Find the latest Citi checking bonus offers here.
Update 1/14/25:
- The $1,500 checking bonus has been extended through 7/7/25.
- The prior $325 checking bonus has been extended through 7/7/25.
Member FDIC.
Citi Checking $1500 Cash Bonus
New checking customers may earn a cash bonus of $750 or $1,500 after opening an eligible checking account from 1/8/25 to 7/7/25 and completing required activities.
- Learn more about this offer.
- What you’ll get: Up to $1500 bonus
- Account Type: Citi Checking
- How to earn it:
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 1/8/25 to 7/7/25.
- Fund your account. Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.
- Earn $750 bonus: Minimum balance $30,000
- Earn $1500 bonus: Minimum balance $200,000
- Maintain your balance. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
Editor’s Note: Here’s an alternative link to the up to $1500 checking offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
Citi Checking $325 Cash Bonus
New checking customers can earn a $325 cash bonus when opening a new eligible checking account from 1/8/25 to 7/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Learn more about this offer.
- What you’ll get: $325 bonus
- Account Type: Citi Checking
- How to earn it:
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 1/8/25 to 7/7/25.
- Dat least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn and enjoy a $325 cash bonus. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
Citi Checking $325 or $450 Cash Bonus (Expired)
New checking customers can earn a $325 cash bonus when opening a new eligible checking account from 7/9/24 to 8/20/24 with qualifying Enhanced Direct Deposits and required activities.
- Learn more about this offer.
- What you’ll get: $325 or $450 bonus
- Account Type: Citi Checking
- How to earn it:
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn $325 when you make $3,000 in qualifying Enhanced Direct Deposits
- Earn $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- Earn and enjoy a $325 or $450 cash bonus. Your bonus amount will be determined by the sum of all Enhanced Direct Deposits made to your new Checking Account as of the 90th calendar day after account opening. Your bonus will be deposited as a credit to your open, eligible checking account within 30 days after the end of the 90-calendar day qualification period. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
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Bottom Line
For more, see our list of the latest Citi promotions & our extensive bank bonuses list.
Check back often for the latest Citi Checking Account promotions, bonuses, and offers!
What about is I closed my accounts after 6 months do I have to pay the promotion back or there’s any penalty
In your description of the deal, you say “While these cash bonuses seem enticing, you can earn more money by comparing them our our favorite bank offers across the US.” That appears to be untrue. I cannot find *any* deal where you can earn a sign-up bonus of more than $700 for a $50,000 deposit (with no direct deposit requirement and only 60 days requirement). Would you please point me to where I could earn more money with a $50k deposit? Thanks!
I tried to open an account with them to get this bonus and you have to fund the account within 30 days of opening it. The problem I ran into is that you have to wait for them to send you a welcome package with a form you need to sign for tax purposes and then once they get that back, they will then send you a debit card which allows you to fund the account. This all has to happen within 30 days. I was 3 days off in the process and no longer qualified after calling them to finally fund my account. Waste of time!
My sincere advice to people is to stay away from Citibank. Their promotion is a scam and i fell for it. I opened checking and savings account and fulfilled all the requirements. They also gave me a promotion code when i opened the account. Since the date the requirements were fulfilled, i called and used chat message with them multiple times to inquire about cash bonus and every time they said the cash bonus would be paid on or before Jan 16th, which is when 90 days would be completed after the requirements are fulfilled. Yesterday i sent a message asking them about the cash bonus and the agent asked to call their one stop sales department. When i called the representative said that my account is not tagged with the promotion and hence the cash bonus cannot be paid. I was really pissed off and told the lady that i have the promotion code and the proofs (i had taken screen shots of the conversation i had with agents) and that i will explore legal options. The lady then said that she will escalate the issue, but i have to leave the accounts open until the investigation is complete. There was no guarantee that they would pay me the cash bonus and i didn’t want to leave big chunk of money with this bank. After going through this horrible experience i decided to pull my money and close the accounts.
It tooks me like 5 tries to get the w9 on file with Citi. Incredible. Did you end up getting your bonus?
How much does the direct deposit have to be? i do not see any specific amount. I just set mine up September 30th.
That w-9 form is gold to Citi. Have it on file or you will play hell getting your bonus.
The Cash Bonus will be credited within ninety (90) calendar days from the date you complete all required activities (see required activities below).
THIS IS DIFFERENT AND A CORRECTION FROM THE WEBSITE: When you’ll receive it: The bonus will be credited into the new personal checking account no later than 95 days from account opening.
You are correct. It’s for new customers only.
re: citibank $500 bonus ending 6/30/19
Your blog says it is open to existing or new customers. I went to citibank and they said only new customers. Also when you click on link to citibank sire, it also says new cusstomers only
Very informative. I look forward to your daily email every morning.
Hi
existing Citibank customer – Does this mean if I already have an existing checking and savings account, and depositing new money will I get the bonus?
You can’t make the 2.36% Citi Accelerate savings part of the accounts that count towards the $400 bonus. I know places that pay 2.69% on your money. The $400 bonus is not worth the time it takes. You lose $165 interest on the savings. You must report the full $400 as taxable interest, 75 to 125 tax added to 165 and your are using your time up for for a stinking $110 net…………Citi must think you are stupid. Now if the money market 2.36 was added in then for $250-260 it would be worth it
Citi has a new high yield savings account paying 2.36% APY. Can you qualify for this bonus if you put the money in that to earn interest and still open the checking account for the $500 bonus?
It’s saying you’re eligible if you haven’t had a Citibank account in the last 180 days.
WHO IS ELIGIBLE FOR THIS OFFER?
“Eligible Customers” are New-to-Citibank Customers who (1) enroll in Citibank’s “$400/$500 Checking and Savings Offer”, (2) open a new Eligible Checking Account, (3) open a new Eligible Savings Account, (4) are at least eighteen (18) years of age, and (5) have a valid W-9 or W-8 BEN on file with Citibank and are not subject to back-up withholding.
“New-to-Citibank” Customers are customers who have not been an owner of a Citibank checking account within the last 180 calendar days.
Is this valid even if I just go to any branch without registering my info via online ?
Hello Tramy, you can only earn UP TO a $700 bonus.
Hi,
Can I get both bonuses, The Citibank Account Package $400 and savings account up to $700?
Hello AJ,
That’s correct. You earn UP TO $700 bonus. It depends on your deposit amount with $25K as the minimum.
I love you Bank Bonus pages!! Have been using them as my research point for over a year now and you’ve made me over $1000. I appreciate all the work you do to make your pages consistent and easy to read.
Forgive me but there is something a little confusing here. The $700 bonus is with $250,000, not between $25,000-250,000.
https://banking.citi.com/cbol/18/Q3/savings/700/nt/default.htm?BT_TX=1&ProspectID=C61591ED55A242A9A04FDDD45215C092
hello
very informative blog.thank you for sharing the update. citibank is providing best banking services.