Find the latest Vibrant Credit Union CD Rates, Offers, and Promotions here.
Update 7/25/24: Vibrant CU is offering some competitive rates with their 9 month or longer 13 & 30 month terms! Added is a 23 month term offering 4% APY.
Best CD Rates: 5.50% APY 9-Month, 5.00% APY 13, 30-Month ($5 minimum deposit)
Availability: Nationwide
Credit Inquiry: Soft Pull or Hard Pull? Let us know.
About Vibrant Credit Union
Vibrant Credit Union is headquartered in Moline, Illinois and was founded in 1935. Since then they have grown to 14 locations, offer money market rates that are 2X the national average, and they have an A health rating.
Vibrant Credit Union offers a vast array of products including CD options for all of your specific financial needs. If you sign up with them you can be sure to find an account just right for you.
While the rates are definitely worth a look, be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
| Term | APY Rate | Minimum Deposit |
| 8 Month CD | 0.15% | $5 |
| 9 Month CD | 5.50% | $5 |
| 12 Month CD | 0.15% | $5 |
| 13 Month CD | 5.00% | $5 |
| 15 Month CD | 0.50% | $5 |
| 18 Month CD | 0.15% | $5 |
| 23 Month CD | 4.00% | $5 |
| 24 Month CD | 0.25% | $5 |
| 30 Month CD | 5.00% | $5 |
| 36 Month CD | 0.50% | $5 |
| 40 Month CD | 1.90% | $5 |
| 4 Year CD | 0.25% | $5 |
| 5 Year CD | 0.80% | $5 |
*The above rates are accurate as of 7/25/2024*
Vibrant Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With only a opening deposit of $5, you can invest in a Vibrant Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals.
- Minimum deposit: $5
- Maximum deposit: None
- Early withdrawal penalty: None Listed
(NCUA Insured)
| Alliant Credit Union 12-Month Certificate (4.55% APY) | Quontic Bank CD (Up to 4.60% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.65% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.25% APY) |
| SkyOne Federal Credit Union 5-Month CD (4.25% APY) | Sun Canyon Bank 11-Month CD (4.29% APY) |
| Nelnet Bank 12-Month CD (4.76% APY) | Nelnet Bank 24-Month CD (3.25% APY) |
| Nelnet Bank 36-Month CD (3.15% APY) | Rising Bank 12-Month CD (3.70% APY) |
| Rising Bank 6-Month CD (4.00% APY) | |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Competitive dividend rates that are compounded daily and reinvested
- Insured by the NCUA up to the maximum allowed by law
 |
 |
Bottom Line
With several different time slots to choose CD lengths from the Vibrant Credit Union serves those nationwide. You can be sure to find an account that best fits all your banking needs.
This is a great opportunity to invest in a high-interest CD from Vibrant Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Vibrant Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Consumers Credit Union | 4.75% APY 9-Month Certificate | Review |
| Nelnet Bank | 4.76% APY 12-Month CD | Review |
| Ponce Bank | 4.65% APY 1-Month High Yield CD | Review |
| Ponce Bank | 4.65% APY 3-Month High Yield CD | Review |
| Ponce Bank | 4.60% APY 4-Month No-Penalty CD | Review |
| Quontic Bank | Up to 4.60% APY CD | Review |
| Live Oak Bank | 4.60% APY 12-Month CD | Review |
| Live Oak Bank | 4.60% APY 12-Month Business CD | Review |
| Alliant Credit Union | 4.55% APY 12-Month Certificate | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
| Sallie Mae | 4.40% APY 14-Month CD | Review |
| Sallie Mae | 4.35% APY 10-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sun Canyon Bank | 4.29% APY 11-Month CD | Review |
| SkyOne Federal Credit Union | 4.25% APY 5-Month CD | Review |
| Blue Federal Credit Union | 4.25% APY 9-Month No Penalty CD | Review |
| First Financial Northwest Bank | 4.20% APY 12-Month CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| Rising Bank | 4.00% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.00% APY 15-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 3.70% APY 12-Month CD | Review |
| Rising Bank | 3.70% APY 12-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| Nelnet Bank | 3.25% APY 24-Month CD | Review |
| Nelnet Bank | 3.15% APY 36-Month CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Leave a Reply