Available nationwide, Capital One 360 Performance Savings is offering a staggering 3.90% APY Rate. Continue reading below to learn everything you need to know about Capital One 360.
Update 11/22/24: The rate has decreased to 3.90% APY (from 4.00%).
About Capital One 360 Performance Savings
Being one of the largest financial institution in the United States, Capital One has over 500 convenient locations spread throughout the nation.
With a driven and dedicated team offering fantastic products such as Savings rates and CD rates, you are able to obtain the best services and features the bank has to offer.
I’ll review Capital One 360 Performance Savings below.
| Balance Requirement | APY Rate |
| $1+ | 3.90% |
Capital One 360 Performance Savings Rate
To earn Capital One 360’s competitive high APY rate, simply open a new account. That’s all it takes and you’ll get to enjoy earning the competitive rate on all balances.
- Account Type: 360 Performance Savings
- Interest Rate: 3.90% APY
- Availability: Nationwide
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft Pull, which does not affect your credit
- Opening Deposit: None
- Credit Card Funding: None
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
Capital One 360 ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Editor’s Note: Help us with the table above in the comment section if you have experience with Capital One 360’s ACH capabilities.
How to Earn Capital One Rate
- Open a 360 Performance Savings account from Capital One.
- Maintain any balance amount and earn the 3.90% APY rate.
Why You Should Sign Up For This Account
- Top-Rated Mobile App : Access your money 24/7, from the couch or on-the-go, with mobile banking.
- Digital Saving Tools : Use innovative tools like automatic transfers to help make the most of your online account.
- Member FDIC : All deposits in this savings account are FDIC-insured up to the allowable limits.
Bottom Line
Check out Capital One 360 and open a Performance Savings account this amazing rate!
The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile.
For more, see our list of the latest banking offers from Capital One or our extensive list of the best bank promotions.
Let us know about your experience with this bank and comment below.
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I tried to open a 360 Money Market Account but when I attempted to transfer everything from my 360 Savings Account it would not let me. I thought there was no limi!?.What did I do wrong?
have tried to put 10K into a 360 money market account … have sent all the needed info (last week)…you put small amount into my checking account at another bank… tried to log into a 360 account but keep getting my credit card account login.??? do you people not want my 10K ??? the account name is Carolyn Thomas under my e-mail address. i do not seem to be able to send you any money ???