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Capital One $250 Checking Bonus (Nationwide)

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Capital One Checking Bonus

You can earn a $250 bonus when you open a Capital One checking account.

Update 5/9/25: For a limited time, Capital One is currently offering a $250 checking bonus after meeting the simple requirements!

To qualify for the bonus, simply

  • Open 360 Checking. Open a new account with promo code CHECKING250.
  • Get direct deposits. Set up and receive at least 2 direct deposits, each of $500 or more, within 75 days of account opening.
  • Bonus time. Your $250 will be deposited into your new account after you complete these steps.

Capital One $250 Checking Bonus

Capital One Checking Bonus

  • What you’ll get: $250 bonus
  • Account Type: Checking Account
  • Availability: Nationwide
  • Direct Deposit Required: Yes
  • Credit Inquiry: Soft
  • Credit Card Funding: Unknown
  • Monthly Fee: None
  • Household Limit: None listed
  • Closing Account Fee: None listed

Fine Print

  • Capital One reserves the right to end or change the terms of this offer at any time prior to you accepting the offer, with or without notice. Changing the terms of this offer could result in a change to any of the offer requirements such as, but not limited to, the required deposit amounts, qualified external deposit sources, the bonus amounts or expiration date. Please note that once your account is opened with a promotional code, the terms of the offer will not change without us notifying you in advance.
  • If you have or had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing before you receive the bonus, you will not receive the bonus. No minimum balance is required to be maintained in order to receive this bonus.
  • Here’s the full scoop on how to earn your $250 bonus:
    • Open a 360 Checking account on or after August 22, 2024, using promotional code CHECKING250.
    • Set up and receive at least 2 Qualifying Direct Deposits each of $500 or more to your 360 Checking account within 75 days of account opening.
    • Capital One will deposit the bonus into your account after the first two requirements listed above are completed. See below for when the bonus will be posted.
  • What is a Qualifying Direct Deposit?
  • A Qualifying Direct Deposit is a regular periodic payment, such as salary, pension, government payments (for example, Social Security), or other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity.
  • Wire transfers, ACH credits, and funds transfers initiated using Capital One’s website or mobile app are not considered a Qualifying Direct Deposit.
  • When will I get my bonus?
  • You have 75 days to complete the requirements above. After the first 75 days from account opening, your status to receive the bonus will be assessed and processed, which can take up to 60 days. This means, if all requirements are met, you can expect your bonus to be deposited into your account within 135 days from account opening. To receive your bonus, your account must also be open and in good standing at the time the bonus will be deposited.
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Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Anthony Nguyen

Anthony Nguyen, founder of HustlerMoneyBlog.com, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in between. Contact Anthony for media/advertising.

View all posts by Anthony Nguyen

Comments

  3. Spencer says

    i tried to open up the checking account but got denied is there still away to promote this program without an account?

  4. christina says

    I had opened the 360 checking with the promotional offer on Dec. 4. Three card purchases were made and now (on day 56) I have yet to receive a deposit for $50.

  7. baba thoku says

    How about closing the account? Are there any restrictions? Also, do they perform a chex inquiry?

  8. Susan says

    Capital One Bank sent an offer in the mail that $25 would be paid if you joined their on line bill pay. I called today but they denied it. I have misplaced my paper on it, but they now have a new one for $20 if you pay two bills over $20. How can I get them to honor the $25 one when there was no promotion code, just to sign up before midnight the 23rd of August?

  29. alina cojocari says

    pls send me the link for $25 Capital One 360 Savings Bonus Referral Links

  39. Alex7 says

    anybody here has a reference code for SAVING account? I just need a CODE not a link. Ty

  40. Hu$tler says

    i usually wait 90 days. However, you may call them and ask. There is no fees of keeping it and you can make money by referring ur friends and family.

  52. Lindo says

    Got it done, $25 showed up, I already had the old ING Checking & Share Builder accounts with bonuses. Thanks for the referral

  53. Richard says

    Hi Hustler, I clicked through one of your links and deposited $250, but for some reason I didn’t get the bonus. I sent a secure message asking about it, and this is what they said:

    “Please respond with the name and email address of the Customer that referred you and we’ll be happy to research your bonus posting further.”

    Could you send me an email? Thanks!

  56. mauri says

    Thank you for posting this, Love your website.
    I use the link a few days ago and everything went normal, except that they are refusing to give the bonus, they said today that there is no referral related to my account. I saw the promo code at time of poening and I should have made a copy of it, sadly I didn’t. 🙁

  74. Brian says

    I was an existing Capital One 360 Saver (joined back when ING Direct had a $50 cash bonus). I used one of your referral links, and immediately the $25 was available, even though my funding deposit hasn’t gone through yet! Awesome!

  90. bob says

    Requested Chase checking and savings coupon total sign on bonus $250 or $350. Never received it. PLs. send. Thanks.

  108. Hu$tler says

    I’m almost certain you can withdrawn anytime. Wait til you see the bonus till you withdraw it though.

  112. NILrym says

    Hey Hustler,

    Do you know when I can close the account or withdraw the 250$ deposit without losing the 25$ bonus?

    Thank you

  115. Eric says

    Hustler,

    I signed up through one of the links like you told me. It has been 2 days since and I didn’t receive the $25. I called ING and they said they need your email address to look it up as they didn’t show a reference # attached.. They said you were supposed to send me an referral email. Did you receive the $10 for referring me? Please tell me your email address or the reference code that was used (I clicked on the last referral link on this page) so I can follow up with them.

  120. Christine says

    Hi, the referral Iink I received was for a checking account, I needed one for savings. Not sure if it is a different one…

  122. Eric says

    I opened an ING Checking account a few days ago (before reading this). Does that mean I am not eligible for this savings offer? If I am eligible, can you email me a referral link?

  134. Candace says

    Could you send me a link as well? also, if I already have a checking account and I am opening a savings can I still use the promotion or do I have to be new to ing?

  139. Matthew says

    UGH! This is sooo frustrating… No one seems to have a code really available. Is this offer any good now? I guess I need the savings and the checking bonus links… 🙁

  149. me says

    referrral link please. what if i already have the checking account can i still get the 25 bonus?

  177. Jay says

    This is an update to my previous post. Earlier, I was not able to open the checking account online with $50 bonus. Called up the customer care and he opened a checking account for me with the bonus $50 applied to it. However, i need to make 3 purchases within 45 days to receive this bonus on the 50th day…

  178. Jay says

    When i click on ‘Apply Now’, it is asking if i am an existing customer or a new customer to ING. I should obviously select an existing customer. Then it says there is a bonus of $50 for a new customer only, not for an existing customer.

  179. Hu$tler says

    Get started and earn a $50 bonus.

    1. Click on ‘Apply Now.’
    2. Open Electric Orange and make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening.
    3. Your $50 bonus will automatically be deposited into your account on day 50.

  180. Jay says

    I opened a Savings account with $250 and got a $25 bonus. Later, i tried to open a checking account. There is no bonus if i am an existing customer of ING. How do i get the $50 bonus for the checking account?

  203. jojola says

    Hey,

    Thanks for the post. I’m looking to open a savings account. would you like to earn 10? please send a referral link.

    thanks

  204. Stephen says

    Hey, can you send me a referral? Oh, and this will only work if I have not setup a checking account with them yet?

  208. Kyle Jacobs says

    Can you make multiple referrals to the same person, and then that person sets up multiple savings accounts from your referrals?

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