The latest US Bank promotions, bonuses, and offers are available here.
The offers in the past have ranged in value from $200, $300, $400, up to $500 cash bonus.
Table of Contents
About US Bank Promotions
Established in 1863, US Bank has branch locations spread throughout the nation. Being the 4th largest bank in the nation when ranked by the number of branches, you can take advantage of products and services at your convenience! Additionally, they are offering Savings rates, CD rates as well as bank bonuses for you to take advantage of.
- Availability: Nationwide (Bank Locator)
- Routing Number: See here
- Customer Service: 1 (800) 872-2657
I’ll review the current offer below.
*If you are a current resident in U.S. Bank’s footprint, I’d suggest you compare the bonuses to Discover Bank bonuses in the table below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings | $200 Cash | Review |
| Discover Bank Online Savings | $150 Cash | Review |
| Discover Cashback Debit | $360 Cash | Review |
| Discover Bank CD | Up to 2.60% APY | Review |
| Discover Bank Money Market | 1.80% APY | Review |
| Discover Bank IRA CD | Up to 2.60% APY | Review |
US Bank $300 Checking Bonus
Earn a $300 checking bonus with U.S. Bank today!
US Bank is offering a $300 bonus when you open a Checking Account.
- Account Type: Personal Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25 minimum
- Credit Card Funding: Up to $500
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies by account
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: None
(Expires September 4, 2019)
There are several entry Checking offers I’d recommend comparing this one to. The Chase Total Checking® ($200 bonus), TD Bank Convenience CheckingSM ($150 bonus) and Huntington Asterisk-Free Checking ($150 bonus) are all great options. The Huntington checking account has no monthly fee, while you would need $1,500 minimum daily balance for Chase and $100 minimum for TD Bank’s to waive the monthly fee.
How To Earn Bonus
- You must use the promotion code listed on this offer when you apply.
- You must complete recurring direct deposits of two or more that total $2,000 or more within 60 days of account opening.
- Be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App by September 18, 2019.
- You’ll get a U.S. Bank Visa Debit Card
- Online/Mobile Banking with Mobile Check Deposit, and Bill Pay
- Access to more than 4,700 U.S. Bank ATMs and more
- Earn interest on the money you keep in your account
- No U.S. Bank fee for Non-U.S. Bank ATM Transactions
- No fees for overdraft protection transfers
- Easy Checking: $6.95 Monthly fee;
- Can be Waived with Any:
- Combined monthly direct deposits totaling $1000+
- Average account balance of $1,500
- Account holder(s) age 65 or greater
- Can be Waived with Any:
- Gold Checking: $12.95 monthly fee;
- Can be Waived:
- A U.S. Bank personal loan, line or credit card
- Can be Waived:
- Platinum Checking: $19.95 monthly fee;
- Can be Waived:
- $25,000 in combined personal deposits, investments, and/or credit balances
- A relationship wit U.S. Bank Trust Services
- Can be Waived:
- The account must be open and have a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account.
- Current U.S. Bank employees are not eligible.
- Other restrictions may apply.
- All regular account-opening procedures apply.
- Limit of one bonus per household.
US Bank $200-300 Bonus *Targeted*
Get a special bonus with this offer from U.S. Bank
US Bank is offering a bonus (amount ranges from $200-$300) when you open a Checking Account.
- Direct Link to Offer: Link #1 | Link #2
- Account Type: Personal Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $25 minimum
- Credit Card Funding: Up to $500
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies by account
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: None
How To Earn Bonus
- To qualify, the bank is sending out bonus offers to targeted markets and individuals via letter or email, so if you haven’t gotten an offer you’ll have to reach out to a banker to see if you can get a promo code to enter into the online application process.
- Set up a recurring Direct Deposit within 60 days of account opening.
- You will receive the bonus within 60 days of direct deposit verification.
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit, bill pay, access to more than 4,700 U.S. Bank ATMs and more
- Earn interest on the money you keep in your account
- No U.S. Bank fee for Non-U.S. Bank ATM Transactions
- No fees for overdraft protection transfers
- Silver Checking: $8.95 monthly fee;
- Can be Waived:
- A Package Money Market Savings account AND EITHER
- Monthly direct deposits of at least $1000 OR
- A combined average deposit balance of $1500
- Can be Waived:
- Gold Checking: $12.95 monthly fee;
- Can be Waived:
- A U.S. Bank personal loan, line or credit card
- Can be Waived:
- Platinum Checking: $19.95 monthly fee;
- Can be Waived:
- $25,000 in combined personal deposits, investments, and/or credit balances
- A relationship wit U.S. Bank Trust Services
- Can be Waived:
- Premium Checking: $12.95 monthly fee;
- Can be Waived:
- If you are 65 years of age or older
- You maintain an average account balance of $5000
- Can be Waived:
- Promotion code and listed mailing address can only be used once.
- You must use the promotion code listed on this offer when you apply.
- A minimum deposit of $25 is required to open a U.S. Bank checking account.
- Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes.
- Offer can not be combined with any other checking account bonus offers.
- Limit of one bonus per household.
US Bank $400 Business Checking Bonus *In Branch*
Earn $400 with U.S. Bank by signing up for their business checking account!
US Bank is offering a $400 bonus when you open a Business Checking Account. You must mention code BIZSUMBONUSMMDD4Offer2019.
- Account Type: Business Checking Account
- Expiration Date: None Listed
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: None Listed
- Credit Card Funding: Up to $500
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: Make $5,000 in deposits
- Household Limit: None listed
- Closing Account Fee: None
Be sure to compare this offer to the $200 Business Checking bonus from Chase Bank. Likewise, look at Huntington Bank Business checking bonuses to see which fits you best. You’ll have a variety of Business Checking accounts to choose from that are eligible for the promotion.
How To Earn Bonus
- Open a Business Checking Account
- Make $5,000 in deposits within 30 days of opening
- Provide promo code: BIZSUMBONUSMMDD4Offer2019
- Online/Mobile Banking
- Card Payment Processing
- Check Fraud Prevention
- Remote Check Deposit
- Over Draft Protection
- Silver Checking:
- No Monthly Fee
- Gold Checking: $20 monthly fee;
- Can be waived if
- $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
- $20,000 in combined average collected deposit balances
- $50,000 in combined average collected deposit balance on interest-bearing balances
- $50,000 combined average collected business deposits and outstanding business credit balances
- $75,000 in combined business deposit and outstanding business credit
- Can be waived if
- Platinum Checking: $25monthly fee;
- Can be waived if
- $25,000 average collected checking balance
- $75,000 combined average collected business deposits and outstanding business credit balances
- Can be waived if
- Premium Checking: Analyzed account:
-
Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.
-
- New money deposit cannot be funds held by U.S. bank or affiliates
- Offer not valid if you or any signer on the account have an existing U.S. Bank Business checking account, had an account in the last 12 months, or received other checking offers within the past 24 months
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bottom Line
These are all the current U.S. Bank Promotions and offers. Although the monthly fees might be quite hefty, U.S. Bank offers waivers if you meet certain qualifications mentioned earlier in this post. Apply today and let us know how this process when for you by commenting below!
Additionally, feel free to leave a comment below informing us about your experience with U.S. Bank.
*Check back for updated US Bank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Simple High-Yield Checking | $300 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
I have not got my promotion yet and it’s been 90 days my name is mr. Earl Caldwell [removed] on get my promotion tell me I can have my promotion cuz I was negative $2 this promotion don’t say nothing about negative is in deposit $2,000 I did everything I was supposed to do and still ain’t got my three hundred bucks US Bank just wanted my money
Hey Earl,
That sucks. I would contact US Bank and make sure you have all your papers and terms.
have you received your money yet? I did a promo with $300.00 and stated I would get in 60 days. My 60 days have passed and nothing yet. Thanks
I see no one want to reveal their US Bank code.
Chase has the bonus $200 (direct deposit checking), $150 Savings must be $10,000 deposit.
In regards to $200 bonus that expires 08/06/2018, what’s the code? I called the branch in LA and they do not know of any bonus….
Jeff? Can you please address?
@ Danny – is there a code to use?? THX.
The us bank $225 checking account opening bonus code is not valid the bank says.
on your description you say Availability Nationwide.
On their website they say “This offer is valid in Washington D.C. and limited surrounding areas in Maryland, Virginia, West Virginia and Pennsylvania and is not transferable. A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. ”
can you confirm you did a typo ?
thanks
Hi Jeff,
Thank you for being a reader. We posted several US Bank promotions and most of them are either nationwide or targeted. However,the $300 bonus is limited to Washington DC and the surrounding areas and we noted that on our post and our review of the $300 bonus.
Thanks,
Duc
How can I get the promotion code for the $300 bonus for US Bank checking please?
Exp on 4/30
US Bank Does not honor their bonus. We have tried for three months to get them to pay the $200. They kept saying the money was coming. We did all the things that were required to get the money. Now they say they never issued the flier, even tho we have the flier in our hand as we speak. We will be changing banks soon!
You are not the only one this has happened to. Both my husband and I opened separate checking accounts when they opened a new location in a Minnesota Byerlys. So far we have waited six months. We have talked to three separate agents at three separate banks. The first two agents told us, your money would be coming next month. The third agent told us the $200 code was never entered into our accounts. He assured us he would get right on it. It has been a month. Nothing, nada. Ironically, they have started a new $200 promotion. Tomorrow we will be going back to the bank to listen to another story why they can’t, won’t give us our $200 new account signing fee.
Us bank don’t honor bonus. Called them and they confirmed yes, will receive the bonus in about a month, now pass month and a half, still nothing.
No wonder they got so many bad reviews out there.
I am about to close my accounts. No more relationship with US Bank.