If you’re looking for the Best 36-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 36-Month CD Rates. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We advise checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.40% APY | Apply Now |
| 24-Month Term | 2.45% APY | Apply Now |
| 36-Month Term | 2.45% APY | Apply Now |
| 48-Month Term | 2.45% APY | Apply Now |
| 84-Month Term | 2.55% APY | Apply Now |
Best 36-Month CD Rates – Nationwide
| Bank/Credit Union | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| Hughes Federal Credit Union | 3.10% | $99K | --- | 36-Month Jumbo CD | Review |
| MAC Federal Credit Union | 3.00% | $1K | --- | 36-Month CD | Review |
| Charlotte Metro Credit Union | 3.00% | $50K | --- | 36-Month CD | Review |
| Hughes Federal Credit Union | 2.99% | $50K | --- | 36-Month Mini-Jumbo CD | Review |
| Hughes Federal Credit Union | 2.89% | $1K | --- | 36-Month CD | Review |
| DOW Chemical Employees' Credit Union | 2.76% | $1K | --- | 36-Month CD | Review |
| First National Bank of America | 2.65% | $1K | --- | 36-Month CD | Review |
| USALLIANCE Bank | 2.60% | $500 | --- | 36-Month CD | Review |
| Connexus Credit Union | 2.50% | $15K | --- | 36 Month CD | Review |
Best 36-Month CD Rates – State/Local
| Bank | State(s) | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|---|
| EFCU Financial | LA | 3.50% | $100K | --- | 36-Month Jumbo CD | Review |
| PSECU | PA | 3.25% | $500 | --- | 36-Month CD | Review |
| P1FCU | ID, WA | 3.15% | $500 | --- | 36-Month CD | Review |
| Encompass Credit Union | IN | 3.04% | $500 | --- | 36-Month CD | Review |
| Woodruff Federal Savings and Loan Association | SC | 3.03% | $1K | --- | 36-Month CD | Review |
| Azure Credit Union | KS | 3.01% | $500 | --- | 30-Month CD | Review |
| Charlotte Metro Credit Union | NC, SC | 3.00% | $50K | --- | 36-Month CD | Review |
| American United Federal Credit Union | UT | 2.85% | $500 | --- | 36-Month CD | Review |
| Space Coast Credit Union | FL | 2.68% | $500 | --- | 36-Month IRA | Review |
| InvesTex Credit Union | TX | 2.53% | $50K | --- | 36-Month CD | Review |
Jefferson Financial Credit Union 36 month CD at 3.40% is located in Louisiana not Iowa.