Are you looking for a new checking, savings or business bank account? Without a doubt, we have the #1 list for bank bonuses with no direct deposit needed.
I have put in extensive research all bank bonuses without direct deposit requirement. If you see anything missing, please let me know in the comment section. Feel free to share this on your Social Media. Thanks!
Setting up for direct deposit can be time consuming and such a hassle. Some banks require you to do that and change where your paycheck is deposited in order to receive their sign up bonuses. However, there are some banks that will let you earn the bank bonuses without direct deposit requirement.
Instead, they will require you to enroll in eStatements, online banking, or make a certain number of purchases each month to qualify for the bonuses.
We have created a list of best checking and savings bank bonuses without direct deposit along with a brief summary on the steps on how to earn the bonus so you can view at ease and help you score some cash with less work on your end.
Check out our complete list of the best bank bonuses without direct deposit requirement.
Best Bank Bonuses Without Direct Deposit
Citi Priority Account Up to $2,000 Cash Bonus
- Open a Citi Priority Account
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Discover Savings Bonus
 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB223 by 06/15/2023 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
Chase Business Complete Banking
 • Earn $300 when you open a new Chase Business Complete CheckingSM account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM. • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost. • Alerts to help you stay on top of your account activity. • Easy account management through Chase Business Online and the Chase Mobile® app. • Unlimited electronic deposits, ACH and Chase QuickDepositSM • Convenient access to more than 16,000 ATMs and more than 4,700 branches. |
Best Bank Bonuses NO Direct Deposit Required
| Bank or Credit Union | Availability | Bonus | Expiration | Review |
|---|---|---|---|---|
| 1st United Credit Union | CA | $300 | 03/31/2023 | Review |
| Abington Bank | MA | $300 | None | Review |
| Allegius Credit Union | IN | $250 | None | Review |
| Alliant Credit Union | Nationwide | $100 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $150 | 12/31/2022 | Review |
| America's Christian Credit Union | Nationwide | $100 | 12/31/2022 | Review |
| American Bank & Trust | IA, IL | $100 | None | Review |
| Arizona Federal Credit Union | AZ | $100 | None | Review |
| Bask Bank | Nationwide | 5000 AA Miles | 12/15/2022 | Review |
| BayFirst National Bank | FL | $150 | 11/30/2022 | Review |
| Bravera Bank | ND, MT | $100 | None | Review |
| BMI Federal Credit Union | OH | $200 | 12/31/2022 | Review |
| Citi Savings | NY, CT, MD, VA, DC, CA, NV, NJ, FL, IL | Up to $3500 | 01/09/2023 | Review |
| Civista Bank | IN, OH | $200 | 11/30/2022 | Review |
| Columbia Bank | NY, NJ | Up to $1500 | None | Review |
| Ent Credit Union | CO | $200 | 12/31/2022 | Review |
| Firstrust Bank | DE, MD, NJ, PA | $250 + 10K Points | 02/15/2023 | Review |
| First Financial Bank | IN, KY, OH | $200 | 05/30/2023 | Review |
| First National Bank | IA | $200 | None | Review |
| Fort Hood National Bank | TX | $100 | None | Review |
| Frontier Bank Checking | IA, MN, SD, NE, ND | $200 | None | Review |
| GreenState Credit Union | IA | $100 | None | Review |
| Great River Federal Credit Union | Nationwide | $100 | None | Review |
| Guilford Savings Bank | CT, MA, ME, NH, NY, RI, VT | $300 | 11/30/2022 | Review |
| Huntington Bank | IL, IN, KY, MI, OH, PA, WV, WI | $300 | 02/07/2023 | Review |
| Huntington Bank | IL, IN, KY, MI, OH, PA, WV, WI | $200 | 02/07/2023 | Review |
| Incredible Bank | Nationwide | $239 | 12/31/2022 | Review |
| Keypoint Credit Union | CA | $200 | None | Review |
| Local First Bank | NC, SC, VA | $100 | None | Review |
| Middlesex Savings Bank | MA | $200 | 12/31/2022 | Review |
| Middlesex Savings Bank | MA | $150 | None | Review |
| Midland States Bank | IL, MO | $250 | 01/31/2023 | Review |
| Midwest Bank | NE | $200 | 12/31/2022 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $350 | 01/27/2023 | Review |
| Newtown Savings Bank | CT | $150 | 12/31/2022 | Review |
| North Star Credit Union | MN | $100 | None | Review |
| Northwest Federal Credit Union | VA | $25 | None | Review |
| Old Second Bank | IL | $50 | 12/31/2022 | Review |
| Paradise Valley Credit Union | CA | $100 | None | Review |
| Penn Community Bank | PA | $400 | 12/03/2022 | Review |
| Pennsylvania State Employees Credit Union | PA | $100 | 12/31/2022 | Review |
| Redstone Federal Credit Union | AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA | $300 | 12/24/2022 | Review |
| Regions Bank | AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX | $200 | 12/31/2022 | Review |
| Service Credit Union | MA, NH | $100 | None | Review |
| Southland Credit Union | CA | $200 | 12/31/2022 | Review |
| South State Bank | GA, VA, NC, SC | $200 | 03/31/2023 | Review |
| S&T Bank | PA | $400 | 12/31/2022 | Review |
| S&T Bank | OH, PA | $300 | 12/31/2022 | Review |
| Sunflower Bank | AZ, CO, KS, MO, NM, TX | $200 | 03/31/2023 | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $200 | 10/31/2023 | Review |
| Texas Trust Credit Union | TX | $100 | 10/31/2022 | Review |
| Tower FCU | MD | $100 | 12/31/2022 | Review |
| Unify FCU | CA, AR, TX | $200 | 12/31/2022 | Review |
| Valley National Bank | NY, NJ, FL, AL, PA | $150 | None | Review |
| Valley Strong Credit Union | CA | $250 | None | Review |
| Valley Strong Credit Union | CA | $100 | 12/31/2022 | Review |
| Vantage West Credit Union | AZ | $300 | 12/31/2022 | Review |
| Waukesha State Bank | WI | $100 | 12/31/2022 | Review |
| Weokie Federal Credit Union | OK | $200 | 12/31/2022 | Review |
| Westfield Bank | OH | $100 | 12/31/2022 | Review |
Bottom Line
Above are just what we considered as best bank bonuses without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list. Also, if you find out about a new bank bonus, let us know first and get paid up to $10 through our Rewards Program.
Be sure to check back often to see our updated list of bonus offers and read the details for the eligibility requirements. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Wells Fargo, or CIT Bank.
At HustlerMoneyBlog, we strive to provide you the latest information on all bank deals and be sure to check our complete list of Bank Promotions across the nation for all your banking needs!
US BANK does NOT have a bonus checking with no direct deposit required (and according to their sales dept they never have) . ONLY a bonus savings (with no direct dep ) for a 200$ bonus for a 25k deposit . Thx!!
Chase Secure Checking has a mandatory 4.95 monthly NON WAIVABLE monthly fee
Valley National Bank $150 offer is for young adults only ages 17-25 but it doesn’t tell you that until you click on the details link. It would be nice if it told you that in the summary section as well. Thanks.
north shore bank is very region-specific. chicago doesn’t count as part of ‘northern illinois’ for account opening purposes.
Wells Fargo Direct link is not correct, it is directing to “Rockland Trust” instead.
It shows “No direct deposit required” but the ‘Full Review” is taking to the page where it shows “Direct Deposit Requirement: Yes”.
Hi Sam, thanks for catching that and we have corrected the links.
could you any back story on mostly credit unions offer $100 after minimum deposit but call for 25 debit card transactions. Question then is are there fees on doing so?