If you’re looking for the Best 36-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 36-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 1.86% APY | Apply Now |
| 13-Month Term | 1.82% APY | Apply Now |
| 18-Month Term | 1.85% APY | Apply Now |
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 1.75% APY | Apply Now |
| 24-Month Term | 1.75% APY | Apply Now |
| 36-Month Term | 1.80% APY | Apply Now |
| 48-Month Term | 1.80% APY | Apply Now |
| 84-Month Term | 1.80% APY | Apply Now |
Best 36-Month CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Navy Federal Credit Union | 3.00% | $50 | --- | 37-Month IRA | Review |
| Hughes Federal Credit Union | 2.22% | $99k | --- | 36-Month Jumbo CD | Review |
| Pen Air Federal Credit Union | 2.20% | $500 | --- | 36-Month CD | Review |
| Keesler Federal Credit Union | 2.14% | $100k | --- | 30-month Jumbo Step CD | Review |
| Advancial | 2.04% | $50k | --- | 36-Month Jumbo CD | Review |
| Dow Chemical Employees' Credit Union | 1.90% | $50k | --- | 36-Month Simple CD | Review |
| Marcus by Goldman Sachs | 1.85% | $500 | --- | 36-Month CD | Review |
| First National Bank of America | 1.80% | $1k | --- | 36-Month CD | Review |
| Northrop Grumman Federal Credit Union | 1.79% | $40k | --- | 36-Month Bonus Term CD | Review |
| Greenwood Credit Union | 1.60% | $1k | --- | 36-Month CD | Review |
Best 36-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| Rio Grande Credit Union | NM | 2.58% | $25k | --- | 36-Month CD | Review |
| Kansas City Credit Union | MO | 2.50% | $500 | --- | 36-Month CD | Review |
| Encompass Credit Union | IN | 2.02% | $500 | --- | 36-Month CD | Review |
| Woodruff Federal Savings and Loan Association | SC | 1.81% | $1k | --- | 36-Month CD | Review |
| Solidarity | IN | 1.67% | $500 | --- | 37-Month CD | Review |
| SAFE Federal Credit Union | SC | 1.57% | $100k | --- | 36-Month CD | Review |
Jefferson Financial Credit Union 36 month CD at 3.40% is located in Louisiana not Iowa.