If you’re looking for the Best 6-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 6-Month CD Rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 6-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| The Vanguard Group Brokered CD | 5.15% | $1K | --- | 4 to 6-month non-callable CD | Issued by BoH, BUN, C3B, LCLUB, PPB, VNB |
| Fidelity Brokered CD | 5.15% | $1K | --- | 6-month non-callable CD | Issued by BoH |
| TotalDirectBank | 5.01% | $25,000 | $1M | 6-Month CD | Review |
| Prime Alliance Bank | 5.00% | $500 | --- | 6-Month CD | Review |
| Latino Credit Union | 4.90% | $200K | --- | 6-Month Jumbo CD | Review |
| Live Oak Bank | 4.80% | $2.5K | --- | 6-Month CD | Review |
| Alliant Credit Union | 4.75% | $1K | --- | 6-Month CD | Review |
| Financial Partners Credit Union | 4.75% | $1K | --- | 7-Month CD Special | Review |
| Merrick Bank | 4.60% | $25K | $250K | 6-Month CD | Review |
| UmbrellaBank | 4.60% | $1K | --- | 6-Month CD | Review |
| Banesco USA | 4.55% | $1.5K | --- | 6-Month CD | Review |
| North American Savings Bank | 4.50% | $5K | --- | 7-Month CD | Review |
| Popular Direct | 4.50% | $10K | --- | 6-Month Popular Direct CD | Review |
| My eBanc | 4.49% | $100K | --- | 6-Month Jumbo Online Time Deposit | Review |
| CIT Bank | 4.15% | $1K | --- | 6-Month CD | Review |
| Ponce Bank | 4.00% | $1 | --- | 6-Month CD | Review |
Bottom Line
Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| FVCbank | 4.60% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
Tony and Hustler Fam – FYI, TX Fed CU website says only .70/.90% 6/12 mo CD, respectively.
Thank you, rj! We have updated the rate!
Haverhill Bank CA 1.51% $500 — 60-Month CD. this bank is in massachusetts not california
California Credit Union 5mo CD 5% expired December 31
Arizona Federal Credit Union CD rates are
4 year 1.00%
3 year 0.90%
2 year 0.80%
18 month 0.70%
1 year 0.60%
6 month 0.50%
As of 2/20/21.
MutualOne Bank 7 month CD dwon to 2.27% APY as of 7/25/19
Thanks Bob. It has been updated.
I think your site is very helpful. Please remove all expired CD specials and interest rates that no longer apply.