Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Table of Contents
- 1 Best Savings Account Rates
- 1.1 Discover Bank Online Savings $150/$200 Bonus
- 1.2 Aspiration Plus Spend & Save $200 Bonus + Up to 5.00% APY
- 1.3 CIT Bank Money Market Amazon Prime Offer($139 value) + 1.00% APY
- 1.4 SoFi Checking & Savings $325 Bonus + 1.50% APY
- 1.5 UFB Savings 1.66% APY
- 1.6 UFB Money Market 1.66% APY
- 1.7 Quontic Bank High Yield Savings 1.58% APY
- 1.8 Quontic Bank Money Market 1.50% APY
- 1.9 American Express® High Yield Savings account 1.00% APY
- 1.10 Discover Money Market Up to 1.05% APY
- 1.11 CIT Bank Savings Builder 0.70% APY
- 1.12 Axos Bank High-Yield Savings Up to 0.61% APY
- 2 Best Hub Bank Account
- 3 Best Bank Account Rates – Nationwide
Best Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Discover Bank Online Savings $150/$200 Bonus
Discover Online Savings Account offers $200 or $150 bonus along with 1.10% APY rate. This account is available online, nationwide. Member FDIC.
- Earn up to a $200 bonus along with a competitive interest rate of 1.10% APY!
- You must apply through HustlerMoneyBlog.com with promo code HMB622 by 09/15/2022.
- Fund your first savings account with a minimum of $25K within 30 days of account open date to earn the $200 bonus.
- Fund your first savings account with a minimum of $15K within 30 days of account open date to earn the $150 bonus.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Online Savings here. Our full list of Discover Bank bonuses here.
Aspiration Plus Spend & Save $200 Bonus + Up to 5.00% APY
To earn the $200 bonus, use your Aspiration debit card to make at least $1,000 in purchases within the first 60 days from account opening. Additionally, earn up to 5.00% APY up to $10K when you spend $1,000 or more monthly, using the Aspiration debit card.
- Up to 10% cash back on debit card purchases
- Unlimited fee-free ATM withdrawals at Allpoint ATMs
- Up to 5.00% APY on savings
- Deposits are FDIC-insured
- No hidden fees!
- Extra cash back for spending at socially-conscious businesses
(No Expiration Date)
See all Aspiration Checking here and all other Aspiration offers here.
CIT Bank Money Market Amazon Prime Offer($139 value) + 1.00% APY
This limited time offer of a one-year Amazon Prime membership($139 value) is available to Customers who open a new CIT Bank Money Market account.
Customers will receive a one-year Amazon Prime membership1 provided that the following three requirements are met:
- Open a new CIT Bank Money Market account and enter the promotion code “AMZN22” at the time of account opening.
- Deposit at least $15,000 to the account within the first 15 calendar days following account opening (the “Funding Period”). The $15,000 used to fund the account must come from a funding source outside of CIT Bank. Transfers from existing CIT Bank accounts will not qualify.
- Maintain an end-of-day account balance of at least $15,000 each of the 60 days following the end of the Funding Period. If the end-of-day balance falls below $15,000 at any time during this 60-day period, you will not qualify for the Amazon Prime membership offer.
- Earn 1.00% APY on your funds— reach your savings goals with a CIT Bank Money Market account.
- Earn several times the national average
- Quick and easy access to funds
- No monthly service fees
- 24/7 secure & award-winning banking
- A limit of six transactions per statement cycle
- Deposit checks remotely and make transfers with the CIT Bank mobile app
(FDIC Insured)
Learn more about CIT Bank Money Market from CIT Bank. Our full list of CIT Bank bonuses here.
SoFi Checking & Savings $325 Bonus + 1.50% APY
- What you’ll get: $325 Bonus + 1.50% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
The information for the SoFi Checking & Savings account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
*See all SoFi Checking & Savings offers here and all other SoFi offers here.
UFB Savings 1.66% APY
- Earn up to 1.66% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC insured)
Read more about the UFB Savings Account.
UFB Money Market 1.66% APY
- Earn up to 1.66% APY*.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- The UFB Money Market offers the security of a savings account with check-writing privileges.
(FDIC insured)
Read more about the UFB Money Market Account.
Quontic Bank High Yield Savings 1.58% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 1.58% APY on your funds with a Quontic Bank High Yield Savings account.
- Quick and easy access to funds
- No Hidden or Monthly Service Fees
- Manage Your Account Online or with the Quontic Mobile App
- Digitally Driven, Bank Secured, FDIC Insured
(FDIC Insured)
Learn more about Quontic Bank High Yield Savings. Our full list of Quontic Bank offers here.
Quontic Bank Money Market 1.50% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 1.50% APY with a Quontic Annual Percentage Yield with a Quontic Money Market Account
- No Monthly Maintenance or Overdraft Fees
- $100 minimum deposit required to open an account
(FDIC Insured)
Learn more about Quontic Bank Money Market. Our full list of Quontic Bank offers here.
American Express® High Yield Savings account 1.00% APY
With the American Express® High Yield Savings account:
- Earn 1.00% Annual Percentage Yield (APY) as of 6/29/22
- Your high yield savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
(FDIC Insured)
Learn more about American Express® High Yield Savings account.
Discover Money Market Up to 1.05% APY
Discover Bank’s Money Market account offers 1.00% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.05% APY with easy cash access via ATM, debit, or check.
- Earn up to 1.05% APY!
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Money Market here. Our full list of Discover Bank bonuses here.
CIT Bank Savings Builder 0.70% APY
- Earn up to 0.70% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings—all while getting a top rate.
(FDIC Insured)
Learn more about CIT Bank Savings Builder from CIT Bank. Our full list of CIT Bank bonuses here.
Axos Bank High-Yield Savings Up to 0.61% APY
Take your money further, faster and earn up to 0.61% APY.
- Earn up to 0.61% APY on all balances
- No monthly maintenance fees.
- No minimum balance requirements.
- Interest compounded daily.
- $250 minimum balance to open an account
- FDIC insured
(FDIC Insured)
Learn more about Axos Bank High Yield Savings here. Our full list of Axos Bank bonuses here.
Best Hub Bank Account
American Express® High Yield Savings Account – You earn a high interest rate within this account along with no minimum deposits or monthly fees. Amex High Yield Savings has been my favorite Hub account for the last few years. Here’s why:
- No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
- 1 to 2 business days ACH transfers speed – With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
- No loss of interest during transfers – On the day you initiate your transaction on the High Yield Savings website, the funds will be reflected in your Current Balance and begin earning interest.
With the American Express® High Yield Savings Account: • Earn 1.00% APY as of 6/29/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
Some other features from American Express® High Yield Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
American Express® High Yield Savings Account - You earn a competitive interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express® High Yield Savings account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend. |
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| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Bonus + 1.10% APY | Review |
| Aspiration | $150 Bonus + 1.00% APY | Review |
| CIT Bank Money Market | Amazon Prime($139 value) + 1.00% APY | Review |
| Axos Business Savings | $200 Bonus + 0.20% APY | Review |
| UFB Money Market Account | 1.66% APY | Review |
| UFB Savings | 1.66% APY | Review |
| Quontic Bank High Yield Savings | 1.58% APY | Review |
| Quontic Bank Money Market | 1.50% APY | Review |
| CIT Bank Savings Connect | Up to 1.35% APY | Review |
| American Express® High Yield Savings account | 1.00% APY as of 6/29/22 | Review |
| Axos Bank High Yield Savings | Up to 0.61% APY | Review |
Best Bank Account Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|
| BrioDirect | Savings | 1.80% | No min/No max | Review |
| Ivy Bank | High-Yield Savings | 1.70% | $2.5K min/$1M max | Review |
| Bread Financial | High Yield Savings Account | 1.65% | No min/$1M max | Review |
| CFG Bank | Market Market Account | 1.65% | $25K min/No Max | Review |
| First Foundation Bank | Online Savings | 1.65% | $1K min/No max | Review |
| Bask Bank | Interest Savings | 1.61% | No min/No max | Review |
| Luana Savings Bank | Money Market Account | 1.56% | $2.5k min/No max | Review |
| Prime Alliance Bank | Personal Savings | 1.55% | $1 min/No max | Review |
| Merchants Bank of Indiana | Money Market Savings Account | 1.51% | No min/No Max | Review |
| Langley Federal Credit Union | Money Market Account | 1.50% | $1M min/No max | Review |
| SoFi ($325 bonus) | Checking & Savings Account | 1.50% | No min/No max | Review |
| E*Trade | Premium Savings | 1.40% | No min/No max | Review |
| Personal Capital | Cash | 1.40% | No min/No max | Review |
| Wealthfront | Cash | 1.40% | No min/No max | Review |
| Redneck Bank | Mega Money Market | 1.35% | $1K min/No max | Review |
| All America Bank | Mega Money Market® Checking | 1.35% | No min/$50K max | Review |
| iGObanking | Online Money Market | 1.30% | $25k min/No max | Review |
| Vio Bank | Market Market Account | 1.30% | No min/No Max | Review |
| BankPurely | PurelyMoneyMarket | 1.30% | $25k min/No max | Review |
| CIBC | Savings | 1.27% | $1K min/$1M max | Review |
| TAB Bank | High Yield Savings | 1.26% | $1 min/No max | Review |
| LendingClub | High-Yield Savings | 1.26% | $2.5K min/No max | Review |
| MyBankingDirect | High Yield Savings | 1.25% | $1 min/No max | Review |
| Fitness Bank | Savings Account | 1.25% | $100 min/No max | Review |
| USALLIANCE | High Dividend Savings | 1.25% | No min/No max | Review |
| Valley Direct Online Savings | Online Savings | 1.25% | $5k min/No max | Review |
| Marcus by Goldman Sachs | Online Money Market | 1.20% | $2,500 min/$No max | Review |
| Neighbors Bank | High-Yield Online Savings | 1.20% | $25K min/No max | Review |
| Rising Bank | Online High Yield Savings Account | 1.20% | $1k min/$1M max | Review |
| TotalDirectBank | Direct Money Market Deposit | 1.20% | $5k min/$500k max | Review |
| Sallie Mae Bank | Money Market | 1.20% | No min/No max | Review |
| Varo | Online Savings Account | 1.20% | $0.01 min/No max | Review |
| AdelFi | Money Market Savings Account | 1.16% | $1k min/No max | Review |
| State Bank of Texas | Jumbo Money Market Account | 1.15% | $100K min/No max | Review |
| Connexus Credit Union | MMA | 1.11% | $100K min/No max | Review |
| Barclays | Online Savings Account | 1.10% | $1 min/No max | Review |
| Kabbage | Checking Account | 1.10% | No min/ $100k max | Review |
| Sun East Federal Credit Union | MAX-Yield Money Market Savings Account | 1.10% | $5k min/$250K max | Review |
| Smarty Pig | High Yield Savings | 1.10% | $2.5 min/$10k max | Review |
| Synchrony Bank | High Yield Savings | 1.10% | No min/No max | Review |
| Alliant Credit Union | High Yield Savings | 1.05% | No min/No max | Review |
| Live Oak Bank | Savings | 1.05% | No min/No max | Review |
| Colorado Federal Savings Bank | Premier Savings | 1.05% | $50k min/No max | Review |
| Popular Direct | Select Savings | 1.05% | $5K min/No max | Review |
| SFGI | Direct Savings | 1.01% | No min/No max | Review |
| Gold Coast Bank | Money Market Account | 1.01% | $50K min/No max | Review |
| Citi | Savings | 1.01% | $1 min/No max | Review |
| Aspiration ($200 bonus) | Plus Account | 1.00% | No min/$10K max | Review |
| Patelco Credit Union | Money Market Select Account | 1.00% | No min/$2K max | Review |
| SkyOne Federal Credit Union | High Yield Savings | 1.00% | $1 min/No max | Review |
| T-Mobile Money | Checking Account | 1.00% | No min/No max | Review |
| Affinity Plus Federal Credit Union | Superior MMA | 1.00% | $500 min/$25K max | Review |
| Colorado Federal Savings Bank | High Yield Savings | 1.00% | $1 min/No max | Review |
| Ally Bank | Online Savings Account | 1.00% | No min/No max | Review |
| Bank Onward (bo) | Online Savings | 1.00% | $250 min/No max | Review |
| First Internet Bank | Money Market | 1.00% | $4K /No max | Review |
| Paramount Bank | High-Interest Checking | 1.00% | No min/$99,999.99 max | Review |
| ConnectOne Bank | Online Savings | 1.00% | $2.5K min/$250K max | Review |
| Chime ($100 bonus) | Checking Account | 0.50% | No min/No max | Review |
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
Related posts:
Langley Federal Credit Union Platinum Money Market Review: Earn Up to 1.50% APY (Nationwide)
Industrial Bank Free Kasasa Cash Checking Review: 1.47% APY Up To $15K (Nationwide)
Flora Bank & Trust First Reward Checking Review: 1.01% APY Up to $20K (IL)
Charter Bank Premium Rewards Checking Review: 2.02% APY up to $15K (MN, WI)
Bread Financial’s High Yield Savings Account is at 1.15%Y
Thanks Gio! It has been updated.
The top rate you can presently acquire from a broadly accessible investment account is 0.70% yearly rate yield (APY), presented by Sallie Mae’s Smarty Pig account. That is in excess of multiple times the FDIC’s public normal for investment accounts of 0.06% APY, and it’s only one of the top rates you can find in our rankings below.1 Culled from our week after week rate research on in excess of 200 banks and credit associations that offer cross country bank accounts, even the 10th best rate on the rundown pays 0.55% APY
It would be helpful if your rates were updated more often. CF Bank hasn’t been 0.75 for over a month. It was 0.70 until recently and is now 0.60.
Gold Coast Bank only accepts new accounts for IL residents only.
Neighbors Bank has not accepted any new accounts for several months.
And who is going to do that? I would take a professional with complete determination, keeping a website up-to-date all the time.
Professionals like this don’t ‘do’ websites.
Clearly, professionals are not really professionals.
https://www.kaipermcu.org/accounts/thrive-rewards-checking/
Kaiser Permanente Credit Union–open to KP employees and health plan members is offering 2% on up to $10K. The usual reqmts: monthly DD of $250, 12 debit card purchases/mo., etc.
Farmer State is only for NE residents. It should not be listed as Nationwide!