
Find the latest Bank of America Advantage Banking checking bonus, promotions, and offers here.
Currently, Bank of America is offering two cash offers. New checking customers can earn a $100 or up to $500 cash offer by opening a new eligible checking account and meet qualifying transactions. Click here to learn more.
Update 6/10/26: The Bank of America Advantage Banking up to $500 Bonus Offer is currently available through 9/30/2026.
Bank of America Checking Bonus Offers
Bank of America Advantage SafeBalance Banking®
To qualify for the offer:
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC
Bank of America Advantage SafeBalance Banking® Benefits
- If you’re looking for simple banking, SafeBalance® provides a straightforward, easy-to-use experience that lets you focus on the basics.
- Banking that helps you stay within your balance.
- Digital banking- no paper check writing available with this account.
- Helps prevent overspending– and no Overdraft Item Fees.
- A great start for students and young adults.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
Bank of America Advantage Plus Banking®
To qualify for the offer:
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Plus Banking® Benefits
- If you’re looking for flexible banking, Advantage Plus Banking has options and features to help you meet your needs.
- Multiple ways to waive the monthly maintenance fee—including a qualifying direct deposit.
- Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
- Option to enroll in Balance Connect® for overdraft protection.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
Bank of America Advantage Relationship Banking®
To qualify for the offer:
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® Benefits
- If you’re looking for comprehensive banking, Advantage Relationship Banking helps you make the most of your banking relationship.
- Digital Banking with the choice to pay using a variety methods.
- Benefits for higher balances, like fee waivers and interest.
- Earn interest on your balance.
- Opening a personal checking account gives you access to BofA Rewards™ with exclusive benefits like cash back deals on debit card purchases and more.
- Option to enroll in Balance Connect® for overdraft protection.
- Deposit checks from almost anywhere with the Bank of America Mobile Banking app on your smartphone or tablet.
- Easy, anytime access. Visit Bank of America at thousands of financial centers and ATMs.
- 24/7 security. Total Security Protection® and fraud monitoring. Secure sign-in, card locking features and more.
- Digital Banking with the choice to pay using a variety of methods.
- Smart money management tools. Set custom alerts and savings goals. Get cash back deals and rewards customized for you.
(Visit Bank of America to learn more)
How To Waive Monthly Maintenance Fee
- Bank of America Advantage SafeBalance Banking®:
- $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
- an owner of this account is under the age of 25 or
- maintain a minimum daily balance of $500 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- $4.95 or $0 –No monthly maintenance fee each statement cycle when you meet one of the following:
- Bank of America Advantage Plus Banking®:
- $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- have at least one qualifying direct deposit of $250 or more or
- maintain a minimum daily balance of $1,500 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Bank of America Advantage Relationship Banking®:
- $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- maintain a minimum daily balance of $20,000 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
Bottom Line
For more, see all the Bank of America promotions here or a variety of the latest bank bonuses here.
Bank of America, N.A. Member FDIC














