Find which banks have the best Savings account and Money Market Account rates here.
Savings accounts, CDs, checking accounts, and money markets each offer very different benefits, and very different interest rates. All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
Table of Contents
- 1 Best Savings Account Rates
- 1.1 CIT Bank Savings Builder 1.75% APY + $150/$300 Bonus
- 1.2 Discover Bank Online Savings $150/$200 Bonus
- 1.3 CIT Bank Money Market 1.80% APY
- 1.4 Simple Account Up to 1.55% APY
- 1.5 UFB Direct High Yield Savings 1.70% APY
- 1.6 UFB Direct Money Market 1.70% APY
- 1.7 American Express High Yield Savings 1.60% APY
- 1.8 Citi Accelerate Savings account 1.60% APY
- 1.9 Capital One 360 Performance Savings 1.50% APY
- 1.10 Huntington Relationship Money Market 1.10% APY
- 1.11 Huntington Business Premier Money Market 1.00% APY
- 1.12 Discover Money Market Up to 1.40% APY
- 1.13 Credit Karma High Yield Savings 0.56% APY
- 1.14 SoFi Money 0.10% APY + $75 Bonus
- 2 Best Hub Bank Account
- 3 Best Bank Account Rates – Nationwide
- 4 High-Interest Reward Checking Accounts - Nationwide
- 5 Best State Bank Rates
Best Savings Account Rates
The following Savings & Money Market Accounts are available to everyone to earn the highest interest rate possible! This means finding the kind of savings account that is best suited for your needs.
All banks listed are federally insured by the FDIC, so rest assured your money will be earning the highest possible interest rates in the safest environment.
CIT Bank Savings Builder 1.75% APY + $150/$300 Bonus
Earn up to 1.75% APY with the CIT Bank Savings Builder account. Get up to $300 when you open an account. Earn $150 bonus with a deposit of $25,000 to $49,999 or $300 bonus with $50,000 or more. Be sure to enter promo code Spring20.
- Earn up to 1.75% APY on your funds—grow your savings faster.
- Earn a top tier, competitive APY on your money—one of the top savings rates in the nation.
- Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings—all while getting a top rate.
(FDIC Insured)
Learn more about CIT Bank Savings Builder from CIT Bank. Our full list of CIT Bank bonuses here.
Discover Bank Online Savings $150/$200 Bonus
Discover Online Savings Account offers $200 or $150 bonus along with 1.50% APY rate. This account is available online, nationwide. Member FDIC.
- Earn up to a $200 bonus along with high interest rate of 1.50% APY!
- You must apply through HustlerMoneyBlog.com with promo code HMB420 by 5/11/2020.
- Fund your first savings account with a minimum of $25K by 5/25/2020 to earn the $200 bonus.
- Fund your first savings account with a minimum of $15K by 5/25/2020 to earn the $150 bonus.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Online Savings here. Our full list of Discover Bank bonuses here.
CIT Bank Money Market 1.80% APY
Earn 1.80% APY with the CIT Money Market account.
- Earn 1.80% APY on your funds— reach your savings goals with a CIT Bank Money Market account.
- Earn several times the national average
- Quick and easy access to funds
- No monthly service fees
- 24/7 secure & award-winning banking
- A limit of six transactions per statement cycle
- Deposit checks remotely and make transfers with the CIT Bank mobile app
(FDIC Insured)
Learn more about CIT Bank Money Market from CIT Bank. Our full list of CIT Bank bonuses here.
Simple Account Up to 1.55% APY
Bank, budget, and save with up to 1.55% APY. Simple’s Protected Goals Account is designed to help you save in a separate high-yield checking account.
- Earn 1.55% APY on balances $10,000 and above
- Earn 1.55% APY on balances $9,999 or less
(Visit Simple for more details)
Read more about Simple offers here.
UFB Direct High Yield Savings 1.70% APY
UFB Direct, an online division of Axos Bank, offers a highly competitive rate with their online savings account. This account is available online, nationwide.
- Earn 1.70% APY for balances of $10,000 or more.
- The UFB High Yield Savings Account offers up to 1.70% APY with interest compounded daily.
- The minimum deposit to open a UFB Direct High Yield Savings Account is only $100.
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- All deposits are FDIC insured up to $250,000
(FDIC Insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
UFB Direct Money Market 1.70% APY
Axos Bank offers a premium money market account with a competitive rate. This account is available online, nationwide.
- Current rate offer: 1.70% APY
- Minimum deposit amount to open a UFB Premium Money Market Account is only $5,000.
- No monthly maintenance fee with a minimum $5,000 average daily ledger balance; otherwise, the fee is $10.00 per month.
- Free limited check writing privileges.
- FDIC insured to the maximum allowable limit – certificate number 35546.
(FDIC insured)
Learn more about UFB Direct here from Axos Bank. Our full list of Axos Bank bonuses here.
American Express High Yield Savings 1.60% APY
American Express Personal Savings account offers 1.60% APY Rate on all account balances.
- Earn 1.60% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- Links easily with your current bank accounts. No need to switch banks.
- No monthly fees, no minimum balance.
- 24/7 Account Access.
(FDIC Insured)
Learn more about American Express High Yield Savings and the latest Amex credit card offers here.
Citi Accelerate Savings account 1.60% APY
- Earn 1.60% APY on your deposits.
- No limits on earnings
- No minimum opening deposit
Learn more about Citi Accelerate Savings and the latest Citibank Promotions here.
Capital One 360 Performance Savings 1.50% APY
The 360 Performance Savings account earns 1.50% APY for balances of $10,000 or more.
- Earn 1.50% APY on all balances
- Available online, nationwide
- No monthly fees to open or keep your account
Learn more about Capital One 360 Performance Savings and more Capital One promotions here.
Huntington Relationship Money Market 1.10% APY
Earn 1.10% APY rate for 6 months guaranteed with the Huntington Relationship Money Market account. This offer is currently unavailable.
- Earn 1.10% APY on your deposits.
- Your Personal Savings account earns interest daily and is posted to your account monthly.
- No monthly fees with an average balance of $25,000
- 24/7 Account Access.
(FDIC Insured)
Learn more about Huntington Relationship Money Market here. Our full list of Huntington Bank bonuses here.
Huntington Business Premier Money Market 1.00% APY
Earn 1.00% APY rate for 6 months guaranteed with the Huntington Business Premier Plus Money Market account. This offer is currently unavailable.
- Earn 1.00% APY on your deposits.
- Designed for businesses with an average savings balance of $10,000 or more
- Waived monthly account service fee with an average account balance of $10,000 (otherwise $10/month)
- Earn a better rate when you also own a qualifying Huntington business checking account
(FDIC Insured)
Learn more about Huntington Business Premier Money Market here. Our full list of Huntington Bank bonuses here
Discover Money Market Up to 1.40% APY
Discover Bank’s Money Market account offers 1.35% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.40% APY with easy cash access via ATM, debit, or check.
- Earn up to a 1.40% APY!
- Many free features including: money transfer , money withdrawal, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone
- Fund your first savings account with a minimum of $100K to earn the APY
- There is no hidden fees and get access to over 60,000 free ATMs.
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $250,000.
(See advertiser website for full details)
Read more about Discover Bank Money Market here. Our full list of Discover Bank bonuses here.
Credit Karma High Yield Savings 0.56% APY
The High Yield Savings account offers a high rate of 0.56% APY to new customers that open an account. Simply open an account with at least $100 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $0.01 in your account.
- Earn 0.56% Annual Percentage Yield for accounts opened online.
- Earn this exceptional rate on your entire balance.
- $100 minimum opening deposit required.
- Get a competitive rate, with tiered interest to grow your money faster.
- Enjoy 24/7 online access with Online and Mobile Banking.
(Visit Credit Karma for more details)
Read more about Credit Karma High Yield Savngs here.
SoFi Money 0.10% APY + $75 Bonus
You can now sign up to SoFi Money Account to earn a $75 bonus and enjoy a high rate of 0.10% APY with no requirements! This exclusive checking/savings account offers high interest rate, mobile banking, and peace of mind knowing your account are secure with their level of security.
- Earn 0.10% APY on all balances + $75 bonus
- Free P2P payments & Free bill pays
- Unlimited reimbursement for ATM fees each month
- No minimum opening deposit, no minimum balance requirement, and no monthly fees.
- FDIC insurance up to $1,500,000.
(FDIC Insured)
Read more about Sofi Money here. Our full list of Sofi Bank bonuses here.
Best Hub Bank Account
American Express Personal Savings Account – You earn a high interest rate within this account along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the last few years. Here’s why:
- No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
- 1 to 2 business days ACH transfers speed – With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
- No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.
Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Best Bank Account Rates – Nationwide
| Bank | Account Type | APY | Minimum/Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| HMBradley | Checking Account | 3.00% | ? | ? | Review |
| Juno Bank | Checking Account | 2.15% | $100 min/$20K max | ? | Review |
| Affinity Plus Federal Credit Union | Superior MMA | 2.02% | $500/$25K | ? | Review |
| CFG Bank | Online High Yield Money Market | 1.90% | $25K min/No max | ? | Review |
| Fitness Bank | Savings Account | 1.90% | $100 min/No max | ? | Review |
| Earn Bank | Savings Account | 1.85% | No min/No max | ? | Review |
| CIT Bank | Money Market | 1.80% | $100 min/No max | Soft | Review |
| BMO Harris Bank | Money Market | 1.75% | $5K min/No max | Soft | Review |
| CIT Bank ($300 bonus) | Savings Builders | 1.75% | $25K min/No max | Soft | Review |
| First Foundation Bank | Online Savings | 1.75% | $1K min/No max | ? | Review |
| Live Oak Bank | Online Savings | 1.75% | $0.01/$5M max | Soft | Review |
| Patriot Bank | Online Money Market | 1.75% | No min/No max | Soft | Review |
| VIO Bank | High-Yield Savings | 1.75% | No min/No max | Soft | Review |
| Prime Alliance Bank | Personal Savings | 1.71% | $10,000 min/No max | ? | Review |
| SFGI Direct | Savings Account | 1.71% | $1/No max | ? | Review |
| Citizens Access | Online Savings | 1.70% | $5K min/No max | ? | Review |
| Comenity Direct | High-Yield Savings | 1.70% | $1 min/$10M max | ? | Review |
| HSBC Bank | Direct Savings | 1.70% | $1/$2M max | Soft | Review |
| Marcus By Goldman Sachs | Online Savings | 1.70% | $1/$1M max | Soft | Review |
| Popular Direct | Savings Account | 1.70% | $5K min/No max | Soft | Review |
| TAB Bank | High Yield Savings | 1.70% | $1 min/No max | ? | Review |
| TotalDirectBank | Money Market | 1.70% | $5K min/$500K max | ? | Review |
| UFB Direct | High Yield Savings | 1.70% | $10K min/No max | Soft | Review |
| UFB Direct | Money Market | 1.70% | $5K min/No max | Soft | Review |
| WebBank | High Yield Savings | 1.66% | $1K/$500K max | ? | Review |
| BrioDirect | High Yield Savings | 1.65% | $500 min/No max | ? | Review |
| First Internet Bank | Money Market | 1.61% | $100 min/No max | Soft | Review |
| First Internet Bank | Business Money Market | 1.61% | $100 min/No max | Soft | Review |
| Varo | Savings Account | 1.61% | No min/No max | ? | Review |
| American Express | High-Yield Savings | 1.60% | No min/$5M max | ? | Review |
| Barclays | Online Savings | 1.60% | No min/No max | ? | Review |
| Citibank (Many States) | Savings Account | 1.60% | No min/No max | Soft | Review |
| PNC Bank (Many States) | High Yield Savings | 1.60% | No min/$5M max | Soft | Review |
| Quontic Bank | MMA | 1.60% | $150K min/No max | ? | Review |
| Western State Bank | Money Market | 1.60% | No min/$3M max | Soft | Review |
| Rising Bank | High Yield Savings | 1.55% | $1K min/$500K max | ? | Review |
| Simple | Individual or Shared Protected Goals Account | 1.55% | No min/No max | Soft | Review |
| One American Bank | Freedom High-Yield Savings | 1.51% | $50K min/No max | ? | Review |
| All America Bank | Mega Money Market | 1.50% | No min/$50K max | Soft | Review |
| Ally Bank | Online Savings | 1.50% | No min/No max | Soft | Review |
| CFBank | MMA | 1.50% | $25K min/No max | ? | Review |
| CommunityWide Fed Credit Union | High Rate Quarterly Fund Account | 1.50% | $500 min/No max | ? | Review |
| Pacific National Bank | Money Market | 1.50% | $5K min/$240K max | ? | Review |
| Capital One 360 ($100 bonus) | Performance Savings | 1.50% | No min | Soft | Review |
| Discover Bank ($200 Bonus) | Online Savings | 1.50% | No min/No max | Soft | Review |
| Dollar Savings Direct | High Interest Savings | 1.50% | No min/No max | ? | Review |
| Investors Bank | eAccess MMA | 1.50% | No min/$2M max | Soft | Review |
| PurePoint Financial | Online Savings | 1.50% | $10K min/No max | Soft | Review |
| Redneck Bank | Mega Money Market | 1.50% | No min/$50K max | Soft | Review |
| Sallie Mae Bank | MMA | 1.50% | No min/No max | Soft | Review |
| SkyOne Federal Credit Union | High Yield Savings | 1.50% | $1k/No Max | ? | Review |
| SunTrust Bank | Advantage Money Market | 1.50% | $10K min/No max | ? | Review |
| Synchrony Bank | High Yield Savings | 1.50% | No min/No max | Soft | Review |
| CIBC Bank | Savings Account | 1.45% | No min/$1M max | ? | Review |
| able Banking | Money Market | 1.40% | $250 min/No max | Soft | Review |
| Bank7 | Online Savings Account | 1.40% | $100 min/$1M max | Soft | Review |
| Bank7 | Online Money Market | 1.40% | $5K min/$1M max | Soft | Review |
| Discover Bank | MMA | 1.40% | $100K min/No max | Soft | Review |
| PenFed Credit Union | Premium Online Savings | 1.40% | No min/$100K max | ? | Review |
| Sallie Mae Bank | High-Yield Savings | 1.40% | No min/No max | Soft | Review |
| TIAA Bank | Money Market | 1.40% | $5K min/$250K max | ? | Review |
| Alliant Credit Union | High Yield Savings | 1.35% | $100 min/No max | Soft | Review |
| State Bank of India | Money Market | 1.35% | $0.01 min/No Max | ? | Review |
| Mutual Bank of Omaha | Money Market | 1.26% | $1K min/$1M max | ? | Review |
| Capital One | Business Advantage Savings Account | 1.25% | $250 min/$1M max | Soft | Review |
| VirtualBank | eMoney Market | 1.25% | No min/No max | ? | Review |
| CNB Bank Direct | Premium Money Market | 1.21% | $25k min/$2M max | ? | Review |
| Bank5 Connect | High-Interest Savings | 1.20% | $100 min/No max | Hard | Review |
| Colorado Federal Savings Bank | Premier Savings Account | 1.20% | $50k/No max | ? | Review |
| Umbrellabank | Money Market Account | 1.11% | $25K min/No max | ? | Review |
| Huntington Bank (Many States) | Relationship Money Market | 1.10% | $25K min/$2M max | Soft | Review |
| My eBAnC | eRelationship Savings | 1.10% | $25K min/No max | ? | Review |
| Northfield Bank | Platinum Savings | 1.05% | No min/$225K max | Hard | Review |
| Northpointe | Ultimate Money Market | 1.05% | $25K min/$1M max | Soft | Review |
| Northpointe Bank | Ultimate Savings | 1.05% | $25k min/No max | Soft | Review |
| MutualOne Bank | Savings Account | 1.01% | No min/$1M max | ? | Review |
| State Farm Bank | Money Market Savings | 1.01% | $1K min/$5M max | ? | Review |
| Aspiration ($25 bonus) | Spend & Save | 1.00% | $10K min/No max | Soft | Review |
| BankUnitedDirect | Money Market | 1.00% | No min/No max | ? | Review |
| Capital One 360 ($25 bonus) | 360 Checking | 1.00% | $50K min/$100K max | Soft | Review |
| Capital One 360 ($25 bonus) | 360 Checking | 1.00% | $50K min/$100K max | Soft | Review |
| Colorado Federal Savings Bank | High Yield Savings | 1.00% | $1 min/No max | Soft | Review |
| Elements Financial | Helium Savings | 1.00% | $2.5K min/$250K max | Soft | Review |
| FNBO Direct | Online Savings | 1.00% | No min/$1M max | ? | Review |
| Huntington Bank (Many States) | Business Premier Money Market | 1.00% | $10K min/$2M max | Soft | Review |
| My eBanc | Money Market Account | 1.00% | $5K min/$No Max | Soft | Review |
| MySavingsDirect | Online Savings | 1.00% | No min/No max | Soft | Review |
| Salem Five Direct | eOneSavings | 1.00% | No min/$1M max | Hard | Review |
| American Heritage Credit Union | High Yield Savings | 0.90% | $10K min/No max | Soft | Review |
| Bethpage Federal Credit Union | Money Market Account | 0.90% | $500 min/No max | Soft | Review |
| BBVA | Money Market | 0.80% | $10K min/No max | Soft | Review |
| BankPurely | MMA | 0.75% | $25K min/No max | Soft | Review |
| Bay State Savings Bank | Money Market | 0.75% | No min/No max | ? | Review |
| iGObanking | MMA | 0.75% | $25K min/No max | Soft | Review |
| North American Savings Bank | High Rate Savings Account | 0.75% | $50K min/$5M max | Soft | Review |
| Quorum Federal Credit Union | HighQ Savings | 0.75% | No min/No max | ? | Review |
| EBSB Direct | Money Market | 0.62% | $10K min/No max | ? | Review |
| Credit Karma | High Yield Savings | 0.56% | $0.01/No max | ? | Review |
| Level Bank | Online Checking | 0.50% | No min/No max | ? | Review |
| MemoryBank | MMA | 0.50% | No min/$1M max | Soft | Review |
| Superior Choice Credit Union | Choice Investment Money Market | 0.50% | $50K min/No max | ? | Review |
| IncredibleBank | Money market | 0.35% | $300K min/No max | ? | Review |
| USALLIANCE Financial | High Dividend Savings | 0.33% | $500 min/No max | Soft | Review |
| Betterment | EverydayTMCash Reserve | 0.30% | $10 min/No max | ? | Review |
| Wealthfront | High Interest Cash | 0.26% | $1 min/$1M max | Soft | Review |
| BankPurely | SavingPurely | 0.25% | $1 min/No max | Soft | Review |
| Customers Bank | High-Yield Savings | 0.25% | $25K min/No max | Soft | Review |
| iGObanking | High Interest Savings | 0.25% | No min/No max | Hard | Review |
| My Banking Direct | Money Market | 0.25% | $25K min/No max | ? | Review |
| M.Y. Safra Bank | Online Money Market | 0.25% | $5K min/$500K max | ? | Review |
| Radius Bank | High-Yield Savings | 0.25% | $25K min/No max | Hard | Review |
| Envision Bank | Savvy Savings | 0.10% | $25 min/No max | ? | Review |
| SoFi Money ($75 Bonus) | Checking/Savings | 0.10% | No min/No max | ? | Review |
| Personal Capital | Cash Account | 0.05% | $0 min/$0 max | ? | Review |
High-Interest Reward Checking Accounts - Nationwide
For those who are willing to do some extra work each month, you may want to sign up for a Rewards Checking Account (RCA). To earn the higher-than-normal APR as compared to a savings account, you must enroll in eStatements, set up monthly direct deposit or ACH transfers, then make a minimum number of debit card transactions. While the rate may be high, there is a cap usually between $10K to $20K on the high interest rate.
| Bank or Credit Union | Account Type | APY | Maximum | Inquiry | Review |
|---|---|---|---|---|---|
| Consumers Credit Union | Free Rewards Checking | 5.09% | $10,000 | Hard | Review |
| Ideal Credit Union | High Yield Checking | 4.00% | $20,000 | ? | Review |
| Western Vista Credit Union | Panorama Checking | 4.00% | $15,000 | ? | Review |
| Blue Federal Credit Union | Extreme Checking | 3.50% | $15,000 | Soft | Review |
| One American Bank | Kasasa Cash | 3.50% | $10,000 | Soft | Review |
| Partner Colorado Credit Union | High Interest Checking | 3.50% | $10,000 | Hard | Review |
| Evansville Teachers FCU | Vertical Dividend Checking | 3.30% | $20,000 | Soft | Review |
| Market USA FCU | Platinum Tier Rewards Checking | 3.01% | $15,000 | ? | Review |
| ECCU | Kasasa Cash | 3.00% | $35,000 | Soft | Review |
| Garden Savings Federal Credit Union | Platinum Checking | 3.00% | $15,000 | ? | Review |
| Great Lakes Credit Union | Free Checking | 3.00% | $10,000 | ? | Review |
| INOVA Federal Credit Union | Shield Checking | 3.00% | $15,000 | ? | Review |
| Lake Michigan Credit Union | Max Checking | 3.00% | $15,000 | Hard | Review |
| Signature Federal Credit Union | Choice Checking | 3.00% | $20,000 | Soft | Review |
| TAB Bank | Kasasa Cash | 3.00% | $50,000 | Soft | Review |
| First Security Bank & Trust | Kasasa Cash | 2.51% | $50,000 | ? | Review |
| Industrial Bank | Kasasa Cash | 2.50% | $15,000 | ? | Review |
| USE Federal Credit Union | Kasasa Cash | 2.50% | $10,000 | ? | Review |
| New Buffalo Savings Bank | Kasasa Cash | 2.27% | $15,000 | ? | Review |
| Bellco Credit Union | Boost Interest Checking | 2.25% | $25,000 | ? | Review |
| Envision Bank | Envision Max | 2.25% | $25,000 | ? | Review |
| BankFirst | Kasasa Cash | 2.02% | $10,000 | ? | Review |
| TruStone Financial Federal Credit Union | TruRate Checking | 2.02% | $20,000 | ? | Review |
| Finex Credit Union | Axcess Rewards Checking | 2.018% | $25,000 | ? | Review |
| Bay State Savings Bank | Kasasa Cash | 2.01% | $20,000 | ? | Review |
| Campus Federal | Lagniappe Checking | 2.01% | $10,000 | ? | Review |
| Country Bank | Kasasa Cash | 2.00% | $20,000 | Soft | Review |
| Elements Financial | High Interest Checking | 2.00% | $20,000 | Soft | Review |
| GreenState Credit Union | R2 Checking | 2.00% | $20,000 | ? | Review |
| Hawaii Pacific Federal Credit Union | Kasasa Cash | 2.00% | $25,000 | ? | Review |
| MainStreet Bank | Kasasa Cash | 2.00% | $15,000 | ? | Review |
| Northwest Federal Credit Union | Kasasa Cash | 2.00% | $25,000 | ? | Review |
| United Educators Credit Union | High Yield Checking | 2.00% | $10,000 | ? | Review |
| Wings Financial | High Yield Checking | 1.76% | $25,000 | ? | Review |
| All America Bank | Ultimate Rewards Checking | 1.75% | $10,000 | Soft | Review |
| Redneck Bank | Rewards Checking | 1.75% | $10,000 | ? | Review |
| Heritage Bank | eCentive Account | 1.53% | $25,000 | Soft | Review |
| Quontic Bank | Amplify Interest Checking | 1.50% | $1,000,000 | ? | Review |
| Legence Bank | Kasasa Cash | 1.26% | $10,000 | ? | Review |
| America's Credit Union | Affinity Plus Checking | 1.01% | $25,000 | Soft | Review |
| Coastal Credit Union | Go Green Checking | 1.00% | $10,000 | ? | Review |
| Dover Federal Credit Union | Kasasa Cash | 1.00% | $30,000 | ? | Review |
| Orion Federal Credit Union | Premium Checking | 1.00% | $10,000 | Hard | Review |
| XCEL Federal Credit Union | Kasasa Cash | 1.00% | $25,000 | ? | Review |
| Georgia Banking Company | Kasasa Cash | 0.85% | $25,000 | ? | Review |
Best State Bank Rates
Some bank rates are only available for these States with higher interest rate than you can find anywhere else. You may be interested in them because you want a physical branch where you live. We listed below all the best high interest rates if you are fortunate to live in the respective State below.
| Bank | State(s) | Account Type | APY | Minimum/Maximum | Review |
|---|---|---|---|---|---|
| SharePoint Credit Union | MN | eSavings Account | 3.00% | No min/$10K max | Review |
| Apco Employees Credit Union | AL | IRA Share Account | 2.02% | $25 minimum to earn high rate | Review |
| Listerhill Credit Union | AL, TN | Money Market Account | 2.02% | $100K min/ No max | Review |
| Central Minnesota CU | MN | My Goal Savings | 2.00% | $0+ minimum to earn high rate | Review |
| TBK Bank | TX | Money Market | 2.00% | $100K minimum to earn high rate | Review |
| WauBank | AZ, CT, FL, MA, RI, TN, VA | Online High Yield Savings | 1.85% | $5K minimum to earn high rate | Review |
| Great Southern Bank | TX | Money Market | 1.73% | $2.5k minimum to earn high rate | Review |
| Amboy Direct | NJ | eSavings Account | 1.51% | $1.00 min/$250,000 max | Review |
| College Savings Bank | AZ | Honors Savings | 1.40% | $250 minimum to earn high rate | Review |
| HarborOne Bank | CT, ME, MA, NH, RI, VT | Remarkable Savings | 1.25% | $5K minimum to earn high rate | Review |
| Sharon Bank | PA | Money Market | 1.25% | $25,000 minimum to earn high rate | Review |
| Citadel FCU | PA | High Yield Savings | 1.20% | $10k minimum to earn high rate | Review |
| Kearny Bank | NJ, NY | Money Market | 1.15% | $15K min/ No max | Review |
| Home Loan Investment Bank | RI, MA | Premier Savings | 1.05% | $50k minimum to earn high rate | Review |
| Clinton Savings Bank | MA | eXPERIENCE Online Savings | 1.01% | $100 minimum opening deposit | Review |
| First Service Bank | AR | Personal Savings | 0.80% | $5 minimum opening deposit | Review |
| MapleMark Bank | OK, TX | MMA | 0.65% | $25k minimum to earn listed rate | Review |
| Home Loan Investment Bank | RI, MA | Sky High Savings | 0.45% | $50k minimum to earn high rate | Review |
American Express Personal Savings Account - You earn 1.60% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month. |
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Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The UFB High Yield Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings has a nice sign-up bonus plus great rate. |
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| PROMOTIONAL LINK | RATE | REVIEW |
| Discover Bank Online Savings | 1.50% APY + $200 Cash | Review |
| CIT Bank Savings Builder | 1.75% APY + $150/$300 Bonus | Review |
| CIT Bank Money Market | 1.80% APY | Review |
| UFB Direct High Yield Savings | 1.70% APY | Review |
| American Express High Yield Savings | 1.60% APY | Review |
| Simple | 1.55% APY | Review |
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Hsbc has gone from 1.85% to 1.70% as of 03/20/2020
Best rate as of today at Fitness Bank is 2.1%, not 2.2%.
The very best is Ford Interest Advantage………………….but not insured, but went thru the 2007-2009 recession without a scratch. They offer it a checking, can be linked at your broker but 5 business day hold after deposit. This quick……..apply Wednesday and transfer on Friday after entering test deposits, Monday the money is there. But you must download a signature card and get it notorized and then wait to request checks. I earn top notch interest on my dividends as they come in and transfer large cash in from the broker in between trades……….but the 5 day hold gets in the way…..maybe. Currently 2.65% and 2.69% apr. ………..No restrictions on withdraws other than the 5 day hold…………….paychecks/government check do not get held
Agreed!
I use your site now regularly. Thanks for developing the best and most updated MM account list online. So now…. I can give back a little now… Pentagon Federal now has a Premium Online Savings at 2%.
https://www.penfed.org/accounts/premium-online-savings
Thanks for your good work.
Union Bank has 18mo to 23 mo CD $10,000 min @ 2.90% APY
18 – 23 Month CD*
Account Balance Rate APY%
$10,000 – 24,999.99 2.86 2.90
$25,000 – 49,999.99 2.86 2.90
$50,000 – 99,999.99 2.86 2.90