Learn about new Citi® promotions, bonuses, and offers here. Member FDIC.
The Citi Priority and Citigold® Checking Account include $200, $500, $1,000, $1,500, or $2,000 cash bonus. You can also earn up to $2000 with a business checking bonus, up to $3,500 Savings Bonus, up to $500 with Citi Self-Invest, and up to $5,000 with Citi Personal Wealth Management.
About Citi Promotions
Headquartered in New York, Citi has around 2,600 locations worldwide(about 1,000 of those are here in the U.S.) with many products such as credit cards, banking, lending, investing, and wealth management.
Access to your cash is very convenient since they have over 72,000 fee-free ATMs.
Citi has some of the best bank promotions, usually available nationwide for personal checking, savings, and business checking. Citi promotions are often tiered which is good for most people with low requirements.
Citi Priority Account Up To $2,000 Cash Bonus
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citi Priority Account
- Expiration: 4/4/2023
How To Earn The Bonus
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
How To Waive The Monthly Fee
- MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be an Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
Fine Print
- Your Balance must be held in your eligible Checking Account
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citibank and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
- A monthly service fee of $30 is applied to the Citi Priority Account Package if a combined average monthly balance of $30,000 or more is not maintained.
Citigold® Checking Account Up To $2,000 Cash Bonus
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Account Type: Citigold® Checking Account
- Expiration: 4/4/2023
How To Earn The Bonus
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
How To Waive The Monthly Fee
- NO MONTHLY SERVICE FEE but to remain a Citigold® client, maintain a combined average monthly balance of $200,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be an Access, Basic, Citibank® Account, Citi Priority, Citigold® from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package
Citi® Accelerate Savings
Citi Up to $5,000 Savings Bonus
- Account Type: Citi Savings Account
- Availability: NY, CT, MD, VA, DC, CA, NV, NJ, FL or IL
- Credit Inquiry: Soft Pull
- Credit Card Funding: None
- Opening Deposit: Varies
- Direct Deposit Requirement: No
- Monthly Fee: Varies.
- Household Limit: None listed
- Closing Account Fee: None listed
- Expiration Date: 04/03/2023
To earn the bonus:
- Step 1: Enroll and open a new Citi Savings Account by 04/03/2023.
- Step 2: Fund Your Account. Deposit New-to-Citi Funds into your new savings account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus.
- Step 3: Maintain the Balance. Maintain the required Minimum Balance for an additional 60 days from the 21st day.
- Step 4: Get Rewarded. The cash bonus will be deposited to your open, eligible savings account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $100 | $10,000 – $29,999 |
| $150 | $30,000 – $49,999 |
| $250 | $50,000 – $99,999 |
| $500 | $100,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,500 | $500,000 – $999,999 |
| $5,000 | $1,000,000+ |
The information for the Citi Savings Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- Must be at least 18 years old and a new or existing Citi customer.
- Only customers who open in a branch or use a residential address in California, Connecticut, Nevada, New Jersey, New York, District Of Columbia, Virginia, Maryland or select markets in Illinois and Florida can qualify.
- Citi® Accelerate Savings Accounts do not qualify for this offer.
- Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
- You can enroll online by clicking “enroll now” and following the instructions for online account opening or by contacting a Citi representative by phone or in a branch and asking the representative to enroll you in the Get Rewarded for Saving More Offer. However, if you open your account on citi.com by any other means you will be not be eligible to earn the Get Rewarded for Saving More Offer.
- Must maintain your balance for an additional 60 days from the 21st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
- Funds must be new to Citi®: funds deposited from external accounts or payees other than Citi®, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citi®, N.A. or wire transfer.
- Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
- To remain eligible, your savings account must remain open and in good standing from the time it’s opened until you receive your bonus.
Citi Up to $2,000 Business Checking Bonus
- Account Type: Business Checking Account
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: No
- Monthly Fee: $15; avoidable
- Closing Account Fee: None
- Household Limit: None listed
- Expiration Date: 07/12/2023
In order to qualify:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account by July 12, 2023
- Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citi® funds to qualifying accounts
- Maintain that balance for 60 consecutive calendar days
| Qualifying Balance Level | Cash Bonus |
| $5,000 | $200 |
| $15,000 | $500 |
| $25,000 | $700 |
| $50,000 | $1,000 |
| $100,000 | $1,500 |
| $200,000 | $2,000 |
The information for the Citi Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Fine Print
- This New Small Business Checking Account Offer (the “Offer”) refers to the limited-time offer (described below) made only to New-to-Citi® Customers.
- Only “New-to-Citi® Customers” are eligible to participate in the Offer. New-to-Citi® customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citi® business checking account.
- The Cash Bonus for which you qualify will be credited to your Citi® business checking account within 90 days from the end of the month in which you complete all Offer requirements.
- To qualify for the Cash Bonus that corresponds to one of the Qualifying Balance Levels set forth in the table below, (1) from January 5, 2023 and July 12, 2023, open a CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account; (2) within the 30 calendar day period immediately following account opening, make one or more deposits in New-to-Citi® Funds1 that in the aggregate meet one of the Qualifying Balance Levels to your new business checking account, or your new business checking account and a CitiBusiness Insured Money Market Account (“IMMA”)2; and (3) maintain one of the Qualifying Balance Levels in such account(s) for 60 consecutive calendar days after the Qualifying Balance Level is met during the initial 30 calendar day funding period. Your Cash Bonus will be based upon the highest Qualifying Balance Level in the new business checking account, or the new business checking account and an IMMA, that meets the foregoing requirements.
Citi Invest Up To $500 Bonus
- What you’ll get: Up to $500 bonus
- Where it’s available: Nationwide
- How to earn it:
- Fund a new or existing Citi Self Invest account with a minimum of $10,000 of New-To-Citi funds between 11/1/22 – 3/31/23.
- The Date of Initial Funding will determine the Account Funding Period, during which you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds deadline shown in the chart below.
- The cash bonus will be credited to your Citi Self Invest account by the deadline shown in the chart below for customers who have met the qualifying requirements stated above. At the time the cash bonus is credited to that account, the Citi Self Invest account must be open and in good standing.
- When it expires: 03/31/2023
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Citi Personal Wealth Management Up To $5000 Bonus
- What you’ll get: Up to $5,000 bonus
- Where it’s available: Nationwide
- How to earn it:
- Step 1: Contact Citi to enroll a new or existing eligible Citi Personal Wealth Management account by 03/31/2023.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 of New-To-Citi funds between 01/01/2023 – 03/31/2023.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-To-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Bottom Line
Compare Citi Promotions with other bank bonuses from banks like U.S. Bank, Huntington, HSBC, Chase, Axos Bank, Discover Bank, TD Bank, and more!
The main advantage about Citi promotions, however, is that they’re often structured to reward you with more cash if you can meet higher balance requirements.
Citi will reward you big if you can meet the highest terms. However, the “New to Citi Checking” welcome bonuses start with a $300 tier.
Make sure to read the fine print and understand the account’s fee structure. I recommend to sign up to Citi if you’re a non-Citi customer.
Finally, check back often for the latest Citi promotions, bonuses, and offers!
