Find an updated list of S&T Bank promotions, bonuses, and offers here.
Currently, you can earn a $300 and $400 checking bonus and a $600 business checking bonus from S&T Bank. These are excellent bonuses as because direct deposit is optional.
Table of Contents
About S&T Bank Promotions
Established in 1902 and headquartered in Indiana, Pennsylvania, S&T Bank has grown to more than 60 locations throughout the state.
Please continue reading to learn more about S&T Bank promotions.
S&T Bank $400 Checking Bonus *NO Direct Deposit Required*
- What You’ll Get: $400 bonus
- Account Type: Checking account
- Availability: Eastern PA only *Need to live close to a branch* (Bank Locator)
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None, Select checking account has no monthly fees
- Early Account Termination Fee: Must keep open for 6 months
- Household Limit: None
- S&T Bank $400 Checking Bonus PDF
(Expires September 30, 2022)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $2000 Cash Bonus), U.S. Bank Platinum Checking ($400 Bonus), Huntington Platinum Perks CheckingSM ($300 Bonus), BMO Harris PremierTM Account ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
How To Earn Bonus
- Open a qualifying checking account with promo code STEPA3Q22
- Deposit $50 into your account and maintain the balance.
- Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between July 1, 2022 and September 30, 2022.
- Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security. Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. ATM withdrawals are not considered debit card purchases.
- To receive the incentive, this account must remain open with a balance greater than $0 on January 9, 2023, and never be overdrawn. This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account. This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on January 12, 2023, if all above requirements are met.
S&T Bank $300 Checking Bonus *NO Direct Deposit Required*
Simply sign-up for a qualifying checking account at S&T Bank and meet all the requirements and you can earn a $300 bonus.
- Account Type: Checking
- Availability: OH, PA *Need to live close to a branch*
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None, Select Banking has no fees
- Early Account Termination Fee: Must keep open for 6 months
- Household Limit: None
- S&T Bank $300 Checking Bonus PDF
(Expires September 30, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $2000 Cash Bonus), BMO Harris Smart Money™ Account ($300 bonus), U.S. Bank Easy Checking ($400 bonus), Chase Total Checking® ($200 bonus), and SoFi Checking and Savings ($300 bonus). |
How To Earn Bonus
- Open a new consumer checking account with an opening deposit balance of $50
- Use promo code STEPA3Q22
- Open with a minimum of $50 and maintain that until the bonus posts
- Make at least two direct deposits of $500+ OR make at least $1,000 in debit card purchases
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between July 1, 2022 and September 30, 2022.
- Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- ATM withdrawals are not considered debit card purchases.
- To receive the incentive, this account must remain open with a ledger balance greater than $0 on October 10, 2022 and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on January 12, 2023, if all above requirements are met.
S&T Bank $600 Business Checking Bonus
S&T Bank is offering customers a chance to earn up to $600 bonus.
- Account Type: Basic Business Checking
- Availability: OH, PA *Need to live close to a branch*
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires September 30, 2022)
Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($300 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
To qualify for the $300 incentive, a new Basic Business Checking:
- Open a new Basic Business Checking account by September 30, 2022 and fund with $1,000 within the first 5 business days of account opening.
- Business checking account must have a daily balance of $1,000 or more until November 7, 2022, to receive incentive.
- Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by November 7, 2022.
- Account will receive $300 incentive on November 17, 2022. Account must remain open until November 17, 2022, to receive incentive.
To qualify for the additional $300 incentive:
- A new S&T payment processing account through Elavon must be opened by September 30, 2022, and have accepted customer payments, settled and funded by Elavon.
- If the S&T payment processing account remains open through November 7, 2022, the $300 incentive will be credited to the S&T Basic Business checking account on November 17, 2022.
- The offer is available in PA and OH only.
- New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months.
- If you open multiple accounts with the same signers, only one account will be eligible for the incentive.
- Estate accounts are not eligible for this promotion.
- Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon.
- Offer only available to merchants inside the United States.
S&T Bank $50 Referral Bonus *Expired*

You can earn up to $500 when you refer your friends to open a new account.
Earn a $50 bonus for each person you refer to open a new account, which can earn you up to a $500 bonus.
- Account Type: Preferred Checking, Select Checking, Four Star Checking
- Availability: OH, PA
- Closing Account Fee: None
(No expiration date)
How To Earn Bonus
- Go to the offer page and register your information
- Open a new S&T Bank Checking account and complete the following requirements within 60 days of account opening:
- Complete 10 debit purchases, AND
- Enroll in online statements
- Allow 4-6 weeks for the delivery of your Reward Card after completing all offer requirements.
- Referral rewards are paid in the form of a Visa Reward Card.
- Combined earnings for all referrals cannot exceed $500 per calendar year per referrer.
- As a referrer you can only receive one (1) $50 reward for each individual referred.
- This offer is not available to any friend or family member who already has an S&T Bank checking account.
- A referrer can only receive one (1) $50 reward for each individual referred.
How To Waive Monthly Fees
- Preferred Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met
- Select Banking: None
- Four Star Banking: Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more. Otherwise a $10 monthly maintenance fee.
- Interest Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met.
- Smart Start Banking: None
- Easy Banking: None
- Account Analysis Checking: None listed
- Business Interest Checking: None listed
- Basic Business Checking: None
Bottom Line
For the most part, the most difficult way to earn a bonus if you are familiar with our site is the direct deposit requirement. However, S&T Bank does not require you to set-up direct deposits to earn incredible bonuses. Additionally, the referral program is great because you can earn up to $500!
While they have a generous bonus, S&T Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare S&T Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated S&T Bank promotions, bonuses and offers.

Do they have any new bank promos for new accounts at S & T Bank to replace the ones expired on 12/31/2020?
“We are unable to process your application.”
No explanation provided.
Irritating. I live in the bank’s physical area too.
I’ve had nothing but difficulty with this bank since day one. Their online banking is abysmal. Would avoid.
Soft Pull. Allows funding up to $10,000 on a Visa or MasterCard (Credit or Debit) but coded as a cash advance.
Thanks Josh. It has been updated. Do you know which credit bureau is this? maybe ChexSystems only?