If you’re looking for the Best 36-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 36-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
Discover Bank | Up to 2.85% APY | Review |
Quontic Bank | Up to 2.85% APY | Review |
CIT Bank | 1.25% APY | Review |
Best 36-Month CD Rates – Nationwide
Best 36-Month CD Rates – State/Local
Bank | State(s) | APY | Min | Max | Account Name | Review |
---|---|---|---|---|---|---|
Encompass Credit Union | IN | 3.04% | $500 | --- | 36-Month CD | Review |
Department of Commerce Federal Credit Union | DC, DE, MD, PA, VA, WVv | 2.99% | $500 | --- | 36-47 Month CD | Review |
The Pioneer Savings Bank | OH | 2.25% | $500 | --- | 36-Month CD Special | Review |
Poppy Bank | CA | 2.00% | $1K | --- | 36-Month CD | Review |
TDECU | TX | 2.00% | $100k | --- | 36-Month Jumbo CD Special | Review |
Advancial | OK, LA, TX, AK | 1.99% | $50K | --- | 36-Month Jumbo CD | Review |
Carter Credit Union | AR, LA | 1.90% | $1k | --- | 36-Month CD | Review |
TDECU | TX | 1.85% | $1,000 | --- | 36-Month CD Special | Review |
La Joya Area Credit Union | TX | 1.46% | $1k | --- | 36-Month CD | Review |
CoastLife Credit Union | TX | 1.26% | $1k | --- | 36-Month CD | Review |
Rio Grande Credit Union | NM | 1.16% | $25k | --- | 36-Month Jumbo CD | Review |
Credit Union 1 | AK | 1.10% | $100k | --- | 36-Month CD | Review |
SeaComm Federal Credit Union | NY, VT | 1.05% | $1k | --- | 3-Year CD | Review |
CenLA Federal Credit Union | LA | 1.01% | $100 | --- | 36-Month CD | Review |
Education First Federal Credit Union | TX | 0.95% | $1,000 | --- | 36-Month CD | Review |
Bossier Federal Credit Union | LA | 0.90% | $1,000 | --- | 36-Month CD | Review |
APG Federal Credit Union | MD | 0.80% | $25k | --- | 30-Month CD | Review |
Chicago Municipal Employees Credit Union | IL | 0.75% | $25k | --- | 36-Month CD | Review |
Navigator Credit Union | AL, MS | 0.70% | $100k | --- | 36-Month Jumbo CD | Review |

Jefferson Financial Credit Union 36 month CD at 3.40% is located in Louisiana not Iowa.
i am a ct. resident. can i get a c.d. at jefferson?