S&T Bank Promotions: $100, $300, $400, $600 Personal & Business Checking Bonuses (OH, PA)

• Open a qualifying checking account with promo code STEPA4Q22
• Deposit $50 into your account and maintain the balance.
• Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.

• To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between October 1 and December 31, 2022.
• Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
• Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
• ATM withdrawals are not considered debit card purchases.
• To receive the incentive, this account must remain open with a balance greater than $0 on April 10, 2023, and never be overdrawn.
• This offer is available to new consumer checking customers only. All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
• Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
• This offer cannot be used in combination with any other consumer checking offer.
• To qualify for the incentive, the promo code is required at account opening.
• The incentive will be deposited to your account on April 13, 2023, if all above requirements are met.
• Offers may vary by product and region, are not transferable and are reportable for tax purposes.
• S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
• Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with interest (0.03% APY), Four Star Banking with interest (0.01% APY) and Interest checking (0.01% APY). Rates are accurate as of September 30, 2022 and may change at any time.
• Fees could reduce earnings.
• Promo Code: STEPA4Q22

• Open a new consumer checking account with an opening deposit balance of $50
• Use promo code STWPA4Q22
• Open with a minimum of $50 and maintain that until the bonus posts
• Make at least two direct deposits of $500+ OR make at least $1,000 in debit card purchases

• To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between October 1 and December 31, 2022.
• Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
• Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
• ATM withdrawals are not considered debit card purchases.
• To receive the incentive, this account must remain open with a balance greater than $0 on April 10, 2023, and never be overdrawn.
• This offer is available to new consumer checking customers only.
• All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
• Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
• This offer cannot be used in combination with any other consumer checking offer.
• To qualify for the incentive, the promo code is required at account opening.
• The incentive will be deposited to your account on April 13, 2023, if all above requirements are met.

To qualify for the $300 incentive, a new Basic Business Checking:

• Open a new Basic Business Checking account and fund with $1,000 within the first 5 business days of account opening.
• Business checking account must have a daily balance of $1,000 or more on February 6, 2023, to receive incentive.
• Business must also apply, receive, and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by February 6, 2023.

To qualify for the additional $300 incentive:

• Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T payment processing account is opened through Elavon between October 1, 2022, and December 31, 2022.
• Account must have accepted customer payments, settled, and funded by Elavon and remain open through February 6, 2023, to receive the additional incentive on February 16, 2023, which will be credited to the S&T Basic Business checking account.

• To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first 5 business days of account opening. Account must be opened between October 1, 2022, and December 31, 2022. Business checking account must have a daily balance of $1,000 or more on February 6, 2023, to receive incentive. Business must also apply, receive, and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by February 6, 2023. Account will receive $300 incentive on February 16, 2023. Account must remain open with no overdrafts until February 6,2023, to receive incentive. New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive. Estate accounts are not eligible for this promotion.
• Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T payment processing account is opened through Elavon between October 1, 2022, and December 31, 2022. Account must have accepted customer payments, settled, and funded by Elavon and remain open through February 6, 2023, to receive the additional incentive on February 16, 2023, which will be credited to the S&T Basic Business checking account. Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. Offer only available to merchants inside the United States. Elavon is a registered trademark in the United States and/or other countries. Incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

• Open a new Smart Start Banking account.
• Make 5 or more qualifying debit card purchases within 90 days of account opening.

• To receive the $100 incentive, open a new Smart Start Banking account with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between October 1, 2022 and December 31, 2022.
• Within 90 days of opening, make five debit card purchases (posted and cleared) with your new S&T debit card.
• All existing primary account holders of a Smart Start Banking account, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
• Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
• To receive the incentive, this account must remains open with a balance greater than $0 on April 10, 2023 and never be overdrawn. The incentive will be deposited to your account on April 13, 2023, if above requirements are met.
• Offers may vary by product and region, are non-transferable and are reportable for tax purposes.
• S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
• Fees could reduce earnings.