The latest U.S. Bank promotions, bonuses, and offers are available here.
U.S. Bank offers change throughout the year, but their past offers include $300, $400, $800 bonuses when opening a new Checking, Savings or Business Account.
Table of Contents
- 1 About U.S. Bank Promotions
- 2 U.S. Bank $200 or $400 Platinum Checking Bonus
- 3 U.S. Bank $200 or $400 Gold Checking Bonus
- 4 U.S. Bank $200 or $400 Easy Checking Bonus
- 5 U.S. Bank $500 Business Checking Bonus (Targeted)
- 6 (Expired) U.S. Bank $100 Student Checking Bonus
- 7 How To Waive Monthly Fees
- 8 U.S. Bank Credit Cards
- 9 Bottom Line
About U.S. Bank Promotions
Established in 1863, US Bank has branch locations spread throughout the nation. Being the 4th largest bank in the nation when ranked by the number of branches, you can take advantage of products and services at your convenience! Additionally, they are offering Savings rates, CD rates as well as bank bonuses for you to take advantage of.
- Availability: Nationwide (Bank Locator)
- Routing Number: See here
Compare these banking promotions from U.S. Bank with institutions like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, and more!
I’ll review the current US Bank Promotions below.
U.S. Bank $200 or $400 Platinum Checking Bonus
Earn up to $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 13, 2022. Member FDIC.
- What you’ll get: $200 or $400
- Account Type: Platinum checking account
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
(Visit US Bank to learn more)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $2,500 to $4,999.99 to earn $200
- Complete two or more direct deposits totaling $5,000 or more to earn $400
- A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
- A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
- Other electronic deposits or person-to-person payments are not considered a direct deposit.
- The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
- Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Other restrictions may apply.
- All standard account terms, conditions and opening procedures apply.
- For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure.
- You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.
Learn more about the U.S. Bank checking bonus.
U.S. Bank $200 or $400 Gold Checking Bonus
Earn up to $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 13, 2022. Member FDIC.
- What you’ll get: $200 or $400
- Account Type: Gold checking account
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
(Visit US Bank to learn more)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $2,500 to $4,999.99 to earn $200
- Complete two or more direct deposits totaling $5,000 or more to earn $400
- A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
- A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
- Other electronic deposits or person-to-person payments are not considered a direct deposit.
- The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
- Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Other restrictions may apply.
- All standard account terms, conditions and opening procedures apply.
- For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure.
- You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.
Learn more about the U.S. Bank checking bonus.
U.S. Bank $200 or $400 Easy Checking Bonus
Earn up to $400 bonus when you open a new eligible U.S. Bank consumer checking account and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 13, 2022. Member FDIC.
- What you’ll get: $200 or $400
- Account Type: Easy checking account
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
(Visit US Bank to learn more)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
Complete these steps within 60 days of opening your new Platinum, Gold or Easy checking account online:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $2,500 to $4,999.99 to earn $200
- Complete two or more direct deposits totaling $5,000 or more to earn $400
- A minimum deposit of $25 is required to open a U.S. Bank consumer checking account.
- A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government.
- Other electronic deposits or person-to-person payments are not considered a direct deposit.
- The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- Offer may not be combined with any other checking account bonus offers.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
- Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Other restrictions may apply.
- All standard account terms, conditions and opening procedures apply.
- For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure.
- You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.
Learn more about the U.S. Bank checking bonus.
U.S. Bank $500 Business Checking Bonus (Targeted)
U.S. Bank is offering a $500 bonus when you open a business Checking Account and meet the eligible requirements. Apply promo code CKEUM8Z.
- What you’ll get: $500
- Account Type: U.S. Bank Silver, Gold or Platinum Business Checking Account
- Where it’s available: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
(Expires May 31, 2022)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
Complete these steps within 60 days of opening your new Silver, Gold or Platinum Business Checking account:
- Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code CKEUM8Z.
- Deposit $5,000 in new money within 30 days of account opening.
- Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking within 90 days of account opening.
- Complete five qualifying transactions within 90 days of offer enrollment.
- The cash bonus will be deposited in your U.S. Bank business checking account within 45 days of offer qualification verification, if the account is open and has a positive balance.
- Promo code CKEUM8Z MUST be used when opening the business checking account.
- This offer is only valid for the addressee and is not transferable.
- Limit of one Business Checking bonus per existing business card customer.
- A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold Business Checking with Interest, or Platinum Business Checking account.
- Earn your $500 cash bonus by opening a new U.S. Bank Silver Business Checking, Gold Business Checking, Gold Business Checking with Interest, or Platinum Business Checking account before 05/31/2022.
- You must make new deposit(s) of at least $5,000 in new money deposits (Direct, Mobile, ACH or Wires) within 30 days of account opening.
- The new money deposit cannot be funds held by U.S. Bank or its affiliates.
- Additionally, an individual signer on the new checking account must be enrolled in U.S. Bank online banking or the U.S. Bank Mobile App within 90 days of account opening and complete 5 qualifying transactions: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit and Bill Pay within 90 days of account opening.
Learn more about the U.S. Bank business checking bonus.
(Expired) U.S. Bank $100 Student Checking Bonus
U.S. Bank is offering a $100 bonus when you open a Student Checking Account and meet the eligible requirements.
- Promotional Links
- Saint Louis University (MO)
- San Diego State University (CA)
- University of Denver (CO)
- Seattle University (WA)
- Missouri Baptist University (MO)
- University of San Diego (CA)
- California State University Fullerton (CA)
- University of Nevada Las Vegas (NV)
- Colorado Mesa University (CO)
- University of Minnesota (MN)
- Ohio State University (OH)
- Seattle Pacific University (WA)
- University of Washington (WA)
- University Square (TX)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a new Student Checking account and complete all the following qualifying activities within 60 days of account opening:
- Make $50 or more in total deposit(s).
- Make 10 or more debit card purchases totaling $50 or more.
- Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking.
- Then, Complete the following qualifying activities:
- Complete all the qualifying activities for the first $50.
- Complete recurring direct deposits of two or more totaling $1,000 or more within 60 days of account opening.
- Use the Apply for student checking button and they will fill out the information for you. If you came from another site or link, then you must apply code: 21STDNT.
How To Waive Monthly Fees
- Easy Checking:
- Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Combined monthly direct deposits totaling $1,000+, OR
- Average account balance of $1,500, OR
- Account holder(s) age 65 or greater
- Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Gold Checking:
- Waive the $14.95 Monthly Maintenance Fee with an open U.S. Bank personal loan, line of credit or credit card (excluding U.S. Bank Reserve Line of Credit and Student Loans)
- Platinum Checking:
- Waive the $24.95 Monthly Maintenance Fee with $25,000 in combined personal deposits, credit balances with U.S. Bank and/or investments through our affiliate, U.S. Bancorp Investments. Or, through a personal trust relationship with U.S. Bank Wealth Management
U.S. Bank Credit Cards
U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard®U.S. Bank Visa® Platinum CardU.S. Bank Altitude® Connect Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Cash+TM Visa Signature® CardU.S. Bank Business Leverage Visa Card®U.S. Bank Business Cash Rewards World EliteTM Mastercard®
 The U.S. Bank Business Triple Cash Rewards World EliteTM Mastercard offers $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account. You'll be able to earn: • 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants. • 1% cash back on all other eligible net purchases. • 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center. No limit on total cash back earned. Rewards never expire. In addition, you'll earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. This card comes with no annual fee. Terms and conditions apply. |
 The U.S. Bank Visa® Platinum Card offers 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 15.24% - 25.24%. You'll have the flexibility to choose a payment due date that fits your schedule. In addition, you'll get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. This card has no annual fee. |
 The U.S. Bank Altitude® Connect Visa Signature® Card offers 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more. You'll be able to earn: • 4X points on travel and at gas stations • 2X points at grocery stores, grocery delivery, dining and streaming services • 1X point on all other eligible purchases. Furthermore, you'll receive $30 credit for annual streaming service purchases such as Netflix and Spotify®. and receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years. This card comes with $0 introductory annual fee for the first 12 months, After that $95. |
 The U.S. Bank Altitude® Go Visa Signature® Card offers 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. You'll earn 4X points on takeout, food delivery & dining; 2X points at grocery stores, grocery delivery, gas stations & on streaming services; 1X point per $1 on all other eligible purchases. In addition, you'll get $15 credit for annual streaming service purchases such as Netflix and Spotify. There is no annual fee with this card. |
 The U.S. Bank Cash+® Visa Signature® Card offers $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening. You'll be able to earn: • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center. • 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. • 1% cash back on all other eligible purchases. This card comes with no annual fee. Terms and conditions apply. |
 The U.S. Bank Business Leverage Visa Card® offers $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account. You'll earn: • 2% back in the top two categories where you spend the most each month automatically. • 1% cash per dollar spent on all other eligible purchases. • 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center. There are no reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel. There is no annual fee for the first year, $95 thereafter. You'll also get free employee cards. Terms and conditions apply |
 The U.S. Bank Business Cash Rewards World EliteTM Mastercard® offers $500 cash back after spending $3,000 in the first 90 days of opening your account. Limited time offer. You'll earn: • Up to 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases. • 1% cash back on other eligible net purchases with no limit on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. There is no annual fee. |
Bottom Line
These are all the current U.S. Bank Promotions and offers. Although the monthly fees might be quite hefty, U.S. Bank offers waivers if you meet certain qualifications mentioned earlier in this post. Apply today and let us know how this process when for you by commenting below!
Additionally, feel free to leave a comment below informing us about your experience with U.S. Bank.
*Check back for updated U.S. Bank promotions, bonuses, and offers.
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Stay away from this bank. I started this account on line, had a promo code and met all requirements. When I called them, they said the bonus period has expired and told me to go to a local U.S.Bank and they could help me. I completed all requirements by June 30, 2020 which is when the offer expired. I called the local bank and a recording came on and stated that the bank was closed because of the virus.
I just got an email from them saying my account did not have a promo code on it. I opened it may 29 and I just googled the promo 20web05 but I am not positive that is the one I was supposed to get. I have never did this before. I tried the wells fargo 400 dollar but it keeps telling me to call 800 number when I try to make an opening deposit. then they tell me to go in to a branch but most of the branches in town are closed covid19.
Looks targeted.
Haven’t received the 300.00 bonus that I was told I would receive onc ed I met there requirements but when I check my account weekly still nothing and from all the reviews I’ve read it seems alot of people haven’t received theirs either. I’m gonna give them s few more weeks and if it’s not in there then I’ll go see a lawyer and see how much I can get from them for f as else advertisement. I’ve sent plenty of people to them due to this promotion and if they aren’t paying it then I’m sure I’ll look like a fool to all these people
did you ever get it? She told me she is adding my code. at first she said if it is expired I won’t get it. Now she says it isn’t expired. I swore the 300 dollar 20web05 ended on 29 jun 2020
It is not your fault and I saw a few people that it went smooth for and they all got their $300 around July 9th and I heard they pay bonuses about the same time every month
USBANK are also holding our bonus. I have been on hold for hours. They arent holding up to their end of the deal. CLASS ACTION LAWSUIT?!
We did not receive $300 U.S. Bank promo bonus, either. Has anyone tried filing a complaint with Consumer Finance Protection Bureau (CFPB)? Thanks.
Same they keep asking me for the promo code and it can’t be found anywhere this is Ridiculous this is the only reason why I started drinking with them
The code for the spring bonus is 2020Q1C
Found it by googling.
Same they keep asking me for the promo code and it can’t be found anywhere this is Ridiculous this is the only reason why I started banking with them