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Citibank Promotions: $100, $200, $400, $500, $600, $700 Bonuses for Checking Savings & Business

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Citibank Checking BonusCitibank Promotions are available nationwide with cash bonuses worth $100, $200, $400, $500, $600 and $700. If you join today you can take advantage of checking and savings promotions and earn cash referring new members to Citibank.

Citibank was founded in 1812 as Citi Bank of New York but has since expanded nationwide and has locations in nearly every state. They have recently expanded their online banking service to reach everyone and make it easier to manage their accounts from anywhere. However, you can take advantage of more suitable offers from HSBC Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.

Additionally, you can earn a bonus by referring eligible bonuses to us. If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $10!

While these cash bonuses seem enticing chances are you can earn more money over time using Interest Accounts. If you would like to see an example of these accounts check out our full list of Bank Rates and CD Rates.

Taking advantage of these promotions at Citibank is easy since locations are almost everywhere, but I’d suggest you compare the bonuses to Chase Bank bonuses in the table below.

TOP CHASE BANK PROMOTIONS
*Find all Chase Bank Promotions here*
PROMOTIONAL LINKOFFERREVIEW
Chase Total Business Checking®$200 CashReview
Chase SapphireSM Checking60,000 PointsReview
Chase SapphireSM Checking$750 CashReview
Chase Total Checking® + Chase SavingsSM$350 CashReview
Chase Premier Plus CheckingSM$300 CashReview
Chase College CheckingSM $100 CashReview
Chase Private Client$1,250 CashReview
You InvestSM by J.P. MorganUp To $625 CashReview

Citibank $500 Checking Savings Bonus

Earn a $500 bonus by clicking the banner below.

Citibank is offering a $500 bonus when you open a Checking and Savings Account by June 30, 2019 and meet all the requirements.

  • Maximum Bonus: $500
  • Account Type: Citi Checking and Savings account
  • Availability: Nationwide (Bank Locator)
  • Expiration Date: 06/30/2019
  • Soft/Hard Pull: Soft Pull
  • ChexSystems: Yes
  • Credit Card Funding: No
  • Direct Deposit Requirement: Optional
  • Monthly Fee: None
  • Additional Requirements: You must deposit new money to your account in order to qualify.
  • Household Limit: None listed, however limit of one savings account promotion offer per customer/promotion period/account.
  • Closing Account Fee: None listed, however account must remain open and good standing to receive the bonus.

Click on “Open Account” button banner below to see Citibank $500 Checking Savings Bonus

How To Earn $500 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • To earn the initial $400, enroll in Citibank’s “$400/$500 Checking and Savings Offer”.
  • Open a new Eligible Checking and Savings Account by June 30, 2019.
  • Make sure to have a valid W-9 or W-8 BEN on file with Citibank and are not subject to back-up withholding.
  • Within 30 days deposit $15,000 or more into the account and maintain for 60 days
  • In addition, $10,000 in the Checking Account and $5,000 in the Savings Account will also fulfill the Minimum Balance requirement.
  • To earn the last $100, set up a Qualifying Direct Deposit into the Checking Account for two consecutive months
MHV Free Checking Features

  • Open a checking account with no minimum opening deposit
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • There are no monthly service fees for this account.
  • Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $15,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account.
  • A minimum balance of $15,000 must be maintained for sixty (60) consecutive calendar days following the date when the $15,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts. For example, a $15,000 balance in the Eligible Checking or Savings Account for sixty (60) consecutive calendar days will fulfill the Minimum Balance requirement. In addition, balances of $10,000 in the Eligible Checking Account and $5,000 in the Eligible Savings Account for sixty (60) consecutive calendar days will also fulfill the Minimum Balance requirement.
  • To qualify for a $500 cash bonus, within sixty (60) days of opening the new Eligible Checking Account, you must complete the required activities above and also complete one (1) Qualifying Direct Deposit into the Eligible Checking Account for two consecutive months. A “Qualifying Direct Deposit” is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency.

CitiBank $700 Checking Bonus (In-Branch)

Earn up to a $700 bonus at Citibank.

Citibank is offering a targeted promotion for Citibank card members for a chance to earn up to a $700 Bonus when you open a new checking account by June 30, 2019. 

  • CitiBank Account Package Bonus PDF Printout
  • Maximum Bonus: $500
  • Account Type: Citigold Account Package
  • Expiration Date: 06/30/2019
  • Direct Deposit Requirement: Optional
  • Monthly Fee: None
  • Additional Requirements: You must deposit new money to your account in order to qualify.
  • Household Limit: None listed, however limit of one savings account promotion offer per customer/promotion period/account.
  • Closing Account Fee: None listed, however account must remain open and good standing to receive the bonus.

How To Earn Your $700 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a qualifying Checking account to qualifying for a $50 – $700 bonus.
  • $700 bonus: Open a Citigold Account Package and make $1,000 in debit card purchases and pay one or more bills for 2 consecutive months.
  • $500 bonus: Open a Citi Priority Account Package and make $750 in debit card purchases and pay one or more bills for 2 consecutive months.
  • $300 bonus: Open a Citibank Account Package and make $375 in debit card purchases and pay one or more bills for 2 consecutive months.
  • $50 bonus: Open a Basic Banking account and make $125 worth of debit card purchases and pay one or more bills for 2 consecutive months.
MHV Free Checking Features

  • Citigold:
    • Your own dedicated team, including a Citigold Relationship Manager for your banking needs, and a Citi Personal Wealth Management Financial Advisor for investing strategies
    • In-depth financial guidance with Citi Clarity One-on-One, Citi’s proprietary financial planning process
    • Access to market insights and world-class investment capabilities, including Online/Mobile $2.95 equity trades with Citi Personal Wealth Management
    • Preferred pricing and rates on select products and services
    • Ability to earn the highest level of Citi ThankYou Rewards Points offered for a checking relationship
  • CitiPriority:
    • Pay your bills online
    • Deposit checks from your mobile device
    • Settle up with friends using Citi with Zell
    • Easily move money between your Citi and non-Citi accounts
    • Set up balance and payment alerts
    • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
    • Use thousands of fee-free ATMs throughout the US
    • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • Citigold Account: There is no monthly service fee for this account. However if you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to The Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package.
  • Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and investment balances.
  • Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
  • Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
  • A unique code is required as well as the last name of the offer recipient is required in order to apply by June 30, 2019.
  • Within 60 days of opening the qualifying checking account you must complete the following:
    • Spend the required minimum amount from the Chart above on qualifying purchases using your Citibank® Debit Card or ATM Card
    • Perform 1 qualifying bill payment in 2 consecutive calendar months. The first bill payment must be made within 60 calendar days of account opening. Qualifying bill payments must be posted to the new checking account each month for two consecutive calendar months.

CitiBank $600 Citi Priority Account Package

Earn a $600 bonus at Citibank.

Citibank is offering $600 cash bonus when you open an eligible checking & savings account in The Citi Priority Account Package and complete required banking activities by June 30, 2019.

  • Citi Priority Promotion PDF Printout
  • Account Type: Citi Priority Account Package
  • Expiration Date: 06/30/2019
  • Direct Deposit Requirement: No
  • Monthly Fee: $30, see below on how to avoid fee.

How To Earn Your $600 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • You must open a new eligible consumer checking and savings account in The Citi Priority Account Package until June 30, 2019.
  • Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. A minimum of $5,000 must be in the checking account and a minimum of $100 must be in the savings account.
  • Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days.
  • Upon completion of the requirements, the $600 bonus will be credited to your new checking account within 90 calendar days.
MHV Free Checking Features

  • Mobile Check Deposit
  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • In order to waive the $30 monthly service fee you will need to maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and investment balances.
  • To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?” Eligible Customers must open a new consumer regular checking or interest checking account in the Citi Priority Account Package as first signer (“Eligible Checking Account”) and open a new Citi Savings Account in the same Priority Account Package as first signer (“Eligible Savings Account”) during the Offer Period and complete the following required activities:
  • Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $50,000 or more (multiple deposits allowed) in New-to-Citibank Funds into 1) the new Eligible Checking Account and/or 2) the new Eligible Savings Account.
  • A minimum balance of $50,000 must be maintained for sixty (60) consecutive calendar days following the date when the $50,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts. For example, a $50,000 balance in the Eligible Checking Account for sixty (60) consecutive calendar days will fulfill the Minimum Balance requirement. In addition, balances of $10,000 in the Eligible Checking Account and $40,000 in the Eligible Savings Account for sixty (60) consecutive calendar days will also fulfill the Minimum Balance requirement.
Sign Up at Citibank

(Expires June 30, 2019)

CitiBank $400 Citibank Account Package

Earn a $400 bonus at Citibank.

Citibank is offering a $400 Cash Bonus when you open a checking & savings account in The Citibank Account Package by June 30, 2019.

  • CitiBank Promotion PDF Printout
  • Account Type: The CitiBank Account Package
  • Availability: Nationwide (Bank Locator)
  • Expiration Date: 06/30/2019
  • Opening Deposit: $1,500
  • Monthly Fee: $25, see below on how to avoid

How To Earn Your $400 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a checking & savings account in The Citibank Account Package by June 30, 2019 and complete the following within 30 days of account opening:
  • Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking or savings account. A minimum of $1,500 must be in the checking account and a minimum of $100 must be in the savings account.
  • Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days.
  • Once you meet the requirements you will earn the bonus within 90 days.
MHV Free Checking Features

  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000 or more in eligible linked deposits, retirement and investment balances.
  • To qualify to earn the $400/$500 Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?” Eligible Customers must open a new consumer regular checking or interest checking account in The Citibank Account Package as first signer (“Eligible Checking Account”) and open a new Citi Savings Account in the same Citibank Account Package as first signer (“Eligible Savings Account”) during the Offer Period and complete the following required activities:
  • Within thirty (30) calendar days of the opening of the new Eligible Checking Account, any owner of either eligible account must make a deposit of $15,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account and/or the new Eligible Savings Account.
  • A minimum balance of $15,000 must be maintained for sixty (60) consecutive calendar days following the date when the $15,000 deposit was made (“Minimum Balance”). The Minimum Balance may be held in one of the eligible accounts or in a combination of the eligible accounts. For example, a $15,000 balance in the Eligible Checking or Savings Account for sixty (60) consecutive calendar days will fulfill the Minimum Balance requirement. In addition, balances of $10,000 in the Eligible Checking Account and $5,000 in the Eligible Savings Account for sixty (60) consecutive calendar days will also fulfill the Minimum Balance requirement.
  • To qualify for a $500 cash bonus, within sixty (60) days of opening the new Eligible Checking Account, you must complete the required activities above and also complete one (1) Qualifying Direct Deposit into the Eligible Checking Account for two consecutive months. A “Qualifying Direct Deposit” is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency.
Sign Up at Citibank

(Expires June 30, 2019)

CitiBank $200 Citibank Account Package

Earn a $200 bonus at Citibank.

Citibank is offering $200 bonus when you open a Basic Banking Package good through June 30, 2019.

How To Earn Your $200 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a Basic Banking Package from Citibank with a $5,000 minimum deposit by June 30, 2019.
  • Maintain an average daily balance of $5,000 for 60 days
  • Keep the account open and in good standing
MHV Free Checking Features

  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • $12, can be waived if you make one qualifying direct deposit per statement period and one qualifying bill payment per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.
  • To qualify to earn the Cash Bonus, you must enroll in this promotion. See “If I am eligible, how do I enroll in this promotion?” Eligible Customers must open a new consumer regular checking account in the Basic Banking Package as first signer (“Eligible Checking Account”) during the Offer Period. Within thirty (30) calendar days of opening the new Eligible Checking Account, any owner must make a deposit of $5,000 or more (multiple deposits allowed) in New-to-Citibank Funds into the new Eligible Checking Account. A minimum balance of $5,000 must be maintained for sixty (60) consecutive calendar days following the date when the $5,000 deposit was made (“Minimum Balance”).
  • Between April 1, 2019 and June 30, 2019 (“Offer Period”), Eligible Customers can enroll in the $200 Checking Offer in the Basic Banking Package by visiting a Citibank branch or calling Citibank and asking a Citibank Representative to enroll you. Eligible Customers also can enroll by visiting citi.com/checkingrewards200 to apply for this offer and completing the online process.
Sign Up at Citibank

(Expires June 30, 2019)

CitiBank 10,000 To 75,000 AAdvantage Miles Bonus

Earn up to 75,000 bonus miles at Citibank.

Citibank is sending out mailers for you to earn up to 75,000 bonus miles with American Airlines by June 30, 2019.

How To Earn Citibank Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • You will have to receive the promotion from Citibank in order to be eligible.
  • Sign up for a CitGold, Citi Priority, CitiBank, or Basic Banking Account Package by June 30, 2019.
  • Each month you will have to use your debit card and use bill pay at least once:
    • Citigold: You will have to spend $1,500.
    • Citi Priority: You will have to spend $1,000.
    • CitiBank: You will have to spend $600.
    • Basic Banking: You will have to spend $200.
  • Maintain an account balance of:
    • Citigold: $200,000
    • Citi Priority: $50,000
    • CitiBank: $10,000
    • Basic Banking: $1,500
  • If you fulfill these requirements for 2 months, you will earn AAdvantage Miles by American Airlines:
    • Citigold: 75,000 bonus miles
    • Citi Priority: 60,000 bonus miles
    • CitiBank: 40,000 bonus miles
    • Basic Banking: 10,000 bonus miles
MHV Free Checking Features

  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • Citigold Account: There is no monthly service fee for this account. However if you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to The Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package.
  • Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and investment balances.
  • Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
  • Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
  • For Citibank’s Retail Checking to Cards Offer (“AAdvantage® Offer”), “Eligible Customers” are (1) New-to-Citibank Customers, (2) who enroll in the AAdvantage® Offer, (3) are Citibank® credit cardmembers, (4) are at least eighteen (18) years of age, (5) have a valid W-9 or W-8BEN on file with Citibank and are not subject to back-up withholding, (6) have received the AAdvantage®Offer via direct communication from Citi, (7) and perform the required activities below (“Eligible Customers”). “New-to-Citibank Customers” must not be current owners of a Citibank consumer checking account or have been an owner on a Citibank® consumer checking account within the last 180 calendar days before enrollment in the AAdvantage® Offer.
  • Between April 15, 2019 and June 30, 2019 (“Offer Period”), Eligible Customers can enroll in this offer by clicking the “Enroll Now” button on the promotional offer page at offer.citibank.com and proceeding to the account opening page. Eligible customers also may enroll by visiting a Citibank branch and asking a Citibank representative to enroll them, or by contacting Citibank by telephone and asking a Citibank representative to enroll them. The invitation code you received via direct communication from Citi may only be used by one Eligible Customer to open one new Eligible Checking Account.
  • Within sixty (60) days of opening the Eligible Checking Account, Eligible Customers must perform the following required activities:
    • Spend the required minimum amount as specified on the chart above on qualifying purchases using your Citibank® Debit or ATM Card. Qualifying purchases must post to the new Eligible Checking Account within sixty (60) calendar days of account opening1;
      AND
    • Perform 1 qualifying bill payment in 2 consecutive calendar months from account opening. The first bill payment must post within sixty (60) calendar days of account opening2. Qualifying bill payments must post to the new Eligible Checking Account each month for two consecutive calendar months.
Sign Up at Citibank

(Expires June 30, 2019)

CitiBank 30,000 Business AAdvantage Points (Targeted)

Earn 30,000 Bonus AAdvantage Miles at Citibank.

Citibank is offering a promotion for a chance to earn up to 30k American Airlines Business AAdvantage miles when you open a new checking account by June 30, 2019.

How To Earn Citibank 30k AA Business Miles Bonus 

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Bring your targeted flyer in branch
  • Open a CitiBusiness®Streamlined or Flexible Checking Account by June 30, 2019
  • Deposit $5,000 in New-to-Citibank Funds and maintain for 60 consecutive days
  • Earn 30,000 AAdvantage bonus miles- for a business trip or a well-deserved getaway
MHV Free Checking Features

  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • There are no monthly fees when you sign-up for this offer.
  • Open a CitiBusiness Streamlined Banking Account or Flexible Checking Account by June 30, 2019 and enjoy no monthly maintenance fees, no ATM fees and FDIC Protection.
  • Deposit $5,000 in New-to-Citibank fund and maintain the amount for 60 consecutive days.
  • Earn 30,000 AAdvantage bonus miles for a business trip or a well deserved getaway.

Citi Checking Bonus: Up to 60,000 ThankYou Points (Targeted)

Earn up to 60,000 ThankYou Points at Citibank.

Citibank is offering you the opportunity to earn up to 60,000 Thank You Points  when you open a Citibank Checking Accountby June 30, 2019.

How To Earn Citibank ThankYou Points Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a new Checking account in the Citi Priority Account Package by June 30, 2019.
    • Be sure to use your unique offer code when opening to qualify
  • Meet the requirements for the account to earn your Thank You Points:
    • Citi Gold Account – 60,000 Thank You Points
      • Make at least $1,000 worth of debit card purchases
    • Citi Priority Checking – 50,000 Thank You Points
      • Make at least $750 worth of debit card purchases
    • Citi Gold Account – 40,000 Thank You Points
      • Make at least $375 worth of debit card purchases
    • Citi Gold Account – 10,000 Thank You Points
      • Make at least $125 worth of debit card purchases
    • Make one or more qualifying bill payments for two consecutive months.
  • The Thank You Points will be credited within 90 calendar days of meeting all the requirements.
MHV Free Checking Features

  • Online Banking
  • Free ATMs
  • Waive the Service Fee
  • Pay your bills online
  • Deposit checks from your mobile device
  • Settle up with friends using Citi with Zell
  • Easily move money between your Citi and non-Citi accounts
  • Set up balance and payment alerts
  • Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
  • Use thousands of fee-free ATMs throughout the US
  • Access even more benefits, including the opportunity to enroll in Citi ThankYou Rewards with an eligible checking package
  • Citigold Account: There is no monthly service fee for this account. However if you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to The Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package.
  • Citi Priority Account: The $30 monthly fee can be waived when you maintain a combined average monthly balance of $50,000 or more in eligible linked deposits, retirement and investment balances.
  • Citibank Account: The $25 monthly fee can be waived when you maintain a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
  • Citi Basic Banking Account: The $12 monthly fee can be waived you make one qualifying direct deposit per month and one qualifying bill payment per month or maintain a $1,500+ combined average monthly balance in eligible linked accounts. Fee also waived for first listed account owners 62 or older.
  • You must meet qualifying debit card transactions totals to earn the bonus points.
  • A bill payment or two is required for each of the account packages.
  • Contact Citibank for more information on this promotion.

Bottom Line 

Citibank has several amazing promotions that are unique and worth the time. Unlike a majority of banks we write about, Citibank is one of few that offers bonus travel miles as an incentive to open accounts. Additionally, they offer banking services in tiers based on your individual needs. Citibank can be found in almost every state and offers online banking services that will help you manage your account from wherever you’d like.

Your feedback is highly appreciated and makes our site even better! If you have experience banking with Citibank be sure to leave us a comment below. If you would like to see a list of similar bonuses, check out our full list of Bank Promotions for all your banking needs.

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Huntington Bank Unlimited Business Checking$400 CashReview
Huntington Bank Business Checking 100$200 CashReview
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Filed under: Bank Promotions

Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Anthony Nguyen

Anthony Nguyen, founder of HustlerMoneyBlog.com, has a passion for finding the best deals, bank promotions, credit card offers, cash back, points & miles, and everything in between. Contact Anthony for media/advertising.

View all posts by Anthony Nguyen

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  1. Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am am getting the bonus.
    I suggest to take your money and bank somewhere else
    Shame, CITI!
    P.S. their costumer service is outsource to India, be ready to talk to people who don’t put customers FIRST.

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  2. What this about a W-9. In the application there was language about whether or not I was subject to backup withholding (No). Do I also have to submit a W-9? How?

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  3. If I close the account after I receive the bonus, do I forfeit the bonus? Or is there a fee to close the account?

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  4. I got all the way through the process of the online application up to the “funding” page and that is where I ran into problems. The system would not let me do an “online verification” and had to click on “trial deposit,” but when I submitted I got a “not authorized” response. Now the page is just up there. I have all my personal information inputted and there is no way to back out or erase the info. So frustrating.

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  5. The Citibank promotion is a huge scam. Met all qualifying events. No bonus. Called customer service. Said they would get back to me, no response. Do not waste your time with Citibank!

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  6. I signed up online and got an email that they were reviewing account and would get a response in 5 days. It’s been over two weeks, and it looks like I’m not the only one who’s had this issue. I have freezes on my credit, so I unlocked them for a week based on Citibank’s email so they could do a soft inquirty. Well, they’re frozen now, and I’m not going to unlock them again, since I have no idea if Citibank’s even going to respond. I’m moving onto to another bank.

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  7. I have opened an account last year, transferred $15000 and had few direct deposits – qualified for $500 bonus on 01/15/2019 ( after keeping $15K for 60 days) , Yet to get the bonus deposited I called Citi customer care couple of times was asked to wait for completing 90 days after qualifying date. Looking at this mail thread it seems like a scam and less optimistic now. There is a minimum balance requirement of $10K , any idea whether we can downgrade to have a minimum balance of < $2K while I still hope to get the bonus in future..

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  8. Careful with this promotion, other people complained, and it happened to me, they didn’t pay (400/15000×60 days)

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  10. I deposited combination 15k in checking ($1) and savings ($14,999) which was ok per their offer and per phone call with customer service. Just got an email that I don’t qualify for the bonus – they’ve changed the conditions to require 1,500 in checking and $100 in savings. I qualified for the bonus as the terms were written when I opened the accounts. I’m filing a complaint with the CFPB and suggest that others do the same.

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  11. Run from Citibank. Never before have I gotten the run around from a bank about the bonus, like this bank. I qualified for the bonus on 7/28/18, and for almost 4 months I’ve been getting excuse after excuse. I’ve made at least a dozen calls/chats. I finally filed a complaint with Consumer Financial Protection Bureau. It’s scary how many complaints they have. Here’s a link to the database that shows all the complaints regarding bank bonus:
    https://www.consumerfinance.gov/data-research/consumer-complaints/search/?from=0&searchField=all&searchText=Citibank%20bonus&size=25&sort=created_date_desc

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  12. Has anyone received the $400 bonus in their account and how long did it take (after all requirements were met after 60 days) for the bonus to get processed? They say it can take up to 90 days but other banks have given such bonuses within a week to a month.

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    • If all conditions met, you must receive 400$ within 60 days.
      Before applying this ac, if you were added to someone’s ac as co-signer, you will not get $400 bonus.

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  13. Application for the $400 Citibank promo was approved and money transferred to Citi. What I can’t seem to get from Citi is verification that I will get the $400 at the end of three months (providing I don’t let my balance fall). I would like something in writing at the very least. They assured me over the phone but I’ve learned not to take only someone’s word. Did anyone else get anything in writing in this regard?

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  14. I opened an account to get the $400 bonus. I set up an external account and then transferred $15,000 into the Citibank account to satisfy the bonus requirements. Citibank will not allow the funds to be deposited in the account. I was given phone numbers to call. No answer. Citibank has a history of fraudulent bonuses. Without funds in the account, Citibank can charge fees. This is the second attempt to fund the account. First I made Citibank and external account on the bank with the funds and did a transfer. Citibank blocked the transfer. It’s maddening to try to do a deposit. I contacted the banker who opened the account. She couldn’t help. It’s not worth the aggravation and getting the bonus will be more of a problem than depositing funds into the account using electronic transfer. Citibank blocks all transfers of funds into its ban,

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  15. 1.Can the new promos running through Jun 30 2018 be combined with referral bonus?
    2. If yes is there anyway one can refer online or is it only at the branch?
    3. Are the same promos for $200/$400/$600 available at the branch?

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    • Yes, you can refer your friends for $200/$400/$600 & you will get $100.
      Request your personalized promo code from banker & share with friends before they go for opening ac.

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  16. I tried this twice and was unsuccessful. The 30 day window is too short to get the direct deposit set up. Would not recommend any situation where you have only 30 days to get things set up.

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  18. Citibank has the worst customer service. You will need to go through an extensive process in order to get approved for the bonus in time if you are lucky.

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    • I second that. I just had horrible experience with them. Citibank will send you a link with security questions you have not setup yet to make a deposit.

      They will waste your time and in the end tell you that you are past 30 days to make deposit and will not get promotional offer.

      STAY AWAY FROM CITIBANK PROMOTIONAL OFFER!!!!!!!!!!!!

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      • The Citibank promotions are doable but there’s a catch. The language “eligible” is sprinkled all throughout the offer; however, what omitted willfully is that if someone has received a bonus in the last 24 months the account(s) they open are NOT eligible. You’ll see ‘other terms and conditions apply’ or “speak to a representative for additional details.” The add’l terms and details have to do with prior bonuses.

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        • When did they add the disqualification for receiving a bonus in last 24 months? I’ve done the promotion 3 years in a row (2016, 2017, 2018), and received my bonus all 3 times.

          2016 – $15k opening balance, $400 bonus (Citi Account)
          2017 – $50k opening balance, $500 bonus (Citi Priority, wasn’t worth it…)
          2018 – $15k opening balance, $300 bonus (Citi Account, should have waited & opened 1 month later, would have gotten $400 bonus)

          In all 3 cases, my initial (opening) deposit met the balance-requirement, and I got the bonus within 90-120 days of account opening. (I For the 2016 and 2018 years, I opened the same account-type within 18-19 months of each other…

          HSBC and Bank of the West’s Account Promotion pages clearly state that receiving a promotion within the past 2-years disqualifies you for new account promotions.

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      • I have made money from Citibank promos and several other Banks in the past. Now Citi requires minimum deposit amounts to be in your account for 60 days, then Citi will post a bonus to your account with the next 90 days. At least that is how I understand the language. Please correct if wrong. Having funds in an account for 60 plus 90 days equal 5 months waiting to earn @2% or less.

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