Get the most updated Aspiration promotions, bonuses and rates here.
Currently, Aspiration is offering a $50 referral bonus with just $250 spending requirement.
About Aspiration
Being a online-focused financial institution that offers superior rates in combination with low fees, Aspiration has been catering to the needs to millions since 1997.
Additionally, Aspiration will donate 10% of every dollar their customers choose to pay to charities in order to help struggling Americans build a better life.
Aspiration $50 Checking Bonus – No Direct Deposit Required
- Account Type: Aspiration Spend & Save or Plus Account
- Availability: Nationwide
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $10 minimum
- Credit Card Funding: Unknown
- Monthly Fee: Pay What Is Fair even if it’s $0
- Household Limit: None listed
- Closing Account Fee: None listed
(FDIC Insured)
How to Earn Bonus
- Refer a friend or family member to Aspiration.
- Open an account with Aspiration and spend $250 with Aspiration debit card.
- Receive $50 bonus.
Aspiration Checking Spend & Save
- Account Type: Aspiration Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $10 minimum
- Credit Card Funding: Unknown
- Monthly Fee: Pay What Is Fair even if it’s $0
- Household Limit: None listed
- Closing Account Fee: None listed
(FDIC Insured)
How to Earn
Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.*
*$1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).*
Aspiration is focusing on the two products they have available: Aspiration Save and Spend accounts, including Aspiration and Aspiration Plus, and Aspiration Zero, the first carbon-neutralizing credit card.
Aspiration Spend & Save Accounts:
- Leave Your Bank, Change the World with the Aspiration Card
- You pay what is fair, no hidden fees.
- 55,000+ Fee-free ATM Network
- Turn every transaction into a positive action
- Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
- Reforest the planet with every purchase roundup
- See business People & Planet impact scores as you shop
- Get up to 3.00% APY Interest on Save balance every month you spend $1,000 plus
- Spend & Save Aspiration Plan: Pay What Is Fair even if it’s $0
- Offer is only valid for customers who open a new Aspiration Spend & Save Account or Aspiration Plus Account.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.
- Promotion is ongoing and valid. Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Aspiration Plus is a paid service, with monthly or annual fee options.
- All applicable account terms, fees, and charges are subject to change.
- This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Aspiration Plus Account
- Account Type: Aspiration Plus Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $10 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: $7.99/mo or $5.99/mo if you pay annually
- Household Limit: None listed
- Closing Account Fee: None listed
(FDIC Insured)
How to Earn Bonus
Customer must complete the following activities:
- Open and fund an Aspiration Plus Spend & Save Account with a deposit of $10 or more, and
With Fintel Connect, Aspiration is focusing on the two products they have available: Aspiration Save and Spend accounts, including Aspiration and Aspiration Plus, and Aspiration Zero, the first carbon-neutralizing credit card.
Aspiration Spend & Save Accounts:
- Leave Your Bank, Change the World with the Aspiration Card
- Earn $150 when you spend $1000 in the first 60 days of account opening
- You pay what is fair, no hidden fees.
- 55,000+ Fee-free ATM Network
- Turn every transaction into a positive action
- Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
- Reforest the planet with every purchase roundup
- See business People & Planet impact scores as you shop
- Get up to 3.00% APY Interest on Save balance every month you spend $1,000 plus
- Amplify your impact with Aspiration Plus
- Earn $200 when you spend $1000 in the first 60 days of account opening
- Get up to 10% cash back on socially conscious spending
- Get up to 5.00% APY Interest on Save balance every month you spend $1,000 plus
- Always drive in carbon neutral, with carbon offsets on all travel
- $7.99 per month, or $5.99 per month with annual subscription
- Spend & Save Aspiration Plus: $7.99/mo or $5.99/mo if you pay annually
- Offer is only valid for customers who open a new Aspiration Spend & Save Account or Aspiration Plus Account.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.
- Promotion is ongoing and valid. Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Aspiration Plus is a paid service, with monthly or annual fee options.
- All applicable account terms, fees, and charges are subject to change.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Bottom Line
With a wide variety of Aspiration promotions to choose from, you are able to get one step ahead towards a better financial future.
The Spend & Save Account not only offers one of the best rates available, but being a Soft pull will have no impact on your credit! With that said, I would definitely recommend taking advantage of either of the promotions above.
With access to a fantastic Savings Rate as well as Investing Products, you are able to take charge of your finances!
Compare Aspiration offers with other bank promotions from institutions like U.S. Bank, Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!
Check back often for the latest Aspiration promotions, bonuses, and offers!
Liz says
I did this on January 14th and still no bonus. When I call they tell me I need the email and name of the person that referred me so they can send it for review.
Billy W says
I’ve been a customer of Aspiration for a short period of time & I LOVE IT!!! Thank you for the opportunity of being a part of something great & rewarding!!!
R Montali says
My employer won’t take aspiration’s routing number because they are a new bank so this is becoming a hassle. has anyone received the bonus by using a bank to bank transfer?
Denise G. says
Update. Account had to go manual review after I confirmed the bank verification deposits due to freeze on Equifax.
Vicky Huang says
Greetings Dee,
Thanks for commenting and letting us know.
Dee says
No hard pull and funding from bank account only for initial deposit.