Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Best Bank & Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible!
This means finding the kind of savings account that is best suited for your needs.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
CloudBank 24/7 High Yield Savings 5.26% APY
No fees. $1 minimum deposit. 24/7 online access to funds.- Deposits are FDIC insured through Third Coast Bank SSB
- Earn 5.26% APY
(FDIC Insured)
OptimumBank Money Market Deposit 5.26% APY
FDIC insured. No fees. $1 minimum deposit.- 24/7 online access to funds.
- A true community bank
- Raisin recommends: 5.26% APY Money Market Deposit Account — currently 8.5x higher than national average.
(FDIC Insured)
Pacific Western Bank Money Market 5.25% APY
5.25% APY Money Market Deposit Account- FDIC insured. $1 minimum deposit. No fees.
- Full access to your account online 24/7.
(FDIC Insured)
Harborstone Credit Union Money Market 5.25% APY
Federally insured by NCUA. No fees. $1 minimum to open.- 24/7 online access to funds.
- Supports local organizations focused on financial literacy, community safety, and more.
- Top offer: 5.25% APY* Money Market Deposit Account, 8.6x higher than national average.
(FDIC Insured)
SkyOne Federal Credit Union Money Market 5.24% APY
Federally insured by NCUA.- Start saving with as little as $1 minimum deposit.
- 24/7 online access.
- 5.24% APY MMDA, 8.6x higher than national average.
(NCUA Insured)
Patriot Bank High-Yield Money Market 5.22% APY
5.22% APY* high-yield MMDA, 8.3x higher than national average.- FDIC insured. No fees.
- Financial solutions to help you do more of what you love.
(FDIC Insured)
Grand Bank Money Market 5.20% APY
Earn 5.20% APY- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Family-owned bank that prioritizes customer relationships.
(FDIC Insured)
GreenState Credit Union High Yield Savings 5.16% APY
Federally insured by NCUA. No fees. $1 minimum to open.- 24/7 online access to funds.
- Known for returning profits to members in the form of better rates and lower fees
- 5.16% APY High Yield Savings Account (HYSA) — that’s 28.7x higher than national average.
(NCUA Insured)
Blue Federal Credit Union Money Market 5.15% APY
Federally insured by NCUA. No fees. $1 minimum to open.- 24/7 online access to funds.
- 5.15% APY Money Market Deposit Account, 9.7x higher than national average.
(NCUA Insured)
Ponce Bank Money Market 5.15% APY
Expedite your savings with APYs significantly higher than the national average with Ponce Bank Money Market Account. Receive a competitive rate with the ability to withdraw or add funds whenever you like. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions. I spoke to a CSR and it’s confirmed a Soft Pull for opening the account.
5.15% APY high-yield MMDA, 8.4x higher than national average.- Interest compound Daily
- Interest credited Monthly
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
Mission Valley Bank High Yield Savings 5.12% APY
FDIC insured. No fees. $1 minimum deposit.- 24/7 online access to funds.
- Mission Valley Bank actively supports many non-profit organizations – making a difference throughout the communities they serve.
- Top offer: 5.12% APY* high yield savings account — currently 8.4x higher than national average.
(FDIC Insured)
CIT Bank Platinum Savings 5.05% APY
- Earn 5.05% APY on n balances of $5,000 or more.
- Competitive rates
- Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
- Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
- No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.
(FDIC Insured)
Lemmata Savings Bank Money Market 5.03% APY
5.03% APY Money Market Deposit Account, 8.5x times the national average APY.
- No fees. $1 minimum deposit. 24/7 online access to funds.
- Lemmata gives back through charitable donations when you save.
- Deposits are FDIC insured through California Bank of Commerce.
(FDIC Insured)
StagePoint Federal Credit Union Money Market Deposit 5.00% APY
Federally insured by NCUA. No fees. $1 minimum to open.- 24/7 online access to funds.
- 5.00% APY money market deposit account, 9.4x higher than national average
(FDIC Insured)
Great Lakes Credit Union Money Market 5.00% APY
Federally insured by NCUA. No fees. $1 minimum to open.- 24/7 online access to funds.
- Earn 5.00% APY
(NCUA Insured)
Quontic Bank Money Market 5.00% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 5.00% APY with a Quontic Money Market Account
- No Monthly Maintenance or Overdraft Fees
- $100 minimum deposit required to open an account
(FDIC Insured)
Bask Interest Savings Account 5.00% APY
First Mid Bank & Trust High Yield Savings 4.80% APY
FDIC insured. No fees. $1 minimum deposit.- 24/7 online access to funds.
- Over 150 years of experience delivering solutions to customers.
- 4.80% APY* high-yield savings account, 12.0x higher than national average.
(FDIC Insured)
mph.bank Money Market 4.70% APY
Receive a competitive rate with the ability to withdraw or add funds whenever you like with mph.bank Money Market deposit account. Flexibility to withdraw as much as you want, whenever you want; there are no restrictions.
4.70% APY high-yield MMDA, 8.7x higher than national average.- Deposits are FDIC insured through Liberty Savings Bank.
- No fees. $1 minimum deposit.
- 24/7 online access to funds.
(FDIC Insured)
PNC Bank High Yield Savings 4.65% APY
CIT Bank Savings Connect 4.60% APY
One of the best Savings account to keep as a Hub account. They have fast ACH speed typically 1 day with up to $2M transfer limit per day. You have all the benefits with CIT Savings Connect while earning a competitive rate on all balances.
- Earn 4.60% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Deposit checks remotely and make transfers easily with the CIT Bank mobile app
- No monthly service fees.
(FDIC Insured)
Liberty Savings Bank High Yield Savings 4.60% APY
4.60% APY high-yield savings account, 12.4x higher than national average.- FDIC insured. No fees.
- Minimum opening deposit is $1
- No monthly fee or maintenance fee.
(FDIC Insured)
Quontic Bank High Yield Savings 4.50% APY
Earn a competitive rate with the Quontic Bank High Yield Savings account.
- Earn 4.50% APY on your funds with a Quontic Bank High Yield Savings account.
- Quick and easy access to funds
- No Hidden or Monthly Service Fees
- Manage Your Account Online or with the Quontic Mobile App
- Digitally Driven, Bank Secured, FDIC Insured
(FDIC Insured)
SoFi Checking & Savings $275 Bonus + 4.50% APY
Set up direct deposit into a SoFi Checking and Savings account to earn $275 bonus and 4.50% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: $275 Bonus + 4.50% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Visit SoFi to learn more)
Continental Bank High Yield Savings 4.41% APY
4.41% APY high-yield savings account, 12.6x higher than national average.
- FDIC insured. No fees.
- Community focused Western bank committed to offering great products to help you save.
(FDIC Insured)
Discover Bank Online Savings $150/$200 Bonus + 4.30% APY
Discover Online Savings Account offers $200 or $150 bonus along with a competitive interest rate. This account is available online, nationwide. Member FDIC.
- Earn up to a $200 bonus along with a competitive interest rate of 4.30% APY!
- To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
(See advertiser website for full details)
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
American Express® High Yield Savings account 4.30% APY
With the American Express® High Yield Savings account:
- Earn 4.30% Annual Percentage Yield (APY) as of 9/27/23
- Your high yield savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
- Member FDIC
(FDIC Insured)
Capital One 360 Performance Savings 4.30% APY
Citi® Accelerate Savings
Discover Money Market Up to 4.25% APY
Discover Bank’s Money Market account offers 4.20% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 4.25% APY with easy cash access via ATM, debit, or check.
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Idabel National Bank Money Market 4.20% APY
4.20% APY Money Market Deposit Account, 6.8x times the national average APY.- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- An independent community bank since 1921.
(FDIC Insured)
Live Oak Bank Savings 4.15% APY
Earn a competitive rate with the Live Oak Bank Savings account.
- Earn 4.15% APY on your funds with a Live Oak Bank Savings account.
- Earn 19x the National Average
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Access Your Account Anytime with our Mobile App
(FDIC Insured)
Aspiration Save $50 Bonus + Up to 3.00% APY
To earn the $50 bonus, use your Aspiration debit card to make at least $250 in purchases within the first 60 days from account opening. Additionally, earn up to 3.00% APY up to $10K when you spend $1,000 or more monthly, using the Aspiration debit card.
- Up to 5% cash back on debit card purchases
- Unlimited fee-free ATM withdrawals at Allpoint ATMs
- Up to 3.00% APY on savings
- Deposits are FDIC-insured
- No hidden fees!
- Extra cash back for spending at socially-conscious businesses
(No Expiration Date)
Chime Checking $100 Bonus + 2.00% APY
To earn the $100 bonus, open a Chime account and make a direct deposit of $200 or more within 45 days of opening your account. Then earn 2.00% APY on all balances.
- Fee-free overdraft up to $200 for eligible members
- Get paid up to 2 days early with direct depositˆ
- No monthly fees
- Grow your savings automatically
- Signing up takes 2 minutes!
(No Expiration Date)
Best Hub Bank Account
Nice interest earning a high, competitive rate account with no monthly fees, no minimum balances, and no minimum deposits.
- High dollar limitations for ACH transfers – When pushing money from CIT Bank to an external account, your daily limit can be as high as $250K per day. When pulling money from an external account, your daily limit is $500K per day.
- 1 business day ACH transfers speed – The standard transfer speed from CIT Bank to an external bank account is 1 business day. However, you can request a 1 day transfer when initiate an ACH transfer before 7:30 pm ET, Monday through Friday, and your funds will be available the next business day.
- Unlimited External Linked Accounts – You can add unlimited external linked accounts for ACH transfers. This is very helpful for those who are constantly moving money around for the highest interest rate.
Opening a CIT Bank Savings Connect is a soft pull and only $100 minimum.
(FDIC-Insured)
Best Bank Account Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|
| BluPeak Credit Union | Preferred Savings | 5.33% | $25 min/No max | Review |
| CloudBank 24/7 | High Yield Savings | 5.26% | $1 min/No max | Review |
| OptimumBank | Money Market Deposit | 5.26% | $1 min/No max | Review |
| TotalDirectBank | Direct Money Market | 5.26% | $2.5K min/$500K max | Review |
| Pacific Western Bank | Market Market Account | 5.25% | $1K min/No max | Review |
| Harborstone Credit Union | Market Market Account | 5.25% | $1K min/No max | Review |
| Valley Direct | Online Savings | 5.25% | No min/No max | Review |
| CFG Bank | Market Market Account | 5.25% | $1K min/No max | Review |
| Evergreen Bank Group | High Yield Savings | 5.25% | $100 min/No Max | Review |
| Fierce Finance | Cash Account | 5.25% | No min/No max | Review |
| Milli Bank | Savings | 5.25% | No min/No max | Review |
| Newtek Bank | High Yield Savings | 5.25% | No min/No max | Review |
| Popular Direct | High-Rise Savings | 5.25% | $5K min/No max | Review |
| Vio Bank | Money Market Account | 5.25% | No min/No Max | Review |
| SkyOne Federal Credit Union | Money Market | 5.24% | $1 min/No max | Review |
| Patriot Bank | Money Market | 5.22% | $1 min/No max | Review |
| State Bank of Texas | Jumbo Money Market Account | 5.22% | $100K min/No max | Review |
| Republic Bank | Digital Money Market | 5.21% | $2500 min/No max | Review |
| Grand Bank | Market Market Account | 5.20% | $1K min/No max | Review |
| Modern Bank | High Yield Money Market | 5.20% | $100K min/No max | Review |
| GreenState Credit Union | High Yield Savings | 5.16% | $1 min/No max | Review |
| Blue Federal Credit Union | Money Market Deposit | 5.15% | No min/No max | Review |
| Ponce Bank | Money Market | 5.15% | $1 min/No max | Review |
| Bread Financial | High Yield Savings | 5.15% | No min/$1M max | Review |
| FNBO Direct | Online Savings | 5.15% | $1 min /$1M max | Review |
| Jovia Financial Credit Union | Online Savings | 5.15% | $4.95 min/No max | Review |
| RBMAX | Max Interest Savings | 5.15% | No min/$249,999.99 max | Review |
| Western State Bank | High Yield Money Market | 5.15% | No min/No max | Review |
| Mission Valley Bank | High Yield Savings | 5.12% | $1 min/No max | Review |
| BMO Bank | Online Savings | 5.10% | No min/No max | Review |
| Blue | Savings | 5.10% | No min/No max | Review |
| Upgrade | Premier Savings | 5.07% | $1K min/No max | Review |
| Primis Bank | Savings | 5.07% | $1 min/No max | Review |
| Primis Bank | Premium Checking | 5.07% | $1 min/No max | Review |
| CIT Bank | Platinum Savings | 5.05% | No min/No Max | Review |
| All America Bank | Mega Money Market | 5.05% | No min/$100K max | Review |
| BankPurely | PurelyMoneyMarket | 5.05% | $25K min/No max | Review |
| iGObanking | Online Money Market | 5.05% | $25K min/No max | Review |
| Redneck Bank | Mega Money Market | 5.05% | No min/$100K max | Review |
| Lemmata Savings Bank | Money Market | 5.03% | $1 min/No max | Review |
| Merrill | Preferred Deposit | 5.02% | $100K min/No max | Review |
| TAB Bank | High Yield Savings | 5.02% | $1 min/No max | Review |
| My eBanc | SuperSaver Money Market | 5.01% | $100K min/No max | Review |
| My eBAnC | eRelationship Savings | 5.01% | $100K min/No max | Review |
| Salem Five Direct | eOne Savings | 5.01% | No min/$1M max | Review |
| StagePoint Federal Credit Union | Money Market | 5.00% | $1 min/No max | Review |
| Great Lakes Credit Union | Money Market Deposit | 5.00% | No min/No Max | Review |
| M1 | High Yield Savings | 5.00% | No min/No max | Review |
| Quontic Bank Money Market | Money Market | 5.00% | No min/No max | Review |
| Bask Bank | Interest Savings | 5.00% | No min/No max | Review |
| Laurel Road | High Yield Savings | 5.00% | No min/$2M max | Review |
| Dollar Savings Direct | Savings Account | 5.00% | No min/No Max | Review |
| First Foundation Bank | Online Savings | 5.00% | No min/No max | Review |
| Juno | Juno Account | 5.00% | No min/$250K max | Review |
| Merchants Bank of Indiana | Money Market Savings Account | 5.00% | No min/No max | Review |
| Morgan Stanley | Preferred Savings | 5.00% | $1K min/No max | Review |
| MyBankingDirect | High Yield Savings | 5.00% | $1 min/No max | Review |
| EverBank | Savings | 5.00% | $25 min/No max | Review |
| Rising Bank | High Yield Savings | 5.00% | $1K min/$1M max | Review |
| VirtualBank | eMoney Market | 5.00% | No min/No max | Review |
| Zynlo Bank | Money Market | 5.00% | No min/$250K max | Review |
| Northern Bank Direct | Money Market Premier | 4.95% | No min/$250K max | Review |
| Robinhood | Cash Sweep | 4.90% | No min/No max | Review |
| First Mid Bank & Trust | High Yield Savings | 4.80% | $1 min/No max | Review |
| Ivy Bank | High-Yield Savings | 4.80% | $2.5K min/$1M max | Review |
| Wealthfront | Cash | 4.80% | No min/No max | Review |
| iGObanking | iGOindexmoneymarket | 4.78% | $25K min/No max | Review |
| CIBC | Savings | 4.76% | $1 min/$1M max | Review |
| Connexus Credit Union | MMA | 4.76% | $1M min/No max | Review |
| Betterment | Cash Reserve | 4.75% | No Min/No max | Review |
| Fitness Bank | Savings Account | 4.75% | $100 min/$250K max | Review |
| Sallie Mae Bank | Money Market | 4.75% | No min/No max | Review |
| Synchrony Bank | High Yield Savings | 4.75% | No min/No max | Review |
| EverBank | Money Market | 4.75% | $500/No max | Review |
| mph.bank | Money Market | 4.70% | $1 min/No max | Review |
| CNB Bank Direct | Premium Money Market | 4.70% | $25K min/$2M max | Review |
| Empower | Cash Account | 4.70% | No min/No max | Review |
| CIT Bank | Savings Connect | 4.65% | No min/No max | Review |
| Brilliant Bank | Money Market Account | 4.65% | $1K min/$500K max | Review |
| USALLIANCE | High Dividend Savings | 4.65% | No min/No max | Review |
| Styl | Savings | 4.63% | No min/No Max | Review |
| Liberty Savings Bank Savings | High-Yield Savings | 4.60% | $1 min/No max | Review |
| CNB Bank Direct | High Yield Savings | 4.60% | $1 min/No max | Review |
| Quontic Bank | High Yield Savings | 4.50% | No min/No max | Review |
| SoFi ($275 bonus) | Savings Account | 4.50% | No min/No max | Review |
| Citizens Access | Online Savings | 4.50% | No min/No max | Review |
| LendingClub | High-Yield Savings | 4.50% | No min/No max | Review |
| Prime Alliance Bank | Personal Savings | 4.50% | No min/No max | Review |
| Prime Alliance Bank | Personal Money Market | 4.50% | No min/No max | Review |
| Quorum Federal Credit Union | High-Yield Savings | 4.50% | $10K min/No max | Review |
| Sallie Mae Bank | High Yield Savings | 4.50% | No min/No max | Review |
| Colorado Federal Savings Bank | Premier Savings | 4.45% | $50K min/No max | Review |
| Continental Bank | High Yield Savings | 4.41% | No min/No max | Review |
| Ally Bank | Money Market | 4.40% | No min/No max | Review |
| Colorado Federal Savings Bank | High Yield Savings | 4.40% | $1 min/No max | Review |
| Marcus by Goldman Sachs | Online Savings | 4.40% | No min/$3M max | Review |
| Modern Bank | Premier Money Market | 4.40% | $1K min/No max | Review |
| Affirm | Online Savings | 4.35% | No min/No max | Review |
| b1BANK | High Yield Savings | 4.35% | No min/No max | Review |
| Barclays | Online Savings Account | 4.35% | $1 min/No max | Review |
| MySavingsDirect | MySavings | 4.35% | No min/No max | Review |
| Discover Bank ($200 Bonus) | Online Savings | 4.30% | No min/No max | Review |
| American Express® Member FDIC | High Yield Savings account | 4.30% APY as of 9/27/23 | No min/$5M max | Review |
| Capital One 360 | Performance Savings | 4.30% | No min/No Max | Review |
| CFBank | Money Market Account | 4.30% | $25K min/No max | Review |
| Paypal | Savings | 4.30% | No min/No max | Review |
| Third Federal | Online Savings Plus | 4.30% | $5K min/No max | Review |
| SFGI Direct | Online Savings | 4.26% | $1 min/No max | Review |
| Discover Bank | Money Market | Up to 4.25% | $100K min/No max | Review |
| Ally Bank | Online Savings | 4.25% | No min/No max | Review |
| ConnectOne Bank | Online Savings | 4.25% | $2.5K min/No max | Review |
| E*Trade | Premium Savings | 4.25% | No min/No max | Review |
| Langley Federal Credit Union | Money Market Account | 4.25% | $1M min/No max | Review |
| Quorum Federal Credit Union | HighQ Savings | 4.25% | No min/No max | Review |
| Smarty Pig | High Yield Savings | 4.25% | No min/No max | Review |
| Idabel National Bank | Money Market | 4.20% | $1 min/No max | Review |
| First Foundation Bank | Online Money Market | 4.20% | No min/No max | Review |
| Live Oak Bank | Savings | 4.15% | No min/No max | Review |
| Credit Karma | High Yield Savings account | 4.10% | No min/No max | Review |
| MututalOne Bank | Mo Premium Savings | 4.07% | $20K min/No max | Review |
| EmigrantDirect | Savings Account | 4.00% | No min/No Max | Review |
| Lafayette Federal Credit Union | Premier Savings | 3.80% | $50K min/No max | Review |
| First Internet Bank | Money Market | 3.76% | $4K min/$1M max | Review |
| Chevron Federal Credit Union | MarketEdge Savings | 3.75% | $2.5K min/No max | Review |
| Spectrum Credit Union | MarketEdge Money Market Savings | 3.75% | $2.5K min/No max | Review |
| American Heritage Credit Union | High Yield Savings | 3.55% | $10K min/No max | Review |
| Affinity Plus Federal Credit Union | Superior MMA | 3.50% | No min/$25K max | Review |
| Luana Savings Bank | Money Market Account | 3.40% | $750K min/No max | Review |
| Northpointe | Money Market | 3.25% | $25K min/$3M max | Review |
| Northpointe | Ultimate Savings | 3.25% | $25K min/$2M max | Review |
| Paramount Bank | High-Interest Checking | 3.25% | No min/$100K max | Review |
| Alliant Credit Union ($100 Bonus) | High Yield Savings | 3.10% | No min/No max | Review |
| PenFed | Online Savings | 3.00% | No min/No max | Review |
| Varo | Online Savings Account | 3.00% | No min/No max | Review |
| T-Mobile Money | Checking Account | 2.50% | No min/No max | Review |
| The Federal Savings Bank | Virtual Money Market | 2.50% | $2K min/$1M max | Review |
| Synchrony Bank | Money Market | 2.25% | No min/No max | Review |
| Chime ($100 bonus) | Savings Account | 2.00% | No min/No max | Review |
| Bethpage Federal Credit Union | Money Market | 2.00% | $500 min/No max | Review |
Best Business Savings Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|
| Mercury | Mercury Treasury | 5.43% | No min/No max | Review |
| Prime Alliance Bank | Business Savings | 4.25% | $200K Min/No max | Review |
| Lili Banking | Business Banking | 4.15% | No min/No max | Review |
| Live Oak Bank | Business Savings Account | 4.00% | $200K min/No max | Review |
| LendingClub Banking | Business Savings | 3.60% | No min/No max | Review |
| American Heritage Credit Union | High Yield Business Savings | 3.55% | $10K min/No max | Review |
| Newtek Bank | Business Savings | 3.50% | No min/No max | Review |
| First Internet Bank | Business Money Market Savings | 3.45% | No Min/$5M max | Review |
| Seattle Bank | Private Concierge Business Savings | 3.40% | No min/$999,999 max | Review |
| Heritage Bank | Business Jumbo Deposit | 3.02% | $230k min/No max | Review |
| Financial Resources FCU | Business Purple Savings | 2.27% | $100k min/No max | Review |
| Grasshopper Bank | Business Checking | 2.25% + 1% Cash Back | No min/No max | Review |
| Bluevine | Business Checking | 2.00% | No min/$100K max | Review |
| NBKC Bank | Business Money Market | 2.00% | No min/No max | Review |
| Paramount Bank | Business Money Market | 2.00% | No min/No max | Review |
| LendingClub | Business Tailored Checking | 1.50% | No min/No max | Review |
| American Express (30K Bonus Points) | Business Checking | 1.30% | No min/ $500K max | Review |
| Greenwood Credit Union | Business Money Market | 1.25% | No min/No max | Review |
| Premier America Credit Union | Business Money Market | 1.10% | No min/No max | Review |
| Axos Bank ($200 Bonus) | Business Interest Checking | 1.01% | No min/ $49,999.99 max | Review |
| Signature Federal Credit Union | Business Money Market | 1.00% | No min/No max | Review |
While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
Related posts:
First Financial Northwest Bank Special Checking Review: 12.00% APY Up To $1.2K (WA)
Nationwide Direct Checking Review: Minimal Fees + Get Paid Up to Two Days Early
Century Next Bank Priority Checking Review: 3.00% APY Up To $15K (AR, LA)
MidWest One Bank Power Checking Review: 1.75% APY Up To $25K (CO, FL, IA, MN, WI)
State Exchange Bank (via RAISIN SaveBetter platform) in Oklahoma offers a 5.05% High-Yield Savings Account. Pretty good! Hustler Money Blog is the best!
Anthony, Thanks for all the work you do keeping this list updated. One note, now that there are so many banks offered through Raisin, could you mark each one that is available through Raisin. Following the name with “- Raisin” or at least a (R) or * or some other cymbal to indicate the affiliation, would be extremely helpful. Thank you.
Please remove Ivy Bank from your list above as they are no longer offering the Indexed savings account at 5.8%. The best they have is a high yield savings account at 4.8%. It is highly confusing & misleading that when you click on the link, it takes you to their website that shows 5.8% but nowhere tells that you that it is not offered. If you click apply at the top, you will NOT be opening this type of account.
Rockford Community Bank (a Wintrust Bank) in Rockford Illinois is offering 5% on a $200 minimum savings account. The rate is guaranteed to 1 year.
UFB is going through some painful growing pains.
Bread Financial’s High Yield Savings Account is at 1.15%Y
Thanks Gio! It has been updated.
The top rate you can presently acquire from a broadly accessible investment account is 0.70% yearly rate yield (APY), presented by Sallie Mae’s Smarty Pig account. That is in excess of multiple times the FDIC’s public normal for investment accounts of 0.06% APY, and it’s only one of the top rates you can find in our rankings below.1 Culled from our week after week rate research on in excess of 200 banks and credit associations that offer cross country bank accounts, even the 10th best rate on the rundown pays 0.55% APY
It would be helpful if your rates were updated more often. CF Bank hasn’t been 0.75 for over a month. It was 0.70 until recently and is now 0.60.
Gold Coast Bank only accepts new accounts for IL residents only.
Neighbors Bank has not accepted any new accounts for several months.
And who is going to do that? I would take a professional with complete determination, keeping a website up-to-date all the time.
Professionals like this don’t ‘do’ websites.
Clearly, professionals are not really professionals.
https://www.kaipermcu.org/accounts/thrive-rewards-checking/
Kaiser Permanente Credit Union–open to KP employees and health plan members is offering 2% on up to $10K. The usual reqmts: monthly DD of $250, 12 debit card purchases/mo., etc.
Farmer State is only for NE residents. It should not be listed as Nationwide!