Bank of America Promotions October 2019: $100, $300, $500, $600, $2,500 For Checking, Savings, and Business Bonuses

• Open a new Bank of America Advantage Plus Banking™ checking account, Bank of America Advantage Relationship Banking™ checking account or a Bank of America Advantage SafeBalance Banking™ account (you must use the “Open now” link on the offer page to qualify); AND
• Set up and receive two Qualifying Direct Deposits of $250 or more each to your new personal checking account within ninety (90) days of account opening. A “Qualifying Direct Deposit” is a recurring direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. A transfer done via ATM, online, or teller, or a transfer from a bank or brokerage account, Merrill Edge® or Merrill Lynch® account is not a Qualifying Direct Deposit.
• After you meet all of the requirements, they will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days; if unable to do so, a check will be issued.
• The new personal checking account must be open up to and including the date any earned bonus is paid in order to receive the bonus.

• Overdraft Protection
• BankAmeriDeals: Get cash back for the things you buy every day. Earn up to 15% cash back at stores, restaurants and more with BankAmeriDeals and have it deposited directly into your Rewards Savings account.
• Preferred Rewards: Preferred Rewards clients can enjoy even more benefits based on their relationship tier.
• Debit Card
• Waive the Monthly Service Fee

• SafeBalance Banking: $4.95 monthly maintenance fee, can be waived for eligible students under age 24 or with enrollment in Preferred Rewards.
• Plus Banking: $12 monthly maintenance fee, can be waived with minimum direct deposit or daily balance requirements, for eligible students under age 24 or with enrollment in Preferred Rewards.
• Relationship Banking: $25 monthly maintenance fee, can be waived with combined balances in eligible linked accounts or with enrollment in Preferred Rewards.

• All account applications are subject to approval.
• Your account does not qualify for the bonus until you provide all of the information they require in connection with opening the account by the promotion end date. This includes information they require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable).
• The value of this bonus may constitute taxable income to you.
• Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus.
• To the extent required by law, Bank of America may withhold tax or other amounts from the payment.
• Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

• Bank of America is offering a bonus of $500 when you open a new checking account and complete ONE the following requirements:
  • Set up and receive qualifying direct deposits totalling $10,000 or more within 90 days of account opening
  • Make qualifying deposits of $50,000 or more in new money into your personal checking account within 30 days of opening and maintain that balance for 90 days

• $12, can be waived if you complete any of the following:
  • Maintain a minimum daily balance of $1,500 or more
  • Receive a direct deposit of $250+
  • Students under age 24 are eligible to have this fee waived while enrolled in high school, college, university or a vocational program.
  • Preferred Rewards clients get this fee waived (waiver applies to first 4 checking accounts).

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

• Enroll in the offer by December 31, 2019 by speaking to a Bank of America associate or by clicking the enrollment link in a direct email communication
• Open or maintain an eligible savings account
• Make deposits of new money totaling at least $10,000 directly into the eligible savings account
• Maintain the Qualifying Deposit(s) in the eligible savings account

• $8.00 Monthly Fee
  • Can be Waived if:
    • Maintain a minimum daily balance of at least $500
    • Link your Rewards Savings account to your Bank of America Advantage Relationship Banking^™account (waiver applies to first 4 savings accounts)
    • When you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts)

• This offer is only available to select Bank of America customers who receive this offer via a direct communication from Bank of America
• Fiduciary accounts (e.g., trust accounts) are excluded
• Bank of America may change or discontinue this offer at any time without notice before that date
• Only available at participating financial centers
• Offer cannot be combined with any other bonus offer and is limited to one per eligible savings account and per customer
• Offer does not apply to second or multiple eligible savings accounts
• In the event a customer has more than one eligible savings account, only one account can qualify for this offer

• To receive a $1,000 bonus:
  • Open a Business Advantage Checking account plus one of the Select Business Accounts listed here:
    • Small Business Credit Card. You must be approved and spend at least $2,000 on your new card within 90 days of opening your Business Advantage Checking account.
    • Business Term Loan. You must be approved and open a new term loan within 90 days of opening your Business Advantage Checking account.
    • Business Line Of Credit. You must be approved and open a new line of credit within 90 days of opening your Business Advantage Checking account.
    • Bank Of America Merchant Services Account. You must open and activate a merchant services account and settle $10,000 of funds into your Business Advantage Account within 90 days of opening it.
  • You’ll also need to deposit $50,000 of outside funds into the new Checking account within 90 days of opening.
•  You’ll receive an additional $500 bonus for each account you open from the above.

Business Fundamentals:

• Online Banking with account alerts and Bill Pay
• Mobile Banking with mobile check deposit
• Debit cards with Total Security Protection^®
• Business savings account

Business Advantage:

• Online account management
• Seamless Quickbooks^® integration
• Additional business checking account
• No fee for select banking services⁵

• Business Advantage: Avoid the $29.95 monthly fee when you meet one of the following:
  • Spend $2,500 in net new purchases on a business credit card
  • Maintain an average monthly balance of $15,000 or more
  • Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America accounts
  • Actively use Bank of America Merchant Services8 and/or Payroll Services
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)
• Business Fundamentals: Avoid the $16 monthly fee when you meet one of the following:
  • Spend $250 in net new purchases on a business debit or credit card
  • Maintain an average monthly balance of $5,000 or more
  • You can also maintain a minimum daily balance of $3,000
  • Or you can maintain a combined average monthly balance of $15,000 or more in your linked Bank of America accounts
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)

• Speak to a Small Business Expert to sign-up for this promotion.
• Signing up for a Credit Card or Line of Credit will affect your credit score.
• Account must be opened in a branch to qualify for the bonus.

• $300 Checking Bonus:
  • Open a new business checking account
  • Make qualifying deposits of at least $5,000 within 90 days
  • Make at least 5 electronic payments within 90 days
• $300 Card Bonus:
  • Open a Business Advantage Cash Rewards credit card
  • Spend at least $3,000 within 90 days

• Business Fundamental: Your $16 monthly fee can be waived if you fulfill any of the following requirements:
  • Spend $250 in net new purchases on a business debit or credit card
  • Keep an average monthly balance of $5,000 or more
  • Maintain a minimum daily balance of $3,000
  • Have a combined average monthly balance of $15,000 or more in your linked Bank of America business accounts
• Business Advantage Checking: Your $29.95 monthly fee can be waived if you fulfill any of the following requirements:
  • Spend $2,500 in net new purchases on a business credit card
  • Maintain an average monthly balance of $15,000 or more
  • Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America business accounts
  • Actively use Bank of America Merchant Services and/or Payroll Services

• Your account does not qualify for the bonus until you provide all of the information we require in connection with opening the account by the promotion end date December 31, 2019.
• This includes information we require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable).
• The value of this bonus may constitute taxable income to you.
• All new accounts must be open at the end of the 90-day qualifying behavior period to receive the bonus.
• Bank of America will make every attempt to deposit the earned cash bonus directly into your business checking account within 90 days from the end of your qualifying period.

• $500 Bonus:
  • Open a new business checking account
  • Make qualifying deposits of at least $20,000 within 60 days of account opening date
  • At least 10 qualifying electronic payments
• OR $200 Bonus:
  • Open a new business checking account
  • Make qualifying deposits of at least $5,000 within 60 days of account opening date
  • At least 5 qualifying electronic payments

• Business Fundamental: Your $16 monthly fee can be waived if you fulfill any of the following requirements:
  • Spend $250 in net new purchases on a business debit or credit card
  • Keep an average monthly balance of $5,000 or more
  • Maintain a minimum daily balance of $3,000
  • Have a combined average monthly balance of $15,000 or more in your linked Bank of America business accounts
• Business Advantage Checking: Your $29.95 monthly fee can be waived if you fulfill any of the following requirements:
  • Spend $2,500 in net new purchases on a business credit card
  • Maintain an average monthly balance of $15,000 or more
  • Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America business accounts
  • Actively use Bank of America Merchant Services and/or Payroll Services

• The $200 and $500 bonus offers are mutually exclusive: only one bonus (either $200 or $500) per business customer, regardless of the number of businesses owned or operated by the customer.
• Offer only available to customers who receive this offer via a direct communication from a Bank of America^® small business specialist or from a Bank of America communication.
• All qualifying activities must be completed within the stated timeframes in order to be eligible for this offer.
• You are not eligible for this offer if you are or were an owner or signer on a Bank of America small business checking account that is open or that was closed within the last six (6) months.
• Bank of America may change or terminate this offer at any time without notice. Bank of America employees are not eligible for this offer. To redeem this offer, please visit your Bank of America small business specialist.

• Open a new Business Checking account with qualifying deposits to earn the first $100 bonus
• Get another $50 bonus when you pay 2 online bills
• Get another $150 when you also open a merchant services account to accept credit and debit card payments for your business.

Business Fundamentals:

• Online Banking with account alerts and Bill Pay
• Mobile Banking with mobile check deposit
• Debit cards with Total Security Protection^®
• Business savings account

Business Advantage:

• Online account management
• Seamless Quickbooks^® integration
• Additional business checking account
• No fee for select banking services

• Business Advantage: Avoid the $29.95 monthly fee when you meet one of the following:
  • Spend $2,500 in net new purchases on a business credit card
  • Maintain an average monthly balance of $15,000 or more
  • Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America accounts
  • Actively use Bank of America Merchant Services8 and/or Payroll Services
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)
• Business Fundamentals: Avoid the $16 monthly fee when you meet one of the following:
  • Spend $250 in net new purchases on a business debit or credit card
  • Have an average monthly balance of $5,000 or more
  • Also, you can maintain a minimum daily balance of $3,000
  • Or you can maintain a combined average monthly balance of $15,000 or more in your linked Bank of America accounts
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)

• Contact a Small Business Expert at Bank of America to find out more information on this bonus.
• This is a targeted offer for LegalZoom Customers who set up a Limited Liability Company.

• You can also sign up for email or text reminders of eligible weekends.
• Present your Bank of America or Merrill Lynch Credit or Debit Card and a photo ID to get free admission to certain museums.
• Only available certain dates.

• Available only on these dates:
  • January 5th & 6th, February 2nd & 3rd, March 2nd & 3rd, April 6th & 7th, May 4th & 5th, June 1st & 2nd, July 6th & 7th, August 3rd & 4th, September 7th & 8th, October 5th & 6th, November 2nd & 3rd, December 7th & 8th.
• Existing Bank of America or Merrill Lynch Account members only.
• Additional requirements may apply, visit the link below for more information.

• Sign in to Online Banking from this page. You will be redirected to the McAfee site.
• Create a McAfee user account and a password.
• Enter your registration information (name, address, city, state and phone number).
• Provide your billing information to McAfee for automatic renewal after the 12-month trial period. Please note your credit or debit card will not be charged by McAfee at this time and you are under no obligation to renew your subscription. You may cancel the automatic renewal before the trial period expires by calling 866.622.3911.

• This offer is available in the U.S. and Canada.
• When you sign up for this software subscription, Bank of America Online Banking customers will receive McAfee^® LiveSafe™ as an online download at no cost (an $89.99 value) for the first 12 months.
• Your subscription will automatically renew each year unless you choose to cancel.
• At the end of your 12-month trial period, you will be charged $44.99 (which is 50% off the full retail value) to continue using McAfee LiveSafe for another 12 month period; thereafter you will be charged $89.99 to continue using the software for each subsequent 12-month period.
• Before this offer expires or at any time, you can cancel the automatic renewal by contacting McAfee Customer Support at 866-622-3911.
• Customers with a current McAfee subscription are not eligible for this offer.
• This offer and/or the eligibility requirements may be modified or terminated at any time.

• Open a new Bank of America Advantage Plus Banking™ checking account, Bank of America Advantage Relationship Banking™ checking account or a Bank of America Advantage SafeBalance Banking™ account by September 15, 2019
• Set up and receive qualifying direct deposits of $4,000 or more within the first 90 days of opening your new checking account.
• After you meet all of the requirements, they will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days; if unable to do so, a check will be issued.

• Get a Debit Chip Card
•  Zelle
• Temporarily lock and unlock a misplaced debit card
• BankAmeriDeals
• Set up alerts
• Preferred Rewards

• SafeBalance Banking: $4.95 monthly maintenance fee, can be waived for eligible students under age 24 or with enrollment in Preferred Rewards.
• Plus Banking: $12 monthly maintenance fee, can be waived with minimum direct deposit or daily balance requirements, for eligible students under age 24 or with enrollment in Preferred Rewards.
• Relationship Banking: $25 monthly maintenance fee, can be waived with combined balances in eligible linked accounts or with enrollment in Preferred Rewards.

• All account applications are subject to approval.
• Your account does not qualify for the bonus until you provide all of the information they require in connection with opening the account by the promotion end date. This includes information they require to identify each account owner and to report the bonus to the Internal Revenue Service (IRS), including a validly completed IRS Form W-9 or Form W-8 (as applicable).
• The value of this bonus may constitute taxable income to you.
• Bank of America may issue an IRS Form 1099 (or other appropriate form) to you that reflects the value of such bonus.
• To the extent required by law, Bank of America may withhold tax or other amounts from the payment.
• Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

• You must have been targeted to receive this bonus offer.
• Open a Core or Interest Checking account by the offer expiration date.
• Set up qualifying direct deposits totaling $4,000 or more within 90 days from account opening.
• You must not have been a signer or owner of a Bank of America personal Checking account within the last 6 months.
• Once you’ve met the requirements, you will get the bonus deposited within 60 days.

• Overdraft Protection
• BankAmeriDeals: Get cash back for the things you buy every day. Earn up to 15% cash back at stores, restaurants and more with BankAmeriDeals and have it deposited directly into your Rewards Savings account.
• Preferred Rewards: Preferred Rewards clients can enjoy even more benefits based on their relationship tier.
• Debit Card
• Waive the Monthly Service Fee

• Plus Checking – You can avoid the $12 monthly fee by performing one of the following:
  • Have at least one qualifying direct deposit of $250 or more each monthly statement cycle
  • Maintain an average daily balance of $1,500 or more each monthly statement cycle
  • Be enrolled in Preferred Rewards (waiver applies to first 4 checking accounts)
• Relationship Checking – You can avoid the $25 monthly fee by performing one of the following:
  • Maintain $10,000 or more in combined balances* in eligible linked accounts each statement cycle
  • Be enrolled in Preferred Rewards (waiver applies to first 4 checking accounts)

• Fee waiver only applies for the first 4 checking accounts. Visit the Preferred Rewards page for a list of no-fee banking services.
• Students under age 24 are eligible for a waiver of the monthly maintenance fee for the Advantage SafeBalance Banking and the Advantage Plus Banking setting while enrolled in a high school or in a college, university or vocational program. Please refer to your Personal Schedule of Fees for details.
• Annual Percentage Yield is accurate as of 06/07/2019. Applicable only to Bank of America Relationship Banking^™, which is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on the account. The minimum opening deposit for this account is $100.
• The Deposit Agreement and Disclosures provides details about transaction processing and posting. They also explain how and when overdrafts may be paid, and how and when overdraft and returned item fees will be assessed with either overdraft setting.
• Overdraft Protection requires enrollment and linking of an eligible Bank of America account. Please refer to your Personal Schedule of Fees for more information.
• No more than 4 Overdraft or Returned Item fees are charged per day.

• Have a new or existing eligible savings account.
• Next, make qualifying deposits of $20,000 or more in new money* into your eligible savings account within 30 days of enrolling in this offer.
  • $200 for $20,000 – $49,999 in money deposits to your savings account
  • $300 for $50,000 – $99,999 in money deposits to your savings account.
  • $500 for $100,000 or more in money deposits to your savings account.
• Lastly, you will have to maintain qualifying deposits in your eligible savings account for 90 days following enrollment in this offer.
• Finally, Bank of America will attempt to deposit the bonus into your eligible savings account within 60 days of satisfying the offer requirements. (Account must remain open and in good standing to receive the cash bonus).

• Tiered Savings: Earn interest based on your account balance.
• BankAmeriDeals: Get cash back for the things you buy every day. Earn up to 15% cash back at stores, restaurants and more with BankAmeriDeals and have it deposited directly into your Rewards Savings account.
• Preferred Rewards: Preferred Rewards clients can enjoy even more benefits based on their relationship tier.
• Keep The Change: When you use a debit card linked to this account, Bank of America will round the account up to the nearest dollar and deposit the difference to your Savings Account.

• Rewards Saving: Your $8 monthly fee can be waived if you fulfill any of the following requirements:
  • Maintain a minimum daily balance of at least $500
  • Link your Bank of America Interest Checking to Regular Savings account
  • When you are a Bank of America Preferred Rewards client
  • Make combined monthly automatic transfers of $25 or more from your Bank of America checking account to savings account

• Account must remain open and in good standing to receive the cash bonus
• You will have to maintain qualifying deposits in your eligible savings account for 90 days following enrollment in this offer.
• Only new or existing savings accounts are eligible to participate for this bonus.
• New money must be deposited into the account.
• The term “New Money” refers to money not already in an account at Bank of America.
• You will earn a bonus based on how much money you deposit into your Savings Account.

• Open a new eligible Bank of America small business checking account
• In order to earn a $100, make qualifying deposits of $1,000 within 60 days.
• Earn a $50 bonus when you pay two bills using Online Bill Pay.
• To earn the last $300 bonus, you will have to sign up for a credit card and spend $3,000 in the first 90 days.
• Keep the account open and in good standing, and the bonus will be deposited into your account

Business Fundamentals:

• Online Banking with account alerts and Bill Pay
• Mobile Banking with mobile check deposit
• Debit cards with Total Security Protection^®
• Business savings account

Business Advantage:

• Online account management
• Seamless Quickbooks^® integration
• Additional business checking account
• No fee for select banking services⁵

• Business Advantage: Avoid the $29.95 monthly fee when you meet one of the following:
  • Spend $2,500 in net new purchases on a business credit card
  • Maintain an average monthly balance of $15,000 or more
  • Maintain a combined average monthly balance of $35,000 or more in your linked Bank of America accounts
  • Actively use Bank of America Merchant Services8 and/or Payroll Services
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)
• Business Fundamentals: Avoid the $16 monthly fee when you meet one of the following:
  • Spend $250 in net new purchases on a business debit or credit card
  • Keep an average monthly balance of $5,000 or more
  • You will also have to maintain a minimum daily balance of $3,000
  • Or you can maintain a combined average monthly balance of $15,000 or more in your linked Bank of America accounts
  • Qualify for and enroll in the Business Advantage Relationship Rewards program (first four checking accounts, per enrolled business)

• To Earn the Initial $100 Checking Account Bonus: (1) Open a new Bank of America Business Fundamentals^® Checking or Business Advantage Checking account by December 31, 2019 over the phone OR by clicking “Submit your request” and completing the requested information; AND (2) make at least $1,000 in Qualifying Deposits (which excludes any bonus cash received) into that new small business checking account within sixty (60) days of account opening. “Qualifying Deposits” are deposits of funds into your new small business checking account that are new to Bank of America and/or Merrill Lynch. A transfer done via ATM, online, or teller, or a transfer from a Bank of America consumer account or brokerage accounts such as Merrill Edge^® or Merrill Lynch account are not Qualifying Deposits. One initial $100 checking account bonus per new small business client and account.
• To Earn the Additional $50 Checking Account Bonus: (1) You must meet all the requirements to earn the initial $100 checking account bonus; AND (2) set-up and pay at least two bills through Bill Pay from the new small business checking account within sixty (60) days of checking account opening. Bill Pay requires enrollment in Online Banking, which requires internet access. Internet service provider fees may apply.
• To qualify for the $300 credit card statement credit, you must apply, be approved for and open a new small business credit card account and make at least $3,000 in Net Purchases with your card that post to your account within ninety (90) days from the small business credit card account opening. “Net Purchases” exclude any cash advances, transaction fees, returns and adjustments. One $300 statement credit per new small business client and account.
• Additional Terms: If you meet the requirements for the $100 or $150 checking account bonus, Bank of America will make every attempt to deposit the earned checking account bonus directly into your new small business checking account within ninety (90) days of meeting the requirements to receive the bonus; if unable to do so, a check will be issued. The new small business checking account must remain open and in good standing up to and including the date the earned bonus is paid in order to receive the earned bonus.