Currently, Aspiration is offering a $150 or $200 bonus with no direct deposit required when you open a Spend & Save account and meet the specified requirements.
Offer tiers are as follows:
- $150 credit for customers who open a standard Aspiration Spend & Save Account, or
- $200 for customers who enroll into Aspiration Plus either during account sign up, or no later than 60 days from account opening, and continue to be enrolled in Aspiration Plus through the date of credit.
Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more, and
- Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
Table of Contents
Aspiration $150 or $200 Checking Bonus
Aspiration is offering a $150 or $200 bonus when you open a new qualifying Aspiration account.
- Account Type: Aspiration Spend & Save, Aspiration Plus Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Card Funding: Unknown
- Opening Deposit: $10 minimum
- Direct Deposit Requirement: No
- Monthly Fee:
- Aspiration Spend & Save: Pay What Is Fair even if it’s $0
- Aspiration Plus Spending & Save: $7.99/mo or $5.99/mo if you pay annually
- Household Limit: None listed
- Closing Account Fee: None listed
(FDIC Insured)
Aspiration Spend & Save Accounts
- Leave Your Bank, Change the World with the Aspiration Card
- Earn $150 when you spend $1000 in the first 60 days of account opening
- You pay what is fair, no hidden fees.
- 55,000+ Fee-free ATM Network
- Turn every transaction into a positive action
- Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
- Reforest the planet with every purchase roundup
- See business People & Planet impact scores as you shop
- Get up to 3.00% APY Interest on Save balance every month you spend $1,000 plus
- Amplify your impact with Aspiration Plus
- Earn $200 when you spend $1000 in the first 60 days of account opening
- Get up to 10% cash back on socially conscious spending
- Get up to 5.00% APY Interest on Save balance every month you spend $1,000 plus
- Always drive in carbon neutral, with carbon offsets on all travel
- $7.99 per month, or $5.99 per month with annual subscription
Fine Print
- Offer is only valid for customers who open a new Aspiration Spend & Save Account or Aspiration Plus Account.
- Allow up to 120 calendar days from account opening for the $150 or $200 offer credit to post to your Aspiration Account.
- Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.
- Promotion is ongoing and valid. Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Aspiration Plus is a paid service, with monthly or annual fee options.
- All applicable account terms, fees, and charges are subject to change.
- This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Bottom Line
This promotion from Aspiration is a great option to choose from, you are able to get one step ahead towards a better financial future. The Spend & Save Account not only offers one of the best rates available, but being a Soft pull will have no impact on your credit!
With that said, I would definitely recommend taking advantage of either of the promotions above.
At the end of the day, your feedback is highly appreciated and makes our site even better! Please comment below if you have experience banking with Aspiration.
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Very helpful! Do digital debit card transactions apply towards the required spending also, or only the physical card?