Learn about new Citibank promotions, bonuses, and offers here.
The current promotions from Citibank include amounts of $200, $400, and up to $3,000 cash bonus. If you join today you can take advantage of checking and savings promotions and earn cash referring new members to Citibank.
Compare banking promotions from Citibank with institutions like Chase Bank, Huntington Bank, HSBC, Discover Bank, TD Bank, BBVA, CIT Bank, Ally Bank, and Bank of America.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Table of Contents
- 1 About Citibank Promotions
- 2 Citibank Promotions
- 3 CitiBank $700 Citi Priority Account Package
- 4 Citibank Accelerate Savings Account 0.50% APY
- 5 CitiBank $75-$2,700 Savings Bonus
- 6 CitiBank $1,500 Checking Savings Bonus
- 7 Citibank High Yield Checking 0.60% APY
- 8 CitiBank $300 Citibank Account Package
- 9 CitiBank $200-$1,500 Checking/Savings Bonus (Targeted)
- 10 Citi Checking Up to 60K ThankYou Points Offer+ 25% Bonus Points On Purchases (Targeted)
- 11 CitiBank Up To $2,000 Business Checking Bonus
- 12 (Expired) CitiBank 30,000 AAdvantage Miles Business Checking Bonus *Targeted*
- 13 (Expired) CitiBank $200 Citibank Basic Banking Package
- 14 CitiBank 5,000 To 60,000 AAdvantage Miles *Expired*
- 15 CitiBank Up to 50K AA Miles and 1.50% APY *Targeted*
- 16 Citi Credit Card Promotions
- 17 Compare to Other Banks
- 18 Bottom Line
About Citibank Promotions
Citibank was founded in 1812 as Citi Bank of New York but has since expanded nationwide and had locations in nearly every state. Furthermore, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere.
- Availability: Nationwide (Bank Locator)
- Routing Number: See here
- Customer Service: 1 (800) 374-9700
While these promotions from Citibank seem enticing, you can earn more money by also comparing them to our favorite bank offers across the US. Additionally, you may also find better rates from using our nationwide list of best Bank Rates and CD Rates.
View our list of the latest Citi credit card offers and the complete guide to Citi ThankYou Rewards.
Citibank Promotions
CitiBank $700 Citi Priority Account Package
Earn a $700 bonus with a new Citi Priority Account Package
Citibank is offering a promotion of a $700 cash bonus when you open an eligible checking & savings account in The Citi Priority Account Package with required activities.
- Account Type: Citi Priority Account Package
- Availability: Nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, and VA.
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Monthly Fee: $30, see below on how to avoid the fee.
(Expires 06/30/2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
How To Earn $700 Checking Savings Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- You must open a new eligible consumer checking and savings account in The Citibank Priority Account Package
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Must also maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- Mobile Check Deposit
- Online Banking
- Free ATMs
- In order to waive the $30 monthly service fee, you will need to maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement, and also investment balances.
- The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.
- Your new Eligible Checking and/or Savings Account must be open and in good standing, at the time the Cash Bonus is paid or no Cash Bonus will be paid.
- At the time the Cash Bonus is paid, it will be credited to (1) your new Eligible Checking Account if both your Eligible Checking Account and Eligible Savings Account are open, (2) your new Eligible Checking Account if your Eligible Savings Account is closed, or (3) your new Eligible Savings account if your Eligible Checking Account is closed.
- Additionally, you may not convert from your Citi Priority Package to the Citibank or Basic Package, nor can you convert from your Citibank Package to the Basic Package and still be eligible for the Cash Bonus.
Learn more about the latest Citi Priority Account Package Promotions.
Citibank Accelerate Savings Account 0.50% APY
Earn 0.50% APY with Citi Accelerate Savings account. It’s known “Citi Accelerate” and only available in select states. No minimum opening deposit requirement.
- Account Type: Citi Accelerate Savings account
- Availability: AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Excludes: Boston, Philadelphia, Seattle, Dallas (Bank Locator)
- Soft/Hard Pull: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: Yes, see below on how to waive
- Closing Account Fee: None
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($100 Bonus + 1.00% APY), American Express High Yield Savings (0.40% APY), Axos Bank High Yield Savings (0.61% APY), and CIT Bank Savings Connect (0.50% APY). |
How to Earn 0.50% APY
TAKE ADVANTAGE OF THE RATEACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Savings Account account from Citibank.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Must also fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.50% APY for any balance.
- Earn 0.50% APY rate which is 10x the National Average Savings Rate
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
- The $4.50 monthly fee can be waived if you have a balance of at least $500. There is also a $2.50 ATM fee if you use a non-Citibank ATM.
- Accounts which have a zero balance for ninety (90) days are subject to closure.
- Interest rates for the Citi Accelerate Savings Account are variable, determined by Citibank at its sole discretion and can change at any time.
- All accounts subject to applicable terms, fees, and charges. Fees may reduce earnings.
Learn more about the latest Citibank Savings offers.
CitiBank $75-$2,700 Savings Bonus
Earn up to $2,700 bonus at CitiBank!
Qualified customers who have received direct communication from Citi are able to take advantage of this current offer and earn up to a $2,700 bonus.
- Account Type: Savings
- Availability: Nationwide (Bank Locator)
- Expiration Date: 6/30/2021
- Opening Deposit: $25,000+
- Monthly Fee: None
(Expires June 30, 2021)
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($100 Bonus + 1.00% APY), American Express High Yield Savings (0.40% APY), Axos Bank High Yield Savings (0.61% APY), and CIT Bank Savings Connect (0.50% APY). |
Redeem The Bonus
REDEEM THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
-
To qualify to earn a $75 to $2,700 Cash Bonus, Eligible Customers must:
- Enroll and open a new eligible Citi Savings Account by 6/30/2021.
- With the required Minimum Deposit in New-to-Citibank Funds within 30 days of account opening.
- Keep the required Minimum Balance for 60 consecutive calendar days.
- $25,000-$49,000: $75 bonus
- $50,000-$99,999: $135 bonus
- $100,000-$249,000: $275 bonus
- $250,000 – $499,999: $675 bonus
- $500,000 – $999,999: $1350 bonus
- $1,000,000+: $2,700 bonus
- Earn the corresponding cash bonus within 90 calendar days from the day you complete required activities.
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- A monthly service fee of $25 and a $2.50 non-Citibank ATM fee apply to the checking account in the Citibank Account Package if a combined average monthly balance of $10,000 or more is not maintained.
- A monthly service fee of $30 applies to the checking account in the Citi Priority Account Package if a combined average monthly balance of $50,000 or more is not maintained.
- There is no monthly service fee for a checking account in the Citigold Account Package.
- Eligible customers can earn a $75, $135, $275, $675, $1,350 or $2,700 “Cash Bonus” by completing the following Required Activities. By participating in this “Citi Savings Cash Bonus Offer,” you agree to be bound by the following Terms and Conditions.
- “Eligible Customers” are (1) new or existing Citibank customers (2) who are able to open and fulfill the Required Activities related to the Citi Savings Account specified in this Citi Savings Cash Bonus Offer and (3) are at least eighteen years old and (4) furnish or have a valid W-9 or W8-BEN on file with Citibank.
CitiBank $1,500 Checking Savings Bonus
Earn a $1,500 bonus at CitiBank!
The promotion at Citibank includes up to a $1,500 bonus when you open a Checking Account and meet the requirements.
- Account Type: Checking
- Availability: Nationwide (Bank Locator)
- Expiration Date: 06/30/2021
- Opening Deposit: $15,000-$200,000
- Monthly Fee: None
(Expires June 30, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
Editor’s Note: Here’s an alternative link to earn up to $700 bonus when opening a Citi Priority Account. Also expires on June 30th, 2021.
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How to Earn $1,500 Checking Savings Bonus
GET UP TO $1,500 BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new eligible checking account in the Citigold® Account Package during the offer period 4/2/2021 to 6/30/2021.
- Within 30 days of opening your account, deposit $200,000 or more in New-to-Citibank Funds in the new checking account.
- Deposit bonuses are as followed:
- Citibank® Account Package:
- $15,000 minimum deposit: $300 bonus
- Citi Priority Account Package:
- $50,000 minimum deposit: $700 bonus
- Citigold® Account Package:
- $200,000 minimum deposit: $1,500 bonus
- Citibank® Account Package:
- Deposit bonuses are as followed:
- Maintain a minimum balance of $200,000 in the checking account for 60 consecutive calendar days.
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- For the Basic Banking Package, to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
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Checking Offer Eligible Customers can earn the $300, $700 or $1,500 “Cash Bonus” during the Offer Period by completing the following Required Activities. By participating in the “Checking Cash Bonus Offer”, you agree to be bound by the following Terms and Conditions.
Citibank High Yield Checking 0.60% APY
Residents of selected markets can earn an attractive 0.60% APY rate on balances of $25,000 or more. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: 0.60% APY up to $25,000
- Eligible Accounts: Citibank High-Yield Checking Account
- Credit Inquiry: Unknown
- Where it’s available:
- AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Not available in the following cities: Boston, Philadelphia, Seattle, Dallas
- Opening Deposit: No minimum
- Credit Card Funding: Unknown
- Monthly fee: None
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How to Earn 0.60% APY
TAKE ADVANTAGE OF THE RATEACCOUNT FEATURESFINE PRINT
- Open a Citibank High-Yield Interest Checking account as part of the Citi® Elevate package.
- Meet the tiered deposit amount below to receive your APY rate.
- To waive the $15 monthly service fee, maintain an average monthly balance of $5,000 in your checking account
| Balance Requirement | APY Rate |
| $0.01-$9,999 | 0.20% APY |
| $10,000-$24,999 | 0.30% APY |
| $25,000 and above | 0.60% APY |
- No minimum to open
- No limit on earnings
- Online banking
- Smart mobile banking with the Citi Mobile® App
- Mobile Check Deposits
- Spending Insights
- Peer-to-Peer Payments
- You must register your account for online access on Citi Online® and Citi Mobile® in order to view your statements and other legal notices.
- Must have a residential/home (not mailing) address in an Eligible Location listed above.
CitiBank $300 Citibank Account Package
Earn a $300 bonus at Citibank!
Citibank is offering a promotion of a $300 Cash Bonus when you open a checking & savings account in The Citibank Account Package.
- Account Type: The CitiBank Account Package
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fee: $25, see below on how to avoid
- Early account termination fee: None listed
- Household limit: 1
(Expires April 1, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
Earn Your $300 Checking Savings Bonus
EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open new eligible checking and savings accounts in the Citibank Account Package during the offer period 1/6/2021 to 4/1/2021.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Must also maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Set up balance and payment alerts
- The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000 or more in eligible linked deposits, retirement and investment balances.
- Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $15,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account.
- A minimum balance of $15,000 must be maintained for sixty (60) consecutive calendar days following the date when the $15,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts.
CitiBank $200-$1,500 Checking/Savings Bonus (Targeted)
Earn $200-$1,500 bonuses when you open any of the eligible checking accounts!
CitiBank is offering a targeted promotions where new customers can earn between $200-$1,500 bonus when they open an eligible checking account with them.
Please keep in mind that this is a targeted offer, to be eligible make sure to check if you have received the targeted communication. Or check your email with the subject line:
‘ Exclusive offer for you, <name> – earn up to a $1,500 Cash Bonus, on top of all the great benefits you currently get as a Citi customer’
- Account Type: Basic Banking, CitiBank Checking, Citi Priority Checking, CitiGold Checking
- Availability: Nationwide, targeted
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fee: Varies by account; waivable.
- Early account termination fee: None listed
- Household limit: 1
(Offer expires March 31, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How to Earn $200-$1,500 Checking Bonus
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Basic Banking – Earn $200 when you open a new checking account in the Basic Banking package and complete the following requirements:
- Within 30 days of opening your account deposit $5,000 new-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 days
- Citi Checking Account –Earn $400 when you open a new checking and savings account in the Citi Account Package and complete the following requirements:
- Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days
- Citi Priority Checking –Earn $700 when you open a new checking and savings account in the Citi Priority Account Package and complete the following requirements
- Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days
- CitiGold Checking – Earn $1,500 when you open a new checking and savings account in the Citigold Account Package and complete the following requirements
- Within 30 days of opening your account deposit $200,000 new-to-Citibank funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $200,000 in your eligible linked checking and savings account for 60 days
- Open a checking account with no minimum opening deposit
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle® – a fast and easy way to send and receive money
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to presale tickets and exclusive experiences for concerts, sports, dining and more with Citi EntertainmentSM using your Citibank® Debit Card or Citi® credit card
- Add your Citi Debit Card to mobile wallets
- Use over 60,000 fee-free ATMs throughout the U.S.
- Access even more benefits, including the opportunity to enroll in Citi ThankYou® Rewards with an eligible checking package
- Citigold Account:This account does not have any monthly fees, but if you don’t maintain $200,000 in balances your account will convert to a Citi Priority Account package.
- Citi Priority Account: Fee increases to $30 and requires $50,000 in combined average monthly balances to remain fee free for the $600 bonus
- Citibank Account: The Citibank Account Package needs $10,000 in combined average monthly balances to remain fee free. Otherwise, there is a $25 monthly fee.
- Citi Basic Banking Account: The fee is waived on this account if you do any of the following:
- Make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or
- Maintain a $1,500+ combined average monthly balance in eligible linked accounts
- Fee also waived when first listed account owner is 62 or older.
- Eligibility: “Eligible Customers” are (1) primary Citi credit cardmembers (2) who have not been an owner of a Citibank checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received the Cash Tiered Bonus Offer via direct communication from Citi inviting them to apply and (5) have or furnish a valid W-9 or W-8BEN on file with Citibank and are not subject to backup withholding.
- NOTE: Authorized Users of credit card accounts, Private Bank customers and International Personal Bank customers are not eligible for this offer.
- Fiduciary, estate, business and/or trust accounts are not eligible for promotional offers even if they otherwise meet the definition of an eligible account.
- However, trust accounts that are a living trust and custodial accounts are eligible.
- Citibank Retirement Accounts and deposits into Citibank Retirement Accounts are not eligible for this Offer.
- “Citibank Retirement Accounts” include IRAs, SEPs, CESAs, money purchase pension plans, and profit sharing plans.
- The Cash Tiered Bonus Offer is a checking account offer.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers in the same month, you will be awarded the offer with the highest bonus value.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers across different months, you will be awarded the bonus of the first checking offer to qualify.
- Eligible Customers can only participate in each checking account offer once per offer period.
- If an Eligible Customer enrolls in multiple checking account or savings account offers during the Offer Period, the requirements of each offer must be met separately.
- Important Tax Information: The Cash Bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received.
- Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor. Citi is not a tax advisor.
- To be eligible for the Cash Bonus, U.S. persons must have or furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification) on file and foreign individuals must have or furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals)) on file. Accounts subject to backup withholding are ineligible.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citi Checking Up to 60K ThankYou Points Offer+ 25% Bonus Points On Purchases (Targeted)
Earn up to 60,000 ThankYou Points at Citibank.
Citibank is offering you a promotion to earn up to 60,000 Thank You Points when you open a Citibank Checking Account by March 31, 2021.
Plus get additional 25% more ThankYou points on purchases made with your Citi Premier Card. Just make sure that you checking account remains open during this promotional period.
Keep in mind that this offer is targeted, so if you have a Premier card check your email or log into your account online to see if the offer shows up.
- Account Type: Citi Gold Account, Citi Priority Checking, Citibank Account, Basic Checking
- Availability: Nationwide (Bank Locator)
- Expiration Date: 03/31/2021
- Monthly Fee: $0 – $30, see below
How to Earn Citibank ThankYou Points Bonus
EARNING THE BONUSWAIVE THE MONTHLY FEEFINE PRINT
Meet the requirements for the account to earn your Thank You Points:
-
- Citi Gold Account – 60,000 Thank You Points
- Minimum balance of $200,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Priority Checking – 50,000 Thank You Points
- Minimum balance of $50,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Citibank Account – 30,000 Thank You Points
- Minimum balance of $15,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Citi Basic Account – 10,000 Thank You Points
- Minimum balance of $5,000 required and 1 or more qualifying bill payments for two consecutive calendar months
- Citi Gold Account – 60,000 Thank You Points
- Citigold Account: There is no monthly service fee for this account.
- Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more
- Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+
- Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts
- You must open an eligible consumer checking account between January 5, 2021 and March 31, 2021.
- To receive the Cash Back Booster, both your Card Account and Eligible Checking Account must remain open, current, and in good standing from the time of your enrollment in the Offer throughout the term of this Offer.
- Must have received a direct communication or advertisement from Citibank inviting them to participate in this Offer
- “Eligible Customers” are (1) primary Citi® ThankYou Preferred, Citi Premier, Citi Prestige and Citi Rewards+ cardmembers (2) who have not been an owner of a Citibank checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received a direct communication or advertisement from Citibank inviting them to apply for the Citi Account Package Offer and (5) have or furnish a valid W-9 on file with Citibank and are not subject to backup withholding.
CitiBank Up To $2,000 Business Checking Bonus
Citibank is offering qualified business owners up to a $2,000 bonus when you open a new Business Checking Account.
- Account Type: Business Checking
- Availability: Nationwide, in-branch only (Bank Locator)
- Expiration Date: 03/31/2021
- Opening Deposit: Deposit up to $200,000+
- Monthly Fee: $15, see below
(No direct link, in-branch offer)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Redeem The Bonus
REDEEM THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Citibank Business is offering a bonus of up to $2,000 when you open a new business checking account.
- The bonus you receive depends on how much you deposit, the balance must be maintained for 60 calendar days after deposit.
- Bonus tiers are as followed:
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- CitiBusiness®Streamlined Checking Account: monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
- Must open in branch
- YMMV.
(Expired) CitiBank 30,000 AAdvantage Miles Business Checking Bonus *Targeted*
Earn up to 30,000 bonus miles at Citibank.
Citibank is offering a 30,000 American Airlines AAdvantage bonus miles when you open a new CitiBusiness Checking Account.
- Account Type: CitiBusiness checking account
- Availability: Nationwide (Bank Locator) *Targeted*
- Direct Deposit Requirement: None
- Monthly Fee: See below how to avoid
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Citibank AAdvantage Miles Bonus
CITIBANK MILES BONUSACCOUNT FEATURESWAIVE MONTHLY FEESFINE PRINT
- Citi is offering a bonus of 30,000 American Airline miles when you open a new CitiBusiness checking account and complete the following requirements:
- Deposit $5,000 in new to citibank funds and maintain for 60 consecutive days
- Online Banking
- Free ATMs
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- CitiBusiness®Streamlined Checking Account: $15
- Waived have an average monthly balance of $5,000 or more.
- This is a targeted offer intended for the original recepients only
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
(Expired) CitiBank $200 Citibank Basic Banking Package
Earn a $200 bonus with a new Citi Basic Banking Package
Citibank is offering a promotion where you can earn a $200 bonus when you open a Basic Banking Package.
- Account Type: Checking
- Availability: Nationwide (Bank Locator) Online Only*
- Expiration Date: 01/05/2021
- Opening Deposit: $5,000
- Monthly Fee: $12, see below on how to avoid
(Expires January 5, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
Start Earning Your $200 Basic Banking Bonus
START EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new eligible checking account in the Basic Banking Package during the offer period.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- $12, can be waived if you make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
- To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?
- Eligible Customers also can enroll by visiting citi.com/checkingrewards200 to apply for this offer and completing the online process.
CitiBank 5,000 To 60,000 AAdvantage Miles *Expired*
Earn up to 60,000 bonus miles at Citibank.
Citibank offers to 60,000 bonus miles with American Airlines by March 31, 2020.
- Account Type: Citi checking account
- Availability: Nationwide (Bank Locator) *In Branch*
- Direct Deposit Requirement: None
- Monthly Fee: See below how to avoid
Citibank AAdvantage Miles Bonus
CITIBANK MILES BONUSACCOUNT FEATURESFINE PRINT
- You will have to receive the promotion from Citibank in order to be eligible.
- 60,000 Miles Bonus:
- Open a Citigold Account Package with $1,000 in debit card purchases and pay one or more bills for two consecutive months
- 50,000 Miles Bonus:
- Citi Priority Account Package and make $750 in debit card purchases and pay one or more bills for two consecutive months
- 30,000 Miles Bonus:
- Citibank Account Package and make $375 in debit card purchases and pay one or more bills for two consecutive months
- 5,000 Miles Bonus:
- Open a Citi Priority Account Package and make $125 in debit card purchases and pay one or more bills for two consecutive months
- Online Banking
- Free ATMs
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Within sixty (60) days of opening the Eligible Checking Account, Eligible Customers must perform the following required activities:
- Spend the required minimum amount as specified on the chart above on qualifying purchases using your Citibank® Debit or ATM Card. Qualifying purchases must post to the new Eligible Checking Account within sixty (60) calendar days of account opening;
CitiBank Up to 50K AA Miles and 1.50% APY *Targeted*
Take advantage of 50,000 AAdvantage Bonus Miles with American Airlines when you open a new eligible Citi Miles Ahead Savings Account and deposit the following amounts within 30 days
- Account Type: Savings account
- Direct Deposit Requirement: None
- Chexsystems: Yes
- Monthly Fee: $25, See below how to avoid
Start Earning The Citibank Miles
START EARNING YOUR MILESACCOUNT FEATURESELIGIBILITY
- Qualified customers can open a Citi Miles Ahead Savings Account
- Earn the following miles based on tiered deposit amount
- 20,000 AAdvantage Miles + 1.01% APY
- $10,000-$49,999
- 40,000 AAdvantage Miles + 1.25% APY
- $50,000-$199,999
- 50,000 AAdvantage Miles + 1.50% APY
- $200,000+
- 20,000 AAdvantage Miles + 1.01% APY
- Smart digital features
- Convenient locations
- Interest checking
- Powerful protections
- You must have received this targeted offer directly in order to qualify for the offer.
Citi Credit Card Promotions
Citi Rewards+® CardCitiBusiness® / AAdvantage® Platinum Select® World Mastercard®Costco Anywhere Visa® Card by CitiAmerican Airlines AAdvantage MileUpSM CardCiti® / AAdvantage® Executive World Elite™ Mastercard®Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Citi® Double Cash CardCiti® Diamond Preferred® CardCiti Rewards+SM Student CardCiti Simplicity® CardCiti® Secured Mastercard®
 The Citi Rewards+® Card offers 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+® Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. You'll earn 2X AAdvantage® miles per $1 spent on eligible American Airlines purchases; 2X AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1X AAdvantage® mile per $1 spent on other purchases This card comes with an annual fee of $99 (waived for first 12 months), however, there are no foreign transaction fees. To offset the annual fee, your first checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line. And you'll get 25% savings on American Airlines inflight Wi-Fi when you use your card. |
 The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
 The American Airlines AAdvantage MileUpSM Card offers 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases; 1X AAdvantage® mile for every $1 spent on other purchases This card comes with no annual fee and you can save 25% on in-flight food and beverage purchases when you use your card on American Airlines flights. |
 The Citi® / AAdvantage® Executive World Elite MasterCard® offers 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening. Plus, earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year. You'll earn 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1X AAdvantage® mile for every $1 spent on other purchases. This card comes with $450 annual fee, however, there are no foreign transaction fees. You can also save when traveling - first checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation. On top of that, you'll get an Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you. |
 The Citi® / AAdvantage® Platinum Select® World Elite MasterCard offers 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for every $1 spent at gas stations and restaurants & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. You'll be able to earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. On top of that, enjoy preferred boarding on American Airlines flights - and get your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. This card comes with an annual fee of $99 (waived for first 12 months) and there are no foreign transaction fees. |
 The Citi® Double Cash Card offers you the chance to earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will apply based on your creditworthiness. Balance Transfers do not earn cash back. This card comes with no annual fee. |
 The Citi® Diamond Preferred® Card offers: 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that, the variable APR will apply based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. You'll also get free access to your FICO® score online. In addition, with Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. This card comes with no annual fee. |
The Citi Rewards+SM Student Card offers 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+? Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The Citi Simplicity® Card offers: 0% intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will apply based on your creditworthiness. 0% intro APR on purchases for 12 months from date of account opening. After that, the variable APR will apply based on your creditworthiness. You'll stay protected with Citi® Quick Lock and $0 liability on unauthorized charges. This card comes with no annual fee, no late fees, and no penalty rate. |
 The Citi® Secured Mastercard® helps you build a credit history for your financial future with no annual fee. Whether you're looking to establish or improve your credit, the Citi® Secured Mastercard® can help you get there. Simply make everyday purchases and pay your bill on time. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today. |
*View our list of the latest Citi credit card offers.*
Compare to Other Banks
- Citibank vs Wells Fargo
- Citibank vs Bank of America
- Citibank vs US Bank
- Citibank vs Chase
- HSBC Bank vs Citibank
- TD Bank vs Citibank
- Capital One vs Citibank
Bottom Line
Lastly, Citibank has several amazing promotions that are unique and worth the time. Unlike a majority of banks we write about, Citibank is one of few that offers bonus travel miles as an incentive to open accounts. Additionally, they offer banking services in tiers based on your individual needs. Furthermore, Citibank can be found in almost every state and offers online banking services that will help you manage your account from wherever you’d like.
Furthermore, your feedback is highly appreciated and makes our site even better! Also, if you have experience banking with Citibank be sure to leave us a comment below.
Finally, check back often for the latest Citibank promotions, bonuses, and offers!
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Signed up on offer. Customer service is so bad I am closing account — which itself has been an ordeal. I’ve tried to update account holder and beneficiaries and the process is literally stuck in the 1980’s with paper mailings and notaries but with the 2021 twist of ABSOLUTELY NO WAY to speak to anyone knowledgeable about the process. The “back office” takes weeks to do anything and then sends you a form letter with NO RECOURSE other than to call their unempowered, offshore call center agents who can do nothing but take 30 minutes to verify your identity EVERY TIME YOU CALL.
Bottom line: HORRENDOUS customer service. Not worth it.
Great offers they have now 🙂
I was recently scammed out of the $700 promotion myself. I walked into a Citibank branch that has posters all over the wall: $700 sign-up bonus if you open a Citi Priority account package.
I sat down with a bank rep and was assured that if I deposit and maintain $50,000 for 60 days in my new account, I would get the $700.
Caveat: the payout is 90 days after you meet the requirements, which basically means you get the payout after 150 days (5 months).
Last week was supposed to be the payout date for my $700. I called to inquire why I did not receive payment. GUESS WHAT? I NEVER OPENED A CITI PRIORITY ACCOUNT??!?!?!?!?! I opened a regular account, but still deposited $700 into it, and I was not eligible for ANY sign-up bonus.
Worst possible banking experience I have ever seen. They straight up lie to your face. I had paper work to prove that I opened a Citi Priority account with them, because they sent it to me in the mail. They didn’t care. Indian outsourced customer service rep told me “there is nothing we can do, sir.”
DO NOT do business with this terrible bank.
Very very bad experience with the Citibank Citi Pirority package $700 bonus promo. Their online application screen froze couple of times in the middle of application process and had to restart and refill info again and again. After completing all personal info online on 5/18/2020 and successfully going through their online process, and SS card pic was sent via their Esign doc. Account was finally opened with only a checking account number was received in the snail mail a few days later. After calling and more than 40 minutes wait, finally got to their customer service overseas customer agent. I was told the checking account that was opened and then was being closed the next day due to insufficient info. Not sure what scam Citibank is pulling. Unfortunately, I now lost my personal info and concern maybe risking identify theft with this shady business practice. It could be even worse if $50K was deposited and kept for 90 days, then they closed the account and bonus was not given. Hope my experience can serve as a warning to those who want to apply to those Citibank bonus!
I signed up for the $700 bonus for the priority package on March 31st. Be aware that this opens a standard interest savings account (0.10%) and not the Accelerate savings account (1.55%). I learned this today after seeing the much less than expected interest hit my account. It is really not that clear in the terms and conditions that the Accelerate account is not eligible. It is also not obvious during the account opening process that you are opening a standard savings account with the lower interest. I may have thought twice if I understood that at the time.
If you decide to go with this bonus, you can transfer the balance from the standard account to an Accelerate account once you met the bonus requirements (maintain minimum balance for 60 days). The other bonus programs likely work the same way. I should have known better but in the future I will take a screenshot of every screen during the application process.
As far as I know, the Capital one is the only institution that gives you bonus after maintaining the qualifying funds in the high interest rate savings account. Financial institutions have less incentives to give bonus since those accounts give higher interests. I do have a question. Where did you find you can move fund to accelerate account after meeting the bonus requirements in order to avoid the monthly fee? There is a fine print saying, “you can avoid monthly fee for maintaining fund in eligible account”. I am not sure what eligible accounts mean. Does it include a self managed brokerage account too as well as accelerated savings account?
In the end you will be making better interest with the bonus than keeping it any other high interest savings account.
Horrible customer service. Once you open account, you can’t reach them. They have bots when you click on chat and the bots will just mention that you would be transferred to a representative but never get one. I waited for 30 minutes from 9:00am to 9:30 am CST on 03/21/2020 and there was no one who replied or assisted me.
I recently took part in Citibank’s $400 promotion whereby I had to put $15K in either a checking or savings account for 90 days. I called each month to make sure I had followed their guidelines. I then noticed that my checking account was closed. I called and they told me that it was closed by them for inactivity. No Bonus! What a deceptive scam this bank pulled!
Why Citibank has a promotion of opening a Checking and Savings account and keep a balance of $15,000 to get Bonus of $400 and close the accounts a few days before the 60 days, to avoid paying the Bonus, with no reasons given for closing the accounts?
Because it wants to cheat the customers and that is how it became so-called #1. However, the Bank of America is #1 in Customer Service and hence it doesn’t have to do such promotions.
Also, as Justin said, Capital One is the only bank that paid the Bonus, as promised, of $500 on a deposit of $50,000 for 90 days, within a few weeks after the 90 days. DON”T TRUST THE CHEAT CITIBANK WHERE EVEN THE PRESIDENT’S OFFICE ALSO, IS INVOLVED AND DID NOT PAY THE BONUS AFTER KEEPING $15,000 FOR MORE THAN 90 DAYS AND CLOSED THE ACCOUNT WITH NO REASON GIVEN.
I have a question on these terms. I accidentally pulled out some funds and couldn’t maintain the $15000 balance for 5 or 6 days (balance for these days was $14830) but after realizing I maintained $16000 for remaining period which is more than a month. Am I disqualified there itself?
If you miss 1 day you are automatically disqualified, when they say 90 consecutive days they mean it.
Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am am getting the bonus.
I suggest to take your money and bank somewhere else
Shame, CITI!
P.S. their costumer service is outsource to India, be ready to talk to people who don’t put customers FIRST.