Blue Federal Credit Union CD Rates: 3.55% APY 15-Month Certificate, 3.50% APY 9-Month No-Penalty (Nationwide)

Find the latest Blue Federal Credit Union CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Blue Federal Credit Union.

Update 5/7/25: The rates have slightly decreased.

Best CD Rates: 3.50% APY 9-Month No-Penalty Certificate, 3.55%% APY 15-Month Certificate ($1 min, No max)

Availability: Nationwide

About Blue Federal Credit Union

Blue Federal Credit Union was originally chartered in 1951 as Warren Federal Credit Union by a group of civilian personnel at F.E. Warren Air Force Base, located in the Cheyenne, Wyoming, area.

For the following 70-plus years, the organization has transformed through expansion, successful mergers and an ever-growing membership base to become a financial institution that today is all about empowering people to tap into the potential of their money, life and community.

“Blue” nods not only to Air Force Blue, but also to a deep connection to the Rockies, to limitless open skies — and to a promise of financial opportunity that’s equally boundless.

Blue Federal Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1, you can invest in a Blue Federal Credit Union CD account to maximize your earnings.

Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates.

• Availability: Nationwide, Online
• Minimum deposit: $1
• Maximum deposit: None listed
• Early withdrawal penalty: None, absolutely no penalty at all! Withdrawals may be made 7 days after opening.

Think of a no-penalty CD as a better version than a traditional certificate of deposit. Like its name suggests, a no-penalty CD does not impose early withdrawal penalties if you need to tap your savings before the term is complete.

No-penalty CDs aka liquid CDs, offers considerable liquidity by allowing you access to your deposited funds at anytime, with no penalty! While no-penalty CDs typically offer lower rates than fixed-term CDs, they still provide a higher rate than most regular savings accounts.

If you do need to break up your no-penalty CD before the term is over, you’ll have to take out its full value. You also cannot make incremental, top-up deposits after the first purchase.

Blue Federal Credit Union CD Features

• Interest Compounded Daily
• Credited Monthly
• Competitive Rate
• FDIC Insured

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.

Take advantage of a low required minimum balance of just $1.

For example accounts like Certificate of Deposits, Savings Accounts, and Loan services.

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates | Business Bank Rates.

This is a great opportunity to invest in a high-interest CD from Blue Federal Credit Union.

However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience.

Check back often for the latest Blue Federal Credit Union Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.