Available nationwide, CIT Bank is offering 4.40% APY on balances of $5,000 or more when opening a CIT Bank Platinum Savings account with a $100 deposit.
This is one of the best savings accounts to use as a Hub account to transfer your money.
About CIT Bank Platinum Savings
For more than 100 years, CIT Group Inc., a Fortune 500 company, has helped drive innovation as a leader in middle-market lending, and financing the retail, energy, healthcare, transportation and technology sectors.
With no maintenance or ATM fees and numerous conveniences, CIT Bank’s Platinum Savings account is an excellent banking solution for many depositors.
CIT Bank’s Platinum Savings has one of the highest interest rates with human phone and email support during business hours.
Whether you’re establishing a savings habit or looking for a high-yielding savings, CIT Bank’s Platinum Savings account is a powerful tool to boost your savings.
Open an account with a great rate and easy, 24/7 online access.
| Balance Requirement | APY Rate |
| $5,000+ | 4.40% |
| Less than $5,000 | 0.25% |
CIT Bank Platinum Savings Rate
- Interest Rate: 4.40% APY
- Account Type: CIT Bank Platinum Savings
- Availability: Nationwide (Online)
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Opening Deposit: $100
- Monthly Fee: There are no monthly fees
- Early Account Termination Fee: None
(FDIC-Insured)
CIT Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1 day | $250K | $7.5M | None |
| Pull | 1 day | $500K | $15M | None |
How to Earn CIT Bank Rate
- Open a CIT Bank Platinum Savings Account.
- Enter your info. Securely provide your address, phone number, email and Social Security number (or other taxpayer ID).
- Fund your account. Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
- And you’re done. That’s all there is to it. We’ll send an email confirming you have successfully opened your account.
- Earn 4.40% APY on n balances of $5,000 or more.
Why You Should Sign Up For This Account
- Competitive rates
- Secure. Your CIT Bank account is FDIC insured, which means it’s secure.
- Digital convenience. CIT Bank’s mobile app makes it easy to manage your account.
- No monthly service fees. No account opening or monthly services fees, so you can keep what you earn.
Other CIT Bank Accounts To Consider
| PROMOTIONAL LINK | OFFER | REVIEW |
| 13-Month Term | 4.65% APY | Review |
| 18-Month Term | 4.60% APY | Review |
| CIT Bank Platinum Savings | 4.40% APY | Review |
| CIT Bank Savings Connect | 4.20% APY | Review |
| 6-Month Term | 4.15% APY | Review |
| CIT Bank No Penalty CD | 4.15% APY | Review |
| CIT Bank Money Market | 1.55% APY | Review |
| CIT Bank Savings Builder | 1.00% APY | Review |
Bottom Line
Check out CIT Bank and open a Platinum Savings account to earn a competitive rate!
The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile.
Interested in Bank Bonuses? See promotions from our favorite banks: U.S. Bank, Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, BMO Harris, SoFi, and more!
For more bank offers, see the complete list of Best Bank Rates!
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