Find an updated list of S&T Bank promotions, bonuses, and offers here.
Currently, you can earn a $300 checking bonus and up to a $500 referral bonus with S&T Bank.
Table of Contents
About S&T Bank Promotions
In 1902 S&T Bank opened its doors and has since expanded to Pennsylvania and Ohio. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: OH, PA (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
While they have a generous bonus, S&T Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare S&T Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Please continue reading to learn more about S&T Bank promotions.
S&T Bank $600 Business Checking Bonus
S&T Bank is offering customers a chance to earn up to $600 bonus.
- Account Type: Basic Business Checking
- Availability: OH, PA
- Early Account Termination Fee: None listed
- Household Limit: 1
(Expires June 30, 2022)
For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
To qualify for the $300 incentive, a new Basic Business Checking:
- A new Basic Business Checking account must be funded with a $1,000 balance within the first 5 business days of account opening.
- Account must be opened between April 1, 2022 and June 30, 2022.
- Business checking account must have a daily balance of $1,000 or more on August 8, 2022, to receive incentive.
- Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by August 8, 2022.
To qualify for the additional $300 incentive:
- A new S&T payment processing account through Elavon must be opened between April 1, 2022 and June 30, 2022, and have accepted customer payments, settled and funded by Elavon.
- If the S&T payment processing account remains open through August 8, 2022, the $300 incentive will be credited to the S&T Basic Business checking account on August 18, 2022.
- To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first 5 business days of account opening. Account must be opened between April 1, 2022 and June 30, 2022. Business checking account must have a daily balance of $1,000 or more on August 8, 2022, to receive incentive. Business must also apply, receive, and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by August 8, 2022. Account will receive $300 incentive on August 18, 2022. Account must remain open with no overdrafts until August 18,2022, to receive incentive. New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive. Estate accounts are not eligible for this promotion.
- To qualify for the additional $300 incentive, a new S&T payment processing account through Elavon must be opened between April 1, 2022 and June 30, 2022, and have accepted customer payments, settled, and funded by Elavon. If the S&T payment processing account remains open through August 8, 2022, the $300 incentive will be credited to the S&T Basic Business checking account on August 18, 2022. Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. Offer only available to merchants inside the United States. Elavon is a registered trademark in the United States and/or other countries.
- Incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
S&T Bank $400 Checking Bonus

S&T Bank $400 Checking Bonus
Simply sign-up for a qualifying checking account at S&T Bank and meet all the requirements and you can earn a $400 bonus.
- Account Type: Checking
- Availability: OH, PA
- Early account termination fee: Six months
- Household Limit: Unknown
(Expires June 30, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a qualifying checking account with a balance of $50.
- Use promo code: STEPA2Q22
- Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
- Get $400!
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between April 1 and June 30, 2022.
- Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- ATM withdrawals are not considered debit card purchases.
- To receive the incentive, this account must remain open with a ledger balance greater than $0 on October 10, 2022 and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on October 13, 2022, if all above requirements are met.
S&T Bank $300 Checking Bonus
Simply sign-up for a qualifying checking account at S&T Bank and meet all the requirements and you can earn a $300 bonus.
Editor’s Note: Alternatively, you can apply for an checking account through this link.
- Account Type: Checking
- Availability: OH, PA
- Household Limit: One
- Closing Account Fee: None
(Expires June 30, 2022)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Open a new consumer checking account with an opening deposit balance of $50
- Use promo code: STWPA2Q22
- Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
- Get $300.
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between April 1 and June 30, 2022.
- Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- ATM withdrawals are not considered debit card purchases.
- To receive the incentive, this account must remain open with a ledger balance greater than $0 on October 10, 2022 and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
- This offer cannot be used in combination with any other consumer checking offer
- . To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on October 13, 2022, if all above requirements are met.
S&T Bank $50 Referral Bonus

You can earn up to $500 when you refer your friends to open a new account.
Earn a $50 bonus for each person you refer to open a new account, which can earn you up to a $500 bonus.
- Account Type: Preferred Checking, Select Checking, Four Star Checking
- Availability: OH, PA
- Closing Account Fee: None
(No expiration date)
How To Earn Bonus
- Go to the offer page and register your information
- Open a new S&T Bank Checking account and complete the following requirements within 60 days of account opening:
- Complete 10 debit purchases, AND
- Enroll in online statements
- Allow 4-6 weeks for the delivery of your Reward Card after completing all offer requirements.
- Referral rewards are paid in the form of a Visa Reward Card.
- Combined earnings for all referrals cannot exceed $500 per calendar year per referrer.
- As a referrer you can only receive one (1) $50 reward for each individual referred.
- This offer is not available to any friend or family member who already has an S&T Bank checking account.
- A referrer can only receive one (1) $50 reward for each individual referred.
How To Waive Monthly Fees
- Preferred Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met
- Select Banking: None
- Four Star Banking: Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more. Otherwise a $10 monthly maintenance fee.
- Interest Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met.
- Smart Start Banking: None
- Easy Banking: None
- Account Analysis Checking: None listed
- Business Interest Checking: None listed
- Basic Business Checking: None
Bottom Line
For the most part, the most difficult way to earn a bonus if you are familiar with our site is the direct deposit requirement. However, S&T Bank does not require you to set-up direct deposits to earn incredible bonuses. Additionally, the referral program is great because you can earn up to $500!
Please leave a comment below letting us know about your experience. When you do so, you help make the site better for other readers.
*Check back at this page for updated S&T Bank promotions, bonuses and offers.

Do they have any new bank promos for new accounts at S & T Bank to replace the ones expired on 12/31/2020?
“We are unable to process your application.”
No explanation provided.
Irritating. I live in the bank’s physical area too.
I’ve had nothing but difficulty with this bank since day one. Their online banking is abysmal. Would avoid.
Soft Pull. Allows funding up to $10,000 on a Visa or MasterCard (Credit or Debit) but coded as a cash advance.
Thanks Josh. It has been updated. Do you know which credit bureau is this? maybe ChexSystems only?