Find an updated list of First Commonwealth Bank promotions, bonuses and offers here.
Generally, they have promotions ranging from $50, $150 bonus when you open a new account and meet all the requirements.
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About First Commonwealth Bank Promotions
First Commonwealth Bank makes it their personal mission to improve the financial lives of their neighbors and community businesses. They are driven by their values to help their customers. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: OH, PA (Bank Locator)
- Routing Number: 043306826
- Customer Service: 1-800-711-2265
While they have many generous bonuses, First Commonwealth Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
First Commonwealth Bank $50 Referral Bonus

First Commonwealth Bank $50 Referral Bonus
First Commonwealth Bank is offering a $50 bonus when you refer friends and family to open a qualifying new checking account.
- Account Type: Checking Account
- Availability: OH, PA (Locator)
- Direct Deposit Requirement: Unknown
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $2, waivable
- Early account termination fee: Unknown
- Household limit: None
(Offer has no expiration)
You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $50 Referral Bonus
- Current Customer/Referrer:
- To earn a $50 Mastercard Reward Card for each individual referred to First Commonwealth Bank, who does not already have a First Commonwealth Bank checking account, registers for the offer, opens a new First Commonwealth personal or business checking account and completes the other requirements within the time specified in the offer.
- To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person.
- A Referrer may receive up to ten Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements
- New Customer/Referee:
- To earn a $50 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank personal checking account after receiving the email or social media offer through the official means of the program.
- Minimum deposit to open the account is $50 for a Hometown Checking account or $25 for a SmartPay Card account.
- You must complete at least one of the following requirements within 60 days after account opening:
- Complete one (1) direct deposit of $250 or more, OR
- Complete ten (10) qualifying debit card purchases that must post and clear the account
- To earn a $50 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank personal checking account after receiving the email or social media offer through the official means of the program.
- Online Banking and bill payment
- Customized account alerts
- Online financial management tool
- Send money to friends and family for free with Zelle
- App to pay bills, deposit checks and more
- SecurLOCK EQUIP app to control your debit card
- Access to mobile wallets like Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
- Hometown Checking: There is a $2 monthly service charges that is waivable when you enroll in eStatements
- Hometown Checking + Interest: There is a $5 monthly service charges that is waivable when there is $1,000 or more in deposits per statement cycle
- Hometown Checking + Interest + Solutions: There is a $10 monthly service charge that is waivable when there is $2,000 or more in deposits per statement cycle
- SmartPay Card: There is a $5 monthly service charges.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Mastercard Reward Card to the physical address provided.
- Bonus may be reported as income to the IRS.
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
- The Referrer authorizes the sending of communications to each Referred Person or Business.
- The email may not be recovered if the person has “opted out” of marketing material from First Commonwealth Bank or ReferLive.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- Returned/invalid email addresses and non-deliverable addresses are not the responsibility of First Commonwealth Bank or its third party vendors.
- The Referred Person or Business acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- The Reward Cards will be mailed to the addresses within the ReferLive registration system.
- The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.
First Commonwealth Bank $50 Business Referral Bonus

First Commonwealth Bank $50 Business Referral Bonus
First Commonwealth Bank is offering a $50 bonus when you refer friends and family to open a qualifying new business checking account.
- Account Type: Business Checking Account
- Availability: OH, PA (Locator)
- Direct Deposit Requirement: Unknown
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None
(Offer has no expiration)
Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($400 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $50 Referral Bonus
- Current Customer/Referrer:
- To earn a $50 Mastercard Reward Card for each business referred to First Commonwealth Bank, who does not already have a First Commonwealth Bank checking account, registers for the offer, opens a new First Commonwealth business checking account and completes the other requirements within the time specified in the offer.
- To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business.
- A Referrer may receive up to ten Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business who fulfills the requirements
- New Customer/Referee:
- To earn a $150 Mastercard Reward Card, the Referred Business must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank Business checking account after receiving the email or social media offer through the official means of the program.
- Minimum deposit to open the account is $50
- You must complete at least one of the following requirements within 60 days after account opening:
- Complete a minimum of $2,000 in qualifying deposits
- To earn a $150 Mastercard Reward Card, the Referred Business must register by following the link provided in the referral email or on social media, agree to the Terms and Conditions, open a new First Commonwealth Bank Business checking account after receiving the email or social media offer through the official means of the program.
- Secure access to manage your account everywhere you go with online banking and our mobile app, available at no charge from us
- Access to Treasury Management services
- FDIC insurance for deposits up to $250,000
- Unlimited surcharge free transactions at 55,000+ ATMs nationwide through the First Commonwealth, Freedom Alliance and Allpoint networks
- Business Checking: There is no monthly service charge
- Elite Business Checking: There is no monthly service charge
- Business Checking Plus: There is a $10 monthly service charges which can be waived if the minimum monthly balance requirement is met
- Please allow 4-6 weeks after completion of all requirements for delivery of your Mastercard Reward Card to the physical address provided.
- Bonus may be reported as income to the IRS.
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
- The Referrer authorizes the sending of communications to each Referred Person or Business.
- The email may not be recovered if the person has “opted out” of marketing material from First Commonwealth Bank or ReferLive.
- Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- Returned/invalid email addresses and non-deliverable addresses are not the responsibility of First Commonwealth Bank or its third party vendors.
- The Referred Person or Business acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- The Reward Cards will be mailed to the addresses within the ReferLive registration system.
- The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.
First Commonwealth Bank $150 Business Checking Bonus (Expired)

Earn a $150 bonus when you refer a friend to open a business account!
First Commonwealth Bank is offering a $150 bonus when you refer a friend to open a new business checking account.
- Account Type: Business Checking Account
- Availability: OH, PA (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Chexsystems: Unknown. Let us know.
- Opening Deposit: $50
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None listed
- Monthly Fee: Varies by account
- Closing Account Fee: None.
(No Expiration Date)
Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($400 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $150 Business Checking Bonus
- Open a new First Commonwealth Bank personal checking account.
- Deposit a minimum of $2,000 in cumulative deposits within 60 days after account opening.
- Then the bonus will be rewarded within 4-6 weeks after completing all requirements.
- Online Banking and Mobile Banking.
- Deposit checks without a trip to the bank with Mobile Deposit
- Withdraw money, deposit money and transfer money at more than 55,000 fee-free ATMs
- Business Checking: There are no monthly service fees
- Elite Business Checking: There are no monthly service fees
- Business Checking Plus: $10, can be waived with minimum balance of $2,500
- The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account.
- The program may be discontinued or changed at any time without notice.
Bottom Line
First Commonwealth Bank provides great services for members in the Ohio and Pennsylvania area. If you are not located in these areas, you can always access your funds online through mobile banking.
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*Check back at this page for updated First Commonwealth Bank promotions, bonuses and offers.
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