Find new HSBC Premier Checking bonuses, promotions, and offers here.
Available online only, HSBC is offering $450 cash bonus or up to $600 with a 3% Cash Back Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
The benefits of becoming an HSBC Premier client is having access to financial resources, ATMs worldwide, and products with some of HSBC’s best rates and features.
| PROMOTIONAL LINK | OFFER | REVIEW |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
Table of Contents
HSBC Premier Checking $450 Cash Bonus
Available online (nationwide), HSBC offers a staggering $450 bonus with Premier Checking account. Simply open a new checking account and meet certain requirements to earn your bonus!
- Cash value: $450 bonus
- Availability: Offer only available online, nationwide.
- Expiration date: 01/07/2021
- How to earn it:
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 7, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- Credit inquiry: Soft Pull, which does not affect your credit
(Click above to learn more)
One of the largest bank bonuses from anywhere. HSBC Premier Checking is now much easier to keep the account fee free than it has been in the past. This makes the $700 bonus now worth considering. If not, check HSBC Advance Checking offer for easier requirements.
How To Earn The $450 Bonus
HOW TO EARN BONUSWHAT YOU NEED TO APPLY ONLINEWAIVE THE MONTHLY FEEFINE PRINT
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 7, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It’s that simple.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Premier Checking:
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier $450 Welcome Deposit Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for the HSBC Premier $450 Welcome Deposit you must: (1) open your new HSBC Premier checking account from October 1, 2020 through and including January 7, 2021; and (2) make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening. You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month. Customers who held any HSBC consumer deposit or investment account September 30, 2017 through and including September 30, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in the form of merchandise and/or cash bonus that are offered to consumers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- Your HSBC Premier checking account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment.
- The Welcome Deposit to your HSBC eligible checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower balance requirements, and, in good standing at the time of fulfillment.
HSBC Premier Checking Up To $600 Cash Bonus
Available online (nationwide), HSBC offers a staggering $700 cash back bonus with Premier Checking account. Simply open a new checking account and meet certain requirements to earn your bonus!
- Cash value: Up to $700 bonus
- Availability: Offer only available online, nationwide.
- Expiration date: 01/07/2021
- How to earn it:
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 7, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- Credit inquiry: Soft Pull, which does not affect your credit
(Click above to learn more)
How To Earn Up To $600 Cash Back Bonus
HOW TO EARN BONUSWHAT YOU NEED TO APPLY ONLINEWAIVE THE MONTHLY FEEFINE PRINT
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by January 7, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
HSBC Premier Checking:
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
- HSBC Premier 3% Cash Bonus Offer Terms and Conditions:
- This offer is available only online for applications completed using the Apply now button on the offer webpage.
- You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
- To qualify for 3% Cash Bonus (rounded up to the nearest dollar) on Qualifying Direct Deposits up to $600 ($100 max per month), during the first 6 calendar months after account opening you must: (1) open your new HSBC Premier checking account from October 1, 2020 through and including January 7, 2021 and (2) set-up recurring Qualifying Direct Deposits from a third party to an HSBC Premier checking account at least once per calendar month for 6 consecutive calendar months following account opening month.
- The 6 calendar months from account opening begins with the first full calendar month after your Premier checking account is opened.
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- Qualifying Direct Deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your HSBC Premier checking account from third parties at least once per calendar month.
- Customers who held an HSBC consumer deposit or investment account from September 30, 2017 through and including September 30, 2020 are not eligible for this offer.
- Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.
- All promotional offers, products and services offered by HSBC are subject to updates, modifications and/or termination by HSBC.
- Limit one 3% Promotional Offer or New Consumer Deposit Offer per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes.
- The 3% Cash Bonus to your HSBC Premier checking account will be reported on the applicable IRS form.
- To be eligible for the offer, your HSBC Premier checking account must be open without being changed to a product with lower requirements, and in good standing at the time of fulfillment.
HSBC Premier Checking Features
- Overdraft protection is optional
- Access to a Relationship Manager for professional support
- You’ll have access to HSBC ATMs worldwide and most will have no withdrawal fees
- You’ll receive international services (fees may apply)
- Receive priority service and emergency financial support at HSBC branches across the street or around the globe
- You’ll get an HSBC Premier Debit Mastercard® card
- Pay no foreign transaction fees on your purchases with the HSBC Premier Debit World Mastercard® card
- Personal Internet Banking and Mobile Banking plus Global View and Global Transfers
- Access your eligible worldwide HSBC deposit accounts online and transfer funds between them
HSBC Premier Checking Pros & Cons
PROSCONS
- This interest-bearing checking account comes with 0.01% APY on any balance of $5 or more in your account.
- Spend freely abroad using your debit card without paying foreign transaction fees.
- Enjoy surcharge-free HSBC ATM access across the US and around the world.
- Deposit funds in person or at an ATM, or use HSBC’s free mobile banking app.
- Get access to HSBC’s top-tier Premier customer support team, available 24/7 by phone, email and live chat.
- If you hold another HSBC Premier or Advance account in a country outside the US, you can transfer funds between your HSBC accounts for free.
- To qualify for the HSBC Premier Checking account, you must either maintain a combined balance of $75,000 across your personal and investment accounts, direct deposit $5,000 or more each month or get a $500,000+ HSBC mortgage loan.
- If you don’t meet one of the qualification requirements, there is a monthly $50 maintenance fee applies.
- If you close your HSBC Premier Checking account within 180 days of opening it, you will be charged a $25 account closure fee.
Application Requirements
- You must be 18 years of age and have a Social Security Number
- Current U.S. residential address and a U.S. residential address for the past three years
- Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
- Account information for funding your new account
Alternative HSBC Account Options
 • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by January 7, 2021; and • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by January 7, 2021; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. |
*Learn more about the HSBC Advance Checking offers here.
Bottom Line
Make sure you check out HSBC to learn more about the Premier Checking bonus promotion. Let us know your experience with bank or bonus by commenting below. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
If you are interested in other deals HSBC has to offer, check out our updated list of HSBC Promotions. We will be constantly updating it as new promotions come about.
If this offer does not sound like something you are interested in, check out out full list of Bank Promotions from institutions like Chase, Huntington, TD, CIT, BBVA, Discover, and more!
Keep up with all of the latest promotions from HSBC here.
Disclaimer: Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. The information, including rates and fees, presented in the review is accurate as of the date of the review. Please refer to issuer website and application for the most current information. We may be paid for the content on this site.
“Customers who held any HSBC consumer deposit or investment account June 29, 2017 through and including June 29, 2020 are not eligible for this offer.”
Does this mean if I have a savings account with HSBC, I am not eligible for this checking account bonus?
If have HSBC Direct Savings account for which I received $125 bonus about a year ago, am I eligible for this offer? It’s not clear to me after reading the fine print.
I am also in the similar boat. It is not clear if we are eligible for this.
It is good offer, but I do not have any branch around me.
Did anybondy got the deposit bonus for this month yet ?
I got the bonus for April and May, but I haven’t got any bonus for this month yet.
has anyone got the bonus yet, i signed since 3 months ago but i haven’t got any bonus
I’m a new member here, I will like to learn more of this opportunity
There is a copy paste mistake in this thread : from (Expires December 31, 2019) offer they have changed the very confusing text below
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the first full calendar month after account opening”
TO
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive calendar months from the second full calendar month after account opening”
Note they have corrected “first” to “second” … because meeting DD reqr on first month is literally impossible
Editor please note the issue
–
What qualifies as the second full calendar month? I’ve read other forums and have reached out to HSBC and have been told a variety of answers. My account was opened on August 1st. The most common answer I received was that the direct deposit requirement would begin October 1st for me. Not following how that is being counted — anybody have some idea?
HSBC Bank… What qualifies as a “New Customer”‘?
You cannot have had it ever before… or just not within a certain time frame?
Look at the fine print. From what I remember, if you had an account opened/received bonus within the last 3 years, you will not qualify.