Are you looking for a new checking, savings or business bank account? Without a doubt, we have the #1 list for bank bonuses with no direct deposit needed.
I have put in extensive research all bank bonuses without direct deposit requirement. If you see anything missing, please let me know in the comment section. Feel free to share this on your Social Media. Thanks!
Setting up for direct deposit can be time consuming and such a hassle. Some banks require you to do that and change where your paycheck is deposited in order to receive their sign up bonuses. However, there are some banks that will let you earn the bank bonuses without direct deposit requirement.
Instead, they will require you to enroll in eStatements, online banking, or make a certain number of purchases each month to qualify for the bonuses.
We have created a list of best checking and savings bank bonuses without direct deposit along with a brief summary on the steps on how to earn the bonus so you can view at ease and help you score some cash with less work on your end.
Check out our complete list of the best bank bonuses without direct deposit requirement.
Table of Contents
Best Bank Bonuses Without Direct Deposit
Citi Priority Account Up to $2,000 Cash Bonus
- Open a Citi Priority Account
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Discover Savings Bonus
 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB922 by 12/15/2022 • Earn high interest rate of 2.15% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
Huntington Platinum PerksSM Checking
CIT Bank Money Market Amazon Prime Membership Offer
This limited time offer of a one-year Amazon Prime membership is available to Customers who open a new CIT Bank Money Market account.
Customers will receive a one-year Amazon Prime membership1 provided that the following three requirements are met:
- Open a new CIT Bank Money Market account and enter the promotion code “AMZN22” at the time of account opening.
- Deposit at least $15,000 to the account within the first 15 calendar days following account opening (the “Funding Period”). The $15,000 used to fund the account must come from a funding source outside of CIT Bank. Transfers from existing CIT Bank accounts will not qualify.
- Maintain an end-of-day account balance of at least $15,000 each of the 60 days following the end of the Funding Period. If the end-of-day balance falls below $15,000 at any time during this 60-day period, you will not qualify for the Amazon Prime membership offer.
(FDIC Insured)
Best Bank Bonuses NO Direct Deposit Required
| Bank or Credit Union | Availability | Bonus | Expiration | Review |
|---|---|---|---|---|
| Abington Bank | MA | $200 | None | Review |
| Alliant Credit Union | Nationwide | $200 | 10/07/2022 | Review |
| Alliant Credit Union | Nationwide | $100 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $150 | 12/31/2022 | Review |
| America's Christian Credit Union | Nationwide | $100 | 12/31/2022 | Review |
| American Bank & Trust | IA, IL | $100 | None | Review |
| Arizona Federal Credit Union | AZ | $100 | None | Review |
| Bask Bank | Nationwide | 5000 AA Miles | 12/15/2022 | Review |
| BayFirst National Bank | FL | $150 | 09/30/2022 | Review |
| Bravera Bank | ND, MT | $100 | None | Review |
| BMI Federal Credit Union | OH | $200 | 09/30/2022 | Review |
| Chartway Federal Credit Union | Nationwide | $100 | None | Review |
| Citi Savings | NY, CT, MD, VA, DC, CA, NV, NJ, FL, IL | Up to $3500 | 10/03/2022 | Review |
| Civista Bank | IN, OH | $200 | 11/30/2022 | Review |
| Community Bank & Trust | IA | $300 | 09/15/2022 | Review |
| Ent Credit Union | CO | $200 | 12/31/2022 | Review |
| Firstrust Bank | DE, MD, NJ, PA | 20K Points | 03/31/2023 | Review |
| First Entertainment Credit Union | CA | $100 | 09/30/2022 | Review |
| First National Bank | IA | $200 | None | Review |
| Fort Hood National Bank | TX | $100 | None | Review |
| Frontier Bank Checking | IA, MN, SD, NE, ND | $200 | None | Review |
| Heartland Credit Union | KS | $200 | 09/09/2022 | Review |
| Incredible Bank | Nationwide | $239 | 12/31/2022 | Review |
| Keypoint Credit Union | CA | $200 | None | Review |
| Local First Bank | NC, SC, VA | $100 | None | Review |
| Middlesex Savings Bank | MA | $200 | 12/31/2022 | Review |
| Midwest Bank | NE | $200 | 12/31/2022 | Review |
| M&T Bank | CT, DC, DE, MD, NJ, NY, PA, VA & WV | $350 | 09/30/2022 | Review |
| Newtown Savings Bank | CT | $150 | 09/30/2022 | Review |
| North Shore Bank | IL, WI | $300 | 11/12/2022 | Review |
| North Star Credit Union | MN | $100 | None | Review |
| Northwest Federal Credit Union | VA | $25 | None | Review |
| Old Second Bank | IL | $50 | 12/31/2022 | Review |
| Partner Colorado Credit Union | CO | $250 | 10/31/2022 | Review |
| Pennsylvania State Employees Credit Union | PA | $100 | 12/31/2022 | Review |
| Paradise Valley Credit Union | CA | $100 | None | Review |
| Redstone Federal Credit Union | TN | $500 | 10/04/2022 | Review |
| Redstone Federal Credit Union | AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA | $300 | 12/24/2022 | Review |
| Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX, & VA | $400 | 09/30/2022 | Review |
| Regions Bank | AL, AR, FL, GA, IA, IL, IN, KY, LA, MO, MS, NC, SC, TN, TX, & VA | $200 | 09/30/2022 | Review |
| Service Credit Union | MA, NH | $100 | None | Review |
| South State Bank | GA, NC, SC | $200 | 09/30/2022 | Review |
| S&T Bank | PA | $400 | 09/30/2022 | Review |
| S&T Bank | OH, PA | $300 | 09/30/2022 | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $200 | 10/31/2022 | Review |
| Texas Trust Credit Union | TX | $100 | 10/31/2022 | Review |
| Tower FCU | MD | $100 | 12/31/2022 | Review |
| Truity Credit Union | KS, OK, TX | $100 | 09/30/2022 | Review |
| Trustco Bank | FL, MA, NJ, NY, VT | $200 | 09/30/2022 | Review |
| Unify FCU | CA, AR, TX | $200 | 12/31/2022 | Review |
| Valley National Bank | NY, NJ, FL, AL, PA | $150 | None | Review |
| Valley Strong Credit Union | CA | $250 | None | Review |
| Vantage West Credit Union | AZ | $300 | 12/31/2022 | Review |
| Waukesha State Bank | WI | $100 | 12/31/2022 | Review |
| Weokie Federal Credit Union | OK | $200 | 09/30/2022 | Review |
| Westfield Bank | OH | $100 | 12/31/2022 | Review |
Bottom Line
Above are just what we considered as best bank bonuses without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list. Also, if you find out about a new bank bonus, let us know first and get paid up to $10 through our Rewards Program.
Be sure to check back often to see our updated list of bonus offers and read the details for the eligibility requirements. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Wells Fargo, or CIT Bank.
At HustlerMoneyBlog, we strive to provide you the latest information on all bank deals and be sure to check our complete list of Bank Promotions across the nation for all your banking needs!
Valley National Bank $150 offer is for young adults only ages 17-25 but it doesn’t tell you that until you click on the details link. It would be nice if it told you that in the summary section as well. Thanks.
north shore bank is very region-specific. chicago doesn’t count as part of ‘northern illinois’ for account opening purposes.
Wells Fargo Direct link is not correct, it is directing to “Rockland Trust” instead.
It shows “No direct deposit required” but the ‘Full Review” is taking to the page where it shows “Direct Deposit Requirement: Yes”.
Hi Sam, thanks for catching that and we have corrected the links.
could you any back story on mostly credit unions offer $100 after minimum deposit but call for 25 debit card transactions. Question then is are there fees on doing so?