Take advantage of Quad City Bank & Trust promotions, bonuses, and offers here!
Update 7/11/25: There’s currently a $300 checking bonus good through 8/15/25 and a $50 referral bonus. No limits on referrals.
About Quad City Bank & Trust Promotions
Quad City Bank and Trust Company is headquartered in BETTENDORF and is the 6th largest bank in the state of Iowa. It is also the 452nd largest bank in the nation. It was established in 1994 and as of March of 2023, it had grown to 244 employees at 5 locations. Quad City Bank and Trust Company’s money market rates are 7X the national average, and it has an A health rating.
Quad City Bank & Trust $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: IA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 08/15/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- New client can choose one of the following: Yeti Cooler (retail value $300), Ninja Espresso & Coffee Barista System (retail value $250) & QCBT Tumbler (retail value $20) or a $300 credit to the account.
- Bonus will be awarded within 30 calendar days after all the following requirements occur provided the account has been open a minimum of 30 days:
- a) Open a qualifying consumer checking account;
- b) Set up reoccurring direct deposit totaling at least $1,000 within 90 days of opening the account;
- c) The debit card has been used at least once during the statement cycle.
- New Client Bonus Offer: This bonus is offered as a choice of a gift or a cash credit to the new account.
- New client can choose one of the following: Yeti Cooler (retail value $300), Ninja Espresso & Coffee Barista System (retail value $250) & QCBT Tumbler (retail value $20) or a $300 credit to the account.
- Bonus will be awarded within 30 calendar days after all the following requirements occur provided the account has been open a minimum of 30 days: a) Open a qualifying consumer checking account; b) Set up reoccurring direct deposit totaling at least $1,000 within 90 days of opening the account; c) The debit card has been used at least once during the statement cycle.
- Direct deposit examples are an electronic deposit of your paycheck, pension or government benefits from your employer or the government.
- In person deposits at the ATM or a bank branch and person to person payments (such as Zelle, Venmo or CashApp) are not considered a direct deposit.
- Additional terms of the bonus offer include: Customer will be notified by the bank when they have met the bonus requirements and are eligible to pick up their gift.
- If you do not pick up your gift within 30 days of being notified, your gift will default to the $300 credit to the account.
- Accounts opened online will automatically default to the $300 credit.
- If choosing the gift option, gift must be picked up at our QCBT Bettendorf branch (2118 Middle Road, Bettendorf, IA 52722). Gifts will not be shipped.
- If the $300 credit is selected, it will be applied as a credit to the client’s account within 30 calendar days of meeting the bonus requirements.
- Account must be opened a minimum of 30 calendar days, be active and have a positive balance at the time bonus is paid.
- Only new consumer checking account clients are eligible.
- Business accounts are not eligible for this promotion.
- New client cannot have closed a QCBT checking account within the previous 12-month period.
- Requirements must be met within the first six months.
- Business accounts are not eligible for this promotion.
- Minimum opening deposit requirements range from $25 – $50, depending on the checking account type. (For Example, Bank On Checking minimum – $25 and U Account Checking- $50).
- Bonus will be reported to the IRS as applicable.
- Client will be responsible for any applicable taxes on the bonus or gift.
- Consult your tax advisor.
- Must be an Iowa or Illinois resident.
- Promotion ends 8/15/2025 and is subject to change without notice.
- Member FDIC.
Quad City Bank & Trust $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: IA (Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Simply refer a friend to open any new checking account with Quad City Bank & Trust and you’ll both receive $50.
- $50 bonus will be paid within 30 days of when the following occur:
- the account has been open a minimum of 30 days,
- a reoccurring ACH transaction has occurred,
- the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
- $50 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
- Account must be active at the time bonus is paid and will be applied as a credit to the new account.
- Only new consumer checking account clients are eligible.
- Cannot be combined with any other offers.
- Employees are ineligible.
- Minimum opening deposit requirement is $100, with the exception of Quad City Preferred (minimum $1000 to open).
- The current client will receive a $50 credit into their QCBT checking account only after the new client has met these requirements.
- Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- New clients may not combine this with any other promotion.
- Bonuses are unlimited per client and will be reported to the IRS as applicable.
- Member FDIC.
How To Waive Monthly Fee
- U Checking Account: No Monthly Service Charge
- Quad City Free Checking: No Monthly Service Charge
- Quad City Interest Checking: $16 Monthly Service Charge (if below minimum $750 Average Daily Balance)
- Quad City Preferred Checking: $16 Monthly Service Charge (if below minimum $10,000 Deposit Relationship Minimum Balance)
- Business Checking: Not listed
- Business Value Checking: Monthly maintenance fee waived with a $5,000 average daily collected balance or $2,500 minimum ledger balance
- Business with Interest Checking: Not listed
- Business Analyzed Checking: Not listed
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Bottom Line
If you live near a Quad City Bank & Trusty location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted!
Although you can earn a generous bonus from Quad City Bank & Trust, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Quad City Bank & Trust Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!
