Check out the recent Equity Bank promotions, bonuses, and offers here.
Update 7/29/24: There is now a $400 business checking bonus is now good through 12/31/24.
They still have the free Revolution Toaster($350 value) or $200 checking bonus with no DD with no end date.
About Equity Bank Promotions
Over the past decade, they’ve been building one of the region’s fastest growing banks by working side by side with our customers throughout their communities in Kansas, Missouri, Arkansas, and Oklahoma.
We will review the current Equity Bank promotions below.
Equity Bank $200 Checking Bonus *No Direct Deposit Requirement*
Equity Bank is offering a promotion of $200 when you open a checking account and complete the qualifying activities.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: AR, KS, OK, MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Up to $2500
- Monthly Fees: $10, waivable
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
Editor’s Note: The same requirement, but there is now a $300 bonus with direct deposit requirement.
Preferred checking has a $10 monthly fee which can be waived with a $2,000 balance.
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
You can receive:
- Open a checking account and maintain Equity Bank account in active and good standing at time of incentive payment
- Complete direct deposit forms at time of enrollment
- Apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval.
- Incentive amount will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) complete direct deposit forms at time of enrollment, (3) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
- Promotion not available to current employees and employee household members of Equity Bancshares, Inc. or its subsidiaries.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Equity Bank Evolution Toaster Bonus
Equity Bank is offering a promotion free Revolution smart toaster when you open a Preferred checking account account and complete the qualifying activities.
- What you’ll get: Free Revolution Toaster ($350 value)
- Account Type: Preferred or Elite checking account
- Availability: AR, KS, OK, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Up to $2500
- Monthly Fees: $6-$10, waivable
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($325 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Under the Additional Details section of the account application, select “Toaster” from the dropdown menu and get one step closer to your free revolutionary toaster.
- Open a Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Must enroll in online banking and direct deposit, and receive a debit card.
- Equity Bank’s Revolution™ toaster giveaway is a limited?time offer subject to change without notice.
- Offer available to new Equity Bank checking accounts that are first in their household.
- Must be Preferred or Elite checking account, with balance of $2,000 at time of incentive redemption.
- Minimum $100 to open Preferred or Elite checking account.
- To receive offer, customer must enroll in online banking and direct deposit, and receive a debit card.
- Customer will be issued a 1099?INT form for tax value of the incentive amount.
Equity Bank $200 Checking Bonus
Equity Bank is offering a promotion of $200 when you open a checking account and complete the qualifying activities.
- What you’ll get: $200 bonus
- Account Type: Bank@Work account
- Availability: AR, KS, OK, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $6-$10, waivable
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($325 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
You can receive:
- $50 when you open an Equity Bank checking account
- $50 for direct deposit and using an Equity Bank debit card
- $100 when you open an Equity Bank savings account
- Limited time offer and may be canceled without notice.
- One offer per household, available for new Equity Bank households only, and subject to review and approval.
- Incentive amount will be directly deposited into customer’s qualifying account approximately 45-60 days after account opening, assuming qualifications are met.
- To qualify for offer, customer must (1) maintain Equity Bank account in active and good standing at time of incentive payment, (2) remain employed with company at time of incentive payment, (3) complete direct deposit forms at time of enrollment, (4) apply for, receive, and activate and use an Equity Bank debit card within first 45 days of account opening.
- Customer will be issued a 1099-INT form for tax value of the incentive amount.
- Minimum $100 deposit required to open Equity Bank checking account
Equity Bank $400 Business Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Business checking
- Availability: AR, KS, OK, MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0
- Early Account Termination Fee: Must keep account open for 180 days or bonus will be forfeited.
- Household Limit: One
(Expires 12/31/2024)
Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
U.S. Bank Business Checking ($350 or $800 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Huntington Business Checking 100 ($200 Bonus) |
Axos Business Premium Savings ($375 Bonus) |
How To Earn Bonus
- Open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
- Enroll in business online banking
- Make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
- Business Checking Promotion.
- Limited time offer and may be canceled without notice.
- To qualify, please complete steps at equitybank.com and open a Small Business or Commercial Checking account with Equity Bank, including qualifying deposit.
- The following criteria must be met by December 31, 2024: (1) Enroll in business online banking and (2) make $2,500 or more in qualifying deposits, which do not include transfers from existing Equity Bank accounts.
- Minimum deposit of $100 required to open new checking account. Service fees may be assessed, and we may collect the bonus if the account is closed within the first 180 days after account opened.
- Limit one promotional offer per business and/or address.
- If your account meets the criteria and remains open and active, we will deposit the earned bonus into your checking account within 30 days after the qualification expiration date of December 31, 2024.
- Bonuses may be considered interest and may be reported on IRS form 1099.
How To Waive Monthly Fees
- Preferred Checking: $10 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
- Elite Checking: $6 monthly fee.
- Essential Checking: $7 monthly fee. Maintain a $100 minimum balance or one direct deposit of $100 or more per statement cycle to avoid the monthly account fee.
Bottom Line
In my opinion, there are more generous promotions out there compared to this one at Equity Bank. Additionally, there are lots of activities that you have to meet before you can earn the entire $100 bonus. If you want to find more attractive bonuses, you can find some listed throughout our website.
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Compare Equity Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back on this page for updated Equity Bank promotions, bonuses, and offers.
john mccann says
Must be owner of a company. St.Louis,MO not a location. So sad.