Are you looking for a new checking, savings or business bank account? Without a doubt, we have the #1 list for bank bonuses with no direct deposit requirement!
I have put in extensive research all bank bonuses without direct deposit requirement. If you see anything missing, please let me know in the comment section. Feel free to share this on your Social Media.
Update 4/2/25: Find the most updated bank bonuses list without direct deposit requirement below!
Setting up for direct deposit can be time consuming and such a hassle. Some banks require you to do that and change where your paycheck is deposited in order to receive their sign up bonuses. However, there are some banks that will let you earn the bank bonuses without direct deposit requirement.
Instead, they will require you to enroll in eStatements, online banking, or make a certain number of purchases each month to qualify for the bonuses.
We have created a list of best checking and savings bank bonuses without direct deposit along with a brief summary on the steps on how to earn the bonus so you can view at ease and help you score some cash with less work on your end.
Check out our complete list of the best bank bonuses without direct deposit requirement.
Best Bank Bonuses Without Direct Deposit
Chase Business Complete Banking
 • Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request |
Best Bank Bonuses NO Direct Deposit Required
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3000 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| U.S. Bank Silver Business Checking Package | $800 Cash | Review |
| U.S. Bank Gold Business Checking Package | $800 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $800 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1000 Cash | Review |
| Axos Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| Revolut | $10 Cash | Review |
| Bank or Credit Union | Availability | Bonus | Expiration | Review |
|---|---|---|---|---|
| 1st United Credit Union | CA | $200 | None | Review |
| 4Front Credit Union | MI | $400 | None | Review |
| Abington Bank | MA | $300 | None | Review |
| Allegius Credit Union | IN | $250 | None | Review |
| Alliant Credit Union | Nationwide | $100 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $100 | None | Review |
| Altra Federal Credit Union | CO, MN, NJ, TN, TX, WI | $150 | 05/31/2024 | Review |
| America's Christian Credit Union | Nationwide | $100 | 05/31/2024 | Review |
| American Bank & Trust | IA, IL | $100 | None | Review |
| Arizona Federal Credit Union | AZ | $100 | None | Review |
| Bask Bank | Nationwide | 20K AA Miles | 08/31/2024 | Review |
| BECU | WA, ID & OR | $200 | 12/31/2024 | Review |
| Bravera Bank | ND, MT | $100 | None | Review |
| BMI Federal Credit Union | OH | $200 | 06/30/2024 | Review |
| Columbia Bank | NY, NJ | Up to $1500 | None | Review |
| Equity Bank | AR, KS, OK, MO | $200 | None | Review |
| Firstrust Bank | DE, MD, NJ, PA | 35K or 50K points | 12/31/2024 | Review |
| First Commonwealth Bank | PA, OH, IN, KY, or WV | $200 | 06/15/2024 | Review |
| First National Bank | IA | $200 | None | Review |
| Fort Hood National Bank | TX | $100 | None | Review |
| Flushing Bank | NJ, NY | $2500 | None | Review |
| Frontier Bank | IA, MN, SD, NE, ND | $200 | None | Review |
| GreenState Credit Union | IA | $100 | None | Review |
| Great River Federal Credit Union | Nationwide | $100 | None | Review |
| Huntington Bank | IL, IN, KY, MI, OH, PA, WV, WI | $600 | 06/07/2024 | Review |
| Huntington Bank | IL, IN, KY, MI, OH, PA, WV, WI | $400 | 06/07/2024 | Review |
| Keypoint Credit Union | CA | $200 | None | Review |
| Local First Bank | NC, SC, VA | $100 | None | Review |
| Middlesex Federal | MA | $150 | None | Review |
| Middlesex Savings Bank | MA | $300 | 06/30/2024 | Review |
| North Star Credit Union | MN | $100 | None | Review |
| Northwest Bank | IA, NE, MN, SD | $100 | None | Review |
| Paradise Valley Credit Union | CA | $100 | None | Review |
| Regions Bank | AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX | $100 | None | Review |
| Service Credit Union | MA, NH | $100 | None | Review |
| Southland Credit Union | CA | $200 | None | Review |
| South State Bank | AL, FL, GA, NC, SC, VA | $200 | None | Review |
| S&T Bank | PA | $100 | 06/28/2024 | Review |
| Suffolk Credit Union | NY | $300 | 07/31/2024 | Review |
| Sunflower Bank | AZ, CO, KS, MO, NM, TX | $200 | 06/30/2024 | Review |
| TD Bank | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $200 | 06/30/2024 | Review |
| Valley National Bank | NY, NJ, FL, AL, PA | $150 | None | Review |
| Valley Strong Credit Union | CA | $250 | None | Review |
| Wells Fargo | Nationwide | $525 | 06/25/2024 | Review |
| Wells Fargo | Nationwide | $2500 | 06/25/2024 | Review |
| Wells Fargo | Nationwide | $3500 | 06/25/2024 | Review |
| Weokie Federal Credit Union | OK | $200 | 07/31/2024 | Review |
| Westfield Bank | OH | $100 | 12/31/2024 | Review |
Bottom Line
Above are just what we considered as best bank bonuses without direct deposit. If you know of any other great banks that do not require direct deposit, feel free to share it with our readers by commenting below and we will add it onto our list. Also, if you find out about a new bank bonus, let us know first and get paid up to $10 through our Rewards Program.
Be sure to check back often to see our updated list of bonus offers and read the details for the eligibility requirements. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Wells Fargo, or CIT Bank.
At HustlerMoneyBlog, we strive to provide you the latest information on all bank deals and be sure to check our complete list of Bank Promotions across the nation for all your banking needs!
umm. this was updated in 2024? I’m seeing expiration dates from 2022…
Recently I saw a promo here in California for Wells Fargo offering a 525$ bonus for opening a savings account with a minimum of 25000$. You keep the money in for 90 days with that balance to get the reward plus I suppose any interest earned on the savings account which pays either .15 or .25% last I checked. I think you put in your email to get the promo code as well. The deadline for this is mid to late June.
US BANK does NOT have a bonus checking with no direct deposit required (and according to their sales dept they never have) . ONLY a bonus savings (with no direct dep ) for a 200$ bonus for a 25k deposit . Thx!!
Chase Secure Checking has a mandatory 4.95 monthly NON WAIVABLE monthly fee
Valley National Bank $150 offer is for young adults only ages 17-25 but it doesn’t tell you that until you click on the details link. It would be nice if it told you that in the summary section as well. Thanks.
north shore bank is very region-specific. chicago doesn’t count as part of ‘northern illinois’ for account opening purposes.
Hi Sam, thanks for catching that and we have corrected the links.
Wells Fargo Direct link is not correct, it is directing to “Rockland Trust” instead.
It shows “No direct deposit required” but the ‘Full Review” is taking to the page where it shows “Direct Deposit Requirement: Yes”.
could you any back story on mostly credit unions offer $100 after minimum deposit but call for 25 debit card transactions. Question then is are there fees on doing so?