Are you a small business owner looking to manage your money? As one of the leading online banking institutions, Axos Bank has the perfect account for you!
For a limited time, you can earn a $200 bonus when opening a new Business Interest Checking account from Axos Bank.
With their Business Interest Checking account, they are offering industry-leading rates to help you grow you maximize on your savings, in addition to their banking features. You’ll earn up to 1.01% APY with this account.
You can access your money at anywhere and anytime with online banking, mobile banking, and remote deposit!
With their exclusive mobile app available for both iPhone and Android users, you can manage your funds with ease.
(FDIC Insured)
Axos Bank Business Interest Checking $200 Bonus
- What you’ll get: $200 Bonus + 1.01% APY
- Account Type: Business Interest Checking
- Availability: Online Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: $10, can be waived with minimum balance of $5,000
- Household Limit: None listed
- Closing Account Fee: None
(FDIC Insured)
How To Open Axos Bank Business Interest Checking
- Open an Business Interest Checking account from Axos Bank online.
- Prepare the following information:
- Social Security Number
- A valid form of ID: U.S. Drivers License or State ID
- A valid U.S. address that is not a P.O. BOX
- Must be a U.S. Citizen or Resident Alien
- Enter in your person information and start application
How To Earn Bonus
- Open a new Business Checking account using promo code NEWBIZ200 to earn a $200 bonus. Application must be submitted before 11:59pm on 6/30/2023 to qualify.
- Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the bonus.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
- Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit.
- Business must be filed after 6/01/2020 and application must be submitted before 11:59pm on 6/30/2023 to qualify. In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $200 bonus. Bonus will be deposited into your new account within 5 business days of your statement cycle date. Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit. Terms and conditions subject to change without notice. Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year. NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
- Application must be submitted before 11:59pm on 6/30/2023 to qualify. In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $100 bonus. Bonus will be deposited into your new account within 5 business days of your statement cycle date. Account must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit. Terms and conditions subject to change without notice. Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year. NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank brand account.
Axos Bank Business Interest Checking Rates
| Balance | APY |
| $0 – $49,999.99 | 1.01% |
| $50,000 – $249,999.99 | 0.20% |
| $250,000 – $499,999.99 | 0.10% |
| $500,000 – $699,999.99 | 0.10% |
| $700,000 – $999,999.99 | 0.10% |
| $1,000,000 – $4,999,999.99 | 0.10% |
| $5,000,000+ | Contact a Business Banking Relationship Manager at 844-678-2726 for current rates |
Axos Bank Business Interest Benefits
- Earn 1.01% APY*
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa Debit Card Perks
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Cash Deposit capability via MoneyPass and AllPoint networks
How to Avoid Monthly Fees
Axos Bank Business Interest Checking Account: $10, can be waived with minimum balance of $5,000.
Digital Banking Features
Free with all bank accounts and includes access to free bill pay and free image statements.
Download the Axos Bank mobile app for business to manage your accounts anytime, available for iPhone and Android devices.
Deposit checks remotely using your mobile device.
Other Business Accounts to Consider
 • Earn $300 when you open a new Chase Business Complete CheckingSM account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business Online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase QuickDepositSM • Convenient access to more than 16,000 ATMs and more than 4,700 branches. |
 • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
 • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
 • Open your Huntington Business Checking 100 Account today! • Earn $100 bonus when you open a Huntington Business 100 Checking account and then make a minimum cumulative new money deposit into the new checking account of at least $2,000 within sixty (60) days of account opening. • The $100 bonus will be deposited into your account after all requirements are met. • Overdraft Protection Line of Credit available, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Do business without a minimum checking account balance fee or maintenance fee. • No monthly maintenance fee applies to this account. • Enjoy up to 100 monthly transactions. And deposit up to $5,000 in cash or currency monthly in-branch or at an ATM at no charge. • Ideal for start-ups and small businesses with lower balances and checking activity. • Bonus Service Trial. Free 120-day trial of a fraud tool: Reverse Positive Pay. |
Bottom Line
Rest assured that Axos Bank is a federally chartered, FDIC-insured, full-service bank, so you know that your funds are safe!
If you have had any experiences with this bank, please let us know in the comment section below.
The Axos Bank Business Interest Checking account offers some of the best rates in the industry!
If you’re a heavy debit card user, get rewarded for it! Check out the Axos Bank Rewards Checking account.
In addition, check out the Axos Bank UFB Direct High Yield Savings account to earn an outstanding APY rate on your funds!
If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Citi or CIT Bank.
In addition to their accounts, they are also offering bonuses for you to earn more money if your pocket.
If you are interested, be sure to check out our complete list of Axos Bank Promotions.
If you’re still on the hunt for the best account for you, check out our entire list of bank account promotions. For more interest bearing account offers, see our list of the best CD rates and bank rates!
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