Centier Bank High Yield Savings Review: $1000 Bonus + 3.85% APY (Nationwide)

Available nationwide, the Centier Bank High-Yield Savings Account is offering an attractive 3.85% APY + up to $1000 bonus powered by Raisin.

• Update 9/2/26: You can currently earn up to $1000 bonus through 9/30/26!
  • New customer offer: here’s how to earn up to $1,000.
  • A smart savings strategy starts with a strong foundation. Sign up with code STACK and deposit $10,000 or more to secure your welcome bonus while earning top rates.
  • Earn an extra bonus on top when you split your qualifying total balance between a savings account and a CD.
  • Customers will receive a Welcome Bonus of:
    • $40 for depositing between $10,000 and $24,999;
    • $100 for depositing between $25,000 and $49,999;
    • $200 for depositing between $50,000 and $99,999;
    • $425 for depositing between $100,000 and $199,999; and
    • $900 for depositing $200,000 or more.
  • Savings + CD Boost: Customers eligible for the Welcome Bonus may earn an additional bonus by opening a product in a second product category. To qualify, customers must deposit at least $1,000 into the secondary product category within 14 days of their initial deposit and maintain balances over $1,000 in both categories through 90 days from the initial deposit date.
  • Savings + CD Boost eligibility is determined by your Welcome Bonus tier: customers depositing between;
    • $10,000–$24,999 receive an additional $10;
    • $25,000–$49,999 receive an additional $25;
    • $50,000–$99,999 receive an additional $50;
    • $100,000–$199,999 receive an additional $75; and
    • $200,000 or more receive an additional $100.
  • Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days of the initial deposit date will be eligible for the Welcome Bonus and Savings + CD Boost. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms.

About Centier Bank Savings Review

Centier Bank Savings Rate

• Account Type: High Yield Savings Account
• Interest Rate: 3.85% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Unknown
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

An ATM card will be issued upon request. While the opening deposit must be made through an ACH transfer, additional deposits can also be made using the ATM card. Withdrawals can be made using the ATM card or through ACH transfer.

Centier Bank ACH Capabilities and Limits

How to Earn Centier Bank Rate

1. Click here to open an High-Yield Savings account from Centier Bank with an opening deposit of $1.
2. Maintain any balance amount and earn the 3.85% APY rate.

Why You Should Sign Up For This Account

• No fees from Raisin. $1 minimum deposit.
• Family-owned banking rooted in community values.

Bottom Line

Check out this offer from Centier Bank and open a High Yield Savings Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank. 

For more bank offers, see the complete list of Best Bank Rates!

Check back often to see the latest info on Centier Bank High Yield Savings Account.