Earn a $325 bonus when you open an eligible Fifth Third Bank checking account with qualifying activities. Here’s how:
- Open a new checking account by 9/30/2024.
- Make direct deposits totaling $2,000 or more within 90 days of account opening.
- The $325 bonus will be added to your new account within 10 business days of completing qualifying activity requirements.
You can open the account online through the promotion’s landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.
Update 8/15/24: The offer has increased to a $325 bonus (from $250) through 9/30/24.
Many readers have reported receiving their bonus just days after the qualifying deposit is posted.
Fifth Third Bank $325 Checking Bonus
- What you’ll get: $325 bonus
- Account Type: Momentum® Checking or Preferred checking account
- Availability: FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, VA
- Credit Inquiry: Soft Pull
- Credit Card Funding: No
- Monthly Fee: $0-$25, waive-able
- Household Limit: None
- Closing Account Fee: None listed
(Offer Expires 09/30/2024)
How To Waive Monthly Fees
- Momentum® Checking Account: The Fifth Third Momentum checking account has no monthly service fees or minimum balance requirements to worry about.
- Preferred Checking Account: The Fifth Third Preferred checking account has a $25 monthly service fee that can be waived if you:
- Achieve a combined total balance of at least $100,000 across your deposit and investment accounts one time per month.
Account Benefits and Perks
- NO hidden fees, NO minimum balance
- Extra Time® to avoid overdraft fees
- Peace of mind with fraud protection
- Access to your eligible payroll direct deposits up to 2 days early with free Early Pay
- Immediate FundsSM to instantly access your check deposits (fees apply)
- Help at every step from local bankers
- Open a new account in minutes
Fine Print
- To qualify for the $325 checking bonus, provide the offer code, open a Fifth Third Momentum® Checking, or Preferred2 checking account by 9/30/2024 and make qualifying payroll or government issued direct deposit(s) totaling $2,000 or more within 90 days of account opening.
- Account(s) must be funded within 90 days of account opening or account may be closed, and you may not be eligible for the bonus.
- The $325 checking bonus does not require any additional activities.
- The cash bonus will be deposited into your new account within 10 business days of completing qualifying activity requirements.
- In order to receive the cash bonus, your checking account must be open and in good standing.
- Offer is not available to anyone who has an ownership interest (including, but not limited to, primary owner or joint owner) in any existing Fifth Third checking or a Fifth Third checking account that closed within the last 13 months.
- Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- No minimum deposit required to open a checking account.
- Bonus is considered income and may be reported on IRS Form 1099-INT, 1099- MISC, or 1042-S, as required by applicable law.
- UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS.
- See your banker for details.
- Not valid with any other offer.
- Offer availability subject to change.
Bottom Line
To earn the bonus, I would choose to open the Fifth Third Bank Momentum® Checking since it does not charge a monthly fee.
For more, see our list of the latest Fifth Third Bank Promotions or check out our full list of bank promotions.
Duane says
This offer doesn’t work for any address that’s not in one of their brick-and-mortar markets.