Available nationwide, Quontic Bank is offering a rate of 4.75% APY when you open an Money Market Account with an opening deposit of $100.
Update 1/13/25: Currently offering one of the top rates in the market! Sign up today!
About Quontic Bank Money Market
Quontic Bank is a Member FDIC bank, headquartered in New York City and located in a growing number of states.
They strive to make banking easy with everything from checking and savings accounts to small business loans, as well as online and mobile banking.
I’ll review Quontic Bank Money Market account below.
| Balance Requirement | APY Rate |
| $0.01 – $4.999.99 | 4.75% |
| $5,000.00 – $149,999.99 | 4.75% |
| $149,999.99+ | 4.75% |
Quontic Bank Money Market Rate
- Account Type: Money Market Account
- Interest Rate: 4.75% APY
- Availability: Nationwide, online bank
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft Pull
- Opening Deposit: $100
- Monthly Fee: None
- Early Termination Fee: None
(FDIC Insured)
Editor’s Note: There is also a Quontic Savings Account with a competitive rate.
Please note that the MMA can have a debit card, check writing, Zelle, bill pay, and you can add up to five beneficiaries by signing in your Online Banking Account.
Interest is compounded daily based on your posted account daily balance.
Quontic Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 2-3 days | $2,000 | $10,000 | |
| Pull | 2-3 days | $2,000 | $10,000 |
These transfer limits only apply if the transfer is initiated through Quontic’s online banking. Their external transfer limits do not apply if the transfer is initiated through your other banking institution.
How to Earn Quontic Bank Rate
- Open a Money Market account from Quontic Bank with minimum opening deposit of $100.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
Why You Should Sign Up For This Account
- Very High APY: Earn 4.75% with a Quontic Annual Percentage Yield with a Quontic Money Market Account
- $0 Monthly Fee: No Monthly Maintenance or Overdraft Fees
- $100 Minimum Deposit: $100 minimum deposit required to open an account
- Bill Pay: Pay your bills to practically anyone in the United States through Quontic Bank.
- Soft Credit Pull: Which does not affect your credit
Bottom Line
Check out Quontic Bank to learn more about this promotion.
The Money Market Account comes with no fees and is based online so you can keep track of your money at any time.
If you’re known to save and want high earnings with an experienced company, sign up today.
Check back often to see the latest info on Quontic Bank Money Market Account. See all Quontic Bank promotions here.
