Find an updated list of KeyPoint Credit Union promotions, bonuses, and offers here.
Currently, they have $100 bonus referral and a $200 student checking bonus without direct deposit. Plus a $300 checking bonus for everyone else.
Table of Contents
About KeyPoint Credit Union Promotions
KeyPoint Credit Union in California offers personal service, and provides members in Silicon Valley and beyond with products and services to improve your financial well-being.
I’ll review the KeyPoint Credit Union Promotions below.
KeyPoint Credit Union $300 Checking Bonus
KeyPoint Credit Union is offering a $300 bonus when you open a checking account with them.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes, $1,000+
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking ($600 bonus), TD Bank Beyond Checking ($300 Bonus), HSBC Bank Premier Checking ($500 Bonus), Chase Private Client ($2,000 Bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open a KeyPoint Checking Account with promo code NM2023
- Get $200 when you set up fast Direct Deposit of at least $1,000
- Get $100 when you use your new KeyPoint Debit Card to make 40 purchases
- Offer may be cancelled at any time.
- May not be combined with any other promotion. $25 minimum account opening deposit.
- $200 direct deposit bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government benefits, and (c) first direct deposit posts within 60 days after account opening.
- Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify.
- $100 Debit Card usage bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening.
- Other restrictions may apply.
- Student Checking Accounts are not eligible for this promotion.
- Offer good for new Members only—former Members who closed an account within two years of new account open date are not eligible for bonuses.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $200 Student Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Student Checking
- Availability: CA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $3,000
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(No expiration date listed)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Get $100 when you open a Student Checking Account for your 13-17 year old
- Be sure to use the promo code Y100
- Get another $100 for making 25 debit card purchases within the first three months
- Offer may be cancelled at any time.
- New Members only.
- Must not have been Member within 30 days. $10 bonus applied at time of account opening.
- Additional available $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 25 or more purchase transactions within three months after account opening.
- Other restrictions may apply.
- Taxes on bonuses, if any, are the recipient’s responsibility.
- KeyPoint complies with federal and state tax reporting laws.
KeyPoint Credit Union $100 Referral Bonus
KeyPoint Credit Union is offering a $200 bonus to the new member when you refer them to a new Checking Account.
- What you’ll get: $200 bonus
- Account Type: Free checking account
- Availability: CA
(No Expiration Date)
| Compare this savings account to alternatives like Discover Bank Savings ($200 Bonus + 3.30% APY), UFB Best Savings (4.21% APY), CIT Bank Savings Connect (4.05% APY), SoFi Checking & Savings ($275 Bonus + 3.75% APY), and Western Alliance Bank Savings (4.23% APY). |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Have your friend or family member open a Checking account using the RAF22 code online or in-person at a branch!
- When your friend sets up direct deposit of at least $1,000 per month, you both get $100 bonus.
- If they make 40 purchases with their new KeyPoint Debit Card, they can earn another $100 bonus.
- O?er may be cancelled anytime. Referred friend must be eligible to join KeyPoint and not be a previous or current KeyPoint Member. Referred Student Checking Account is not eligible for $200 bonus. Referring Members can receive a $100 bonus for each eligible referred friend who joins and opens a KeyPoint Checking Account either online using the promo code “RAF22” or in-branch with a completed KeyPoint Refer a Friend form. Referring Member bonuses and $100 bonus paid within 90 days of account opening if (a) checking account is opened with at least $25, (b) Member establishes minimum $1,000 recurring monthly direct deposit to account of net pay, pension, or government bene?ts, and (c) ?rst direct deposit posts within 60 days after account opening. Recurring transfers or deposits from other sources, such as other accounts at KeyPoint or accounts at other institutions, do not qualify. Additional $100 bonus paid within four months of account opening if Member uses KeyPoint Debit Card to make 40 or more purchase transactions within three months after account opening. ADDITIONAL INFORMATION. (1) This o?er cannot be combined with other promotions. (2) KeyPoint employees and o?cials and their immediate families cannot participate. Other restrictions may apply. (3) Taxes on bonuses, if any, are the recipient’s responsibility. KeyPoint complies with federal and state tax reporting laws.
How To Waive Monthly Fees
- Free Checking: None
- Unlimited Checking: $17, waived with minimum direct deposit of $1,000 or make ten (10) Debit purchase transactions within the month
- Dividend Checking: $12 (waived with direct deposit or $750 average daily balance)
- Free Student Checking: None
- Student Savings/Smart Savings Account: None
- Free Student Checking: None
- Business Free Checking: None
- Business Dividend Checking: $12 (waived with minimum average daily balance of $2,500)
Bottom Line
KeyPoint Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at any time!
While they have a generous $200 bonus, KeyPoint Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare KeyPoint Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated KeyPoint Credit Union promotions, bonuses, and offers.
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