Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Table of Contents
- 1 Best Savings Account Rates
- 1.1 Discover Bank Online Savings $150/$200 Bonus
- 1.2 Simple Protected Goals Accounts up to $300 Bonus with qualifying activities
- 1.3 Betterment Everyday Savings 2.21% APY
- 1.4 CIT Bank Savings Builder 2.20% APY
- 1.5 UFB Direct High Yield Savings 2.25% APY
- 1.6 UFB Direct Money Market 2.25% APY
- 1.7 Citibank Savings 2.21% APY
- 1.8 Citizens Access Online Savings 2.00% APY
- 1.9 CIBC AgilityTM Online Savings 2.20% APY
- 1.10 FNBO Direct Online Savings 2.00% APY
- 1.11 American Express High Yield Savings 1.90% APY
- 1.12 Huntington Business Premier Money Market 2.07% APY
- 1.13 Huntington Relationship Money Market 2.02% APY
- 1.14 Capital One Money Market 1.90% APY
- 1.15 SoFi Money 1.80% APY + $50 Bonus
- 1.16 BBVA Compass ClearChoice Money Market 2.00% APY
- 1.17 Discover Money Market Up to 1.80% APY
- 2 Best Hub Bank Account
- 3 Best Bank Account Rates – Nationwide
- 4 High-Interest Reward Checking Accounts - Nationwide
- 5 Best State Bank Rates
Best Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Discover Bank Online Savings $150/$200 Bonus
Discover Online Savings Account offers $200 or $150 bonus along with 1.90% APY rate. This account is available online, nationwide.
- Earn up to a $200 bonus along with high interest rate of 1.90% APY!
- You must apply through HustlerMoneyBlog.com with promo code HMB919 by 10/7/2019.
- Fund your first savings account with a minimum of $25K by 10/21/2019 to earn the $200 bonus.
- Fund your first savings account with a minimum of $15K by 10/21/2019 to earn the $150 bonus.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Online Savings here. Our full list of Discover Bank bonuses here.
Simple Protected Goals Accounts up to $300 Bonus with qualifying activities
Earn up to $300 bonus and a great rate of 2.02% APY. This account is available online, nationwide.
- How to earn a $150 bonus for each new Protected Goals Account ($150 for Individual and $150 for Shared):
- Open a new Protected Goals Account by 9/30/19 4:59PM PT.
- Deposit(s) totaling $10,000 or more must post to the new Protected Goals Account by 10/15/19 4:59PM PT.
- Maintain a balance of at least $10,000 in the new Protected Goals Account through 12/31/19 4:59 PM PT.
- Qualifying customers will receive the bonus credit to their Protected Goals Account by 1/14/20 4:59 PM PT.
(Expires 9/30/2019)
Read more about Simple offers here.
Betterment Everyday Savings 2.21% APY
- Get up to 2.21% APY with Betterment Everyday Savings, seamlessly integrated with your Betterment investments.
- Zero fees – With Betterment Everyday Checking, get ATM fees reimbursed worldwide, with no account fees, overdraft fees, or minimum balances.
- Bank easy knowing your money is FDIC Insured. Up to $1,000,000.00 on Savings and up to $250,000 on Checking, so you know your money is in good hands.
(FDIC Insured)
Learn more about Betterment Everyday Savings Account from Betterment. Our full list of Betterment Bank bonuses here.
CIT Bank Savings Builder 2.20% APY
- Earn 2.20% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings—all while getting a top rate.
(FDIC Insured)
Learn more about CIT Bank Savings Builder from CIT Bank. Our full list of CIT Bank bonuses here.
UFB Direct High Yield Savings 2.25% APY
UFB Direct, an online division of Axos Bank, offers a highly competitive rate with their online savings account. This account is available online, nationwide.
- Earn 2.25% APY for balances of $10,000 or more.
- The UFB High Yield Savings Account offers up to 2.25% APY with interest compounded daily.
- The minimum deposit to open a UFB Direct High Yield Savings Account is only $100.
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are FDIC insured up to $250,000
(FDIC Insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
UFB Direct Money Market 2.25% APY
Axos Bank offers a premium money market account with a competitive rate. This account is available online, nationwide.
- Current rate offer: 2.25% APY
- Minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
- No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
- Free limited check writing privileges.
- FDIC insured to the maximum allowable limit – certificate number 35546.
(FDIC insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
Citibank Savings 2.21% APY
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check.
- Manage your accounts at your leisure from your computer, tablet or mobile device.
- All deposits are FDIC insured to the maximum amount allowed by the law
Read more about Citibank Savings here.
Citizens Access Online Savings 2.00% APY
- No fees, for anything
- $5,000 minimum deposit
- FDIC-insured deposits
- Interest compounds daily and is credited monthly
Read more about Citizens Access Online Savings here.
CIBC AgilityTM Online Savings 2.20% APY
Earn a high 2.20% APY rate on your account.- No monthly account maintenance fees.
- Get 24/7 access to your account with CIBC NetBanking or the CIBC US Mobile Banking App.
Read more about CIBC AgilityTMOnline Savings here.
FNBO Direct Online Savings 2.00% APY
- Open an account with as little as $1.
- No monthly fees.
- No minimum balance.
- Use Popmoney® to conveniently and securely send and receive money with your FNBO Direct accounts.
Read more about FNBO Direct Online Savings here.
American Express High Yield Savings 1.90% APY
American Express Personal Savings account offers 1.90% APY Rate on all account balances.
- Earn 1.90% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
(FDIC Insured)
Learn more about American Express High Yield Savings here.
Huntington Business Premier Money Market 2.07% APY
Earn 2.07% APY rate for 6 months guaranteed with the Huntington Business Premier Plus Money Market account.
- Earn 2.07% APY on your deposits.
- Designed for businesses with an average savings balance of $10,000 or more
- Waived monthly account service fee with an average account balance of $10,000 (otherwise $10/month)
- Earn a better rate when you also own a qualifying Huntington business checking account
(FDIC Insured)
Learn more about Huntington Business Premier Money Market here. Our full list of Huntington Bank bonuses here
Huntington Relationship Money Market 2.02% APY
Earn 2.02% APY rate for 6 months guaranteed with the Huntington Relationship Money Market account.
- Earn 2.02% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- No monthly fees with an average balance of $25,000
- 24/7 Account Access.
(FDIC Insured)
Learn more about Huntington Relationship Money Market here. Our full list of Huntington Bank bonuses here.
Capital One Money Market 1.90% APY
- Earn 1.90% APY with $10,000 minimum deposit.
- No monthly fees to open or keep your account.
- Member FDIC.
- Available online, nationwide
Read more about Capital One Money Market here. Our full list of Capital One 360 Bank bonuses here.
SoFi Money 1.80% APY + $50 Bonus
You can now sign up to SoFi Money Account to earn a $50 bonus and enjoy a high rate of 1.80% APY with no requirements! This exclusive checking/savings account offers high interest rate, mobile banking, and peace of mind knowing your account are secure with their level of security.
- Earn 1.80% APY on all balances + $50 bonus
- Free P2P payments & Free bill pays
- Unlimited reimbursement for ATM fees each month
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(FDIC Insured)
Read more about Sofi Money here. Our full list of Sofi Bank bonuses here.
BBVA Compass ClearChoice Money Market 2.00% APY
The Money Market account offers a high rate of 2.00% APY to new customers that open an account. Simply open an account with at least $25 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $10K in your account.
- Earn 2.00% Annual Percentage Yield for 12 months for accounts opened online.
- Earn this exceptional rate on your entire balance.
- $25 minimum opening deposit required.
- Get a competitive rate, with tiered interest to grow your money faster.
- Interest compounds and is credited monthly.
- Easily withdraw money in branch & at BBVA Compass ATMs w/no fees.
- Enjoy 24/7 online access with Online and Mobile Banking.
(Visit BBVA for more details)
Read more about BBVA Money Market here. Our full list of BBVA Bank bonuses here.
Discover Money Market Up to 1.80% APY
Discover Bank’s Money Market account offers 1.75% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.80% APY with easy cash access via ATM, debit, or check.
- Earn up to a 1.80% APY!
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Money Market here. Our full list of Discover Bank bonuses here.
Best Hub Bank Account
American Express Personal Savings Account – You earn a high interest rate within this account along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the last few years. Here’s why:
- No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
- 1 to 2 business days ACH transfers speed – With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
- No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Best Bank Account Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| Fitness Bank | Savings Account | 2.75% | $100 min/No max | ? | Review |
| BrioDirect | High Yield Savings | 2.46% | $500 min/No max | ? | Review |
| VIO Bank | High-Yield Savings | 2.42% | No min/No max | Soft | Review |
| All America Bank | Mega Money Market | 2.40% | No min/$50K max | Soft | Review |
| Customers Bank | High-Yield Savings | 2.40% | $25K min/No max | Soft | Review |
| Popular Direct | Savings Account | 2.40% | $5K min/No max | Soft | Review |
| Redneck Bank | Mega Money Market | 2.40% | No min/$50K max | Soft | Review |
| SunTrust Bank | Advantage Money Market | 2.40% | $10K min/No max | ? | Review |
| TAB Bank | High Yield Savings | 2.40% | $1 min/No max | ? | Review |
| VirtualBank | eMoney Market | 2.36% | No min/No max | ? | Review |
| BMO Harris Bank | Money Market | 2.35% | $5K min/No max | Soft | Review |
| TotalDirectBank | Money Market | 2.35% | $50K min/$500K max | ? | Review |
| CommunityWide Fed Credit Union | High Rate Quarterly Fund Account | 2.30% | $500 min/No max | ? | Review |
| My eBAnC | eRelationship Savings | 2.30% | $25K min/No max | ? | Review |
| Northpointe | Ultimate Money Market | 2.30% | $25K min/$1M max | Soft | Review |
| Quontic Bank | MMA | 2.30% | $100K min/No max | ? | Review |
| SFGI Direct | Savings Account | 2.27% | $1/No max | ? | Review |
| Comenity Direct | High-Yield Savings | 2.25% | $1 min/$10M max | ? | Review |
| Customers Bank | Ascent MMA Savings | 2.25% | $25K min/No max | Soft | Review |
| Earn Bank | Savings Account | 2.25% | No min/No max | ? | Review |
| MemoryBank | MMA | 2.25% | No min/$1M max | Soft | Review |
| MySavingsDirect | Online Savings | 2.25% | No min/No max | Soft | Review |
| Presidential Bank | Money Market Account | 2.25% | $25K/No Max | ? | Review |
| State Bank of India | Money Market | 2.25% | $0.01 min/No Max | ? | Review |
| UFB Direct | High Yield Savings | 2.25% | $10K min/No max | Soft | Review |
| UFB Direct | Premium Money Market | 2.25% | $25K min/No max | Soft | Review |
| Western State Bank | Money Market | 2.25% | No min/$3M max | Soft | Review |
| Banesco USA | BanesGrow Savings Account | 2.22% | $300 min/No max | ? | Review |
| Betterment | EverydayTM | 2.21% | $10 min/No max | ? | Review |
| Citibank (Many States) | Savings Account | 2.21% | No min/No max | Soft | Review |
| CIBC Bank | Savings Account | 2.20% | No min/$1M max | ? | Review |
| CIT Bank | Savings Builders | 2.20% | $25K min/No max | Soft | Review |
| HSBC Bank | Direct Savings | 2.20% | $1/$2M max | Soft | Review |
| Pacific National Bank | Money Market | 2.20% | $5K min/$240K max | ? | Review |
| Sun East Federal Credit Union | MAX-Yield Money Market | 2.20% | $5K min/$250K max | ? | Review |
| WebBank | High Yield Savings | 2.20% | $1K/$500K max | ? | Review |
| Bank7 | Online Money Market | 2.15% | $5K min/$1M max | Soft | Review |
| Bank7 | Online Savings Account | 2.15% | $100 min/$1M max | Soft | Review |
| BBVA | Money Market | 2.15% | $10K min/No max | Soft | Review |
| Envision Bank | Savvy Savings | 2.15% | $25 min/No max | ? | Review |
| Live Oak Bank | Online Savings | 2.15% | $0.01/$5M max | ? | Review |
| My eBanc | Money Market Account | 2.15% | $5K min/$No Max | ? | Review |
| PNC Bank (Many States) | High Yield Savings | 2.15% | No min/$5M max | Soft | Review |
| Sallie Mae Bank | MMA | 2.15% | No min/No max | Soft | Review |
| TIAA Bank | Money Market | 2.15% | $5K min/$250K max | ? | Review |
| Varo | Savings Account | 2.12% | No min/No max | ? | Review |
| BankPurely | MMA | 2.10% | $25K min/No max | Soft | Review |
| Bay State Savings Bank | Money Market | 2.10% | No min/No max | ? | Review |
| iGObanking | MMA | 2.10% | $25K min/No max | Soft | Review |
| Investors Bank | eAccess MMA | 2.10% | No min/$2M max | Soft | Review |
| Rising Bank | High Yield Savings | 2.10% | $1K min/$500K max | ? | Review |
| USALLIANCE Financial | High Dividend Savings | 2.10% | $500 min/No max | Soft | Review |
| Huntington Bank (Many States) | Business Premier Money Market | 2.07% | $20K min/$2M max | Soft | Review |
| Wealthfront | High Interest Cash | 2.07% | $1 min/$1M max | Soft | Review |
| CNB Bank Direct | Premium Money Market | 2.05% | $25k min/$2M max | ? | Review |
| Northpointe Bank | Ultimate Savings | 2.05% | $25k min/No max | Soft | Review |
| Radius Bank | High-Yield Savings | 2.05% | $25K min/No max | Hard | Review |
| Huntington Bank (Many States) | Relationship Money Market | 2.02% | $25K min/$2M max | Soft | Review |
| Banesco USA | Money Market Account | 2.02% | $100,000 min/No max | ? | Review |
| Colorado Federal Savings Bank | Premier Savings Account | 2.02% | $50k/No max | ? | Review |
| MutualOne Bank | Savings Account | 2.02% | No min/$1M max | ? | Review |
| Simple *$300 bonus* | Individual or Shared Protected Goals Account | 2.02% | No min/No max | Soft | Review |
| First Internet Bank | Money Market | 2.02% | $100 min/No max | Soft | Review |
| Salem Five Direct | eOneSavings | 2.01% | No min/$1M max | Hard | Review |
| Aspiration ($25 bonus) | Spend & Save | 2.00% | $10K min/No max | Soft | Review |
| Barclays | Online Savings | 2.00% | No min/No max | ? | Review |
| Bethpage Federal Credit Union | Money Market Account | 2.00% | $500 min/No max | Soft | Review |
| Capital One | Business Advantage Savings Account | 2.00% | $250 min/$1M max | Soft | Review |
| Citizens Access | Online Savings | 2.00% | $5K min/No max | ? | Review |
| Elements Financial | Premium MMA | 2.00% | $2.5K min/No max | Soft | Review |
| FNBO Direct | Online Savings | 2.00% | No min/$1M max | ? | Review |
| Marcus By Goldman Sachs | Online Savings | 2.00% | $1/$1M max | Soft | Review |
| Midfirst Direct | High Yield Online Savings | 2.00% | No min/No max | Soft | Review |
| Northfield Bank | Platinum Savings | 2.00% | No min/$225K max | Hard | Review |
| One American Bank | Freedom High-Yield Savings | 2.00% | $50K min/No max | ? | Review |
| PurePoint Financial | Online Savings | 2.00% | $10K min/No max | Soft | Review |
| Sallie Mae Bank | High-Yield Savings | 2.00% | No min/No max | Soft | Review |
| State Farm Bank | Money Market Savings | 2.00% | $1K min/$5M max | ? | Review |
| Superior Choice Credit Union | Choice Investment Money Market | 2.00% | $50K min/No max | ? | Review |
| Synchrony Bank | High Yield Savings | 2.00% | No min/No max | Soft | Review |
| IncredibleBank | Money market | 1.92% | $300K min/No max | ? | Review |
| American Express | High-Yield Savings | 1.90% | No min/$5M max | ? | Review |
| Bank5 Connect | High-Interest Savings | 1.90% | $100 min/No max | Hard | Review |
| Capital One 360 ($100 bonus) | Money Market | 1.90% | $10K min/No max | Soft | Review |
| Discover Bank ($200 Bonus) | Online Savings | 1.90% | No min/No max | Soft | Review |
| CIT Bank | Money Market | 1.85% | $100 min/No max | Soft | Review |
| NEXBank | High Yield Money Market | 1.81% | $25k min/No max | ? | Review |
| Discover Bank | MMA | 1.80% | $100K min/No max | Soft | Review |
| Personal Capital | Cash Account | 1.80% | $0 min/$0 max | ? | Review |
| SoFi Money ($50 Bonus) | Checking/Savings | 1.80% | No min/No max | ? | Review |
| Capital One 360 ($25 bonus) | 360 Checking | 1.00% | $50K min/$100K max | Soft | Review |
| Capital One 360 ($25 bonus) | 360 Savings | 1.00% | No min/No max | Soft | Review |
| Capital One 360 ($25 bonus) | 360 Savings | 1.00% | No min/No max | Soft | Review |
High-Interest Reward Checking Accounts - Nationwide
For those who are willing to do some extra work each month, you may want to sign up for a Rewards Checking Account (RCA). To earn the higher-than-normal APR as compared to a savings account, you must enroll in eStatements, set up monthly direct deposit or ACH transfers, then make a minimum number of debit card transactions. While the rate may be high, there is a cap usually between $10K to $20K on the high interest rate.
| Bank or Credit Union | Account Type | APY | Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| Consumers Credit Union | Free Rewards Checking | 5.09% | $10,000 | Hard | Review |
| TAB Bank | Kasasa Cash | 4.00% | $50,000 | Soft | Review |
| Orion Federal Credit Union | Premium Checking | 4.00% | $30,000 | Hard | Review |
| One American Bank | Kasasa Cash | 3.50% | $10,000 | Soft | Review |
| Partner Colorado Credit Union | High Interest Checking | 3.50% | $10,000 | Hard | Review |
| Heritage Bank | eCentive Account | 3.33% | $25,000 | Soft | Review |
| Evansville Teachers FCU | Vertical Dividend Checking | 3.30% | $20,000 | Soft | Review |
| Dover Federal Credit Union | Kasasa Cash | 3.25% | $30,000 | ? | Review |
| Legence Bank | Kasasa Cash | 3.05% | $10,000 | ? | Review |
| Market USA FCU | Platinum Tier Rewards Checking | 3.01% | $15,000 | ? | Review |
| All America Bank | Ultimate Rewards Checking | 3.00% | $10,000 | Soft | Review |
| Coastal Credit Union | Go Green Checking | 3.00% | $10,000 | ? | Review |
| INOVA Federal Credit Union | Shield Checking | 3.00% | $15,000 | ? | Review |
| Signature Federal Credit Union | Choice Checking | 3.00% | $15,000 | Soft | Review |
| Lake Michigan Credit Union | Max Checking | 3.00% | $15,000 | Hard | Review |
| MainStreet Bank | Kasasa Cash | 3.00% | $15,000 | ? | Review |
| Redneck Bank | Rewards Checking | 3.00% | $10,000 | ? | Review |
| USE Federal Credit Union | Kasasa Cash | 3.00% | $10,000 | ? | Review |
Best State Bank Rates
Some bank rates are only available for these States with higher interest rate than you can find anywhere else. You may be interested in them because you want a physical branch where you live. We listed below all the best high interest rates if you are fortunate to live in the respective State below.
| Bank | State(s) | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|---|
| SharePoint Credit Union | MN | eSavings Account | 3.00% | No min/$10K max | Review |
| CFG Community Bank | MD | Money Market | 2.56% | $25k minimum to earn high rate | Review |
| Amboy Direct | NJ | eSavings Account | 2.50% | $1.00 min/$250,000 max | Review |
| First Home Bank | FL | Advantage Money Market | 2.50% | $50K minimum to earn high rate | Review |
| Mutual Bank | MA | Leader MMA | 2.44% | $1k minimum opening deposit | Review |
| Great Southern Bank | AR, IA, KS, MN, MO, NE, OK, TX | Money Market | 2.38% | $2.5k minimum to earn high rate | Review |
| Kearny Bank | NJ, NY | MMA Plus | 2.25% | $1M minimum to earn high rate | Review |
| HarborOne Bank | CT, ME, MA, NH, RI, VT | Remarkable Savings | 2.15% | $5K minimum to earn high rate | Review |
| Heartland Bank | OH | MMA | 2.10% | $25k minimum to earn high rate | Review |
| College Savings Bank | AZ | Honors Savings | 2.07% | $250 minimum to earn high rate | Review |
| Apco Employees Credit Union | AL | IRA Share Account | 2.02% | $25 minimum to earn high rate | Review |
| Unified Bank | OH | MMA | 2.01% | $20k minimum to earn high rate | Review |
| Central Minnesota CU | MN | My Goal Savings | 2.00% | $0+ minimum to earn high rate | Review |
| Citadel FCU | PA | High Yield Savings | 2.00% | $10k minimum to earn high rate | Review |
| Home Loan Investment Bank | RI, MA | Premier Savings | 2.00% | $50k minimum to earn high rate | Review |
| TBK Bank | TX | Money Market | 2.00% | $100K minimum to earn high rate | Review |
| Clinton Savings Bank | MA | eXPERIENCE Online Savings | 1.95% | $100 minimum opening deposit | Review |
| MapleMark Bank | OK, TX | MMA | 1.90% | $25k minimum to earn listed rate | Review |
American Express Personal Savings Account - You earn 1.90% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and Chase SavingsSM account have nice sign-up bonuses. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 1.90% APY + $200 Cash | Review |
| Simple | 2.02% APY + $300 Cash | Review |
| Betterment Everyday Savings | 2.21% APY | Review |
| UFB Direct High Yield Savings | 2.25% APY | Review |
| CIT Bank Savings Builder | 2.20% APY | Review |
| American Express High Yield Savings | 1.90% APY | Review |
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The very best is Ford Interest Advantage………………….but not insured, but went thru the 2007-2009 recession without a scratch. They offer it a checking, can be linked at your broker but 5 business day hold after deposit. This quick……..apply Wednesday and transfer on Friday after entering test deposits, Monday the money is there. But you must download a signature card and get it notorized and then wait to request checks. I earn top notch interest on my dividends as they come in and transfer large cash in from the broker in between trades……….but the 5 day hold gets in the way…..maybe. Currently 2.65% and 2.69% apr. ………..No restrictions on withdraws other than the 5 day hold…………….paychecks/government check do not get held
Agreed!
I use your site now regularly. Thanks for developing the best and most updated MM account list online. So now…. I can give back a little now… Pentagon Federal now has a Premium Online Savings at 2%.
https://www.penfed.org/accounts/premium-online-savings
Thanks for your good work.
Union Bank has 18mo to 23 mo CD $10,000 min @ 2.90% APY
18 – 23 Month CD*
Account Balance Rate APY%
$10,000 – 24,999.99 2.86 2.90
$25,000 – 49,999.99 2.86 2.90
$50,000 – 99,999.99 2.86 2.90