Find an updated list of S&T Bank promotions, bonuses, and offers here.
Currently, you can earn a $100, $300 checking bonus and a $600 business checking bonus from S&T Bank. These are excellent bonuses as because direct deposit is optional.
About S&T Bank Promotions
Established in 1902 and headquartered in Indiana, Pennsylvania, S&T Bank has grown to more than 60 locations throughout the state.
Please continue reading to learn more about S&T Bank promotions.
S&T Bank $300 Checking Bonus
Simply sign-up for a qualifying checking account at S&T Bank and meet all the requirements and you can earn a $300 bonus.
- What you’ll get: $300 bonus
- $300 Bonus (East Pennsylvania) promo code STEPA3Q23
- $300 Bonus (West Pennsylvania) promo code STWPA3Q23
- $300 Bonus (Ohio) promo code STOHIO3Q23
- Account Type: Checking
- Availability: OH, PA *Need to live close to a branch*
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None, Select Banking has no fees
- Early Account Termination Fee: Must keep open for 6 months
- Household Limit: None
(Expires 09/30/2023)
| You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new consumer checking account.
- Make at least two direct deposits of $500+
- Get $300!
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) between July 1 and September 30, 2023.
- Within 90 calendar days of opening, make at least two $500 qualifying direct deposits.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- To receive the incentive, this account must remain open with a balance greater than $0 on October 9, 2023, and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, owners, or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on October 12, 2023, if all above requirements are met. Offers may vary by product and region, are not transferable and are reportable for tax purposes.
- S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
- Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with interest (0.03% APY), Four Star Banking with interest (0.01% APY) and Interest checking (0.01% APY).
- Rates are accurate as of March 30, 2023 and may change at any time.
- Fees could reduce earnings.
S&T Bank $600 Business Checking Bonus
S&T Bank is offering customers a chance to earn up to $600 bonus.
- Account Type: Basic Business Checking
- Availability: OH, PA *Need to live close to a branch*
- Direct Deposit Requirement: None (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 09/30/2023)
| Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($350 or $800 Bonus), Live Oak Bank Business Savings ($300 Bonus), Axos Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($1,000 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Visit your local S&T branch to open a new Basic Business Check account.
- Deposit $1,000 within the first five days of opening the account.
- Apply for, receive and activate your debit card.
- Establish a new payment processing account through Elavon.
- Get $600!
- To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening.
- Account must be opened between July 1, 2023, and September 30, 2023.
- Business checking account must have a daily balance of $1,000 or more on November 6, 2023, to receive incentive.
- Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by November 6, 2023.
- Account will receive $300 incentive on November 16, 2023.
- To receive the incentive, this account must remain open with a balance greater than $0 on November 15, 2023 and never be overdrawn.
- New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the incentive.
- Estate accounts are not eligible for this promotion.
S&T Bank $100 Student Checking Bonus
- Account Type: Smart Start Student Checking
- Availability: OH, PA *Need to live close to a branch*
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None, Select Banking has no fees
- Early Account Termination Fee: Must keep open for 6 months
- Household Limit: None
(Expires 09/30/2023)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Smart Start Banking account.
- Make 5 or more qualifying debit card purchases within 90 days of account opening.
- To receive the incentive, open a new Smart Start Banking account between July 1 and September 30, 2023.
- Within 90 calendar days of opening, make five debit card purchases (posted and cleared) with your new S&T debit card.
- All existing primary account holders of a Smart Start Banking account, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
- To receive the incentive, this account must remain open with a balance greater than $0 on January 8, 2024, and never be overdrawn.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on January 11, 2024, if all above requirements are met.
- Offers may vary by product and region, are not transferable and are reportable for tax purposes.
- S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
- Promo Code: STSS100 applied at online account opening if opening with branch or Solution Center please mention promo code at account opening.
S&T Bank $400 Checking Bonus *Expired*
- What You’ll Get: $400 bonus
- Account Type: Checking account
- Availability: Eastern PA only *Need to live close to a branch* (Bank Locator)
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fees: None, Select checking account has no monthly fees
- Early Account Termination Fee: Must keep open for 6 months
- Household Limit: None
(Expires 12/31/2022)
| For more advanced features in a checking account, compare this offer to BMO Harris Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a qualifying checking account with promo code STEPA4Q22
- Deposit $50 into your account and maintain the balance.
- Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
- To receive the incentive, open a new consumer checking account (excludes Smart Start Banking and Easy Banking) with an opening deposit balance of $50 (opening deposit must be made within 10 days of account opening) between October 1 and December 31, 2022.
- Within 90 days of opening, make at least two $500 qualifying direct deposits OR make at least $1,000 in debit card purchases (posted and cleared) with your new S&T debit card.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- ATM withdrawals are not considered debit card purchases.
- To receive the incentive, this account must remain open with a balance greater than $0 on April 10, 2023, and never be overdrawn.
- This offer is available to new consumer checking customers only. All existing S&T Bank consumer checking customers, including those with any relationship to or signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited to your account on April 13, 2023, if all above requirements are met.
- Offers may vary by product and region, are not transferable and are reportable for tax purposes.
- S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
- Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with interest (0.03% APY), Four Star Banking with interest (0.01% APY) and Interest checking (0.01% APY). Rates are accurate as of September 30, 2022 and may change at any time.
- Fees could reduce earnings.
- Promo Code: STEPA4Q22
How To Waive Monthly Fees
- Preferred Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met
- Select Banking: None
- Four Star Banking: Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more. Otherwise a $10 monthly maintenance fee.
- Interest Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met.
- Smart Start Banking: None
- Easy Banking: None
- Account Analysis Checking: None listed
- Business Interest Checking: None listed
- Basic Business Checking: None
Bottom Line
For the most part, the most difficult way to earn a bonus if you are familiar with our site is the direct deposit requirement. However, S&T Bank does not require you to set-up direct deposits to earn incredible bonuses. Additionally, the referral program is great because you can earn up to $500!
While they have a generous bonus, S&T Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare S&T Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated S&T Bank promotions, bonuses and offers.
Do they have any new bank promos for new accounts at S & T Bank to replace the ones expired on 12/31/2020?
“We are unable to process your application.”
No explanation provided.
Irritating. I live in the bank’s physical area too.
I’ve had nothing but difficulty with this bank since day one. Their online banking is abysmal. Would avoid.
Soft Pull. Allows funding up to $10,000 on a Visa or MasterCard (Credit or Debit) but coded as a cash advance.
Thanks Josh. It has been updated. Do you know which credit bureau is this? maybe ChexSystems only?
I would love to bank with s&t bank