Find all the latest BECU promotions, bonuses, and offers here.
Currently, you can earn up to a $200 bonus with a new Checking and Savings Account.
Table of Contents
About BECU Promotions
In 1935, BECU was founded by 18 Boeing employees who wanted to make a difference in their community. Today, they are part of a growing credit union movement. But even if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: ID, OR, WA (Bank Locator)
- Routing Number: 325081403
- Customer Service: 800-233-2328
| Eligibility: If you live, work, worship, or attend school in certain counties of Idaho, Oregon, and Washington then you are eligible to join! Be sure to visit their membership page for additional information regarding their membership. |
Like many Credit Unions, joining BECU requires you to open a savings account or checking account. However, while you may earn interest on these accounts, you may want to check out our full list of Bank Rates and CD Rates.
Keep reading to find out more about BECU promotions.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
| WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
BECU $200 Checking Savings Bonus
Earn $200 bonus when opening a checking and savings account
Join now and you could receive a $200 bonus for opening a checking and savings account.
- Account Type: Checking & savings
- Availability: WA, OR, ID
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Chex Systems sensitive, Rule seems to be denial if you have 3-6 or more in the last 12 months
- Credit Card Funding: Unknown
- Monthly Fee: No monthly fees
- Early account termination fee: Forfeit of bonus if closed within 90 days
- Household limit: None
(Expires January 31, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn $200 Checking Savings Bonus
- Join now and you could receive a $200 bonus for opening a checking and savings account. Simply use your BECU debit card at least 10 times within the first 60 days to qualify.
- New member will receive the $200 bonus deposit to the Member Share/Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements and will be reported for the new member as interest income to the IRS on IRS Form 1099-INT at year-end.
- Accounts must remain open for 90 days.
- There are no monthly service fees for checking and savings accounts at BECU.
- Offer available to Seattle Seahawks, First & Goal Inc. and First and Goal Hospitality Teammates only.
- Applicants must not be an existing member and must be age 18 and older to qualify.
- New members who are rejoining and have had a membership relationship with BECU in the last 12 months do not qualify.
- New member must open a Member Share or Member Advantage savings account, open a checking account and meet the account utilization requirements.
- Accounts must remain open for 90 days. Other terms, limitations and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts.
- New member will receive the $200 bonus deposit to the Member Share/Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements and will be reported for the new member as interest income to the IRS on IRS Form 1099-INT at year-end.
- The Member Share/Member Advantage savings and also the checking accounts must be open and in good standing at the time of the bonus deposit.
- This offer cannot be combined with other offers. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code.
- BECU reserves the right to terminate this offer at any time.
BECU $150 Checking Bonus & $150 Charity Donation (Expired)
Open a checking and savings account and you can earn a $150 bonus and donation.
BECU will give you a $150 bonus plus $150 donation when you open a checking and savings account.
- Account Type: Checking & savings
- Availability: WA, OR, ID
- Direct Deposit Requirement: None
- Hard/Soft Pull: Soft Pull
- ChexSystem: Chex Systems sensitive, Rule seems to be denial if you have 3-6 or more in the last 12 months
- Credit Card Funding: Unknown
- Monthly Fee: No monthly fees
- Early account termination fee: Forfeit of bonus if closed within 90 days
- Household limit: None listed
(Expires December 31, 2020)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How To Earn $150 Checking Savings Bonus
- Join BECU and open a checking and savings account using promo code 150GIVING.
- Make 10 qualifying transactions per month for three consecutive months within 120 days of joining.
- Get $150 for yourself and $150 for the nonprofit of your choice upon meeting the requirements.
- There are no monthly service fees for checking and savings accounts at BECU.
- Redeemable at any BECU location and online.
- The Promo Code 150GIVING must be entered at time of application.
- New member may not be an existing member, must be within BECU’s field of membership, be age 18 or older, and be eligible to open and maintain membership.
- Accounts must remain open for 120 days.
- New member will receive the $150 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts and meeting the transaction requirements.
- $150 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end.
- Selected nonprofit will receive the $150 bonus deposit within 180 days of member meeting transaction requirements and making the nonprofit selection.
- If a member does not select a nonprofit to donate the $150 to, BECU will donate the $150 to a nonprofit organization of our choice.
| My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
While the $200 promotion is a great bonus, please note that this is only available to a certain group of people. Therefore, I would not personally recommend this bonus. However, the $150 is available to anyone so I recommend taking advantage of this bonus.
Also, if you have experience banking with BECU, drop a comment below letting us know about your experience.
*Finally, check back at this page for updated BECU promotions, bonuses, and offers.
Helpful Tips:
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
Referral code: 2363458
Promo code: RAFQ219
Thanks everyone! BECU has been a great credit union for me as a poor student. Reply if you have any questions and I’ll do my best to answer.
Thanks James for the referral
Here is another referral code that has not yet been used:
Use promo code RAFQ219 and unique referral code 271279.
Here is a link if you want to open the account online: https://www.becu.org/members-matter/about-membership/Membership
Thanks for considering!
UNIQUE REFERRAL CODE 2279953
BECU is a fabulous bank. Over 6% APY on children’s savings accounts up to the first $500 (we have three kids so its about $1,500 at 6.17% each year). If you want, use my referral code as this could help us out as Christmas is around the corner. Thank you!
Promo code: RAFQ219
Active referral codes: 2628592 or 2629308
To qualify for the $100 bonus deposit, new members must:
1) Keep their accounts open for 90 days,
2) Do 5 transactions (purchase with debit card, payment using bill pay, write a check) OR Deposit $500 or more into a checking account
Didn’t see anyone posting for the next round of referrals. I have a few left. Use the promo code RAFQ219 and then my code, 2455349, if you’d like to
Hey Guys! Welcome to use my referral code:
Promo Code: 100REF18
Unique referral code: 2517156
A simple review:
I just opened an account by using one of codes below 🙂
It’s pretty straight forward and all you need to do is to deposit $500 into checking account to be qualified. No monthly fee, no inactivity charge etc.
Two good things to mention are:
1. International Wire Transfer incoming is FREE of charge. Chase usually charged $15 for such transactions. I transferred my money from Canada in and it is all free. Use Wells Forgo’s SWIFT code for incoming wire, just ask for details when you walk into a branch if you need this kind of services.
2. The first $500 in checking and first $500 in savings have a special interest rate (a high 5% and 6%) so it’s a free $50 every year to just keep $1000 in the account. While you need to make at least one transaction or direct deposit to maintain this feature. Or just schedule a 2-dollar ACH transfer monthly to satisfy this requirement. Also, if you don’t do so, the account is still free and you don’t need to call in the make a switch.
If anyone loves to use my referral code to get $100 I really appreciated! Comment below if you did use one 🙂
Just mention these codes when you open an account:
Promo Code: 100REF18
Unique referral code: 2517156
Here is a link if you want to open the account online: https://www.becu.org/members-matter/about-membership/Membership
Two bonuses:
1. GO HUSKY! (Get a free Husky logo design debit card, or a regular red one)
2. Free Auto Show this weekend! (Friday before 6p)
Thanks again,
Lucas
If anyone would like to join BECU, please use my referral code. I currenty have zero referrals.
Referral code: 2503268
Promo code: 100REF18
Please reply to this comment if used. Thanks!
Used. Thanks!