Learn about new Citi® promotions, bonuses, and offers here. Member FDIC.
The Citi Priority and Citigold® Checking Account include $200, $500, $1,000, $1,500, or $2,000 cash bonus. You can also earn up to $2000 with a business checking bonus, up to $3,500 Savings Bonus, up to $500 with Citi Self-Invest, and up to $5,000 with Citi Personal Wealth Management.
Table of Contents
- 1 About Citi Promotions
- 1.1 Citi Priority Account Up To $2,000 Cash Bonus
- 1.2 How To Earn The Bonus
- 1.3 How To Waive The Monthly Fee
- 1.4 Fine Print
- 1.5 Citigold® Checking Account Up To $2,000 Cash Bonus
- 1.6 How To Earn The Bonus
- 1.7 How To Waive The Monthly Fee
- 1.8 Fine Print
- 1.9 Citi Up to $2,000 Business Checking Bonus
- 1.10 Fine Print
- 1.11 Citi Up to $3,500 Savings Bonus
- 1.12 Fine Print
- 1.13 Citi Invest Up To $500 Bonus
- 1.14 Citi Personal Wealth Management Up To $5000 Bonus
- 1.15 Bottom Line
About Citi Promotions
Headquartered in New York, Citi has around 2,600 locations worldwide(about 1,000 of those are here in the U.S.) with many products such as credit cards, banking, lending, investing, and wealth management. Access to your cash is very convenient since they have over 72,000 fee-free ATMs.
Citi has some of the best bank promotions, usually available nationwide for personal checking, savings, and business checking. Citi promotions are often tiered which is good for most people with low requirements.
Citi Priority Account Up To $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citi Priority Account
- Expiration: 01/09/2023
How To Earn The Bonus
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
How To Waive The Monthly Fee
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be a Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citi® and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
- A monthly service fee of $30 is applied to the Citi Priority Account Package if a combined average monthly balance of $30,000 or more is not maintained.
Citigold® Checking Account Up To $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citigold® Checking Account
- Expiration: 01/09/2023
How To Earn The Bonus
- Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
How To Waive The Monthly Fee
- NO MONTHLY SERVICE FEE but to remain a Citigold client, maintain a combined average monthly balance of $200,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be a Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package
Citi Up to $2,000 Business Checking Bonus
- Account Type: Business Checking Account
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: No
- Monthly Fee: $15; avoidable
- Closing Account Fee: None
- Household Limit: None listed
- Expiration Date: 01/04/2023
In order to qualify:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between July 6, 2022 and January 4, 2023
- Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citi® funds to qualifying accounts
- Maintain that balance for 60 consecutive calendar days
| Qualifying Balance Level | Cash Bonus |
| $5,000 | $200 |
| $15,000 | $500 |
| $25,000 | $700 |
| $50,000 | $1,000 |
| $100,000 | $1,500 |
| $200,000 | $2,000 |
The information for the Citi Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- This New Small Business Checking Account Offer (the “Offer”) refers to the limited-time offer (described below) made only to New-to-Citi® Customers.
- Only “New-to-Citi® Customers” are eligible to participate in the Offer. New-to-Citi® customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citi® business checking account.
- The Cash Bonus for which you qualify will be credited to your Citi® business checking account within 90 days from the end of the month in which you complete all Offer requirements.
- To qualify for the Cash Bonus that corresponds to one of the Qualifying Balance Levels set forth in the table below, (1) from July 6, 2022 and January 4, 2023, open a CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account; (2) within the 30 calendar day period immediately following account opening, make one or more deposits in New-to-Citi® Funds1 that in the aggregate meet one of the Qualifying Balance Levels to your new business checking account, or your new business checking account and a CitiBusiness Insured Money Market Account (“IMMA”)2; and (3) maintain one of the Qualifying Balance Levels in such account(s) for 60 consecutive calendar days after the Qualifying Balance Level is met during the initial 30 calendar day funding period. Your Cash Bonus will be based upon the highest Qualifying Balance Level in the new business checking account, or the new business checking account and an IMMA, that meets the foregoing requirements.
Citi Up to $3,500 Savings Bonus
- Account Type: Citi Savings Account
- Availability: NY, CT, MD, VA, DC, CA, NV, NJ, FL or IL
- Credit Inquiry: Soft Pull
- Credit Card Funding: None
- Opening Deposit: Varies
- Direct Deposit Requirement: No
- Monthly Fee: Varies.
- Household Limit: None listed
- Closing Account Fee: None listed
- Expiration Date: October 3, 2022
To earn the bonus:
- Enroll and open a new Citi Savings Account by 10/03/2022.
- With the required minimum deposit in New-to-Citi® Funds within 20 days of account opening.
- Keep the required minimum balance for 60 consecutive calendar days.
- Earn the corresponding cash bonus associated with your balance tier within 90 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $40 | $10,000 – $29,999 |
| $100 | $30,000 – $49,999 |
| $200 | $50,000 – $99,999 |
| $400 | $100,000 – $199,999 |
| $800 | $200,000 – $499,999 |
| $1,750 | $500,000 – $999,999 |
| $3,500 | $1,000,000+ |
The information for the Citi Savings Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Must be at least 18 years old and a new or existing Citi customer.
- Only customers who open in a branch or use a residential address in California, Connecticut, Nevada, New Jersey, New York, District Of Columbia, Virginia, Maryland or select markets in Illinois and Florida can qualify.
- Citi® Accelerate Savings Accounts do not qualify for this offer.
- Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
- You can enroll online by clicking “enroll now” and following the instructions for online account opening or by contacting a Citi representative by phone or in a branch and asking the representative to enroll you in the Get Rewarded for Saving More Offer. However, if you open your account on citi.com by any other means you will be not be eligible to earn the Get Rewarded for Saving More Offer.
- Must maintain your balance for an additional 60 days from the 21st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
- Funds must be new to Citi®: funds deposited from external accounts or payees other than Citi®, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citi®, N.A. or wire transfer.
- Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
- To remain eligible, your savings account must remain open and in good standing from the time it’s opened until you receive your bonus.
Citi Invest Up To $500 Bonus
- What you’ll get: Up to $500 bonus
- Where it’s available: Nationwide
- How to earn it:
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
- When it expires: 10/31/2022
The information for the Citi® Self Invest has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Citi Personal Wealth Management Up To $5000 Bonus
- What you’ll get: Up to $5,000 bonus
- Where it’s available: Nationwide
- How to earn it:
- Contact Citi and enroll in a new or existing eligible Personal Wealth Management account.
- Fund the account with New-to-Citi Funds within 2 months of account opening or funding of your existing account (except existing IRAs).
- Enroll the new or existing Citi Personal Wealth Management Account into the e-delivery of statements within 2 months of account opening or funding of your existing account (except existing IRAs).
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
- The cash bonus tiers are as follows:
- $50,000 – $199,999 New-to-Citi funds: $500 bonus
- $200,000 – $499,999 New-to-Citi funds: $1,000 bonus
- $500,000 – $999,999 New-to-Citi funds: $2,000 bonus
- $1,000,000 – $1,999,999 New-to-Citi funds: $3,000 bonus
- $2,000,000+: $5,000 bonus
- When it expires: 9/30/2022
Citi Personal Wealth Bonus Offer
The information for the Citi Personal Wealth Management has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Bottom Line
Compare Citi Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Wells Fargo, and more!
The main advantage about Citi promotions, however, is that they’re often structured to reward you with more cash if you can meet higher balance requirements. Citi will reward you big if you can meet the highest terms. However, the “New to Citi Checking” welcome bonuses start with a $300 tier.
Make sure to read the fine print and understand the account’s fee structure. I recommend to sign up to Citi if you’re a non-Citi customer.
Finally, check back often for the latest Citi promotions, bonuses, and offers!
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I was also told I wouldn’t get the $300 bonus payment Citi promised me. The deal was open an account by 6/30/21, fund $15K within 30 days, then maintain for 60. I was given two different answers by Citibank online chat reps about when the bonus would be paid – and they CONFIRMED it would be paid. Had to call customer service. The opened a ticket, which took two weeks, and the finally sent me a letter saying I wasn’t elibigle since I didn’t open the account after July 1. Ridiculous. The only advice I’d give everyone here is to print out or take screenshots of the terms of any bank deal you’re signing up for (directly from the bank’s website). Then you have proof later.
You mentioned above ‘ Citi Priority Account $300, $700, $1,500 Bonus
Citi is offering a promotion of a $300, $700, or $1,500 cash bonus when you open an eligible checking & savings account in The Citi Priority Account with required activities. ‘
I don’t see it requires the priority account to get the bonus. I think the basic account is also eligible. Can you clarify?
Signed up on offer. Customer service is so bad I am closing account — which itself has been an ordeal. I’ve tried to update account holder and beneficiaries and the process is literally stuck in the 1980’s with paper mailings and notaries but with the 2021 twist of ABSOLUTELY NO WAY to speak to anyone knowledgeable about the process. The “back office” takes weeks to do anything and then sends you a form letter with NO RECOURSE other than to call their unempowered, offshore call center agents who can do nothing but take 30 minutes to verify your identity EVERY TIME YOU CALL.
Bottom line: HORRENDOUS customer service. Not worth it.
Same here! The off-shore people running customer support aren’t even familiar with POD/TOD forms, the requirements, and what the process is. As soon as my $1000 shows up I’m going to begin the arduous process of trying to get it closed. Why anyone would want to bank with them when it’s this bad is beyond me. I don’t have this issue with my credit union.
Great offers they have now 🙂
I was recently scammed out of the $700 promotion myself. I walked into a Citibank branch that has posters all over the wall: $700 sign-up bonus if you open a Citi Priority account package.
I sat down with a bank rep and was assured that if I deposit and maintain $50,000 for 60 days in my new account, I would get the $700.
Caveat: the payout is 90 days after you meet the requirements, which basically means you get the payout after 150 days (5 months).
Last week was supposed to be the payout date for my $700. I called to inquire why I did not receive payment. GUESS WHAT? I NEVER OPENED A CITI PRIORITY ACCOUNT??!?!?!?!?! I opened a regular account, but still deposited $700 into it, and I was not eligible for ANY sign-up bonus.
Worst possible banking experience I have ever seen. They straight up lie to your face. I had paper work to prove that I opened a Citi Priority account with them, because they sent it to me in the mail. They didn’t care. Indian outsourced customer service rep told me “there is nothing we can do, sir.”
DO NOT do business with this terrible bank.
Thank you for sharing your very very negative experience with Citibank. If I were you I would bring it
to you local “Action Reporter” in your city and have them check into it in order for you to get the money
owed to you. There Reporters at your local TV station that will gladly look into it and hopefully fight to
get you your deserved money. I never go by what anyone at bank tells me. I am shocked at the caliber
of people I have encountered in the last year at various banks. I have found they make nothing but mistakes and are not properly trained or just don’t care. Again, I am very sorry to hear what you have
gone thru.
Very very bad experience with the Citibank Citi Pirority package $700 bonus promo. Their online application screen froze couple of times in the middle of application process and had to restart and refill info again and again. After completing all personal info online on 5/18/2020 and successfully going through their online process, and SS card pic was sent via their Esign doc. Account was finally opened with only a checking account number was received in the snail mail a few days later. After calling and more than 40 minutes wait, finally got to their customer service overseas customer agent. I was told the checking account that was opened and then was being closed the next day due to insufficient info. Not sure what scam Citibank is pulling. Unfortunately, I now lost my personal info and concern maybe risking identify theft with this shady business practice. It could be even worse if $50K was deposited and kept for 90 days, then they closed the account and bonus was not given. Hope my experience can serve as a warning to those who want to apply to those Citibank bonus!
I signed up for the $700 bonus for the priority package on March 31st. Be aware that this opens a standard interest savings account (0.10%) and not the Accelerate savings account (1.55%). I learned this today after seeing the much less than expected interest hit my account. It is really not that clear in the terms and conditions that the Accelerate account is not eligible. It is also not obvious during the account opening process that you are opening a standard savings account with the lower interest. I may have thought twice if I understood that at the time.
If you decide to go with this bonus, you can transfer the balance from the standard account to an Accelerate account once you met the bonus requirements (maintain minimum balance for 60 days). The other bonus programs likely work the same way. I should have known better but in the future I will take a screenshot of every screen during the application process.
As far as I know, the Capital one is the only institution that gives you bonus after maintaining the qualifying funds in the high interest rate savings account. Financial institutions have less incentives to give bonus since those accounts give higher interests. I do have a question. Where did you find you can move fund to accelerate account after meeting the bonus requirements in order to avoid the monthly fee? There is a fine print saying, “you can avoid monthly fee for maintaining fund in eligible account”. I am not sure what eligible accounts mean. Does it include a self managed brokerage account too as well as accelerated savings account?
In the end you will be making better interest with the bonus than keeping it any other high interest savings account.
Horrible customer service. Once you open account, you can’t reach them. They have bots when you click on chat and the bots will just mention that you would be transferred to a representative but never get one. I waited for 30 minutes from 9:00am to 9:30 am CST on 03/21/2020 and there was no one who replied or assisted me.
I recently took part in Citibank’s $400 promotion whereby I had to put $15K in either a checking or savings account for 90 days. I called each month to make sure I had followed their guidelines. I then noticed that my checking account was closed. I called and they told me that it was closed by them for inactivity. No Bonus! What a deceptive scam this bank pulled!
Why Citibank has a promotion of opening a Checking and Savings account and keep a balance of $15,000 to get Bonus of $400 and close the accounts a few days before the 60 days, to avoid paying the Bonus, with no reasons given for closing the accounts?
Because it wants to cheat the customers and that is how it became so-called #1. However, the Bank of America is #1 in Customer Service and hence it doesn’t have to do such promotions.
Also, as Justin said, Capital One is the only bank that paid the Bonus, as promised, of $500 on a deposit of $50,000 for 90 days, within a few weeks after the 90 days. DON”T TRUST THE CHEAT CITIBANK WHERE EVEN THE PRESIDENT’S OFFICE ALSO, IS INVOLVED AND DID NOT PAY THE BONUS AFTER KEEPING $15,000 FOR MORE THAN 90 DAYS AND CLOSED THE ACCOUNT WITH NO REASON GIVEN.
I have a question on these terms. I accidentally pulled out some funds and couldn’t maintain the $15000 balance for 5 or 6 days (balance for these days was $14830) but after realizing I maintained $16000 for remaining period which is more than a month. Am I disqualified there itself?
If you miss 1 day you are automatically disqualified, when they say 90 consecutive days they mean it.
Never trust Citibank, they will take your money, promising bonus, but when 150 days passed since requirements have been met, they say “we don’t see promotions on your account” even thought I called them every month just to make sure that the account is set up correctly and I am am getting the bonus.
I suggest to take your money and bank somewhere else
Shame, CITI!
P.S. their costumer service is outsource to India, be ready to talk to people who don’t put customers FIRST.