Learn about new Citi promotions, bonuses, and offers here.
The current promotions from Citi include amounts of $300, $500, $700 and up to $3,000 cash bonus. If you join today you can take advantage of checking and savings promotions and earn cash referring new members to Citi.
Table of Contents
- 1 About Citi Promotions Review
- 1.1 Citi $300, $700, $1,500 Citi Priority Account
- 1.2 Citi $300, $700, $1,500 Citigold Checking Bonus
- 1.3 Citi® Accelerate Savings 0.50% APY
- 1.4 Citi $20-$2,000 Savings Bonus
- 1.5 Citi Up To $2,000 Business Checking Bonus
- 1.6 Citi $200-$1,500 Checking/Savings Bonus (Targeted)
- 1.7 Citi Checking Up to 60K ThankYou Points Offer+ 25% Bonus Points On Purchases (Targeted)
- 1.8 (Expired) Citi $200 Basic Banking
- 1.9 Citi Credit Card Promotions
- 1.10 Bottom Line
About Citi Promotions Review
Citi was founded in 1812 as Citi Bank of New York but has since expanded nationwide and had locations in nearly every state. Furthermore, they have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere. Citi checking accounts have some of the best accounts for low-fee ATM usage overseas.
- Availability: Nationwide (Bank Locator)
- Routing Number: See here
- Customer Service: 1 (800) 374-9700
While these promotions from Citi seem enticing, you can earn more money by also comparing them to our favorite bank offers across the US. Additionally, you may also find better rates from using our nationwide list of best Bank Rates and CD Rates.
*Compare Citi Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Wells Fargo, and more!*
Citi $300, $700, $1,500 Citi Priority Account
Citi is offering a promotion of a $300, $700, or $1,500 cash bonus when you open an eligible checking & savings account in The Citi Priority Account with required activities.
- Account Type: Citi Priority Account
- Availability: Nationwide. Branches in CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, and VA.
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Monthly Fee: $30, see below on how to avoid the fee.
- Expiration: 10/04/2021
How To Earn The Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Citi Priority Checking Account between 7/1/21 and 10/4/21 and earn a cash bonus of $300, $700, or $1,500 when you maintain a minimum eligible balance and complete required activities.
- Within 20 days of opening your account, make the minimum deposit in New-to-Citi funds between the new checking and savings accounts.
- Must also maintain the minimum balance between the checking and savings accounts for 60 consecutive calendar days.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
- Mobile Check Deposit
- Online Banking
- Free ATMs
- In order to waive the $30 monthly service fee, you will need to maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement, and also investment balances.
- The Cash Bonus will be credited within 90 calendar days from the date you complete all required activities.
- Your new Eligible Checking and/or Savings Account must be open and in good standing, at the time the Cash Bonus is paid or no Cash Bonus will be paid.
- At the time the Cash Bonus is paid, it will be credited to (1) your new Eligible Checking Account if both your Eligible Checking Account and Eligible Savings Account are open, (2) your new Eligible Checking Account if your Eligible Savings Account is closed, or (3) your new Eligible Savings account if your Eligible Checking Account is closed.
Learn more about the latest Citi Priority Account Promotions.
Citi $300, $700, $1,500 Citigold Checking Bonus
Citi is offering a promotion of $300, $700, up to a $1,500 cash bonus when you open a Citigold® Checking Account with required activities.
- Account Type: Citigold® Checking Account
- Availability: CA, CT, DC, DE, FL, IL, MA, MD, NJ, NV, NY, PA, SD, TX, and VA.
- Credit Inquiry: Soft Pull
- Direct Deposit Requirement: No
- Monthly Fee: See below
- Expiration: 10/04/2021
How to Earn $1,500 Bonus
GET UP TO $1,500 BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new Citigold® Checking Account and earn a cash bonus of $300, $700, or $1,500 when you maintain a minimum eligible balance and complete required activities.
- Within 20 days of opening your account, make the minimum deposit in New-to-Citi Funds in the new checking account.
- Maintain a minimum balance in the checking account for 60 consecutive calendar days.
- After all required activities are met, the $300, $700, or $1,500 bonus will be deposited to your open, eligible account within 90 calendar days.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $300 | $15,000 – $49,999 |
| $700 | $50,000 – $199,999 |
| $1,500 | $200,000+ |
With Citigold you get:
- Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Wealth Advisor for investing strategies
- Collaborative financial guidance with Citi Wealth Advisor, Citi Personal Wealth Management’s digital financial planning solution
- Access to market insights and world-class investment capabilities, including Online/Mobile $2.95 equity trades with Citi Personal Wealth Management
- Preferred pricing and rates on select products and services
- Ability to earn the highest level of Citi ThankYou® Rewards Points offered for a checking relationship
- No monthly service fee for Citigold. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts. There is no monthly service fee for accounts in The Citigold Account.
- “Eligible Customers” must (1) not have been an owner or signer of a Citi consumer checking account within the last 180 calendar days, (2) be at least 18 years old and (3) furnish or have a valid Form W-9 or Form W-8BEN on file with Citi and are not subject to backup withholding. Existing Private Bank customers and International Personal Bank customers are not eligible for this offer.
Learn more about the latest Citi Citigold Account Promotions.
Citi® Accelerate Savings 0.50% APY
Earn 0.50% APY with Citi® Accelerate Savings account. It’s known as “Citi® Accelerate Savings” and only available in select states. No minimum opening deposit requirement.
- Account Type: Citi® Accelerate Savings
- Availability: AL, AK, AZ, AR, CO, DE, GA, HI, ID, IN, IA, KS, KY, LA, OK, ME, MA, MI, MN, MO, MS, MT, NE, NH, NM, NC, ND, OH, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY
- Excludes: Boston, Philadelphia, Seattle, Dallas (Bank Locator)
- Soft/Hard Pull: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: No
- Monthly Fee: Yes, see below on how to waive
- Closing Account Fee: None
How to Earn 0.50% APY
TAKE ADVANTAGE OF THE RATEACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a Citi® Accelerate Savings account
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Must also fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.50% APY for any balance. Earn over 12x the national average with one of their highest rates.
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
- The $4.50 monthly fee can be waived if you have a balance of at least $500. There is also a $2.50 ATM fee if you use a non-Citi ATM.
- Accounts which have a zero balance for ninety (90) days are subject to closure.
- Interest rates for the Citi® Accelerate Savings Account are variable, determined by Citi at its sole discretion and can change at any time.
- All accounts subject to applicable terms, fees, and charges. Fees may reduce earnings.
Learn more about the latest Citi Savings offers.
Citi $20-$2,000 Savings Bonus
Earn a $2,000 bonus at Citi!
Qualified customers who have received direct communication from Citi are able to take advantage of this current offer and earn up to a $2,000 bonus.
- Account Type: Savings
- Availability: Nationwide (Bank Locator)
- Expiration Date: 9/30/2021
- Opening Deposit: $10,000+
- Monthly Fee: None
(Expires September 30, 2021)
| Compare this savings account to alternatives like Aspiration Spend & Save Account ($150 Bonus + 1.00% APY), Citi High Yield Savings Account (0.50% APY), Axos Bank High Yield Savings (0.61% APY), Quontic Bank High Yield Savings (0.55% APY), and CIT Bank Money Market (0.45% APY). |
Redeem The Bonus
REDEEM THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
-
To qualify to earn a $75 to $2,700 Cash Bonus, Eligible Customers must:
- Enroll and open a new eligible Citi Savings Account by 09/30/2021.
- With the required Minimum Deposit in New-to-Citi Funds within 30 days of account opening.
- Keep the required Minimum Balance for 60 consecutive calendar days.
- $10,000-$24,999: $20 bonus
- $25,000-$49,000: $50 bonus
- $50,000-$99,999: $100 bonus
- $100,000-$249,000: $200 bonus
- $250,000 – $499,999: $500 bonus
- $500,000 – $999,999: $1,000 bonus
- $1,000,000+: $2,000 bonus
- Earn the corresponding cash bonus within 90 calendar days from the day you complete required activities.
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- A monthly service fee of $25 and a $2.50 non-Citi ATM fee apply to the checking account in the Citi Account if a combined average monthly balance of $10,000 or more is not maintained.
- A monthly service fee of $30 applies to the checking account in the Citi Priority Account if a combined average monthly balance of $50,000 or more is not maintained.
- There is no monthly service fee for a checking account in the Citigold Account.
- You are eligible for the Get Rewarded for Saving More Offer if you are at least 18 years old and a new or existing Citi customer. Only customers who open in a branch or use a residential address in NY, CT, NJ, DC, VA, MD or select markets in IL and FL when they apply for their new Citi Savings Account can qualify.
- To be eligible for the bonus, U.S. persons must furnish or have a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification) on file with Citi and foreign individuals must furnish or have a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals)) on file with Citi. Additionally, the account must not be subject to backup withholding.
- Certain “Savings Accounts” are eligible for the Get Rewarded for Saving More Offer. Any Citi Savings Account opened during the Offer Period that you continue to own until the end of the Maintenance Period in the Citi Account, the Citi Priority Account, or the Citigold Account (including Citigold Private Client) can qualify for the Get Rewarded for Saving More Offer.
- Citi Accelerate Savings Accounts do not qualify for this offer.
- Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
International Personal Bank customers are not eligible for this offer.
Citi Up To $2,000 Business Checking Bonus
$2,000 Business Checking Bonus
Citi is offering qualified business owners up to a $2,000 bonus when you open a new Business Checking Account.
- Account Type: Business Checking
- Availability: Nationwide, in-branch only (Bank Locator)
- Opening Deposit: Deposit up to $200,000+
- Monthly Fee: $15, see below
(Expires September 30, 2021)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Redeem The Bonus
REDEEM THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open an Account. Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between July 1, 2021 and September 30, 2021
- Fund Your Account. Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citi funds to qualifying accounts
- $200 bonus with a $5,000 deposit
- $500 bonus with a $15,000 deposit
- $700 bonus with a $25,000 deposit
- $1,000 bonus with a $50,000 deposit
- $1,500 bonus with a $100,000 deposit
- $2,000 bonus with a $200,000 deposit
- Maintain Your Balance. Maintain that balance for 60 consecutive calendar days
- Easy Access to Funds
- FDIC Insured
- Mobile Check Deposits
- Top Tier Bank Perks
- CitiBusiness®Streamlined Checking Account: monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
- This New Small Business Checking Account Offer (the “Offer”) refers to the limited-time offer (described below) made only to New-to-Citi Customers. Only “New-to-Citi Customers” are eligible to participate in the Offer.
- New-to-Citi customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citi business checking account.
- Only customers of Citi Retail Business Banking are eligible to participate in the Offer.
Citi $200-$1,500 Checking/Savings Bonus (Targeted)
Earn $200-$1,500 bonuses when you open any of the eligible checking accounts!
Citi is offering a targeted promotions where new customers can earn between $200-$1,500 bonus when they open an eligible checking account with them.
Please keep in mind that this is a targeted offer, to be eligible make sure to check if you have received the targeted communication. Or check your email with the subject line:
‘ Exclusive offer for you, <name> – earn up to a $1,500 Cash Bonus, on top of all the great benefits you currently get as a Citi customer’
- Account Type: Basic Banking, Citi Checking, Citi Priority Checking, CitiGold Checking
- Availability: Nationwide, targeted
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fee: Varies by account; waivable.
- Early account termination fee: None listed
- Household limit: 1
(Visit Citi to learn more)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account Package (up to $1500 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), BMO Harris Smart Advantage ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn $200-$1,500 Checking Bonus
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Basic Banking – Earn $200 when you open a new checking account in the Basic Banking and complete the following requirements:
- Within 30 days of opening your account deposit $5,000 new-to-Citi funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 days
- Citi Checking Account –Earn $400 when you open a new checking and savings account in the Citi Account and complete the following requirements:
- Within 30 days of opening your account deposit $15,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days
- Citi Priority Checking –Earn up to $1,500 when you open a new checking and savings account in the Citi Priority Account and complete the following requirements
- Within 30 days of opening your account deposit $50,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days
- CitiGold Checking – Earn up to $1,500 when you open a new checking and savings account in the Citigold Account and complete the following requirements
- Within 30 days of opening your account deposit $200,000 new-to-Citi funds into the checking or savings account. Both checking & savings accounts need a non zero balance.
- Maintain a minimum balance of $200,000 in your eligible linked checking and savings account for 60 days
- Open a checking account with no minimum opening deposit
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle® – a fast and easy way to send and receive money
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to presale tickets and exclusive experiences for concerts, sports, dining and more with Citi EntertainmentSM using your Citi Debit Card or Citi® credit card
- Add your Citi Debit Card to mobile wallets
- Use over 60,000 fee-free ATMs throughout the U.S.
- Access even more benefits, including the opportunity to enroll in Citi ThankYou® Rewards with an eligible checking
- Citigold Account:This account does not have any monthly fees, but if you don’t maintain $200,000 in balances your account will convert to a Citi Priority Account.
- Citi Priority Account: Fee increases to $30 and requires $50,000 in combined average monthly balances to remain fee free for the $600 bonus
- Citi Account: The Citi Account needs $10,000 in combined average monthly balances to remain fee free. Otherwise, there is a $25 monthly fee.
- Citi Basic Banking Account: The fee is waived on this account if you do any of the following:
- Make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or
- Maintain a $1,500+ combined average monthly balance in eligible linked accounts
- Fee also waived when first listed account owner is 62 or older.
- Eligibility: “Eligible Customers” are (1) primary Citi credit cardmembers (2) who have not been an owner of a Citi checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received the Cash Tiered Bonus Offer via direct communication from Citi inviting them to apply and (5) have or furnish a valid W-9 or W-8BEN on file with Citi and are not subject to backup withholding.
- NOTE: Authorized Users of credit card accounts, Private Bank customers and International Personal Bank customers are not eligible for this offer.
- Fiduciary, estate, business and/or trust accounts are not eligible for promotional offers even if they otherwise meet the definition of an eligible account.
- However, trust accounts that are a living trust and custodial accounts are eligible.
- Citi Retirement Accounts and deposits into Citi Retirement Accounts are not eligible for this Offer.
- “Citi Retirement Accounts” include IRAs, SEPs, CESAs, money purchase pension plans, and profit sharing plans.
- The Cash Tiered Bonus Offer is a checking account offer.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers in the same month, you will be awarded the offer with the highest bonus value.
- If you enroll in multiple checking account offers during an offer period and fulfill multiple checking account offers across different months, you will be awarded the bonus of the first checking offer to qualify.
- Eligible Customers can only participate in each checking account offer once per offer period.
- If an Eligible Customer enrolls in multiple checking account or savings account offers during the Offer Period, the requirements of each offer must be met separately.
- Important Tax Information: The Cash Bonus will be reported to the IRS as interest to the first signer on the account, in the year received, as required by applicable law.
- Bonus payments received by U.S. persons will be reported on IRS Form 1099-INT for the year received.
- Bonus payments received by non-U.S. persons will be reported on IRS Form 1042-S for the year received.
- Customer is responsible for any applicable taxes and consulting a tax advisor. Citi is not a tax advisor.
- To be eligible for the Cash Bonus, U.S. persons must have or furnish a valid IRS Form W-9 (Request for Taxpayer Identification Number and Certification) on file and foreign individuals must have or furnish a valid IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting (Individuals)) on file. Accounts subject to backup withholding are ineligible.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Citi Checking Up to 60K ThankYou Points Offer+ 25% Bonus Points On Purchases (Targeted)
Earn up to 60,000 ThankYou Points at Citi.
Citi is offering you a promotion to earn up to 60,000 Thank You Points when you open a Citi Checking Account by March 31, 2021.
Plus get additional 25% more ThankYou points on purchases made with your Citi Premier Card. Just make sure that you checking account remains open during this promotional period.
Keep in mind that this offer is targeted, so if you have a Premier card check your email or log into your account online to see if the offer shows up.
- Account Type: Citi Gold Account, Citi Priority Checking, Citi Account, Basic Checking
- Availability: Nationwide (Bank Locator)
- Expiration Date: 03/31/2021
- Monthly Fee: $0 – $30, see below
How to Earn Citi ThankYou Points Bonus
EARNING THE BONUSWAIVE THE MONTHLY FEEFINE PRINT
Meet the requirements for the account to earn your Thank You Points:
-
- Citi Gold Account – 60,000 Thank You Points
- Minimum balance of $200,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Priority Checking – 50,000 Thank You Points
- Minimum balance of $50,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Citi Account – 30,000 Thank You Points
- Minimum balance of $15,000 required and 1 or more qualifying bill payments for two consecutive calendar months.
- Citi Basic Account – 10,000 Thank You Points
- Minimum balance of $5,000 required and 1 or more qualifying bill payments for two consecutive calendar months
- Citi Gold Account – 60,000 Thank You Points
- Citigold Account: There is no monthly service fee for this account.
- Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more
- Citi Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+
- Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts
- You must open an eligible consumer checking account between January 5, 2021 and March 31, 2021.
- To receive the Cash Back Booster, both your Card Account and Eligible Checking Account must remain open, current, and in good standing from the time of your enrollment in the Offer throughout the term of this Offer.
- Must have received a direct communication or advertisement from Citi inviting them to participate in this Offer
- “Eligible Customers” are (1) primary Citi® ThankYou Preferred, Citi Premier, Citi Prestige and Citi Rewards+ cardmembers (2) who have not been an owner of a Citi checking account within the last 180 calendar days (3) at least eighteen (18) years of age (4) have received a direct communication or advertisement from Citi inviting them to apply for the Citi Account Offer and (5) have or furnish a valid W-9 on file with Citi and are not subject to backup withholding.
(Expired) Citi $200 Basic Banking
Earn a $200 bonus with a new Citi Basic Banking
Citi is offering a promotion where you can earn a $200 bonus when you open a Basic Banking.
- Account Type: Checking
- Availability: Nationwide (Bank Locator) Online Only*
- Expiration Date: 01/05/2021
- Opening Deposit: $5,000
- Monthly Fee: $12, see below on how to avoid
(Visit Citi to learn more)
Start Earning Your $200 Basic Banking Bonus
START EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Open a new eligible checking account in the Basic Banking during the offer period.
- Within 30 days of opening your account, deposit $5,000 in New-to-Citi funds into the new checking account.
- Maintain a minimum balance of $5,000 for 60 consecutive calendar days.
- Online Banking
- Free ATMs
- Waive the Service Fee
- Pay your bills online
- Deposit checks from your mobile device
- Settle up with friends using Citi with Zelle
- Easily move money between your Citi and non-Citi accounts
- Set up balance and payment alerts
- Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
- $12, can be waived if you make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
- To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?
- Eligible Customers also can enroll by visiting citi.com/checkingrewards200 to apply for this offer and completing the online process.
Citi Credit Card Promotions
Citi CustomSM Cash Card Citi Rewards+® CardCitiBusiness® / AAdvantage® Platinum Select® World Mastercard®Costco Anywhere Visa® Card by CitiAmerican Airlines AAdvantage MileUpSM CardCiti® / AAdvantage® Executive World Elite™ Mastercard®Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Citi® Double Cash CardCiti® Diamond Preferred® CardCiti Rewards+SM Student CardCiti Simplicity® CardCiti® Secured Mastercard®
 The Citi CustomSM Cash Card offers $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. You'll earn: • 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent • 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. The eligible spend categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. This card has no annual fee. |
 The Citi Rewards+® Card offers 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+® Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. You'll earn 2X AAdvantage® miles per $1 spent on eligible American Airlines purchases; 2X AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1X AAdvantage® mile per $1 spent on other purchases This card comes with an annual fee of $99 (waived for first 12 months), however, there are no foreign transaction fees. To offset the annual fee, your first checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line. And you'll get 25% savings on American Airlines inflight Wi-Fi when you use your card. |
 The Costco Anywhere Visa® Card by Citi is exclusively for Costco members - one of Citi's best cash back rewards cards. You'll earn: • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter; • 3% cash back on restaurants and eligible travel purchases; • 2% cash back on all other purchases from Costco and Costco.com • 1% cash back on all other purchases You'll be able to receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico. This card comes with no annual fee with your paid Costco membership along with no foreign transaction fees. |
 The American Airlines AAdvantage MileUpSM Card offers 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases; 1X AAdvantage® mile for every $1 spent on other purchases This card comes with no annual fee and you can save 25% on in-flight food and beverage purchases when you use your card on American Airlines flights. |
 The Citi® / AAdvantage® Executive World Elite MasterCard® offers 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening. Plus, earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year. You'll earn 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1X AAdvantage® mile for every $1 spent on other purchases. This card comes with $450 annual fee, however, there are no foreign transaction fees. You can also save when traveling - first checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation. On top of that, you'll get an Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you. |
 The Citi® / AAdvantage® Platinum Select® World Elite MasterCard offers 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening. You'll earn 2X AAdvantage® miles for every $1 spent at gas stations and restaurants & 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases. You'll be able to earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card. On top of that, enjoy preferred boarding on American Airlines flights - and get your first checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation. This card comes with an annual fee of $99 (waived for first 12 months) and there are no foreign transaction fees. |
 The Citi® Double Cash Card offers you the chance to earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will apply based on your creditworthiness. Balance Transfers do not earn cash back. This card comes with no annual fee. |
 The Citi® Diamond Preferred® Card offers: 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that, the variable APR will apply based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. You'll also get free access to your FICO® score online. In addition, with Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. This card comes with no annual fee. |
 The Citi Rewards+SM Student Card offers 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com. You'll earn 2X ThankYou® Points at supermarkets & gas stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on all other purchases. In addition, the Citi Rewards+? Student Card is the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. This card comes with no annual fee. |
 The Citi Simplicity® Card offers: 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer After that, the variable APR will apply based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. You'll stay protected with Citi® Quick Lock and $0 liability on unauthorized charges. This card comes with no annual fee, no late fees, and no penalty rate. |
 The Citi® Secured Mastercard® helps you build a credit history for your financial future with no annual fee. Whether you're looking to establish or improve your credit, the Citi® Secured Mastercard® can help you get there. Simply make everyday purchases and pay your bill on time. Take the first step toward achieving your financial goals and apply for Citi's secured credit card today. |
*View our list of the latest Citi credit card offers and the complete guide to Citi ThankYou Rewards.*
Bottom Line
Lastly, Citi has several amazing promotions that are unique and worth the time. Unlike a majority of banks we write about, Citi is one of few that offers bonus travel miles as an incentive to open accounts. Additionally, they offer banking services in tiers based on your individual needs. Furthermore, Citi can be found in almost every state and offers online banking services that will help you manage your account from wherever you’d like.
Furthermore, your feedback is highly appreciated and makes our site even better! Also, if you have experience banking with Citi be sure to leave us a comment below.
Finally, check back often for the latest Citi promotions, bonuses, and offers!
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Signed up on offer. Customer service is so bad I am closing account — which itself has been an ordeal. I’ve tried to update account holder and beneficiaries and the process is literally stuck in the 1980’s with paper mailings and notaries but with the 2021 twist of ABSOLUTELY NO WAY to speak to anyone knowledgeable about the process. The “back office” takes weeks to do anything and then sends you a form letter with NO RECOURSE other than to call their unempowered, offshore call center agents who can do nothing but take 30 minutes to verify your identity EVERY TIME YOU CALL.
Bottom line: HORRENDOUS customer service. Not worth it.
Great offers they have now 🙂
I was recently scammed out of the $700 promotion myself. I walked into a Citibank branch that has posters all over the wall: $700 sign-up bonus if you open a Citi Priority account package.
I sat down with a bank rep and was assured that if I deposit and maintain $50,000 for 60 days in my new account, I would get the $700.
Caveat: the payout is 90 days after you meet the requirements, which basically means you get the payout after 150 days (5 months).
Last week was supposed to be the payout date for my $700. I called to inquire why I did not receive payment. GUESS WHAT? I NEVER OPENED A CITI PRIORITY ACCOUNT??!?!?!?!?! I opened a regular account, but still deposited $700 into it, and I was not eligible for ANY sign-up bonus.
Worst possible banking experience I have ever seen. They straight up lie to your face. I had paper work to prove that I opened a Citi Priority account with them, because they sent it to me in the mail. They didn’t care. Indian outsourced customer service rep told me “there is nothing we can do, sir.”
DO NOT do business with this terrible bank.
Thank you for sharing your very very negative experience with Citibank. If I were you I would bring it
to you local “Action Reporter” in your city and have them check into it in order for you to get the money
owed to you. There Reporters at your local TV station that will gladly look into it and hopefully fight to
get you your deserved money. I never go by what anyone at bank tells me. I am shocked at the caliber
of people I have encountered in the last year at various banks. I have found they make nothing but mistakes and are not properly trained or just don’t care. Again, I am very sorry to hear what you have
gone thru.
Very very bad experience with the Citibank Citi Pirority package $700 bonus promo. Their online application screen froze couple of times in the middle of application process and had to restart and refill info again and again. After completing all personal info online on 5/18/2020 and successfully going through their online process, and SS card pic was sent via their Esign doc. Account was finally opened with only a checking account number was received in the snail mail a few days later. After calling and more than 40 minutes wait, finally got to their customer service overseas customer agent. I was told the checking account that was opened and then was being closed the next day due to insufficient info. Not sure what scam Citibank is pulling. Unfortunately, I now lost my personal info and concern maybe risking identify theft with this shady business practice. It could be even worse if $50K was deposited and kept for 90 days, then they closed the account and bonus was not given. Hope my experience can serve as a warning to those who want to apply to those Citibank bonus!
I signed up for the $700 bonus for the priority package on March 31st. Be aware that this opens a standard interest savings account (0.10%) and not the Accelerate savings account (1.55%). I learned this today after seeing the much less than expected interest hit my account. It is really not that clear in the terms and conditions that the Accelerate account is not eligible. It is also not obvious during the account opening process that you are opening a standard savings account with the lower interest. I may have thought twice if I understood that at the time.
If you decide to go with this bonus, you can transfer the balance from the standard account to an Accelerate account once you met the bonus requirements (maintain minimum balance for 60 days). The other bonus programs likely work the same way. I should have known better but in the future I will take a screenshot of every screen during the application process.
As far as I know, the Capital one is the only institution that gives you bonus after maintaining the qualifying funds in the high interest rate savings account. Financial institutions have less incentives to give bonus since those accounts give higher interests. I do have a question. Where did you find you can move fund to accelerate account after meeting the bonus requirements in order to avoid the monthly fee? There is a fine print saying, “you can avoid monthly fee for maintaining fund in eligible account”. I am not sure what eligible accounts mean. Does it include a self managed brokerage account too as well as accelerated savings account?
In the end you will be making better interest with the bonus than keeping it any other high interest savings account.
Horrible customer service. Once you open account, you can’t reach them. They have bots when you click on chat and the bots will just mention that you would be transferred to a representative but never get one. I waited for 30 minutes from 9:00am to 9:30 am CST on 03/21/2020 and there was no one who replied or assisted me.
I recently took part in Citibank’s $400 promotion whereby I had to put $15K in either a checking or savings account for 90 days. I called each month to make sure I had followed their guidelines. I then noticed that my checking account was closed. I called and they told me that it was closed by them for inactivity. No Bonus! What a deceptive scam this bank pulled!
Why Citibank has a promotion of opening a Checking and Savings account and keep a balance of $15,000 to get Bonus of $400 and close the accounts a few days before the 60 days, to avoid paying the Bonus, with no reasons given for closing the accounts?
Because it wants to cheat the customers and that is how it became so-called #1. However, the Bank of America is #1 in Customer Service and hence it doesn’t have to do such promotions.
Also, as Justin said, Capital One is the only bank that paid the Bonus, as promised, of $500 on a deposit of $50,000 for 90 days, within a few weeks after the 90 days. DON”T TRUST THE CHEAT CITIBANK WHERE EVEN THE PRESIDENT’S OFFICE ALSO, IS INVOLVED AND DID NOT PAY THE BONUS AFTER KEEPING $15,000 FOR MORE THAN 90 DAYS AND CLOSED THE ACCOUNT WITH NO REASON GIVEN.
I have a question on these terms. I accidentally pulled out some funds and couldn’t maintain the $15000 balance for 5 or 6 days (balance for these days was $14830) but after realizing I maintained $16000 for remaining period which is more than a month. Am I disqualified there itself?
If you miss 1 day you are automatically disqualified, when they say 90 consecutive days they mean it.
Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am am getting the bonus.
I suggest to take your money and bank somewhere else
Shame, CITI!
P.S. their costumer service is outsource to India, be ready to talk to people who don’t put customers FIRST.