Learn about new Citibank promotions, bonuses, and offers here.
The current promotions from Citibank include amounts of $200, $400, and up to $2,000 cash bonus. If you join today you can take advantage of checking and savings promotions and earn cash referring new members to Citibank.
Table of Contents
- 1 About Citibank Promotions
- 2 CitiBank $700 Citi Priority Account Package
- 3 Citibank Accelerate Savings Account 1.60% APY
- 4 CitiBank $400 Citibank Account Package
- 5 CitiBank $200 Citibank Basic Banking Package
- 6 CitiBank $200-$1,500 Checking Savings Bonus
- 7 CitiBank $200-$2,000 Business Checking Bonus *Targeted*
- 8 Citi Checking Bonus: Up to 60,000 ThankYou Points
- 9 CitiBank 5,000 To 60,000 AAdvantage Miles
- 10 CitiBank Up to 50K AA Miles and 1.50% APY *Targeted*
- 11 Bottom Line
About Citibank Promotions
Citibank was founded in 1812 as Citi Bank of New York but has since expanded nationwide and has locations in nearly every state. Furthermore, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere.
- Availability: Nationwide (Bank Locator)
- Routing Number: See here
- Customer Service: 1 (800) 374-9700
While these promotions from Citibank seem enticing, you can earn more money by also comparing them our our favorite bank offers across the US. Additionally, you may also find better rates from using our nationwide list of best Bank Rates and CD Rates.
CitiBank $700 Citi Priority Account Package
Earn a $700 bonus with a new Citi Priority Account Package
Citibank is offering a promotion of a $700 cash bonus when you open an eligible checking & savings account in The Citi Priority Account Package and also complete required banking activities.
- Account Type: Citi Priority Account Package
- Availability: Nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX and VA.
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Monthly Fee: $30, see below on how to avoid fee.
How To Earn Your $700 Checking Savings Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- You must open a new eligible consumer checking and savings account in The Citibank Account Package
- Within 30 days of opening your account, deposit $50,000 in New-to-Citibank funds between the new checking and savings accounts.
- Must also maintain a minimum balance of $50,000 between the checking and savings accounts for 60 consecutive calendar days.
- Mobile Check Deposit
- Online Banking
- Free ATMs
- In order to waive the $30 monthly service fee you will need to maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and also investment balances.
- The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.
- Your new Eligible Checking and/or Savings Account must be open and in good standing at the time the Cash Bonus is paid or no Cash Bonus will be paid.
- At the time the Cash Bonus is paid, it will be credited to (1) your new Eligible Checking Account if both your Eligible Checking Account and Eligible Savings Account are open, (2) your new Eligible Checking Account if your Eligible Savings Account is closed, or (3) your new Eligible Savings account if your Eligible Checking Account is closed.
- Additionally, you may not convert from your Citi Priority Package to the Citibank or Basic Package, nor can you convert from your Citibank Package to the Basic Package and still be eligible for the Cash Bonus.
Citibank Accelerate Savings Account 1.60% APY
Earn an attractive rate from Citibank
Earn 1.60% APY with Citi Accelerate Savings account. It’s known “Citi Accelerate” and only available in select states. No minimum opening deposit requirement.
- Account Type: Citi Accelerate Savings account
- Availability: AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Excludes: Boston, Philadelphia, Seattle, Dallas (Bank Locator)
- Soft/Hard Pull: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: Yes, see below on how to waive
- Closing Account Fee: None
Take Advantage of the 1.60% APY
TAKE ADVANTAGE OF THE RATEACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Savings Account account from Citibank.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Must also fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 1.60% APY for any balance.
- Earn 1.60% APY rate which is 10x the National Average Savings Rate
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
- The $4.50 monthly fee can be waived if you have a balance of at least $500. There is also a $2.50 ATM fee if you use a non-Citibank ATM.
- Accounts which have a zero balance for ninety (90) days are subject to closure.
- Interest rates for the Citi Accelerate Savings Account are variable, determined by Citibank at its sole discretion and can change at any time.
- All accounts subject to applicable terms, fees, and charges. Fees may reduce earnings.
CitiBank $400 Citibank Account Package
Earn a $400 bonus with a new Citi Account Package
Citibank is offering a promotion of a $400 Cash Bonus when you open a checking & savings account in The Citibank Account Package.
- Account Type: The CitiBank Account Package
- Availability: Nationwide (Bank Locator)
- Opening Deposit: $1,500
- Monthly Fee: $25, see below on how to avoid
(Expires June 30, 2020)
Earn Your $400 Checking Savings Bonus
EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open new eligible checking and savings accounts in the Citibank Account Package during the offer period.
- Within 30 days of opening your account, deposit $15,000 in New-to-Citibank funds between the new checking and savings accounts.
- Must also maintain a minimum balance of $15,000 between the checking and savings accounts for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Set up balance and payment alerts
- The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000 or more in eligible linked deposits, retirement and investment balances.
- Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $15,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account.
- A minimum balance of $15,000 must be maintained for sixty (60) consecutive calendar days following the date when the $15,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts.
CitiBank $200 Citibank Basic Banking Package
Earn a $200 bonus with a new Citi Basic Banking Package
Citibank is offering a promotion where you can earn a $200 bonus when you open a Basic Banking Package.
- Account Type: Checking
- Availability: Nationwide (Bank Locator) Online Only*
- Expiration Date: 06/30/2020
- Opening Deposit: $5,000
- Monthly Fee: $12, see below on how to avoid
(Expires June 30, 2020)
Start Earning Your $200 Basic Banking Bonus
START EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new eligible checking account in the Basic Banking Package during the offer period.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citibank funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- $12, can be waived if you make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
- To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?” Eligible Customers must open a new consumer regular checking account in the Basic Banking Package as first signer (“Eligible Checking Account”) during the Offer Period.
- Eligible Customers can enroll in the $200 Checking Offer in the Basic Banking Package by visiting a Citibank branch or calling Citibank and asking a Citibank Representative to enroll you. Eligible Customers also can enroll by visiting citi.com/checkingrewards200 to apply for this offer and completing the online process.
CitiBank $200-$1,500 Checking Savings Bonus
Earn up to a $1,500 bonus with a Citibank account.
The promotion at Citibank includes up to a $1,500 bonus when you open a Checking and Savings Account and meet the deposit requirements.
- Account Type: Checking and Savings
- Availability: Nationwide (Bank Locator)
- Expiration Date: 06/30/2020
- Opening Deposit: $25,000-$250,000
- Monthly Fee: None
(Expires June 30, 2020)
Get Up To $1,500 Checking Savings Bonus
GET UP TO $1,500 BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open new eligible checking and savings accounts in the Citigold® Account Package during the offer period 04/01/2020 to 06/30/2020.
- Within 30 days of opening your account, deposit $200,000 or more in New-to-Citibank funds
- Deposit bonuses are as followed:
- Basic Banking Package:
- $5,000 minimum deposit: $200 bonus
- Citibank® Account Package:
- $15,000 minimum deposit: $400 bonus
- Citibank® Account Package:
- $15,000 minimum deposit: $500 bonus
- Citi Priority Account Package:
- $50,000 minimum deposit: $700 bonus
- Citigold® Account Package:
- $200,000 minimum deposit: $1,500 bonus
- Basic Banking Package:
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- For the Basic Banking Package, to waive the $12 monthly service fee, make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500 or more combined average monthly balance in eligible linked accounts.
- For the $500 offer only: The bonus will be reported to the IRS as miscellaneous income to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-MISC for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor.
- Citi is not a tax advisor.
CitiBank $200-$2,000 Business Checking Bonus *Targeted*
Citibank is offering a promotion for qualified residents up to $2,000 bonus when you open a Business Checking Account and meet the deposit requirements.
- Account Type: Business Checking
- Availability: Nationwide (Bank Locator) *Targeted and In Branch*
- Expiration Date: 03/31/2020
- Opening Deposit: $5,000-$200,000
- Monthly Fee: $15, Avoidable
Ways To Earn Your $2,000 Business Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Citibank Business Checking Account and provide a deposit balance, which must be maintained for 60 calendar days after deposit.
- Bonus tier breakdown below:
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- CitiBusiness®Streamlined Checking Account: Monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citi Checking Bonus: Up to 60,000 ThankYou Points
Earn up to 60,000 ThankYou Points at Citibank.
Citibank is offering you a promotion to earn up to 60,000 Thank You Points when you open a Citibank Checking Account by March 31, 2020.
- Account Type: Citi Gold Account, Citi Priority Checking, Citibank Account, Basic Checking
- Availability: Nationwide (Bank Locator)
- Expiration Date: 03/31/2020
- Monthly Fee: $0 – $30, see below
Earn Citibank ThankYou Points Bonus
TAKE ADVANTAGE BONUSWAIVE THE MONTHLY FEEFINE PRINT
Meet the requirements for the account to earn your Thank You Points:
-
- Gold Account – 60,000 Thank You Points
- Make at least $1,000 worth of debit card purchases
- Priority Checking – 50,000 Thank You Points
- Make at least $750 worth of debit card purchases
- Citibank Account – 30,000 Thank You Points
- Make at least $375 worth of debit card purchases
- Citi Basic Account – 10,000 Thank You Points
- Make at least $125 worth of debit card purchases
- Make one or more qualifying bill payments for two consecutive months.
- Gold Account – 60,000 Thank You Points
- Citigold Account: There is no monthly service fee for this account.
- Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more
- Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+
- Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts
- You must meet qualifying debit card transactions totals to earn the bonus points.
- A bill payment or two is required for each of the account packages.
- Contact Citibank for more information on this promotion.
CitiBank 5,000 To 60,000 AAdvantage Miles
Earn up to 60,000 bonus miles at Citibank.
Citibank offers to 60,000 bonus miles with American Airlines by March 31, 2020.
- Account Type: Citi checking account
- Availability: Nationwide (Bank Locator) *In Branch*
- Direct Deposit Requirement: None
- Monthly Fee: See below how to avoid
Citibank AAdvantage Miles Bonus
CITIBANK MILES BONUSACCOUNT FEATURESFINE PRINT
- You will have to receive the promotion from Citibank in order to be eligible.
- 60,000 Miles Bonus:
- Open a Citigold Account Package with $1,000 in debit card purchases and pay one or more bills for two consecutive months
- 50,000 Miles Bonus:
- Citi Priority Account Package and make $750 in debit card purchases and pay one or more bills for two consecutive months
- 30,000 Miles Bonus:
- Citibank Account Package and make $375 in debit card purchases and pay one or more bills for two consecutive months
- 5,000 Miles Bonus:
- Open a Citi Priority Account Package and make $125 in debit card purchases and pay one or more bills for two consecutive months
- Online Banking
- Free ATMs
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Within sixty (60) days of opening the Eligible Checking Account, Eligible Customers must perform the following required activities:
- Spend the required minimum amount as specified on the chart above on qualifying purchases using your Citibank® Debit or ATM Card. Qualifying purchases must post to the new Eligible Checking Account within sixty (60) calendar days of account opening;
CitiBank Up to 50K AA Miles and 1.50% APY *Targeted*
Take advantage of 50,000 AAdvantage Bonus Miles with American Airlines when you open a new eligible Citi Miles Ahead Savings Account and deposit the following amounts within 30 days
- Account Type: Savings account
- Direct Deposit Requirement: None
- Chexsystems: Yes
- Monthly Fee: $25, See below how to avoid
Start Earning The Citibank Miles
START EARNING YOUR MILESACCOUNT FEATURESELIGIBILITY
- Qualified customers can open a Citi Miles Ahead Savings Account
- Earn the following miles based on tiered deposit amount
- 20,000 AAdvantage Miles + 1.01% APY
- $10,000-$49,999
- 40,000 AAdvantage Miles + 1.25% APY
- $50,000-$199,999
- 50,000 AAdvantage Miles + 1.50% APY
- $200,000+
- 20,000 AAdvantage Miles + 1.01% APY
- Smart digital features
- Convenient locations
- Interest checking
- Powerful protections
- You must have received this targeted offer directly in order to qualify for the offer.
Bottom Line
Lastly, Citibank has several amazing promotions that are unique and worth the time. Unlike a majority of banks we write about, Citibank is one of few that offers bonus travel miles as an incentive to open accounts. Additionally, they offer banking services in tiers based on your individual needs. Furthermore, Citibank can be found in almost every state and offers online banking services that will help you manage your account from wherever you’d like.
Furthermore, your feedback is highly appreciated and makes our site even better! Also, if you have experience banking with Citibank be sure to leave us a comment below.
Finally, check back often for the latest Citibank promotions, bonuses, and offers!
Horrible customer service. Once you open account, you can’t reach them. They have bots when you click on chat and the bots will just mention that you would be transferred to a representative but never get one. I waited for 30 minutes from 9:00am to 9:30 am CST on 03/21/2020 and there was no one who replied or assisted me.
I recently took part in Citibank’s $400 promotion whereby I had to put $15K in either a checking or savings account for 90 days. I called each month to make sure I had followed their guidelines. I then noticed that my checking account was closed. I called and they told me that it was closed by them for inactivity. No Bonus! What a deceptive scam this bank pulled!
I have a question on these terms. I accidentally pulled out some funds and couldn’t maintain the $15000 balance for 5 or 6 days (balance for these days was $14830) but after realizing I maintained $16000 for remaining period which is more than a month. Am I disqualified there itself?
If you miss 1 day you are automatically disqualified, when they say 90 consecutive days they mean it.
Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am am getting the bonus.
I suggest to take your money and bank somewhere else
Shame, CITI!
P.S. their costumer service is outsource to India, be ready to talk to people who don’t put customers FIRST.