Take advantage of Sunflower Bank promotions, bonuses, and offers today!
Update 7/18/24: The $200 checking bonus with no direct deposit requirement has been extended to 9/30/24. You can then refer your friends and family for $50 bonus per referral.
About Sunflower Bank Promotions
Being the 4th largest bank in the state of Colorado, Sunflower Bank has been offering quality service and personalized care since 1892. With products such as Bank Rates, CD Rates as well as bank promotions, you are able to get the best the bank has to offer.
Through their 61 convenient locations spread throughout Colorado and Kansas, you can take advantage of the offers today!
Sunflower Bank $200 Checking Bonus *Direct Deposit Not Required*
- What you’ll get: $200 bonus
- Account Type: Checking
- Availability: AZ, CO, KS, MO, NM, TX, In-Branch only (Bank Locator)
- Direct Deposit Requirement: No, you can do ACH credits totaling of $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fee: None with eStatements
- Early Account Termination Fee: $30 if account is closed within 180 days
- Household Limit: None
(Expires 09/30/2024)
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Customer will receive a $200 reward when they:
- Open their first personal checking account opened in-branch (offer applies to Foundation, Elevation and Pinnacle checking accounts only)
- Complete 25 or more debit card purchases (pinned, signed, or credit).
- Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account.
- Offer valid 7/1/2024-9/30/2024 at any Sunflower Bank and First National 1870 branch location, and may be canceled without notice.
- Customer will receive a $200 reward when they open their first personal checking account opened in-branch (offer applies to Foundation, Elevation and Pinnacle checking accounts only) and meet the following promotion requirements: 1) Open qualifying checking account with a minimum deposit of $100. 2) Complete 25 or more debit card purchases (pinned, signed, or credit).
- Each purchase must be greater than or equal to $10 and must post to the new checking account on or before 10/31/2024. Recurring debit card transaction payments and ATM transactions do not qualify as a debit card purchase. 3) Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account.
- Qualifying ACH Direct Deposits include: electronic deposits of your payroll, government benefits (e.g. social security), pensions, annuities, retirement plans, and child support that post to the new checking account on or before 10/31/2024.
- The following types of transactions do not qualify as ACH Direct Deposit for promotion: Deposits processed as a debit card credit, account-to-account transfers or peer-to-peer (e.g. Zelle® , Venmo, PayPal and similar) credits, micro-deposits (small deposits less than $1), merchant transactions from PayPal, Square and similar, and external bank ACH transfers not from employers, bank transfers from one account to another account, dividends, wires, mobile check deposits/transfers, or other electronic money transfers, such as those made through internet payment services, and deposits made at a branch or ATM.
- The Bank reserves the right to request documentation that the direct deposits qualify.
- The account must have a positive balance at least one day between 10/1/2024–10/31/2024 to be eligible for the reward payment.
- The qualifying reward payment will be paid into new checking account by end of business day on 11/8/2024.
- The account must be in an open status to receive the reward payment.
- Customers (any account owner) who currently have or previously had a personal checking account between 7/1/2023 and 7/1/2024 are not eligible for this offer.
- Maximum payment per checking account is $200.
- Not valid with any other offer and may be canceled or changed without notice.
Sunflower Bank $50 Referral Bonus
Sunflower Bank is offering a $50 bonus when you refer a friend who opens a new checking account and meets the requirements.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: AZ, CO, KS, MO, NM, TX
(No expiration date)
BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
How it works:
- When making a referral, be sure that your friend or family member is not already a current Sunflower Bank personal checking account owner.
- Give eligible friends or family members a referral card. When they bring it to a location near them, they could get rewarded for opening their first personal checking account with us, and begin making referrals too!
- Offer valid at any Sunflower Bank location.
- To participate in the Refer A Friend program, customer must be an owner on a personal checking account at Sunflower Bank.
- Referring customer will earn $50 when referee opens their first personal checking account at Sunflower Bank.
- All bonus payments will be deposited into referring customer’s primary personal checking account at time referral payment is earned.
- Qualifying account must be open and have a positive balance on the date the referee account is opened to receive bonus payment.
- New customer (referee) must present referral card, letter, or email offer at time of account opening.
- Minimum of $100 is required to open a personal checking account.
- Maximum payment per customer for referrals is $500 per calendar year (January 1–December 31).
- Customers will receive an annual 1099-INT for bonus payments earned.
- Offer subject to change/cancellation at any time without notice.
- Referee may participate in current personal checking offers at time of account opening and is eligible to participate in the Refer A Friend program.
How to Waive Monthly Fees
- SunNet Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained.
- Foundation Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained or if primary account owner is under the age of 18.
- Elevation Checking: $6.00 monthly
- Pinnacle Checking: $10.00 monthly waived if minimum daily balance of $2,000 is maintained.
Bottom Line
The current promotion from Sunflower Bank is great if you are looking for an account with easy to meet requirements. With that said, I would definitely recommend checking this promotion out only if it incurs a soft pull.
Compare Sunflower Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back at this page for updated Sunflower Bank promotions, bonuses, and offers.
John Mccann says
Walk-in. Poor Stl.
john mccann says
2 states or 6?
Miacho says
I have a Sunflower Bank checking account before. How long do I have to wait and apply for a new account to get the bonus?