Find all the latest BECU promotions, bonuses, and offers here.
Currently, new members may be eligible to earn up to $200 bonus. Additionally, current members can earn a $100 bonus per referral.
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About BECU Promotions
BECU was formed in 1935 but has since expanded their reach across Idaho, Oregon, and Washington. But even if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: ID, OR, WA (Bank Locator)
- Routing Number: 325081403
- Customer Service: 800-233-2328
| Eligibility: If you live, work, worship, or attend school in certain counties of Idaho, Oregon, and Washington then you are eligible to join! Be sure to visit their membership page for additional information regarding their membership. |
Like many Credit Unions, joining BECU requires you open a savings account or checking account. However, while you may earn interest on these accounts, you may want to check out our full list of Bank Rates and CD Rates.
Keep reading to find out more about BECU promotions.
*For current residents of Washington, Idaho, Oregon you can also take advantage of other promotions like the attractive Chase Bank bonuses below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
BECU $200 Checking Bonus
Earn a $200 bonus.
University of Washington graduates can earn a $200 bonus with BECU.
- Account Type: Checking, Member Share/Member Advantage Savings
- Soft/Hard Pull: Soft Pull
- ChexSystems: Unknown, Let us know
- Opening Deposit: None
- Credit Card Funding: No
- Direct Deposit Requirement: No
- Monthly Fee: No monthly fees
- Household Limit: Unknown
- Closing Account Fee: Unknown
(UWAA Members Only)
There are several entry Checking offers I’d recommend comparing this one to. The Chase Total Checking® ($200 bonus), TD Bank Convenience CheckingSM ($150 bonus) and Huntington Asterisk-Free Checking ($150 bonus) are all great options. The Huntington checking account has no monthly fee, while you would need $1,500 minimum daily balance for Chase and $100 minimum for TD Bank’s to waive the monthly fee.
How To Earn $200 Bonus
- First, open a checking and savings account at BECU.
- Next, within 30 days you can either make 5 transactions or deposit $500 into your account.
- No minimum balance requirements
- No monthly service fee
- Access to 30,000+ surcharge free ATMs nationwide
- Online Banking and Mobile Banking App
- Debit Mastercard® with fraud protection
- FICO Score
- There are no monthly service fees for the Checking and Savings Accounts at BECU.
- UWAA members only.
- For more information log-in using the link above.
- Qualifying “transactions” include making a purchase using your debit card, write a check or electronic check, or making a payment using Bill Pay.
BECU $100 Referral Bonus
Earn up to $1,000 a year.
Follow the instructions below to start referring new members to BECU and earning $100 bonus each time.
- Account Type: Checking, Member Share/Member Advantage Savings
- Opening Deposit: None
- Direct Deposit Requirement: No
- Monthly Fee: No monthly fees
- Closing Account Fee: Forfeit of bonus if closed within 90 days
- Promo Code: RAFQ219
(Expires December 31, 2019)
How To Earn $100 Bonus
- Refer friends and family to open a Member Share or Member Advantage savings account and checking account using promo code: RAFQ219 and use your unique referral promo code by December 31, 2019
- Additionally they will have to either:
- Make a purchase with their new Debit Mastercard, write a check or electronic check, and make one payment with bill pay.
- Deposit $500 or more into your checking account.
- Keep the account open for 90 days and BECU will give you and your referral $100.
- There are no monthly service fees for checking and savings accounts at BECU.
- Redeemable at any BECU location and online.
- The Promo Code RAFQ219 and the referring member’s unique referral code must be entered at time of application.
- BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code and referral code.
- Referring member must be 18 years or older and a primary on Member Share or Member Advantage savings and also a checking account.
- Referred member may not be an existing member, must be within BECU’s field of membership and be eligible to open and maintain membership.
- Not all applicants will qualify.
- New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify.
- Accounts must remain open for 90 days. Limited to the first ten (10) qualifying members referred in 2019.
- Joint account holders are not eligible to refer.
- BECU employees are ineligible to refer and receive any deposit bonuses.
- However, Business, Fiduciary, Zero-Dividend, HSA, and Early Savers accounts are not eligible to refer and/or receive deposit bonuses.
- New member and referring member will receive the $100 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts and meeting the account requirements.
- Additionally, $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member.
- Other terms, limitations, and conditions may apply.
- Finally, BECU reserves the right to terminate this offer at any time.
Bottom Line
While the checking bonus is exclusive to UWAA members, the referral bonus is not. Additionally, you can earn up to $1,000 in extra cash each year by referring new members to BECU.
Also, if you have experience banking with BECU, drop a comment below letting us know about your experience.
*Finally, check back at this page for updated BECU promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Premier Plus CheckingSM | $300 Cash | Review |
| Chase Total Checking® + Chase SavingsSM | $350 Cash | Review |
| Chase Total Business Checking® | $200 Cash | Review |
| Chase SapphireSM Checking | $750 Cash | Review |
| Simple High-Yield Checking | $500 Cash | Review |
| Discover Bank Online Savings | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $750 Cash | Review |
| HSBC Advance Checking Member FDIC | $350 Cash | Review |
| Huntington Asterisk-Free Checking® | $150 Cash | Review |
| Huntington 5 Checking | $200 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| You InvestSM by J.P. Morgan | $625 Cash | Review |
| Chase Private Client | $1,250 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $200 Cash | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $500 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
Promo code: RAFQ219
Active referral codes: 2628592 or 2629308
To qualify for the $100 bonus deposit, new members must:
1) Keep their accounts open for 90 days,
2) Do 5 transactions (purchase with debit card, payment using bill pay, write a check) OR Deposit $500 or more into a checking account
Didn’t see anyone posting for the next round of referrals. I have a few left. Use the promo code RAFQ219 and then my code, 2455349, if you’d like to
Hey Guys! Welcome to use my referral code:
Promo Code: 100REF18
Unique referral code: 2517156
A simple review:
I just opened an account by using one of codes below 🙂
It’s pretty straight forward and all you need to do is to deposit $500 into checking account to be qualified. No monthly fee, no inactivity charge etc.
Two good things to mention are:
1. International Wire Transfer incoming is FREE of charge. Chase usually charged $15 for such transactions. I transferred my money from Canada in and it is all free. Use Wells Forgo’s SWIFT code for incoming wire, just ask for details when you walk into a branch if you need this kind of services.
2. The first $500 in checking and first $500 in savings have a special interest rate (a high 5% and 6%) so it’s a free $50 every year to just keep $1000 in the account. While you need to make at least one transaction or direct deposit to maintain this feature. Or just schedule a 2-dollar ACH transfer monthly to satisfy this requirement. Also, if you don’t do so, the account is still free and you don’t need to call in the make a switch.
If anyone loves to use my referral code to get $100 I really appreciated! Comment below if you did use one 🙂
Just mention these codes when you open an account:
Promo Code: 100REF18
Unique referral code: 2517156
Here is a link if you want to open the account online: https://www.becu.org/members-matter/about-membership/Membership
Two bonuses:
1. GO HUSKY! (Get a free Husky logo design debit card, or a regular red one)
2. Free Auto Show this weekend! (Friday before 6p)
Thanks again,
Lucas
If anyone would like to join BECU, please use my referral code. I currenty have zero referrals.
Referral code: 2503268
Promo code: 100REF18
Please reply to this comment if used. Thanks!
Used. Thanks!