rewards Checking Account (RCA). To earn the higher-than-normal APR as compared to a savings account, you must enroll in eStatements, set up monthly direct deposit or ACH transfers, then make a minimum number of debit card transactions. While the rate may be high, there is a cap usually between $10K to $20K on the high interest rate.

Bank or Credit Union	Account Type	APY	Maximum	Inquiry	Review
Consumers Credit Union	Free Rewards Checking	5.09%	$10,000	Hard	Review
Pelican State Credit Union	Kasasa Checking	5.01%	$7,500	?	Review
KALSEE Credit Union	Kasasa Cash	4.25%	$25,000	?	Review
Consumers Credit Union	Free Rewards Checking	4.09%	$10,000	Hard	Review
TAB Bank	Kasasa Cash	4.00%	$50,000	Soft	Review
Progressive Bank	Rewards Interest Checking	3.75%	$25,000	Soft	Review
One American Bank	Kasasa Cash	3.50%	$10,000	Soft	Review
Partner Colorado Credit Union	High Interest Checking	3.50%	$10,000	Hard	Review
Evansville Teachers FCU	Vertical Dividend Checking	3.30%	$20,000	Soft	Review
Dover Federal Credit Union	Kasasa Cash	3.25%	$30,000	?	Review
Consumers Credit Union	Free Rewards Checking	3.09%	$10,000	Hard	Review
First-Lockchart National Bank	Kasasa Cash Rewards Checking	3.05%	$25,000	?	Review
Legence Bank	Kasasa Cash	3.05%	$10,000	?	Review
Heritage Bank	eCentive Account	3.03%	$25,000	Soft	Review
Market USA FCU	Platinum Tier Rewards Checking	3.01%	$15,000	?	Review
Coastal Credit Union	Go Green Checking	3.00%	$10,000	?	Review
Elements Financial	High Interest Checking	3.00%	$20,000	Soft	Review
Great Lakes Credit Union	Free Checking	3.00%	$10,000	?	Review
INOVA Federal Credit Union	Shield Checking	3.00%	$15,000	?	Review
Lake Michigan Credit Union	Max Checking	3.00%	$15,000	Hard	Review
MainStreet Bank	Kasasa Cash	3.00%	$15,000	?	Review
Orion Federal Credit Union	Premium Checking	3.00%	$15,000	Hard	Review
Signature Federal Credit Union	Choice Checking	3.00%	$20,000	Soft	Review
First Security Bank & Trust	Kasasa Cash	2.51%	$50,000	?	Review
Envision Bank	Envision Max	2.50%	$25,000	?	Review
Industrial Bank	Kasasa Cash	2.50%	$15,000	?	Review
USE Federal Credit Union	Kasasa Cash	2.50%	$10,000	?	Review
XCEL Federal Credit Union	Kasasa Cash	2.50%	$25,000	?	Review
Campus Federal	Lagniappe Checking	2.31%	$10,000	?	Review
New Buffalo Savings Bank	Kasasa Cash	2.27%	$15,000	?	Review
All America Bank	Ultimate Rewards Checking	2.25%	$10,000	Soft	Review
Bellco Credit Union	Boost Interest Checking	2.25%	$25,000	?	Review
Garden Savings Federal Credit Union	Platinum Checking	2.25%	$15,000	?	Review
Redneck Bank	Rewards Checking	2.25%	$10,000	?	Review
BankFirst	Kasasa Cash	2.02%	$10,000	?	Review
TruStone Financial Federal Credit Union	TruRate Checking	2.02%	$20,000	?	Review
Wings Financial	High Yield Checking	2.02%	$25,000	?	Review
Finex Credit Union	Axcess Rewards Checking	2.018%	$25,000	?	Review
Bay State Savings Bank	Kasasa Cash	2.01%	$20,000	?	Review
Hanscom Federal Credit Union	Kasasa Cash	2.00%	$15,000	?	Review

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Best State Bank Rates 

Some bank rates are only available for these States with higher interest rate than you can find anywhere else. You may be interested in them because you want a physical branch where you live. We listed below all the best high interest rates if you are fortunate to live in the respective State below.

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Bank	State(s)	Account Type	APY	Minimum/Maximum	Review
1st Security Bank	WA	Optimum Savings Account	3.00%	No min/$5K max	Review
SharePoint Credit Union	MN	eSavings Account	3.00%	No min/$10K max	Review
First Home Bank	FL	Advantage Money Market	2.50%	$50K minimum to earn high rate	Review
Mutual Bank	MA	Leader MMA	2.44%	$1k minimum opening deposit	Review
Great Southern Bank	TX	Money Market	2.07%	$2.5k minimum to earn high rate	Review
Amboy Direct	NJ	eSavings Account	2.05%	$1.00 min/$250,000 max	Review
Apco Employees Credit Union	AL	IRA Share Account	2.02%	$25 minimum to earn high rate	Review
Unified Bank	OH	MMA	2.01%	$20k minimum to earn high rate	Review
Consumers Credit Union	Nationwide	Smart Saver	2.00%	$0+ minimum to earn high rate	Review
Central Minnesota CU	MN	My Goal Savings	2.00%	$0+ minimum to earn high rate	Review
Heartland Bank	OH	MMA	2.00%	$25k minimum to earn high rate	Review
Kearny Bank	NJ, NY	MMA Plus	2.00%	$1M minimum to earn high rate	Review
TBK Bank	TX	Money Market	2.00%	$100K minimum to earn high rate	Review
TruMark Financial Credit Union	PA	Money Market	2.00%	$2,500 minimum to earn high rate	Review
HarborOne Bank	CT, ME, MA, NH, RI, VT	Remarkable Savings	1.85%	$5K minimum to earn high rate	Review
WauBank	AZ, CT, FL, MA, RI, TN, VA	Online High Yield Savings	1.85%	$5K minimum to earn high rate	Review
College Savings Bank	AZ	Honors Savings	1.82%	$250 minimum to earn high rate	Review
Citadel FCU	PA	High Yield Savings	1.80%	$10k minimum to earn high rate	Review
Home Loan Investment Bank	RI, MA	Premier Savings	1.75%	$50k minimum to earn high rate	Review
MapleMark Bank	OK, TX	MMA	1.70%	$25k minimum to earn listed rate	Review
Clinton Savings Bank	MA	eXPERIENCE Online Savings	1.60%	$100 minimum opening deposit	Review

*Best Hub Bank Account- Very Important Account If You Chase Bank Rate* American Express Personal Savings Account - You earn 1.70% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed -  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings/Money Market Offers You May Like Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and  Chase SavingsSM account have nice sign-up bonuses.
FEATURED BANK RATES
PROMOTIONAL LINK	RATE	REVIEW
Discover Bank Online Savings	1.70% APY + $200 Cash	Review
UFB Direct High Yield Savings	1.90% APY	Review
Simple	1.90% APY	Review
Betterment EverydayTM Cash Reserve	1.83% APY	Review
CIT Bank Savings Builder	1.80% APY + $100/$200 Bonus	Review
American Express High Yield Savings	1.70% APY	Review