Available nationwide, the Western Alliance Bank High-Yield Savings account is offering 3.80% APY rate for all balances + up to $1000 bonus powered by Raisin.
Western Alliance Bank High-Yield Savings
Update 9/14/26: You can currently earn up to $1000 bonus through 9/30/26!
- New customer offer: here’s how to earn up to $1,000.
- A smart savings strategy starts with a strong foundation. Sign up with code STACK and deposit $10,000 or more to secure your welcome bonus while earning top rates.
- Earn an extra bonus on top when you split your qualifying total balance between a savings account and a CD.
- Customers will receive a Welcome Bonus of:
- $40 for depositing between $10,000 and $24,999;
- $100 for depositing between $25,000 and $49,999;
- $200 for depositing between $50,000 and $99,999;
- $425 for depositing between $100,000 and $199,999; and
- $900 for depositing $200,000 or more.
- Savings + CD Boost: Customers eligible for the Welcome Bonus may earn an additional bonus by opening a product in a second product category. To qualify, customers must deposit at least $1,000 into the secondary product category within 14 days of their initial deposit and maintain balances over $1,000 in both categories through 90 days from the initial deposit date.
- Savings + CD Boost eligibility is determined by your Welcome Bonus tier: customers depositing between;
- $10,000–$24,999 receive an additional $10;
- $25,000–$49,999 receive an additional $25;
- $50,000–$99,999 receive an additional $50;
- $100,000–$199,999 receive an additional $75; and
- $200,000 or more receive an additional $100.
- Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days of the initial deposit date will be eligible for the Welcome Bonus and Savings + CD Boost. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms.
Terms:
- New customers only. Earn a cash bonus (the “Welcome Bonus”) when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive a Welcome Bonus of $40 for depositing between $10,000 and $24,999; $100 for depositing between $25,000 and $49,999; $200 for depositing between $50,000 and $99,999; $425 for depositing between $100,000 and $199,999; and $900 for depositing $200,000 or more. If the Qualifying Deposit balance declines at any time during the maintenance period below the minimum required for a bonus tier, the customer will be placed in the bonus tier corresponding to the lowest Qualifying Deposit balance maintained during that period.
- Savings + CD Boost: Customers eligible for the Welcome Bonus may earn an additional bonus by opening a product in a second product category. To qualify, customers must deposit at least $1,000 into the secondary product category within 14 days of their initial deposit and maintain balances over $1,000 in both categories through 90 days from the initial deposit date.
- For the purposes of this promotion, High-Yield Certificates of Deposit constitute one product category; No-Penalty CDs and Callable CDs constitute a second product category; and Savings Accounts (including Money Market Deposit Accounts, High-Yield Savings Accounts, and Rate Lock Savings Accounts) constitute a third product category. Savings + CD Boost eligibility is determined by your Welcome Bonus tier: customers depositing between $10,000–$24,999 receive an additional $10; $25,000–$49,999 receive an additional $25; $50,000–$99,999 receive an additional $50; $100,000–$199,999 receive an additional $75; and $200,000 or more receive an additional $100.
- The Savings + CD Boost is optional and paid in addition to the Welcome Bonus. To qualify for the Welcome Bonus and Savings + CD Boost, your first deposit must be initiated between September 1, 2026, and September 30, 2026, by 11:59 PM ET, and the promo code STACK must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days of the initial deposit date will be eligible for the Welcome Bonus and Savings + CD Boost. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only, is non-transferable, and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.
About Western Alliance Bank High-Yield Savings
Year after year, Western Alliance Bank ranks high among the best commercial banks in the nation with more than $70 billion in assets, thanks to a combination of strong capacity, proven expertise and outstanding customer service. Western Alliance is a trusted, award-winning financial institution with experienced bankers who put customers first. Major accolades include being ranked as a top U.S. bank in 2022 and 2023 by American Banker and Bank Director.
| Balance Requirement | APY Rate |
| $0.01+ | 3.80% APY |
Western Alliance Bank High-Yield Savings Rate
- Learn More at Western Alliance Bank
- Account Type: High Yield Savings Account
- Interest Rate: 3.80% APY
- Availability: Nationwide
- Minimum Balance: $0.01+
- Maximum Balance: None
- Credit inquiry: Soft Pull
- Opening Deposit: $1
- Monthly Fees: No account activity or maintenance fees
- Early Termination Fee: None
(FDIC Insured)
How to Earn Western Alliance Bank Rate
- Open a new account with a minimum opening deposit of $500.
- Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 3.80% APY.
Why You Should Sign Up For This Account
- FDIC insured
- Excellent rates with NO fees from Raisin.
- $1 minimum deposit. 24/7 online access.
Bottom Line
Check out this offer from Western Alliance Bank and open a High-Yield Savings account to earn the high rate today!
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on the Western Alliance Bank High-Yield Savings account.
For more, see our review on Western Alliance Bank here.
