Find all the latest BECU promotions, bonuses, and offers here.
Currently, you can earn a $200 bonus with a new Checking and Savings Account.
About BECU Promotions
In 1935, BECU was founded by 18 Boeing employees who wanted to make a difference in their community. Today, they are part of a growing credit union movement.
| Eligibility: If you live, work, worship, or attend school in certain counties of Idaho, Oregon, and Washington then you are eligible to join! Be sure to visit their membership page for additional information regarding their membership. |
Keep reading to find out more about BECU promotions.
BECU $200 Checking & Savings Bonus *No Direct Deposit Required*
BECU is offering new members a chance to earn a $200 bonus for opening a checking or savings account and meeting the requirements.
- What you’ll get: $200 bonus
- Account Type: Checking & Savings account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding:Â Unknown
- Monthly Fees: None
- Early Account Termination Fee: Forfeit of bonus if closed within 90 days
- Household Limit: One
(Expires 12/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new BECU checking and savings account using promo code PASSPORTMBR
- Transaction Requirements:
- Option A: Complete five or more qualifying actions from this list:
- Make a purchase using your BECU debit Mastercard
- Write a check or electronic check
- Make a payment using BECU Bill Pay
- Option B: Deposit $500 or more into your checking account.
- For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
- To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.
BECU $100 Referral BonusÂ
Earn a $100 bonus at BECU!
BECU is offering members a chance to earn a $100 bonus for referring a friend who opens a checking account and meets the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding:Â Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 12/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
Click the Refer-a-Friend button to get your unique referral code.
- Send your friend your unique referral code along with the promo code REFER.
- Your friend joins BECU and opens a Member Share or Member Advantage savings and also a checking account using the promo code REFER, along with your unique referral code. They’ll need both codes to open their new accounts.
- Your friend meets the account qualification requirements within the first 30 days?of opening their accounts (see below) and keeps their accounts open for at least 90 days.
- To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
- Make purchases using their BECU debit or credit card.
- Write paper or electronic checks.
- Make payments using bill pay.
- To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
- After your friend meets the account qualification requirements, $100 will be deposited into your account, as well as your friend’s account.
- You can apply for membership and open a checking account in-person at any BECU location or online at BECU’s website.
- The referred friend must enter the promo code REFER and the referring member’s unique referral code at time of application.
- BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code and referral code.
- Referring member must be 18 years or older, in good standing, a primary on a Member Share or Member Advantage savings account.
- Referred friend must not be an existing member, must be 18 years or older, within BECU’s field of membership, and be eligible to open and maintain membership.
- Not all applicants will qualify.
- Referred friends who were a BECU member during the past six months and are now rejoining BECU do not qualify for the Refer-a-Friend promotion.
- Accounts must remain open in good standing for at least 90 days.
- Joint account holders, Business, Fiduciary, HSA, Zero Dividend, and Early Saver account holders and BECU employees are not eligible to participate in the Refer-a-Friend promotion.
- Referring members may refer a maximum of 25 people during each session and a maximum of 500 times throughout the entirety of the Refer-a-Friend promotion.
- New member and referring member will receive the $100 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts, provided that they meet the transaction requirements within 30 days and keep accounts open and in good standing for at least 90 days.
- BECU will not deposit bonus funds to closed accounts or accounts not in good standing.
- $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member.
- Other terms, limitations, and conditions may apply.
- Check with BECU for current Annual Percentage Yield (APY) of accounts.
- BECU reserves the right to terminate this offer at any time.
- This promotion cannot be combined with any other promotions.
(Expired) BECU $100 Checking BonusÂ
Earn a $100 bonus at BECU!
BECU is offering new members a chance to earn a $100 bonus for opening a checking account and meeting the requirements.
- Account Type: Checking account
- Availability:Â WA, OR, ID
- Early account termination fee:Â Forfeit of bonus if closed within 90 days
- Household limit:Â None
(Expires March 31, 2021)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new BECU checking and savings account using promo code SEAHAWKS100 and:
- Select the BECU Seahawks design
- Deposit $500Â or more into your new BECU Checking account OR
- Make 5 qualifying transactions within 30 days of account opening
- For new BECU members only, age 18 and older.
- Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code SEAHAWKS100 by 03/31/2021 and meet the transaction requirements within 30 days of account opening.
- To meet the transaction requirements, new members must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account.
- Member must choose the Seahawks debit Mastercard to be eligible for the $100 offer.
- Checking transaction, POS withdrawals, international ACH withdrawal, ATM transfer debit, electronic check, ATM withdrawal, check, and external withdrawal are defined as qualifying transactions.
- External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits.
- Accounts must remain open for 90 days or more.
- BECU reserves the right to terminate this offer at any time.
- Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts.
- The $100 bonus deposit to your Member Share savings account will occur within 90 days of establishing the qualifying accounts, account must be in good standing at time of fulfillment to qualify, and will be reported to the IRS on form 1099-INT at year end as interest income.
How To Waive Monthly Fees
- BECU Checking: None
- Member Advantage: None
- Free Checking: None
- Teen & Youth Checking: None
- Beyond Teen Checking: None
- BECU Savings: None
- Early Saver Youth Account: None
- Business Basic Checking: None
- Business Interest Checking: None
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Bottom Line
While the promotion is a great bonus, please note that this is only available to a certain group of people. Therefore, I would not personally recommend this bonus. However, the $150 is available to anyone so I recommend taking advantage of this bonus.
Also, if you have experience banking with BECU, drop a comment below letting us know about your experience.
Like many Credit Unions, joining BECU requires you to open a savings account or checking account. However, while you may earn interest on these accounts, you may want to check out our full list of Bank Rates and CD Rates.
Compare BECU Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Finally, check back at this page for updated BECU promotions, bonuses, and offers.
They are very sensitive with Chex. Be aware if you do this for a living like me, they will decline you.
Promo Code: REFER
Referral Code: 2074646
Name: Aaron
BECU is one of the best credit unions I’ve been with. Dead simple account bonus. Use the promo and referral code to earn $100.
Promo code: 100REF21
Referral code: 2363458
Perform 10 of the following transactions within the first 30 days of joining:
• Make a purchase using your BECU debit or credit card.
• Write a check or make a transfer.
• Make a payment using our online bill pay service.
Promo Code: 100REF21
Active Referral Code: 2629308
Promotion Ending 12/31/2021.
Promotion for $100 BECU is back tthru 12/31/2021.
Referral code: 2628592
Promo code: 100REF21
Referral is back!
Promo Code: 100REF21
Referral Code: 2738695
Thanks James for the referral
Referral code: 2363458
Promo code: RAFQ219
Thanks everyone! BECU has been a great credit union for me as a poor student. Reply if you have any questions and I’ll do my best to answer.
Here is another referral code that has not yet been used:
Use promo code RAFQ219 and unique referral code 271279.
Here is a link if you want to open the account online: https://www.becu.org/members-matter/about-membership/Membership
Thanks for considering!
UNIQUE REFERRAL CODE 2279953
BECU is a fabulous bank. Over 6% APY on children’s savings accounts up to the first $500 (we have three kids so its about $1,500 at 6.17% each year). If you want, use my referral code as this could help us out as Christmas is around the corner. Thank you!
Promo code: RAFQ219
Active referral codes: 2628592 or 2629308
To qualify for the $100 bonus deposit, new members must:
1) Keep their accounts open for 90 days,
2) Do 5 transactions (purchase with debit card, payment using bill pay, write a check) OR Deposit $500 or more into a checking account
Didn’t see anyone posting for the next round of referrals. I have a few left. Use the promo code RAFQ219 and then my code, 2455349, if you’d like to
Hey Guys! Welcome to use my referral code:
Promo Code: 100REF18
Unique referral code: 2517156
A simple review:
I just opened an account by using one of codes below 🙂
It’s pretty straight forward and all you need to do is to deposit $500 into checking account to be qualified. No monthly fee, no inactivity charge etc.
Two good things to mention are:
1. International Wire Transfer incoming is FREE of charge. Chase usually charged $15 for such transactions. I transferred my money from Canada in and it is all free. Use Wells Forgo’s SWIFT code for incoming wire, just ask for details when you walk into a branch if you need this kind of services.
2. The first $500 in checking and first $500 in savings have a special interest rate (a high 5% and 6%) so it’s a free $50 every year to just keep $1000 in the account. While you need to make at least one transaction or direct deposit to maintain this feature. Or just schedule a 2-dollar ACH transfer monthly to satisfy this requirement. Also, if you don’t do so, the account is still free and you don’t need to call in the make a switch.
If anyone loves to use my referral code to get $100 I really appreciated! Comment below if you did use one 🙂
Just mention these codes when you open an account:
Promo Code: 100REF18
Unique referral code: 2517156
Here is a link if you want to open the account online: https://www.becu.org/members-matter/about-membership/Membership
Two bonuses:
1. GO HUSKY! (Get a free Husky logo design debit card, or a regular red one)
2. Free Auto Show this weekend! (Friday before 6p)
Thanks again,
Lucas
Used. Thanks!
If anyone would like to join BECU, please use my referral code. I currenty have zero referrals.
Referral code: 2503268
Promo code: 100REF18
Please reply to this comment if used. Thanks!
I signed up and the account so far is great. No direct deposit required.
The promo code is 100RF18 and then use the special referral code of 2455349 which should get you and me a $100 bonus.
You will have to send a photo or fax of your license and a current utility bill but other than that it was painless. I used their mobile app to submit my photos.
I like the 5% and 6% on the first $500 deposit on my checking and savings accounts…
My referral is still available! Thanks in advance!
Promo: 100REF18
Referral: 2394022
Promo Code: 100REF17
My Referral Code: 2154768
The main reason I have a BECU account:
6% on the first $500 in your Member Advantage Savings
4% on the first $500 in your Member Advantage Checking
AKA a free $50 a year
FYI, Member Advantage Savings/Checking is just an “active” normal account. So, I have a direct deposit of $0.01 from my paycheck into just the checking account to keep the “active” status.
Promo Code: 100REF18
Referral Code: 2455349
Please let me know if you use this! Thanks…
Need to keep $5 in account, and also make at least one transaction a month to keep the higher interest rate. Easiest one is to just transfer money between two BECU accounts.
Promo Code: 100REF18
REFERRAL CODE: 741861
You need to keep at least $5 in your account to keep it active or else it gets closed. I’ve been a BECU member for 12 years and never have any problems with them. Unlike other banks, in my experience they have good customer service and always makes you feel welcome.
Here’s my 2018 code. Feel free to use it, we wil each get $100! thanks so much!
Promo code: 100REF18
Referral code: 2209871
Robert Edmonson
Here’s my referral info (REQUIRED):
promo code: 100REF18
unique referral code: 595319
last name: Bennett
Here’s another one:
promo code: 100REF17
unique referral code: 2074646
Thanks Robert 🙂
Here’s another referral code you’re welcome to use:
PROMO CODE: 100REF17
REFERRAL CODE: 2314410
To get the bonus, you must open 1) a checking & savings account, and 2) deposit $500 into the checking account within 60 days.
Merry Christmas!
Here’s my referral code for the new promotion. We’ll each get $100. Thanks!!
Promo code: 100REF17
Unique referral code: 2209871
Robert Edmonson
Expires 12/31/2017
Thanks