Earn up to a $200 bonus when you open a new Upgrade Premier Savings account account and complete qualifying activities.

Get a bonus up to $200 with qualifying deposits. Earn an exceptional 3.30% APY on balances of $1,000 or more.

To earn the bonus, you must deposit at least $5,000 in the first 30 days, and leave it for an additional 60 days.

$50 bonus: $25,000 – $49,999 deposit
$100 bonus: $50,000 – $99,999 deposit
$200 bonus: $100,000+ deposit

Update 10/12/26: The up to $200 offer is back! Limited time offer.

Interested in a checking account? Earn a $200 bonus when you open a new checking account and meet the requirements! *Currently unavailable.*

Table of Contents

Upgrade Premier Savings $200 Bonus

Direct Link to Offer
What you’ll get: Up to $200 bonus
Account Type:
- Upgrade Premier Savings
Availability: Nationwide
Monthly Fee: None

Learn More at Upgrade

(Expires 01/31/2025)

Account Features

Exceptional APY. Earn 3.30%APY on balances of $1,000 or more. Start saving for your future now.
All the savings, none of the fees. No monthly account fees or transfer fees
24/7 access. Secure, 24/7 mobile access to your account

Fine Print

Earn a cash bonus when you open a Premier Savings account. To qualify, you must open a new Premier Savings account using the referral link and (a) make a deposit within 30 days of opening the new account for the specified minimum deposit amount required for each bonus tier (i.e. $25K for $50, $50K for $100, $100K for $200), and (b) after the initial 30-day period, maintain at all times during an additional 60 days the minimum account balance presented for the qualifying bonus tier. If at any time during the 60-day period, your account balance falls below the minimum account balance presented to you for a bonus tier, you may still qualify for a bonus at the next minimum level presented. However, if your account balance falls below the lowest minimum level presented, you will not receive a bonus for that referral. Existing Premier Savings account holders are not eligible for this promotion. By using your unique referral link or otherwise participating in this promotion, you agree to the Refer a Friend Program Terms and Conditions. Limit of 10 Bonuses per existing customer account type. Offer subject to change. Void where prohibited. See additional Refer a Friend Program Terms and Conditions.