Find the latest Axos Bank promotions and offers for Savings, Rewards Checking, and Essential Checking.
Founded in 2000, Axos Bank is an internet-only bank which were consolidated from many of the BofI Federal Bank brands. They are similar to some top online banks such as American Express Online Banking, HSBC Direct and CIT Bank.
Let’s review the rate offers from Axos Bank below.
Table of Contents
- 1 Axos Rewards Checking $150 Bonus + 1.25% APY
- 2 Axos Bank High Yield Savings $200 Bonus
- 3 Axos Basic Business Checking $200 Bonus
- 4 Axos Business Interest Checking $200 Bonus
- 5 Axos Business Savings $200 Bonus
- 6 Axos Invest
- 7 Axos Bank High Yield Money Market
- 8 Axos Bank Business Money Market
- 9 Axos Business Premium Savings
- 10 Nationwide My Savings
- 11 Nationwide Money Market Plus
- 12 Axos Essential Checking
- 13 Axos Bank CashBack Checking
- 14 Axos Bank First Checking
- 15 Axos Bank Golden Checking
- 16 Axos Bank Direct Checking
- 17 Axos Bank My Checking
- 18 Axos Bank Interest Checking
- 19 UFB Savings Rate Offer
- 20 UFB Money Market Rate Offer
- 21 Bottom Line
Axos Rewards Checking $150 Bonus + 1.25% APY
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.
Use code MAY150 and apply by May 31st for a $150 bonus!
- Use Promo Code “MAY150” for a $150 bonus!
Up to 1.25% APY- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Zero Minimum Balance Requirement
- Only $50 to open an account
(Visit Axos Bank to learn more)
Axos Bank High Yield Savings $200 Bonus
Residents nationwide can take advantage of earning up to 0.61% APY rate with a new Axos Bank High Yield Savings Account.
- Up to a $200 Bonus through 4/30
- No monthly maintenance fees
- No minimal balance requirements
- $250 minimum opening deposit
- Free incoming Wires
- Zero Minimum Balance Requirement
(FDIC Insured)
Axos Basic Business Checking $200 Bonus
Axos Bank is offering a promotion with their Basic Business Checking Account for business owners looking to expedite your finances through attractive features and services.
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
(Learn More at Axos Bank)
Axos Business Interest Checking $200 Bonus
Axos Bank is offering a Business Interest Checking Account, allowing you to take charge with industry-leading rates to better your small business!
- Earn 0.81% APY*
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa Debit Card Perks
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Cash Deposit capability via MoneyPass and AllPoint networks
(FDIC Insured)
Axos Business Savings $200 Bonus
Take your money further, faster and manage your business finances with confidence.
- Earn 0.20% APY
- Variable interest compounded daily
- $1,000 minimum opening deposit
- Free image statements
- Free online and mobile banking, with remote deposit anywhere
- No monthly maintenance fees with $2,500 minimum Average Daily Balance
(FDIC Insured)
Axos Invest
$500 minimum to open account- Low management fees: Accounts $500 or over have monthly fees of 0.24%. Accounts less than $500 pay $1 per month.
- Auto-deposits and Quick Cash: Customers can schedule deposits to follow a schedule of their choice: every two weeks, the first of the month, or whenever strikes their fancy. Additionally, with Quick Cash, deposits complete quickly, investing money on the same or next trading day.
- Data-Driven Automated Investing: Their robo-advisor uses clever algorithms to track markets and make trades based on the customer’s risk profile and other preferences.
- Goal-Based Milestones: Customers can set unlimited goal-based milestones to save toward specific goals such as retirement or buying a home on a particular date.
- Portfolio Plus: Their Portfolio Plus feature gives customers more control over their investments, allowing them to invest in what they believe in. Axos Invest offers various themed ETFs (exchange-traded funds) representing a range of sectors.
- Tax-Loss Harvesting: Their robo-advisor monitors accounts and automatically sells ETFs (exchange-traded funds) with small losses, replacing them with similar ETFs. This process tracks and collates these minor losses, so customers can claim them as a tax deduction.
(Visit Axos Invest to learn more)
Axos Bank High Yield Money Market
With the current Axos Bank High Yield Money Market Account, you can earn the current 0.25% APY along with fantastic features to take advantage of.
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
(FDIC Insured)
Axos Bank Business Money Market
You can earn 0.20% APY with their Business Money Market account, and you will be able to receive many great features.
- Competitive interest rates
- $1,000 minimum opening deposit
- $5,000 minimum average daily balance requirement to waive $10 monthly fee
- Free image statements, online banking and mobile banking with Remote Deposit Anywhere
(FDIC Insured)
Axos Business Premium Savings
There are no monthly maintenance fees and no daily average balance requirement, which means you can save more money to invest in your business.
- Earn 0.20% APY
- Competitive interest rates
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
(FDIC Insured)
Nationwide My Savings
If you are looking for a high return on your account, then the current up to 0.30% APY with an Nationwide My Savings Account is perfect for you!
- No minimum balance requirements
- $0 monthly maintenance fee
- A complimentary suite of digital banking tools
- $100 deposit to open your account
(FDIC Insured)
Nationwide Money Market Plus
The Nationwide Money Market Plus Account is perfect for those who want to earn a 0.25% APY as well as having the security of a traditional savings account, but with higher returns.
- Complimentary starter checks (upon request at account opening)
- Up to six debit transactions per month
- Maintenance fees waived when you maintain a $1,000 daily minimum balance
- Minimum balance required to open the account: $ 1000.00
(FDIC Insured)
Axos Essential Checking
- This account is available online, nationwide.
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- Absolutely no annual fee
- No overdraft or non-sufficient funds fee
(No fees)
Axos Bank CashBack Checking
Take advantage of a 1.00% APY Cash Back on Signature-Based Purchases when you open an Axos Bank Cashback Checking.
- Earn up to 1.00% APY
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Bank First Checking
Axos Bank First Checking offers customers ages 13 to 17 an attractive 0.25% APY plus no fees.
- For ages 13 – 17 years old
- Earn 0.25% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
(FDIC Insured)
Axos Bank Golden Checking
For residents who are 55 years of age and older, you can take advantage of the current Axos Bank Golden Checking Account.
- 0.10% APY* on all balances
- Up to $8 domestic ATM fee reimbursements per month
- Free personal checks (One free box of Colonial Classic 40 pack every six months, limit 2 per year)
- No monthly minimum balance requirements
- $50 minimum balance to open an account
(FDIC Insured)
Axos Bank Direct Checking
Residents who would like to take advantage of a simple and convenient checking account with minimal fees can take a look at the new Axos Bank Direct Checking account.
- Up to $30.00 domestic ATM fees reimbursed per month
- The convenience of anytime access to your money with online banking
- Get paid up to two days early with direct deposit
- Direct Deposit Express:
- Get paid up to two days early
- Simple, fast, and free of charge
- Automatic feature for Direct Checking account holders with direct deposit
(FDIC Insured)
Axos Bank My Checking
If you would like to bank on your terms while obtaining the best features, check out the new Axos Bank My Checking Account.
- Unlimited domestic ATM fee reimbursements
- $0 monthly maintenance fee
- No minimum balance requirements
- $100 deposit to open your account
- Anytime access to online banking
- Receive your paycheck up to two days early
(FDIC Insured)
Axos Bank Interest Checking
Residents nationwide can take advantage of the 0.40% APY rate when you sign up and open a new Axos Bank Interest Checking Account.
- No maintenance fees, no minimum balance requirements
- Earn up to 0.40% APY*
- Up to $30.00 domestic ATM fees reimbursed per month
- Complimentary starter checks (upon request at account opening)
(FDIC Insured)
UFB Savings Rate Offer
UFB Direct offers an online savings account with competitive rates. This account is available online, nationwide.
- Earn up to 0.81% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC insured)
UFB Money Market Rate Offer
UFB Direct offers a money market account with a competitive rate. This account is available online, nationwide.
- Earn up to 0.81% APY*.
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
- The UFB Money Market offers the security of a savings account with check-writing privileges.
(FDIC insured)
Bottom Line
These are great accounts from Axos Bank due to their high APY rate, benefits, and promotions! The online based Checking and Savings comes with no fees so you can keep track of your money at anytime. Feel free to share your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
Bookmark this page for the latest Axos Bank promotions, offers, and rates!
I had my checking account at Axos bank for more than 10 years, and was a very satisfied customer. In March 2019, I received an email from them stating that they would close my account in 30 days, without providing any further explanation. I called them, and they refused to explain why they were doing this. I’m sure you think this is the craziest thing you ever heard of, and that’s exactly what I thought. After all, most banks try to increase their customers, and Axos is trying to get rid of their customers. You can google this issue, and you will find the many other customers whose account Axos has closed for no reason whatsoever.
The final blow was this. When they told me they were closing my account, they said in writing that it would close 30 days from the day of their notification, which would have been on April 6. They closed my account on March 19, and 3 of my checks bounced as a result. When I called them to complain that they had broken their word, they refused to do anything at all to remedy the situation.
I urge you not to open an account with them, because you may find they do to you what they did to me, and close your account too.