S&T Bank Promotions: $200, $300, $400, $500, $600 Personal & Business Checking, Referral Bonuses (OH, PA)

• Open a qualifying checking account with a balance of $50.
• Use promo code: STEAST4Q21
• Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
• Get $400!

• Free anywhere ATMs
• An exclusive Debit Rewards Card that gives you cashback!
• Your first order of checks is free!
• Online and Mobile Banking with Free Mobile Deposit

• Select Banking Checking: No monthly maintenance fees
• Preferred Checking: $10 monthly fee waived if you maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $25,000 or more
• Four Star Banking Checking: $10 monthly fee waived if you maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more.

• This offer is not available to current S&T Bank checking customers or those who have closed an S&T Bank checking in the past 12 months.
• New accounts will not be eligible for offer if any signer has signing authority on an existing S&T Bank consumer checking account.
• Signing authority will be defined by the customer name(s) and social security number(s) registered on the account.
• Offer cannot be combined with any other checking offer and is subject to change or termination without notice.
• One incentive payout per household.
• The account must not be overdrawn during the promotional period to receive any of incentives.
• Subject to 1099 reporting. All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

To qualify for the $300 incentive:

• A new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening.
• Account must be opened between October 1, 2021 and December 31, 2021.
• Business checking account must have a daily balance of $1,000 or more on February 1, 2022, to receive incentive.
• Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by February 1, 2022.
• Account will receive $300 incentive on February 11, 2022.

To qualify for the additional $300 incentive:

• A new S&T payment processing account through Elavon must be opened between October 1, 2021 and December 31, 2021, and have accepted customer payments, settled and funded by Elavon.
• If the S&T payment processing account remains open through February 11, 2022, the $300 incentive will be credited to the S&T Basic Business checking account on February 11, 2022.

• No monthly service charge fee
• No minimum balance requirement
• Up to 500 items processed per month
• No automatic hold on checks deposited

• Basic Business Checking: No monthly service charge fee.
• Interest Checking: No monthly service charge fee.
• Account Analysis Checking: Only pay fees when you use the services.

• To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening. Account must be opened between October 1, 2021 and December 31, 2021. Business checking account must have a daily balance of $1,000 or more on February 1, 2022, to receive incentive. Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by February 1, 2022. Account will receive $300 incentive on February 11, 2022. Account must remain open with no overdrafts until February 11, 2022, in order to receive incentive. New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive. Estate accounts are not eligible for this promotion.
• To qualify for the additional $300 incentive, a new S&T payment processing account through Elavon must be opened between October 1, 2021 and December 31, 2021, and have accepted customer payments, settled and funded by Elavon. If the S&T payment processing account remains open through February 11, 2022, the $300 incentive will be credited to the S&T Basic Business checking account on February 11, 2022. Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. Offer only available to merchants inside the United States. Elavon is a registered trademark in the United States and/or other countries.
• Incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

• Go to the offer page and register your information
• Open a new S&T Bank Checking account and complete the following requirements within 60 days of account opening:
  • Complete 10 debit purchases, AND
  • Enroll in online statements
• Allow 4-6 weeks for the delivery of your Reward Card after completing all offer requirements.

• Free anywhere ATMs
• An exclusive Debit Rewards Card that gives you cashback!
• Your first order of checks is free!
• Online and Mobile Banking with Free Mobile Deposit

• Select Banking Checking: No monthly maintenance fees
• Preferred Checking: $10 monthly fee waived if you maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $25,000 or more
• Four Star Banking Checking: $10 monthly fee waived if you maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more.

• Referral rewards are paid in the form of a Visa Reward Card.
• Combined earnings for all referrals cannot exceed $500 per calendar year per referrer.
• As a referrer you can only receive one (1) $50 reward for each individual referred.
• This offer is not available to any friend or family member who already has an S&T Bank checking account.
• A referrer can only receive one (1) $50 reward for each individual referred.

• Choose and open a Preferred with Interest, Four Star or Select Banking checking account below with a minimum balance of $50.
• Make at least two direct deposits of $500 OR make at least $1,000 in debit card purchases.
• Get $300.

• Free anywhere ATMs
• An exclusive Debit Rewards Card that gives you cashback!
• Your first order of checks is free!
• Online and Mobile Banking with Free Mobile Deposit

• Select Banking Checking: No monthly maintenance fees
• Four Star Banking Checking: $10 monthly fee waived if you maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more.
• Preferred with Interest Checking: $15 monthly fee waived if you maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $50,000 or more

• Your checking account must remain in open status and not be overdrawn during the promotional period to receive the incentive.
• Person-to-person payments (such as Zelle®) are not considered a direct deposit for this offer.
• Transfers from another S&T Bank deposit account do not count as a deposit.
• Debit card purchases can be any purchase made using your S&T debit card.
• Withdrawals from an ATM are not considered debit card purchases. This offer is only available to new personal checking customers.
• All existing S&T Bank checking customers, including those with any relationship to any other S&T checking account or those who closed a checking account within the last 12 months, are not eligible.
• This offer cannot be used in combination with any other consumer checking offer.
• For tax purposes, you will receive a Form 1099-INT from us for the incentive.
• S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
• Fees could reduce earnings.
• Only Preferred, Four Star and Select Banking can be opened online.
• Visit your local branch or call the Solution Center at 800.325.2265 to open other eligible accounts.
• Promo code must be mentioned at account opening.